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The HOP (The Home Ownership Podcast, Episode 11), The Market Now, Compared to 2008 Crash

The Hop

Release Date: 06/29/2020

The HOP (The Home Ownership Podcast) Episode 33: Stricter Loan Approval in 2021 show art The HOP (The Home Ownership Podcast) Episode 33: Stricter Loan Approval in 2021

The Hop

In the current market, mortgage rates are fluctuating regularly. The loan underwriting process is a stricter these days and your credit score will need to be comparatively low in order to get approved for a home loan. If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website,  or call direct 805.617.9311

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The HOP (The Home Ownership Podcast) Episode 32: The Real Estate Market in 2021 show art The HOP (The Home Ownership Podcast) Episode 32: The Real Estate Market in 2021

The Hop

Realtor and host David Charles Allen talks about the current market happenings in the first two weeks of 2021. He discusses mortgage rates and trends, comparing market data from previous years.  If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, or call direct 805.617.9311

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The HOP (Home Ownership Podcast) Episode 31: Divine Creativity With Carissa Luminess show art The HOP (Home Ownership Podcast) Episode 31: Divine Creativity With Carissa Luminess

The Hop

This week, The Hop features special guest, artist and spiritual visionary Carissa Luminess. Carissa is an artist who teaches others to tap into their own unique gifts of divine flow and creativity. Learn more about Carissa and see her art work on her website. If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email david@davidcharlesallen.com and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311

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The HOP (Home Ownership Podcast) Episode 30: Patrick Reese and Surprise Christmas Guest! show art The HOP (Home Ownership Podcast) Episode 30: Patrick Reese and Surprise Christmas Guest!

The Hop

This week, The Hop features special guest Patrick Reese and includes a surprise Christmas Guest that you don't want to miss! Follow Patrick Reese on his YouTube Channel If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email  and follow David on his website,  or call direct 805.617.9311

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The HOP (Home Ownership Podcast) Episode 29: Daniel Randolph Modern Art show art The HOP (Home Ownership Podcast) Episode 29: Daniel Randolph Modern Art

The Hop

This week’s episode of The HOP features artist and Double Purple Heart Award Winning Vietnam Veteran Daniel Randolph. Daniel is primarily a self-taught artist who has made a name for himself doing whimsical landscape and cityscape travel posters of major European and American scenes. His work may also be found in fine art galleries and museums. A painting by Randolph adorns the walls of the White house and his paintings hang in other homes and buildings of note worldwide. To learn more about Daniel Randolph and purchase his art visit: If there are any inquiries, comments, questions, or...

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The HOP (Home Ownership Podcast) Episode 28: Santa Barbara County Food Bank show art The HOP (Home Ownership Podcast) Episode 28: Santa Barbara County Food Bank

The Hop

This week’s episode of The HOP features two special guests from The Santa Barbara County Food Bank, Kate Newbury and Jordan Jenkins. Host David Charles Allen discusses mortgage rates and the current happenings in the real estate market. Kate and Jordan share important information about the work they are doing within the Santa Barbara Community and how you can help, especially now in a time of need. To learn more about Santa Barbara County Food Bank visit If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email  and follow David on his...

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The HOP (Home Ownership Podcast) Episode 27: Alternative Veterinary Medicine with Dr. Kirstin Jorgenson DVM show art The HOP (Home Ownership Podcast) Episode 27: Alternative Veterinary Medicine with Dr. Kirstin Jorgenson DVM

The Hop

This week on The Hop (Home Ownership Podcast) we welcome Veterinarian Dr. Kirstin Jorgenson DVM. Dr. Jorgenson practices holistic medicine for pets; most notably acupuncture for dogs and horses! Learn more about Dr. Jorgenson's unique holistic approach to veterinary medicine. Dr. Jorgenson practices at Memorial Beach Veterinary Hospital. Find out more at If there are any inquiries, comments, questions, or stories you would like to share with The HOP, Email  and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311

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The HOP (Home Ownership Podcast) Episode 26: Music and Leather with Chris Foley show art The HOP (Home Ownership Podcast) Episode 26: Music and Leather with Chris Foley

The Hop

Today our special guest, is musician and business owner Chris Foley. Chris grew up in Germany, was inspirited as a teenager to be a musician and then transitioned into owning a high-end leather accessory store in Healdsburg, CA. You can follow Chris Foley Fine Leather on Facebook, visit his store in Healdsburg, CA, or call his store directly at . If there are any inquiries, comments, questions, or stories you would like to share with The HOP, Email  and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311

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The HOP (The Home Ownership Podcast) Episode 25: Bob's Well Bread Bakery show art The HOP (The Home Ownership Podcast) Episode 25: Bob's Well Bread Bakery

The Hop

Our special guest this week on The Hop (The Home Ownership Podcast) is Bob Oswaks. Bob along with his wife Jane designed Bob’s Well Bread Bakery out of Los Alamos, CA which first opened in 2014. Bob discusses how he went from working as a Hollywood Executive to becoming an award winning baker. Learn more about Bob’s Well Bread Bakery by visiting . If there are any inquiries, comments, questions, or stories you would like to share with The HOP, Email  and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311

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The HOP (The Home Ownership Podcast) Episode 24: Talking Farm to Table Business with Journeyman Meat Co. show art The HOP (The Home Ownership Podcast) Episode 24: Talking Farm to Table Business with Journeyman Meat Co.

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David talks mortgage rates and weather before introducing this week’s special guest, Linda Cook Sproul. Linda grew up with her family in the meat industry as a local butcher. She shares the importance of local butchers, farm-to-table businesses, and customer service in small towns. Linda is part of the next generation of her family business, Journey Man Meat Co., based out of Sonoma County. Linda talks turkey tips for the upcoming holiday season. Order your turkey, prime rib, fine meats, and wine this season from Journeyman Meat Co., journeymanmeat.com. If there are any inquiries, comments,...

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Sunny weather in Santa Barbara means that it is a great time to get outside and enjoy summertime. Sales in the real-estate market begin to pick up. A special shout-out to Dave’s friend Kim, who is looking to buy and sell a home. If any of our listeners are interested, Kim is selling a home on the Mesa in Santa Barbara, CA. Dave sends positive energy and good fortune to home buyers and sellers. Dave compares the current market trends to the trends during the 2008 financial crash. 

As always, you’re invited to share stories about your own beautiful life and neighborhood, your pet stories, and questions or comments about real estate.  Email david@davidcharlesallen.com and follow David on his website, https://www.davidcharlesallen.com/  or call direct 805.617.9311