The Top 10 Must-Ask Questions Before Your Next Property Investment with Brett Warren
Property Investment, Success & Money | The Michael Yardney Podcast
Release Date: 08/05/2024
Property Investment, Success & Money | The Michael Yardney Podcast
Today Ken Raiss and I reflect on the evolution of property investment over the past two decades, discussing significant changes in demographics, market conditions, and more importantly, what hasn’t changed. Because if you understand that, you’ll be far better positioned to thrive in the next property cycle. Takeaways Investing in property requires a long-term perspective. Demographic shifts significantly influence property demand. Supply constraints are a growing challenge in the housing market. Technology is changing how we approach property investment. ...
info_outlineProperty Investment, Success & Money | The Michael Yardney Podcast
Today, Simon Kuestenmacher and I examine the evolving landscape of home ownership in Australia. For generations, owning a home has been at the heart of the Australian dream. In 1966, nearly three-quarters of Australian households owned their home, either outright or with a mortgage. Fast-forward to the 2021 Census, and that figure had slipped to just 63 per cent. For younger Australians, the drop has been even steeper. And while renting is far more common today, the cost of entry into home ownership has never been higher. So what’s driving this change? Is it...
info_outlineProperty Investment, Success & Money | The Michael Yardney Podcast
At its first meeting for 2026, the Reserve Bank lifted the cash rate to 3.85%, as most economists expected. That move officially ends the shortest and most modest rate-cutting cycle since the RBA began inflation targeting back in 1993. So what does this really mean for property investors, home buyers, and Australia’s housing markets? That’s what I’m going to unpack, along with Dr Andrew Wilson’s latest housing market data for January. Now, let me give you a quick spoiler alert. Yes, this rate rise will take some heat out of buyer demand in...
info_outlineProperty Investment, Success & Money | The Michael Yardney Podcast
Today’s show is going to hit close to home for a lot of Australians. Because despite living in one of the richest countries on the planet, the vast majority of Aussies are quietly battling something uncomfortable – the inability to actually build their wealth. We’re working harder than ever. We’re earning more than ever. But most households still feel like they’re running on a treadmill. Why is that? Well, it’s rarely about income. It’s rarely about intelligence. It’s rarely about effort. Today I’m joined by Australia’s leading...
info_outlineProperty Investment, Success & Money | The Michael Yardney Podcast
Have you ever looked at today’s property prices and wondered, How is this even possible? How can values keep climbing when interest rates are still high, affordability is stretched to breaking point, and so many Australians feel locked out of the market? You’re not alone. It feels counterintuitive. It feels unfair. And for many, it feels completely unsustainable. But here’s the uncomfortable truth about our housing market - and it’s the part most people don’t want to hear. Property prices don’t rise because the average Australian can afford them. They rise...
info_outlineProperty Investment, Success & Money | The Michael Yardney Podcast
If you could see one number that reliably predicts where property prices are heading next, would you want to know what it is? Well, today, you’re about to find out — and it’s not what you think. You see…most investors think population growth drives property prices… but today I’m joined by Stuart Wemyss, financial strategist and founder of ProSolution Private Clients, who’s done some fascinating analysis showing that the real driver of housing price growth is lending volumes — not population growth or money supply. Our conversation highlights the need for...
info_outlineProperty Investment, Success & Money | The Michael Yardney Podcast
Everywhere you look, people are talking about the Brisbane property market. The Olympics are coming, property prices have surged, and there’s this growing belief that Brisbane is the place to be for investors right now. In fact, it's not just Brisbane, but a whole swag of new and let me call them inexperienced buyers agents are suggesting buying in regional areas of northern Queensland. But history tells us something interesting - when everyone’s talking about a market, it’s often already too late. So, is Brisbane still a smart investment play, or has the...
info_outlineProperty Investment, Success & Money | The Michael Yardney Podcast
What if the biggest lessons that will shape property investing in 2026 have already happened, and we just need to stop long enough to notice them? Every year leaves clues. Some are obvious in hindsight, others quietly shape the next cycle without anyone paying attention. And 2025 was packed with more of these clues than most years. So today, Brett Warren and I unpack the 25 lessons from 2025 that smart property investors should carry into 2026 – the insights that help you cut through the noise, stay focused, and position yourself to thrive regardless of what the...
info_outlineProperty Investment, Success & Money | The Michael Yardney Podcast
Whether you’re just starting out, deep in your wealth-building years, or nearing retirement, it’s only natural to wonder: “How do I stack up compared to others?” In today's show, Simon Kuestenmacher and I look into the fascinating – and sometimes uncomfortable world of generational wealth. We discuss the current financial landscape, highlighting the wealth distribution among baby boomers, Gen X, millennials, and Gen Z. Our conversation delves into the challenges faced by each generation, the impact of intergenerational wealth transfer, and the...
info_outlineProperty Investment, Success & Money | The Michael Yardney Podcast
At the end of 2025, Australian property investors were hearing two very different stories. On the one hand, we’ve seen strong price growth across most capital cities; rents were still painfully high for tenants, and auction clearance rates were holding up surprisingly well. On the other hand, we were being warned about rising unemployment, sticky inflation, higher building costs, and plenty of noise about what could go wrong in 2026. So what’s really happening beneath the headlines? And more importantly, what does it mean for investors, home buyers and property markets...
info_outlineOn today’s episode, I chat with Brett Warren about asking the right questions before buying that next property because doing that can make all the difference between a profitable venture and a costly mistake.
I’m sure you've heard me say before that property investment is a process, not an event, and the property that you're going to eventually buy should be the physical manifestation of a whole lot of decisions you make. So, in today's episode, we're going to explore the top 10 questions you've got to ask before making that next big purchase, and they're going to help you evaluate potential investments and understand market dynamics.
We're going to try and make sure that you set yourself up for long-term success.
So, by the end of this episode, you should have a comprehensive checklist to help you make informed and confident decisions in your property investment journey.
Essential Questions to Ask Before Your Next Property Purchase
● Does this property fit into my long-term investment strategy?
o Ensuring that the property aligns with your long-term financial goals and risk profile is essential for sustained success in property investment.
● Have I created a comprehensive investment strategy?
o A documented and proven strategy helps you make informed and confident decisions, reducing the likelihood of costly mistakes.
● What is the true value of the property?
o Understanding the property's value through recent comparable sales and intrinsic values helps set realistic market value thresholds and avoid overpaying.
● What are the current market trends in the area?
o Knowledge of market trends ensures that you are investing in an area with strong growth potential and avoids the pitfalls of investing based on outdated or unreliable data.
● Have I secured pre-approval for finance?
o Pre-approval provides clarity on your budget, strengthens your negotiating position, and ensures you can make a firm offer without finance contingencies.
● Do I understand the local area and its growth potential?
o Local expertise is crucial for making informed decisions and understanding factors that can affect the property's value and rental demand.
● Is the property investment grade?
o Not all properties are suitable for investment. Investment-grade properties offer strong capital appreciation, and steady cash flow, and are in high demand.
● What is the cash flow and repayment capacity for this property?
o Understanding cash flow and having a financial buffer is essential to handle unexpected expenses and ensure you can manage the property sustainably.
● What ownership structure is best for this property?
o Choosing the right ownership structure can optimize tax benefits and provide asset protection.
● Have I conducted thorough due diligence on the property?
o Assessing body corporate fees, potential structural issues, and other hidden costs helps avoid surprises and ensures the property is a sound investment.
● Am I approaching this decision as an investor or am I emotionally involved?
o Emotional decisions can lead to poor investments. Staying objective and focusing on the property's financial viability is crucial for long-term success.
Hopefully, after listening to this episode you’ve learned insights and tools you can use to enhance your investment journey and ultimately reach your financial goals. By asking these questions, you can make well-informed decisions that align with your investment goals and mitigate risks in your property investment journey.
Links and Resources:
Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us.
Brett Warren - National Director Metropole
Get a bundle of free reports and eBooks – www.PodcastBonus.com.au
Some of our favourite quotes from the show:
“It’s not as simple as some of the people tell you on social media. You can't buy 10 properties in 10 minutes, but if you have the right strategy, you definitely can outperform the markets .” – Michael Yardney
“I've often said I don't think I've ever bought a bargain. By the way, in today's very informed market, if it looks like a bargain, be very wary .” – Michael Yardney
“Complaining is not for winners in life. You must focus on what you can do, not what you can't do. You must focus on opportunities, not on difficulties.” – Michael Yardney
PLEASE LEAVE US A REVIEW
Reviews are hugely important to me because they help new people discover this podcast. If you enjoyed listening to this episode, please leave a review on iTunes - it's your way of passing the message forward to others and saying thank you to me. Here's how