Mail Bag- Whole life insurance policy for college expenses
Something More with Chris Boyd
Release Date: 04/08/2024
What’s new for Social Security in 2025?
Something More with Chris Boyd
What’s new for Social Security in 2025? – With some 73 million Americans relying on Social Security for monthly income, there is a lot of interest in the recent changes to Social Security benefits. Jeff Perry and Russ Ball discuss the recent updates, including the repeal of the Windfall Elimination Provision (WEP), 2025 cost of living adjustment, and changes to income levels related to income taxes. Jeff and Russ informed listeners how to check on their future benefit estimates. Jeff and Russ also discuss best practices for retaining important documents, including income tax supporting...
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To convert or not…that is the question
Something More with Chris Boyd
To convert or not…that is the question – If the title of this podcast captured your attention, let us be clear from the outset that there will not be any religious recruitment efforts forthcoming. What we will be digging into is the question of whether you should convert some or all of your assets from a traditional individual retirement account (IRA) to a Roth IRA. Jeff Perry and Russ Ball explore the advantages of a Roth conversion as well as some reasons why it may or may not be the right time for you. For more information or to reach Chris Boyd, Russ Ball or Jeff Perry, click the...
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Will your wishes be followed
Something More with Chris Boyd
Will your wishes be followed – Inspired by the HBO/MAX series The PITT, Chris Boyd, Jeff Perry, and Russ Ball discuss the need for a comprehensive estate plan and how families can sadly be torn apart without appropriate planning. Jeff reviews the foundational documents of an estate plan. Chris and Russ outline the family conflict that is present in The PITT. The dialogue continues with suggestions how family strife can be avoided with the correct documents in place and how family communications and meetings are often advisable during the financial and estate planning process. For more...
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Navigating life’s milestones
Something More with Chris Boyd
Navigating life’s milestones – Chris Boyd opens this episode with sharing a personal story concerning the recent passing of his first financial planning client. Chris, Jeff Perry, and Russ Ball discuss how working with a financial planner in the different seasons of life can provide great benefit. The trio offers further commentary of the various ways a financial planner can assist individuals/families who are just getting started, building wealth, preparing for retirement, living in retirement and in estate and legacy. For more information or to reach Chris Boyd, Russ Ball or Jeff Perry,...
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Trump’s Taxes, Tariffs, Immigration & the Market
Something More with Chris Boyd
Trump’s Taxes, Tariffs, Immigration & the Market – With the inauguration of President Trump, the focus is shifting from political rhetoric to actual governing. Chris Boyd, Jeff Perry, and Russ Ball dig into the likely economic policies of President Trump and how they may impact the financial markets. Topics include, income taxes, tariffs, immigration, deregulation, cryptocurrency, budget deficits/debt, and TikTok. For more information or to reach Chris Boyd, Russ Ball or Jeff Perry, click the following link:
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Dogs of the Dow
Something More with Chris Boyd
Dogs of the Dow – In this episode, Chris Boyd and Team AMR look into the Dogs of the Dow strategy where an investor annually invests in the ten stocks with the highest dividend yield listed on the Dow Jones Average. Senior Portfolio Manager Brian Regan offers commentary of why this strategy is not the best option for investors who wish to own individual stocks. The conversation includes dialogue about investing for value versus growth. Chris Boyd and Brian share their thoughts on preferred methods of evaluating and investing in stocks. For more information or to reach Chris Boyd, Russ Ball...
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Want to Buy or Sell a Business?
Something More with Chris Boyd
Want to Buy or Sell a Business? – Owner of Compass Business, LLC Doug Cabral joins this episode for an in-depth conversation on the process and challenges of buying and selling a small business. Doug, Chris Boyd, Jeff Perry, and Russ Ball dig into a variety of issues involved, including maintaining confidentiality, putting a valuation on an ongoing small business, whether a franchise is a good option, and financing a transaction. Doug also explains the difference between a buyer who is looking for a job and a buyer who is seeking an investment. For more information about Doug Cabral, click...
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Social Security Fairness
Something More with Chris Boyd
Social Security Fairness – With the repeal of Social Security’s Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), Chris Boyd, Jeff Perry, and Russ Ball share this breaking news and what it means to over three million people who will see an increase in benefits. The discussion starts off with a review of the 30+ year history of these provisions. Jeff outlines the average benefit increases while Chris provides his commentary on the long-term outlook and need for overall reform to the Social Security system. For more information or to reach...
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The rise of the ETF
Something More with Chris Boyd
The rise of the ETF – Chris Boyd shares his commentary about the increasing use of Electronically Traded Funds (ETFs). Chris references a recent paper by JP Morgan which shows that ETFs are not just being used for a passive style of investing. Chris explains how ETFs and Mutual Funds are structured. Jeff Perry and Chris outline the pros and cons of using an ETF for actively managed funds, including the ease of buying/selling, underlying costs, and tax efficiency. Chris and Jeff explore the long-term prospects of Mutual Fund products. The AMR Team is seeking your opinions on the Something...
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A New Year
Something More with Chris Boyd
A New Year – Chris Boyd, Jeff Perry, and Russ Ball review 2024, including stocks, bonds, real estate, and cryptocurrency. The trio offers their forecasts for 2025 and provide some perspective on how market trends and economic cycles do not last forever and assets tend to revert back to the mean level over time. The conversation turns to the importance of financial planning in the context of volatile markets. For more information or to reach Chris Boyd or Jeff Perry, click the following link:
info_outlineMail Bag – In this episode, Chris Boyd and Jeff Perry answer a question from a listener
on the subject of what is the correct type of life insurance? Chris summarizes the
scenario where a woman from Wisconsin asks about whether a whole life insurance
policy is an effective use for life insurance and for saving for future college expenses and
retirement. Chris and Jeff outline how to evaluate the need and amount of insurance and
when different types of policies may be appropriate. The segment concludes with advice
to listeners to work with a financial advisor who is a fiduciary and to be fully informed of
all the costs and benefits when being sold a financial product.
For more information or to reach Chris Boyd or Jeff Perry, click the below link:
https://www.wealthenhancement.com/s/advisor-teams/amr