loader from loading.io

Business PCI Compliance and Android Ransomware plus more on this Tech Talk with Craig Peterson Podcast

Craig Peterson - Secure Your Business, Your Privacy, and Save Your Sanity

Release Date: 10/16/2020

Google FLoC, AI Gemini, and Election Integrity: Protecting Digital Democracy show art Google FLoC, AI Gemini, and Election Integrity: Protecting Digital Democracy

Craig Peterson - Secure Your Business, Your Privacy, and Save Your Sanity

Welcome to today's episode where we dive into the rapidly evolving world of technology and its impact on privacy, history, democracy, and consumer behavior. Join us as we explore the implications of Google FLoC cookies on online privacy, the dangers posed by AI Gemini in altering historical narratives, the role of technology in ensuring election integrity, and the influence of platforms like Temu on the online shopping experience. Google FLoC Cookies: Understand how Google's FLoC technology is reshaping online privacy and targeted advertising. Dangers of AI Gemini Changing History: Discover...

info_outline
Solar Storm Apocalypse? Myth or Reality? Protect Your Grid (and Life) show art Solar Storm Apocalypse? Myth or Reality? Protect Your Grid (and Life)

Craig Peterson - Secure Your Business, Your Privacy, and Save Your Sanity

Have you ever considered the impact of a powerful solar storm or an unexpected Electromagnetic Pulse (EMP) on our way of life? This article dives deep into the resilience of our electric grid in the face of these potential threats, exploring the concerning "what ifs." Solar Flares and EMPs: Disrupting Our Connected World Solar Flares: These are massive eruptions of energy from the sun's surface. A powerful enough solar flare can induce electrical currents in our power grids, potentially causing widespread blackouts and damage to transformers. Electromagnetic Pulses (EMPs): These are bursts of...

info_outline
eSIM Exposed: Safeguarding Mobile Privacy & Combatting Hacks show art eSIM Exposed: Safeguarding Mobile Privacy & Combatting Hacks

Craig Peterson - Secure Your Business, Your Privacy, and Save Your Sanity

  Chris's $10,000 smartphone hack is just one instance of a concerning trend of cyberattacks. Today, we're delving deep into eSIM technology, a game-changer in mobile privacy and security. Cybersecurity Concerns: The rise in hacking incidents highlights the urgent need for robust cybersecurity measures, especially in the mobile space. eSIM Technology: Exploring the intricacies of eSIMs reveals both their potential and the security challenges they present. Online Privacy: With eSIMs becoming more prevalent, understanding their impact on online privacy is crucial for users. Combatting...

info_outline
Disappear Online: Expert Tips for Digital Cleansing! show art Disappear Online: Expert Tips for Digital Cleansing!

Craig Peterson - Secure Your Business, Your Privacy, and Save Your Sanity

  In today's digital age, our online presence can become cluttered and overwhelming, affecting not just our digital identity but also our cybersecurity and privacy. Let's delve into the expert secrets of digital cleansing to ensure a safer and more secure online journey: Understanding Digital Clutter: Learn how digital clutter impacts your life and why it's essential to tidy up your online presence. Cybersecurity Concerns: Uncover the risks posed by unchecked emails, unused accounts, and shares, and how they can compromise your cybersecurity. The Importance of Online Privacy:...

info_outline
Defend Your Digital Domain: Transforming Home Networks for Cybersecurity show art Defend Your Digital Domain: Transforming Home Networks for Cybersecurity

Craig Peterson - Secure Your Business, Your Privacy, and Save Your Sanity

Hey there! Is your home Wi-Fi a potential cyber threat? Let’s bolster your network's defenses! Here's what you'll find in this guide: Privacy Concerns: Understand the risks associated with a vulnerable home network and the importance of safeguarding your personal information. Wi-Fi Security: Learn how to secure your home Wi-Fi network to prevent unauthorized access and protect your devices. Smart Devices: Explore the security challenges posed by smart devices and how to mitigate these risks effectively. Network Segregation: Delve into the concept of dividing your home network for...

info_outline
Unlocking the Secrets of Online Privacy: Cracking the Code to Secure Chats show art Unlocking the Secrets of Online Privacy: Cracking the Code to Secure Chats

Craig Peterson - Secure Your Business, Your Privacy, and Save Your Sanity

Have you ever paused mid-message, wondering who might be lurking in the digital shadows? I've delved deep into the realms of online privacy, spam prevention, encryption, and the intricacies of organizing your digital life to keep your conversations secure. Join me on this thrilling journey through cyberspace as we unravel the secrets of safeguarding your chats. Here's what you'll discover in our expedition: Privacy in the Digital Age: Uncover the nuances of online privacy and learn how to navigate the digital landscape confidently. Combatting Cyber Threats: Dive into the world of...

info_outline
Defend Your Inbox: The Ultimate Plus Addressing Privacy Solution! show art Defend Your Inbox: The Ultimate Plus Addressing Privacy Solution!

Craig Peterson - Secure Your Business, Your Privacy, and Save Your Sanity

Hey there! Ever find yourself drowning in a sea of spam emails? πŸ“§ Fret not! I've got the perfect solution to not only declutter your inbox but also fortify your online privacy and cybersecurity. πŸ›‘οΈ Introducing the ultimate guide to digital clean up, with a focus on plus addressing for enhanced privacy and organization. No more sifting through unwanted emails – this guide is your ticket to a streamlined and secure email experience. πŸ“₯ Here's what you'll find in this comprehensive guide: Privacy Reinforcement: Learn how plus addressing can act as a shield, allowing you to...

info_outline
Online Advertising Transformed: Google's Move Beyond Cookie Dependency show art Online Advertising Transformed: Google's Move Beyond Cookie Dependency

Craig Peterson - Secure Your Business, Your Privacy, and Save Your Sanity

Hold onto your hats, tech enthusiasts! πŸŽ©πŸ’» Get ready for a seismic shift in the digital landscape as Google bids farewell to cookies, ushering in a new era where privacy is more than just wishful thinking. Say goodbye to the cookie craze! πŸͺ🚫 In my latest deep dive, "Digital Clean Up: Navigating Google's Game-Changing Shift in Online Advertising," I'm unraveling the intricacies of this groundbreaking move and what it means for all of us navigating the vast realms of the internet. πŸŒπŸ” Here's what you can expect in this enlightening journey: Advertising Evolution: Explore...

info_outline
Crack the Code: Mastering Windows Security and Digital Clean-Up Tactics show art Crack the Code: Mastering Windows Security and Digital Clean-Up Tactics

Craig Peterson - Secure Your Business, Your Privacy, and Save Your Sanity

In the fast-paced world of technology, your Windows device needs the ultimate defense against cyber threats. I've revamped the guide, diving deep into the realms of anti-virus protection, cybersecurity, and online privacy. Here's your roadmap to a digitally clean and secure future: Windows Defender vs. Norton vs. Malwarebytes: Uncover the strengths and limitations of each superhero in the battle against cyber villains. The War Against Malware: Arm yourself with knowledge on the latest malware trends and the tools to combat them effectively. Guarding Your Cyber Fortress: Explore...

info_outline
Boost Online Privacy: A Cyber Spring Clean show art Boost Online Privacy: A Cyber Spring Clean

Craig Peterson - Secure Your Business, Your Privacy, and Save Your Sanity

Is your digital realm resembling a messy attic? Files overflowing like forgotten knick-knacks, an inbox resembling a confetti blizzard, and social media feeds choked with digital dust bunnies? Fear not, fellow data denizens, for spring cleaning season has arrived – and this year, we're reclaiming our online peace of mind! But unlike dusting cobwebs and decluttering drawers, taming our digital wilderness requires a different arsenal. Forget brooms and vacuum cleaners – we're talking AI-powered assistants, data-detective hounds, and even a digital shredder for those long-dormant devices...

info_outline
 
More Episodes

Craig discusses PCI DSS Compliance in businesses and the increasing problem with Android ransomware.

For more tech tips, news, and updates, visit - CraigPeterson.com

---

Trojan Malware Targets Trump Supporters

Nmap 7.90 released: New fingerprints, NSE scripts, and Npcap 1.0.0

Tyler Technologies finally paid the ransom to receive the decryption key

5G in the US averages 51Mbps while other countries hit hundreds of megabits

Apple’s T2 security chip has an unfixable flaw

Verizon Payment Security Report is a Wake-up Call: Time to Refocus on PCI DSS Compliance

Android Ransomware Has Picked Up Some Ominous New Trick

---

Automated Machine-Generated Transcript:

Craig Peterson: [00:00:00] If you have a business that takes credit cards if you. Ever go into a business or use a business online that takes credit cards. There are some special rules that you need to follow called the PCI standards. We'll talk about it.

Hi, welcome back. This is Craig Peterson here.

Verizon. I'm not sure if you've seen these before, but Verizon has security reports. It has a number of different reports and they tend to all come out annually and here within the last couple of weeks, Verizon released their payment security report for this year,. It is an annual report and it's having a look at how organizations are maintaining compliance with something called the payment card industry data security standard, or PCI DSS.

Now we have a client I'm thinking of right now that's a small a doctor's office and they, of course, have to take credit cards and they had their credit card processing suspended by the credit card processor. I'm thinking of another one as well, which is a pizza joint.  They too had credit card processing threatened for suspension. In their case, they had a couple of weeks to clean up their act and both cases. They pulled us in to help straighten things out.

But what was interesting about the doctor's office is they sent a physical copy of the PCI agreement, the payment card industry agreement, so that if they wanted to accept credit cards, they had to sign this agreement. Now,  first of all, in this day and age, that's remarkable in and of itself, right?

We get PDFs, but how many of us just pencil whip, PDFs, or click whip, I guess PDFs, most of us. It's really rare that we read the contract and it's interesting to know too, that not only was it a physical copy, but this thing it was hundreds and hundreds of pages long. It was huge. It was absolutely huge.

So they had to sign a physical copy of this thing. What happens is if you are accepting the payment cards, in other words, credit cards, and someone reports that there is an unauthorized charge on that card. The guys and gals at the payment card industry, start to look at your business. Now we had a case right here by my house.

It was a Wendy's,I think it was and apparently, the manager of the Wendy's and the employees were skimming credit cards. So you'd go in, you'd give them the credit card. They'd run it and give you the card back. Wow. They didn't just run it for your lunch. They made a copy of the credit card.

Okay. Now that's part of the reason we've got these smart chips on credit cards. Europe is way ahead of us on using those smart cards. And frankly, it's a risk, right? It's risk tolerance.

How much risk tolerance does Visa or MasterCard or whoever have and how much risk tolerance do the businesses have that accept the cards and then how much risk tolerance do you have?

In this case with Wendy's, they got a lot of complaints about that Wendy's store, where the cards we're all used at some point over the course of the last number of weeks and were used elsewhere as well.  The owners of the cards had reported some of these transactions at other places as not right being made by them. Now the credit card companies will go ahead and give you a credit on your bill, so you don't have to pay that contested portion.

But then, and they start looking into it a little bit more seriously. In the case of the doctor's office, they did get suspended at least for a short while. The pizza joint,  we got them up to standards within the two week period that they had. So they didn't get suspended. Because what would happen to a business if that card is card processing suspended, it'd be really bad.

Now you and I, we have to deal with the fallout as consumers because we used our card and the card might've been duplicated by someone working in that store. Our card number may be stored on a computer. In the case of another doctor's office, that's exactly what was happening.

The card number was being stored. then that information was then being sent off for processing, and then they would repeatedly enter the card information. Now there are some sites that have these virtual terminals that you can use, which is really great, where you are typing in the card number. But remember if your computer has a keystroke tracker, a key logger on it, and you're typing in credit card numbers. That's easily recognizable and you're going to get in trouble with the payment card industry, It's a very bad thing all the way around. So be very careful.

There are a whole bunch of security instances where this has happened and the Verizon payment security report is showing businesses just are not compliant. According to the data that they gathered here in 2019, less than 30% of organizations achieved compliance during interim compliance validation. That's like the pizza shop I was talking about, all we had to do with them was move them up to prosumer hardware. We had to get them to upgrade some of their software on their computers and change the software they were using because OMG. It was just crazy, the software. I couldn't believe what it was doing, but we got them all in all setup, all taken care of her. But less than 30% of the businesses that had to comply during the interim compliance validation period did not meet the compliance.

My bottom line here is to start now because Man oh Man applying quick fixes instead of creating and executing an overall strategy is really going to affect your compliance with PCI or any of the other standards out there, any of them. Just like the pizza shop and the doctor's office, I just mentioned, in both cases, we had to upgrade their systems, move things around, split up their network, have better encryption on the Wi-Fi, split off a customer network. So there's no way for any of them to get back and forth, and firewall some of their internal systems. So keep that in mind as well.

We're not going to get into the whole electronic voting thing, which also showed up in this Verizon report.

We only have a couple more minutes, so let's get into the Android, part here. this is an important one as well because we're seeing some new tricks.

Wired has an article by Lily Hay Newman saying she's calling them foreboding. Isn't it? here's what's happening. First of all, it's far more common on PCs, but as some of the newer research is showing that mobile ransomware has undergone an, a real evolution here.

We've seen it to the point recently where you go to a website and that website now uses your Android phone to start Bitcoin mining. Remember that? So if your Android phone is getting like really hot. It might be making money for somebody else they're using your computing power, but there's a lot of other things that are harmful.

Now, of course, in Bitcoin mining, it could burn up your Android phone and that's happened more than once. This silly thing gets so hot, it just melts down. But along with all kinds of types of PC malware used in these types of attacks against hospitals, municipal government, and any institution that can't tolerate downtime.

There's another platform that's really getting hit hard recently with ransomware and that's android phones. New research from Microsoft is also showing the criminal hackers are really putting time and resources into refining mobile ransomware tools. So why do you invest money? Because you're making money?

So the fact that they're investing money into coming up with new ransomware tools means. It's making the money. People are paying the ransoms.

There is some new software you might not be familiar with it. Of course, Microsoft has a windows defender. It's been on windows for a bit. Now it's actually quite good.

Microsoft also has released Microsoft defender for Linux, which really shocked me. I haven't tried it yet. And Microsoft defender on mobile. They've looked at a lot of different Android ransomware families, and apparently, they've added some really clever tricks, including a new note delivery mechanism. They've got improved techniques to avoid detection and they've even got machine learning built into the ransomware, that's attacking Android phones. That can be used to really fine-tune the attacks for different peoples android devices. So be extra careful out there, everybody.

We talked about in the first hour an attack that's going on right now, that's primarily directed at Republicans, but I think a lot of Democrats and independents would also open these emails and opening these files it's a very dangerous place out there. Use filters, use some of the anti-malware software. On an iPhone, there really isn't any.  You certainly don't need it as much, at least at this point. On Android, however, there is some great anti-ransomware software and you might just try Microsoft defender, which is a basic stopgap for you.

But, do be careful out there, everybody.

All right. So keep an eye out for my emails.

We've got more coming out here. I'm trying to go up to two a week, maybe even three a week, doing a little training. You might have noticed the last three weeks, my emails have looked different and I dropped some of the information in it because I think it was just visually confusing.

So make sure you are on my email list. Get my newsletter. Get all of this free training. All of this information that you need as a home user or a business user, or a business owner.

Go to Craig peterson.com/subscribe. Craig Peterson that's SON.com/subscribe and have a great week.

---

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Follow me on Twitter for the latest in tech at:

www.twitter.com/craigpeterson

For questions, call or text:

855-385-5553