2282: Extremely Low Housing Mortgage Delinquencies, Reducing RIsk and Benefitting from Inflation
Creating Wealth Real Estate Investing with Jason Hartman
Release Date: 03/10/2025
2282: Extremely Low Housing Mortgage Delinquencies, Reducing RIsk and Benefitting from Inflation
Creating Wealth Real Estate Investing with Jason Hartman
Jason discusses the current state of the foreclosure market, and the importance of income property as a historically proven investment during times of economic uncertainty. He also presented a chart showing the percentage of loan balances that are 90 days or more delinquent by different loan types and discussed the evolution of automobiles and the current state of auto loans, mortgages, and student loans. Jason concluded by predicting a somewhat stagflationary real estate market and announced an upcoming masterclass and Empowered Investor Live event. Today's sponsor offers real estate...
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2281 FBF: Global Change & Fiscal Hangovers with Investor Analyst Keith Fitz-Gerald of Money Map Press
Creating Wealth Real Estate Investing with Jason Hartman
Jason Hartman starts this episode of The Creating Wealth Show with a candid discussion about some internal workings in his business, properties in Indianapolis and Memphis. The disastrous political policies that lead Detroit into economic devastation and high crime rates. Jason Hartman interviews Keith Fitz-Gerald, the Chairman of The Fitz-Gerald Group and Chief Investment Strategist at Money Map Press. A bestselling financial author, Keith's investment perspective is a daily feature for more than 500,000 Money Morning subscribers in 35 countries. A frequent commentator for financial news...
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2280: The Humble Alpha: Finding Your True Identity & Redefining Leadership with Steven Kuhn
Creating Wealth Real Estate Investing with Jason Hartman
This interview delves into Steven Kuhn's "Humble Alpha" concept, focusing on internal strength and authenticity. Kuhn emphasizes discovering one's true identity through self-reflection and external feedback, culminating in a two-word moniker. He champions certainty and "HIT" principles (honesty, integrity, transparency) as foundations for leadership. Kuhn's experience includes working with figures like Andrea Bocelli and Olivia Newton-John, facilitating their business optimization. 1 He stresses seizing opportunities by expanding awareness and connecting existing skills across different...
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2279: Trump Tariffs and Housing Inventory Trends: Decoding the Data for Real Estate Investors
Creating Wealth Real Estate Investing with Jason Hartman
Jason shared insights from his travels and discussed the current state of the real estate market, emphasizing the importance of direct investing and the potential benefits of combining real estate investments with new visa programs. He highlighted upcoming events and opportunities for investors, including the Empowered Investor Live conference and the potential impact of tariffs on the US economy. Throughout the meeting, Jason stressed the importance of accurate data interpretation, considering population changes, and maintaining control over investments to maximize returns in the evolving...
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2278 FBF: Monetary Policy, Fiscal Policy and Governmental Irresponsibility with Dr. Kirk Elliott (Part 2)
Creating Wealth Real Estate Investing with Jason Hartman
This Flashback Friday is from episode 262, published last June 9, 2012. Countries around the globe are teetering on the brink of bankruptcy, with our own country no exception. Jason Hartman interviews Dr. Kirk Elliot, Ph.D., investment adviser with ICA, on monetary and fiscal policy and the irresponsibility of governments around the world. Using Greece as an example, Dr. Elliott states that when governments run out of money, they start doing crazy things. The one fundamental issue in Greece is public debt, over which they lost their autonomy and are now under the rules of the EU. Italy,...
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2277: Decoding the Coming Recession: Kerry Lutz on Market Shifts, Economic Storm Clouds and the 2025 Outlook on Real Estate
Creating Wealth Real Estate Investing with Jason Hartman
Jason Hartman discusses potential changes in the US, including the elimination of property taxes in Florida and Tennessee, and Trump's proposed "Gold Card" program. This program would allow wealthy foreigners to pay $5 million for US residency, potentially eliminating the national debt and boosting the economy. Hartman emphasizes the importance of proper statistical analysis, using Florida's inventory levels as an example. He promotes the upcoming Empowered Investor Live event, highlighting its affordable hotel rates and notable speakers. Hartman stresses the value of attending for networking,...
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2276: The Landlord-Friendly Era: Navigating Higher Rent Prices, Household Incomes, Housing Supply and Inflation in 2025
Creating Wealth Real Estate Investing with Jason Hartman
Jason Hartman discusses several real estate trends and news items in this episode. He highlights a Wall Street Journal article predicting a landlord-friendly era with rising rents, which could stoke inflation. Hartman also mentions a potential bill in Indiana to annex some Illinois counties, and Florida's consideration of eliminating property taxes. He notes that the income needed to purchase a typical US home has increased by 79% in five years. Hartman promotes his upcoming Empowered Investor Live event, featuring speakers like Mike Maloney and Sharon Lecter. He discusses the multifaceted...
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2275 FBF: Monetary Policy, Fiscal Policy and Governmental Irresponsibility with Dr. Kirk Elliott (Part 1)
Creating Wealth Real Estate Investing with Jason Hartman
This Flashback Friday is from episode 261, published last June 9, 2012. Countries around the globe are teetering on the brink of bankruptcy, with our own country no exception. Jason Hartman interviews Dr. Kirk Elliot, Ph.D., investment adviser with ICA, on monetary and fiscal policy and the irresponsibility of governments around the world. Using Greece as an example, Dr. Elliott states that when governments run out of money, they start doing crazy things. The one fundamental issue in Greece is public debt, over which they lost their autonomy and are now under the rules of the EU. Italy,...
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2274: Trump's Tax Plan 2.0: What Real Estate Investors Need to Know with Tom Wheelwright
Creating Wealth Real Estate Investing with Jason Hartman
Jason and tax expert Tom Wheelwright discusses potential changes under a new Trump administration, including the extension of the 2017 tax act, possible reintroduction of bonus depreciation, and a reduced tax rate for manufacturers. He anticipates challenges in implementing tariffs and addressing immigration issues, which could impact the real estate market and construction costs. Wheelwright emphasizes the importance of tax planning and staying informed about policy changes. He highlights potential impacts on real estate investors, including changes to depreciation rules and the home mortgage...
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2273: Multifamily Market Distress and Why It is the Perfect Time to Buy with Hunter Thompson
Creating Wealth Real Estate Investing with Jason Hartman
Jason and Hunter Thompson discussed the current state of the multifamily housing industry, the potential for a buying opportunity, and the dynamics of supply and demand in various markets. They also explored the economic implications of the new administration's policies, the unique aspects of the United States that make it an attractive place for innovation and upward mobility, and the issue of affordable housing. Lastly, they discussed the current market cycle, an upcoming event in Phoenix, and the importance of persistence in securing good deals. Today's sponsor offers real estate...
info_outlineJason discusses the current state of the foreclosure market, and the importance of income property as a historically proven investment during times of economic uncertainty. He also presented a chart showing the percentage of loan balances that are 90 days or more delinquent by different loan types and discussed the evolution of automobiles and the current state of auto loans, mortgages, and student loans. Jason concluded by predicting a somewhat stagflationary real estate market and announced an upcoming masterclass and Empowered Investor Live event.
Today's sponsor http://jasonhartman.com/connected offers real estate investors access to Connected Investors' PiN (Property Intelligence Network) software. This tool provides nationwide property data, including features like unlimited individual property skip tracing, comprehensive property reports, and a Contract Genie for generating legal documents. Subscription options are available on a monthly or annual basis, with the annual plan offering additional benefits such as a dedicated product specialist. The platform emphasizes its commitment to providing accurate, up-to-date information to assist investors in making informed decisions. Visit http://jasonhartman.com/connected today!
Jason then talks about leveraging debt, particularly in real estate, to capitalize on inflation. Using borrowed money reduces risk and increases returns, especially when investing in appreciating assets. Jason highlights the "Great Inflation Payoff," where inflation effectively reduces loan balances over time. For example, a $950,000 loan, with 4% inflation, decreases to $912,000 in a year. He emphasizes borrowing over lending, as inflation erodes the value of future debt repayments. Tenant-financed debt, where renters cover mortgage payments, maximizes these benefits.
#inflation #realestate #investing #leverage #debt #financialfreedom #wealthbuilding #passiveincome #financialplanning #mortgage #ROI
Key Takeaways:
Jason's editorial
1:29 Welcome to Medillin, Colombia
2:28 A very interesting theory about the FED and the economy
4:51 US Housing foreclosures by Quarter and the housing market
8:35 Percent of loan balances 90+ days delinquent, by loan type
9:28 CAAS- Cars As A Service
12:15 Mortgages, HELOC and student loans
14:38 Sponsor: JasonHartman.com/Connected
15:53 Get your tickets to https://empoweredinvestorlive.com/
Jason on Reducing Risk and Leveraging Debt
16:36 Introduction to Leverage and Inflation
19:09 The Great Inflation Payoff and Tenant-Backed Debt and Real Estate Investing
27:53 Constructive Debt vs. Destructive Debt, RV Ratio and Market Dynamics
30:29 Credit as an Asset, Three Stages of Debt Strategy
33:59 ROI, Return on Inflation and the Twofold Benefits of Inflation in Real Estate
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