Unpacking the House vs. Apartment Investment Argument
Release Date: 07/16/2024
Australia’s HOT Regional Suburbs Under $800K! Is Regional Beating Metro?
Talk Property To Me Podcast
In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down some of the hottest affordable regional suburbs in Australia and ask the big question: is regional property now outperforming metro markets? Using picks from the PropTrack Hot 100, Brad and Aaron unpack which regional areas under $800k actually look worth watching, which ones they agree with, and which ones they believe may be overpriced or overhyped. From Bathurst and Dubbo to Townsville, Victoria and WA, this episode is packed with practical insights for property investors, home buyers and anyone tracking the...
info_outline
Melbourne Exodus? Locals are Leaving but everyone else is moving in
Talk Property To Me Podcast
More and more people who live in Melbourne are choosing to leave it yet the city still grew by over a hundred thousand residents in a year. What is the reason for this and what does that tell us about the real estate market in Australia?
info_outline
Sydney Is No Longer Attractive for First Home Buyers. What is the alternative?
Talk Property To Me Podcast
Sydney has lost over 41,000 residents in a year. As real estate prices in Sydney are soaring people are looking for an alternative. Enter Dubbo – one of Australia’s fastest growing cities where housing is also more affordable. Dubbo has now become the number one hotspot for first time home buyers in in New South Wales.
info_outline
What Went Wrong With Australia's Affordable Housing Project?
Talk Property To Me Podcast
Did Australia make an impossible promise? 40, 000 affordable homes were supposed to be built by 2029 yet in 2 years only 2% were completed. Is it possible to finish the task? In this episode of Talk Property To Me, hosts Brad East and Aaron Downie give their thoughts on the matter and discuss the practical implications of the affordable housing promise that may never be delivered.
info_outline
The Truth About Airbnbs – Risky or Easy Profit?
Talk Property To Me Podcast
In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down investing in Airbnb properties and the associated risks and possible gains. Can investing in Airbnb be a passive source of income? Who is your biggest competition? If you’re thinking about investing in an Airbnb or already own one - this video can help you in your decision making and the future perspective ahead.
info_outline
Do Interest Rates Actually Fix Inflation?
Talk Property To Me Podcast
The RBA has lifted the cash rate to 3.85% (4 February 2026) — the first hike in over two years. 📈🇦🇺 But will higher interest rates actually bring inflation down… or will it just squeeze mortgage holders while prices keep rising? 💸🏠 In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down why they believe rate hikes won’t fix Australia’s biggest inflation drivers — especially supply-side inflation, electricity costs, government spending, and the impact of an ageing population spending more as rates rise. ⚡🧾👵 They also dive into the...
info_outline
Australia’s Scariest Property Tax? Victoria’s Windfall Gains Tax Explained (Up to 62.5%!)
Talk Property To Me Podcast
Victoria’s Windfall Gains Tax (WGT) is one of the most controversial property taxes in Australia — and many investors still don’t know it exists. 🇦🇺🏠💸 In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down how the Victorian Windfall Gains Tax works, why it’s often called a “hidden property tax”, and how it can charge up to 62.5% on rezoning-related land value increases — even on unrealised gains (yes, you can get a tax bill without selling the property). ⚠️📩 If you own property in Victoria, invest in Australian real estate, buy land...
info_outline
Homeowners: This Is How You Buy Property With ZERO Deposit in Australia
Talk Property To Me Podcast
In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down one of the most powerful wealth-building strategies in Australian real estate: how everyday homeowners are using equity in their existing home to buy investment properties with zero cash deposit. Most Australians assume they need years of savings to buy an investment property — but many are already sitting on usable equity without realising it. In this episode, Brad and Aaron explain step-by-step how investors are extracting equity from their owner-occupied home, structuring loans correctly, and using that...
info_outline
Scrapping CGT Discounts Could Crash Australia's Rental Market — Here's Why
Talk Property To Me Podcast
In this episode of Talk Property To Me, hosts Brad East and Aaron Downie unpack the growing debate around scrapping capital gains tax (CGT) discounts in Australia — and whether this move would actually fix housing affordability or make the crisis even worse. With mounting pressure on the government to reform CGT, many argue that pushing investors out of the market will help first-home buyers. But is that really how the Australian property market works? In this episode, we break down: 👉Why removing CGT discounts may reduce rental supply, not prices 👉Who property investors really...
info_outline
Inflation Returns to Australia—Will the RBA Be Forced to Hike?
Talk Property To Me Podcast
In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down why inflation is rising again and what it could mean for Australia’s interest rates in 2026. With electricity prices, rent and housing costs keeping inflation elevated, the big question is: will the RBA hike in February 2026, or hold and reassess mid-year? We unpack the key drivers behind the latest inflation headlines, why rate rises don’t fix electricity prices, and what the Big Four banks are predicting (with opinions split). If you’re a homeowner, investor, or planning to buy, this episode focuses on...
info_outlineIn this episode of Talk Property To Me, real estate expert Aaron Downie joins Brad East to unpack the nuances of investing in houses versus apartments. As an experienced investor with a keen eye for market dynamics, Aaron offers practical insights on the hotly debated topic of real estate investing.
Discover the key factors to consider when choosing between houses and apartments, such as location, market trends, rental yields, and long-term appreciation potential. Learn from real-world examples and expert analysis to find the investment strategy that works best for you.
Whether you’re a seasoned investor or just starting, this video will provide valuable tips and strategies to enhance your portfolio. Don't miss out on the opportunity to gain a deeper understanding of the real estate market and maximize your returns.
Join our exclusive Facebook group for ongoing support and expert advice on Australian finance and real estate. → https://www.facebook.com/groups/talkpropertytome
Follow our podcast instagram here → https://www.instagram.com/talkpropertytomepodcast/
Subscribe to our channel for more expert advice on real estate investing, market trends, and financial growth strategies. Hit the notification bell so you never miss an update!
Timestamped summary of this episode:
00:00:13 Debunking the Myth: Houses vs. Apartments as Investments
Exploring the misconception of only buying houses as an investment strategy, highlighting the importance of market analysis and investment strategy in property investment.
00:01:55 Pros and Cons of Apartments vs. Houses
Discussing the affordability and lower entry price of apartments, maintenance considerations, rental yield, amenities, and capital growth in comparison to houses.
00:04:23 Considerations for Apartment Investment
Exploring factors like body corporate fees, maintenance costs, and historical capital growth rates in apartments, while considering future trends and market dynamics.
00:06:21 Size and Investment Potential of Apartments
Examining the size differences between apartments and houses, and showcasing a successful investment case of a large apartment with significant returns.
00:07:38 Advantages of Houses as Investments
Highlighting the capital growth, land ownership, space, privacy, and maintenance costs associated with investing in houses over apartments.
00:09:39 Luxury Amenities in Property Buildings
Discussion on the cost and benefits of properties with luxury amenities like teppanyaki bars and cinemas for renters and owners.
00:11:14 Best Performing Suburbs in Australia
Analysis of the highest performing suburbs in Australia over the past twelve months, with significant growth rates in Gumdale, Ellen Grove, Keilor East, and Rosebud.
00:13:45 Top Growth in Apartment Suburbs
Highlighting the substantial growth in apartment suburbs like Tennyson, Grange in Brisbane, and Doncaster East in Melbourne, with impressive annual growth rates.
00:15:43 Worst Performing Suburbs
Exploring the decline in suburbs like O'Connor and Wannan in Canberra for houses, and Forrest in Canberra, East Lakes in Sydney, and Macquarie Park for apartments over the last twelve months.
00:17:00 Decade of Growth in Suburbs
Insights into the top performing suburbs over the past ten years, showcasing significant increases in areas like Byron Bay, Bright in Victoria, Suffolk Park, and Kingscliffe.
00:19:46 Top Performing Suburbs for Apartments
Discussion on top-performing suburbs for apartments, including Jindabyne and Kings Cliff, with notable growth percentages over the years.
00:21:24 Factors Influencing Property Prices
Exploration of factors like infrastructure, population growth, and market demand affecting property prices in different suburbs.
00:22:27 Apartments as Valuable Assets
Highlighting the long-term value of apartments, emphasizing diversification and low maintenance costs as key advantages.
00:23:24 Trend of Downsizing to Apartments
Observations on the trend of downsizing to apartments, particularly by the aging population, driving demand and growth in certain Sydney suburbs.
00:24:47 Diversification in Property Investment
Encouragement for diversifying investment portfolios, considering apartments as a viable option for first-time investors.
ABOUT THE HOST
BRAD EAST
Brad East is the Managing Director of Wisebuy Home Loans. Brad is an award-winning mortgage broker and has helped thousands of clients gain finance to purchase properties. Wisebuy Home Loans is the go-to mortgage brokerage for clients wanting out-of-the-box applications approved.
Website → https://wisebuygroup.com.au
LinkedIn → https://www.linkedin.com/in/newcastlemortgagebroker/
Instagram → https://www.instagram.com/bradeast_mortgagebroker/
Facebook → https://www.facebook.com/bradeastofficial
#realestate #propertyinvestment #podcast #finance #propertypodcast