College Planning & Admission Trends; High Risk Bonds
Something More with Chris Boyd
Release Date: 09/21/2022
Clean Up Your Financial Junk Drawer: 5 Ways to Simplify Your Financial Life
Something More with Chris Boyd
Just like our homes accumulate clutter over time, our financial lives often do too. Old retirement accounts, forgotten investment holdings, multiple banking relationships, outdated beneficiary designations, and disconnected financial strategies can quietly create unnecessary complexity and stress. In this episode of Something More with Chris Boyd, Chris is joined by Russ Ball and Luke Bagley to discuss five practical ways to simplify your financial life and improve financial organization. The conversation explores how years of career changes, investment decisions, and life events can...
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Don’t Just Do Something, Sit There! Navigating Financial Decisions During Life’s Hardest Moments
Something More with Chris Boyd
What should you do when life delivers difficult news and everything in you wants to act immediately? Whether it's a serious medical diagnosis, the loss of a loved one, or another major life event, many people feel an urgent need to "get things in order" as quickly as possible. But in this episode of Something More with Chris Boyd, Chris Boyd, Luke Bagley, and Russ Ball discuss why taking immediate action isn't always the best course, especially when important financial, tax, and estate planning decisions are involved. The conversation explores how emotional moments can lead people to make...
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The Next Journey of Aging: Finding Joy & Managing Evolving Care Needs
Something More with Chris Boyd
What does it take to enjoy not just a longer life, but a better one? In this episode of Something More with Chris Boyd, Chris welcomes Joan Harris and Kristine Callahan of Symphony Care Management for an insightful conversation about aging well, preparing for life's inevitable transitions, and building a plan that supports both independence and quality of life. While financial planning is an important part of retirement, it is only one piece of the puzzle. Joan and Kristine discuss the critical role that proactive wellness, social engagement, physical activity, cognitive health, and advance...
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AI, Inflation, and the Market Outlook for the Rest of the Year
Something More with Chris Boyd
After another strong year for investors, many are asking the same question: should we expect the momentum to continue, or is it time to become more cautious? In this episode of Something More with Chris Boyd, Chris sits down with Brian Regan to discuss the forces shaping markets as we head into the final months of the year. The conversation explores the growing role of artificial intelligence in both the economy and the markets, the challenges of evaluating today's valuations, and why traditional metrics like price-to-earnings ratios may not tell the full story. Brian explains...
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How much Cash is King?
Something More with Chris Boyd
How much cash should you really keep on hand? We often hear that "cash is king," but determining the right amount of cash to hold is one of the most common questions investors face. In this episode of Something More with Chris Boyd, Chris Boyd, Russ Ball, and Luke Bagley explore the balance between maintaining liquidity for peace of mind and putting money to work for long-term growth. The conversation examines how cash reserve needs differ during your working years versus retirement. The team discusses emergency funds, planning for unexpected expenses, and why many retirees may benefit...
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Why Not Now? RMDs, Beneficiaries, and the Mid-Year Planning Checkup
Something More with Chris Boyd
Why wait until year-end when there may be planning opportunities available right now? In this episode of Something More with Chris Boyd, Chris Boyd, Russ Ball, and Luke Bagley discuss two often-overlooked areas of financial planning that deserve attention before the calendar turns: Required Minimum Distributions (RMDs) and beneficiary designations. With markets posting strong gains through much of the year, many retirees and inherited IRA beneficiaries may be wondering whether it makes sense to wait until December to take their required distributions. The team explores why a...
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Navigating Long-Term Care: Insurance Challenges, Hybrid Solutions, and Planning Ahead
Something More with Chris Boyd
How should you prepare for one of the biggest financial risks facing retirees—and one that many people would rather not think about? In this episode of Something More with Chris Boyd, Chris Boyd, Russ Ball, and Luke Bagley take an in-depth look at long-term care planning, the rising cost of care, and the difficult decisions families face when trying to protect their retirement savings. While many people recognize that long-term care expenses can be substantial, understanding how to prepare for those costs is far less straightforward. The conversation explores the realities of...
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There’s No “Never” in Retirement Planning
Something More with Chris Boyd
Is there anything you should truly never sell in retirement? Or is that kind of thinking too rigid for real life? In this episode, Chris Boyd is joined by Brian Regan, Luke Bagley, and Vincent Sansone to challenge a popular article claiming retirees should avoid selling certain assets—like appreciated stocks, life insurance, or even their home. The team breaks down why blanket advice like “never sell” can be misleading, and why thoughtful, individualized planning matters far more than following hard rules. The conversation explores key retirement decisions, including when...
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AI Boom or Bubble? Navigating Risk, Opportunity, and Concentrated Stock Positions
Something More with Chris Boyd
AI is driving markets—but is it also creating the next bubble? In this episode of Something More with Chris Boyd, the team tackles one of the biggest questions facing investors today: are we in the middle of an AI-driven market boom that could turn into a bubble—or is this a long-term transformation worth staying invested in? With massive capital pouring into infrastructure, data centers, and semiconductor technology, the opportunities are undeniable—but so are the risks. Chris Boyd and Brian Regan explore what’s fueling the rapid growth in AI-related investments,...
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Markets, Oil, and AI: What’s Really Driving the Second Half?
Something More with Chris Boyd
Stocks are up, headlines are loud, and optimism is back—but what’s really driving markets as we head into the second half of the year? In this episode of Something More with Chris Boyd, Chris is joined by Brian Regan and Russ Ball to unpack the powerful forces shaping today’s investment landscape. From geopolitical tensions in the Middle East to the ripple effects of oil prices, inflation expectations, and interest rate shifts, the conversation explores how global events are influencing both short-term volatility and longer-term outlooks. But the discussion doesn’t stop...
info_outlineCEO, Chris Boyd, CFP®, and Wealth Advisor, Jeff Tomaneng, CFP®, are joined by Cozy Wittman, Education and Partnership Manager of College Inside Track, to discuss college planning and trends. She shares with us how she helps students prepare for the college investigation and selection process by explaining when students should start their search, important factors to consider, how to be a good fit, and more.
Cozy goes on to explain college admission trends and covers test-optional claims, a post-covid college admission environment, Early Decision considerations, tier level colleges, and more. She then shares College Inside Track's perspective on the latest student loan dismissal and how it relates to conversations with students and their parents.
IAR, Jeff Perry, JD, and CIO, Brian Regan, CFA®, join for the last segment to talk about different types of bonds, mentioning bank loans and collateralized loan obligations (CLOs).