Navigating the New Rules: Inheriting an IRA After Secure Act 2.0
Something More with Chris Boyd
Release Date: 12/02/2023
Yellin & the News
Something More with Chris Boyd
Yellin & the News – After attending the CFA Society of Boston Annual Market Dinner, Chris Boyd offers his thoughts from Janet Yellen’s keynote speech. Chris reviews Yellen’s negative views on broad-based tariffs and other policies of President Trump. Jeff Perry joins the conversation as it shifts to other items in the news including more on tariffs, the Federal Reserve interest rate decision, new employment data, corporate earnings and a lack of guidance from CEO’s. The episode ends with thoughtful commentary from Chris about what an investor should do during these uncertain...
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Raising a financially literate child
Something More with Chris Boyd
Raising a financially literate child – Jeff Perry and Russ Ball offer suggestions and commentary about positive way to pass on personal finance lessons and values to your children through various stages of development. Jeff & Russ discuss the importance of positive role modeling (or at least not negative), explaining the three purposes of money, use of allowances, at what age is a debit card appropriate, value of a part-time job, and learning about compound interest and investing. Russ and Jeff share personal anecdotes and stories of what childhood lessons are still with them today....
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Annual reviews and why you need one
Something More with Chris Boyd
Annual reviews and why you need one – You have probably heard all the reasons why you need a comprehensive financial plan. In this episode Jeff Perry and Russ Ball discuss why it is critical to review your plan at least annually. Topics covered include responding to life changes, investment objectives, time horizons, liquidity needs, risk tolerance, cash-flows, life insurance needs, legacy planning, and more. For more information or to reach TEAM AMR, click the following link: https://www.wealthenhancement.com/s/advisor-teams/amr
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Mr. Market is both charming and bipolar
Something More with Chris Boyd
Mr. Market is both charming and bipolar – With all the recent volatility in the stock market, Jeff Perry and Russ Ball discuss a recent article published in BottomLine magazine which highlights the investing lessons from Benjamim Graham, who authored “The Intelligent Investor” in 1949. Jeff & Russ outline the lessons from Mr. Graham who describes “Mr. Market” as a bipolar fellow, very charming but suffering from incurable emotional problems. Some days, he shows up feeling euphoric and will sell to you only at unreasonably high prices. Other times, he is panicked for no obvious...
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Federal Employees: Retirement & Layoffs
Something More with Chris Boyd
Federal Employees: Retirement & Layoffs - Planning during DOGE – with Brian Kuhn, CFP – With all the recent news stories concerning workforce reduction and changes that Federal employees may be facing, Chris Boyd welcomes fellow Wealth Enhancement Certified Financial Planner Brian Kuhn to the podcast. Brian provides an overview of the retirement system and benefits provided to Federal employees. Chris Boyd and Jeff Perry ask for Brian’s commentary on recent incentives for early retirement and the likely elimination of remote work for Federal employees. Brian offers his suggestions...
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What's the Buzz? Recent Lessons
Something More with Chris Boyd
What's the Buzz? Recent Lessons – Chris Boyd, Jeff Perry, and Russ Ball discuss the economic and market news of the week, including the continued stock market volatility, tariffs, the Federal Reserve, unemployment data, consumer sentiment, and inflation. The trio outlines why having a financial plan is so critical in uncertain times. The conversation goes on to a discussion about how people make investments decisions within an employer-sponsored retirement plan, including the pros and cons that come with using target date funds. For more information or to reach TEAM AMR, click the following...
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Do I need to know about NUAs?
Something More with Chris Boyd
Do I need to know about NUAs? - Andy Ives, CFP®, AIF® from Ed Slott and Company joins Chris Boyd and Jeff Perry for an interesting conversation about Net Unrealized Appreciation (“NUA”). NUAs are a powerful tool for people having employer stock in company plans. The discussion digs into how the gains from an employer stock program can be distributed according to the NUA rules and be subject to long term capital gain taxes. Andy shares the “triggering” events of when the rules apply, and common mistakes people make. For more information or to reach TEAM AMR, click the following link: ...
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GO SOMEWHERE - Colin Stroud
Something More with Chris Boyd
GO SOMEWHERE - Colin Stroud – Travel expert and advisor on how to best use your credit card points and airline miles Colin Stroud joins the AMR Team for a highly informative and entertaining travel related episode. In this episode you will learn more about why flexible bank cards are a favorite, should you use one credit card or many cards to earn the most benefits, should you “buy points,” and what are arbitrage opportunities? Chris and Kristen Boyd dig into these issues and more. You won’t want to miss this episode if you are looking for money-saving tactics using your miles and...
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What A Week! So, Is It Over?
Something More with Chris Boyd
What A Week! So, Is It Over? – With seemingly endless announcements on tariffs and the related stock market volatility, Chris Boyd, Jeff Perry, and Brian Regan discuss what a wise investor should do in the midst of the uncertainty. Chris and Jeff attempt to summarize the recent developments of President Trump’s tariff policy. Chris plays a clip from a previous episode where he and Professor Jeremy Siegel discuss whether a trade imbalance is a good or a bad thing. Brian outlines tactical moves he has taken for clients. Jeff shares the need to have a financial plan, and Chris discusses the...
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Tariffs and how they relate to an estate planning checkup
Something More with Chris Boyd
Attorney Keats Boyd joins Chris Boyd and Jeff Perry for a lively conversation on the recent tariff policies of the Trump administration and how they could relate to your estate planning. In addition to tariffs, estate planning topics discussed include the “Golden Funnel,” multi- generational wealth, estate taxes, income taxes, using a LLC for your estate planning, and more. To reach Attorney Keats Boyd, please call his office at 508-775-7800 or click the link below: For more information or to reach TEAM AMR, click the following link:
info_outlineWith all the changes in the rules concerning inheriting an Individual Retirement
Account (IRA) since the passage of the Secure Act 2.0, Chris Boyd answers a series of
listener and client questions. Co-host Jeff Perry starts off with a question whether
someone taking a Required Minimum Distribution (RMD) from an IRA can also
contribute (and deduct) to an IRA from earned income. The questions turn to how a
beneficiary IRA distribution is handled before and after the effective date of the Secure
Act 2.0. The dialogue continues with specific case scenarios and which rules apply to
each unique set of facts. The issues of inheriting a Roth IRA are reviewed and the
segment wraps up with when it may be appropriate to consider a Roth IRA conversion.
If you need help with financial planning issues don’t hesitate to reach out to Asset Management Resources at (866) 771-8901.
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