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The HOP (Home Ownership Podcast) Episode 36: Raising Your Credit Score With Patrick Reese

The Hop

Release Date: 02/10/2021

Buyers Must be Prepared in Order to Move Quickly!   show art Buyers Must be Prepared in Order to Move Quickly!

The Hop

This episode reports on the surf, the opportunity to be a volunteer dog walker for the humane society, and of course--the real estate market.  Interest rates dropped slightly last week and new houses that come up for sale are receiving multiple offers, usually OVER the asking price.  David urges buyers to be prepared so when they do find the house they want, they   can move QUICKLY!  Be sure to visit for more information and to learn about real estate in the Santa Barbara area.    

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Why Today's Hot Seller's Market won't Lead to a Crash in the Near Future show art Why Today's Hot Seller's Market won't Lead to a Crash in the Near Future

The Hop

David reports on interest rates, which went up slightly to 3.375 for conforming 30-year fixed loans and to 3.125 for non-conforming jumbo loans.  Last week in Santa Barbara, there were more listings than pendings and a number of sellers dropped their prices after being listed for only about a week.  (David surmised it may have been because they were overpriced to begin with--and not based on comparables.)  David also explained why today's market is so very different from what led to the real estate crash and foreclosures in 2008.  Listen to the entire episode to learn...

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The HOP with Special Guest, Jeff Smedstad--Elote Cafe's Owner & Chef show art The HOP with Special Guest, Jeff Smedstad--Elote Cafe's Owner & Chef

The Hop

reports on the latest interest rates and real estate stats and then interviews special guest, Jeff Smedstad--chef at the world-famous in Sedona.  Jeff discovered long ago that cooking for people makes them happy and he's made a lot of people happy at Elote Cafe!  His route to becoming a world-class chef took a circuitous route--starting with cooking for shipmates in the Coast Guard, travelling throughout Mexico,  and of course, attending cooking school.   To view Elote's menu, and to make your reservations, visit For real estate questions, visit...

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Santa Barbara Sellers Receive Multiple Offers Over Asking Price show art Santa Barbara Sellers Receive Multiple Offers Over Asking Price

The Hop

With half as many homes available for sale this year as compared to last year, it's definitely a seller's market.  Host, David Charles Allen, reports that a nice home in Goleta had twenty offers and closed for $200,00 over the asking price!  Interest rates have risen to 3.25-3.5% and buyers fear that they'll keep rising, driving even more demand! In order to get into a house, buyers are having to prioritize the one thing they can't live without, while in the past, they would have had a longer checklist.  https://www.davidcharlesallen.com

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Hopeful Buyers and Low Inventory show art Hopeful Buyers and Low Inventory

The Hop

David reports on the Santa Barbara housing stats and with only a few new listings, encourages buyers to exercise patience. 

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The HOP (Home Ownership Podcast) Episode 39: Goldmark Jewelers Featuring Cal Brockman show art The HOP (Home Ownership Podcast) Episode 39: Goldmark Jewelers Featuring Cal Brockman

The Hop

David describes a home listing recently posted in Solvang, CA that is now available for purchase. Learn more by contacting [email protected] This week on The HOP, Host David Charles Allen and Co-host Patti Teel interview Cal Brockman of ‘Goldmark Jewelers’. Cal describes his passion for gemstones and explains how he got into making jewelry. Learn more about Cal Brockman and Goldmark Jewelers by visiting Email Cal Brockman or visit his store in Portland, OR If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email...

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The HOP (Home Ownership Podcast) Episode 38: Don't End Up With Buyer's Remorse! show art The HOP (Home Ownership Podcast) Episode 38: Don't End Up With Buyer's Remorse!

The Hop

Current mortgage rates are slowly on the rise as new home buyers find fewer houses available on the market. Home buyers are finding themselves purchasing homes at any cost, without much forethought, in order to secure themselves a purchase. But will people have buyer’s remorse if they do not wait for the perfect home? If you are looking to buy a home, make the right choice with David Charles Allen! If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email [email protected] and follow David on his website, www.davidcharlesallen.com or...

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The HOP (Home Ownership Podcast) Episode 37: Dreamcatcher Hill Puppies and Rescue show art The HOP (Home Ownership Podcast) Episode 37: Dreamcatcher Hill Puppies and Rescue

The Hop

This week, Realtor at Village Properties David Charles Allen interviews Laurel Grench of Dreamcatcher Hill Puppies and Rescue. Laurel runs Dreamcatcher Hill animal rescue and is also a puppy breeder. Laurel describes her life on a farm in Illinois, shares her love for animals, and provides excellent tips for pet owners. Looking to adopt a puppy? Follow Laurel Grench on her website and Facebook If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email [email protected] and follow David on his website, www.davidcharlesallen.com or call...

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The HOP (Home Ownership Podcast) Episode 36: Raising Your Credit Score With Patrick Reese show art The HOP (Home Ownership Podcast) Episode 36: Raising Your Credit Score With Patrick Reese

The Hop

This week, Realtor at Village Properties David Charles Allen interviews Patrick Reese about how to raise your credit score. Once per year, by law, U.S. Citizens can run their credit report for free. To run a credit report visit www.Annualcreditreport.com Follow Patrick Reese on his YouTube Channel @The Weekly Thought with Patrick Reese If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email [email protected] and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311

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The HOP (The Home Ownership Podcast) Episode 35: The Advantage of Cash Offers show art The HOP (The Home Ownership Podcast) Episode 35: The Advantage of Cash Offers

The Hop

Host David Charles Allen realtor at Village Properties talks about the advantage of making a cash offer on a home. Co-host Patti Teel reads a letter from one of our listeners in California. If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email [email protected] and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311

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This week, Realtor at Village Properties David Charles Allen interviews Patrick Reese about how to raise your credit score. Once per year, by law, U.S. Citizens can run their credit report for free. To run a credit report visit www.Annualcreditreport.com

Follow Patrick Reese on his YouTube Channel

@The Weekly Thought with Patrick Reese

If there are any inquiries, comments, questions, or stories you would like to share with The HOP, email [email protected] and follow David on his website, www.davidcharlesallen.com or call direct 805.617.9311