Ep 436 Breaking Free of Your Boxes with Betsy Pepine
Richer Soul, Living A Life on Purpose!
Release Date: 04/01/2025
Ep 436 Breaking Free of Your Boxes with Betsy Pepine
Richer Soul, Living A Life on Purpose!
Breaking Free of Your Boxes Unlocking Freedom Through Wealth: How Betsy Pepine Built a Real Estate Empire Rooted in Debt-Free Living What if the secret to wealth wasn’t just making more—but making smart, intentional choices with what you already have? In this powerful episode of Richer Soul, Betsy Pepine shares the remarkable story of how she went from a frugal childhood in New Jersey to becoming a best-selling author, serial entrepreneur, and leader of one of the top real estate brokerages in the U.S. Her philosophy? Live below your means, stay out of debt, and use money as a tool...
info_outline
Ep 435 The Power of an Alcohol-Free Lifestyle with James Swanwick
Richer Soul, Living A Life on Purpose!
The Alcohol-Free Lifestyle In this episode of Richer Soul, we explore the intersection of high performance, mental clarity, and living alcohol-free with James Swanwick — entrepreneur, investor, author, and former ESPN anchor. James shares his personal journey from journalism to broadcasting to launching a movement that empowers executives and business leaders to live their best lives without alcohol. His insights challenge cultural norms, offering a neuroscience-backed framework to help high achievers make better life decisions. Key Takeaways: Alcohol Doesn’t Serve High...
info_outline
Ep 434 Confidence Comes Later with Angus Nelson
Richer Soul, Living A Life on Purpose!
Confidence Comes Later In this episode of Richer Soul, we welcome Angus Nelson, an executive coach dedicated to transforming entrepreneurs into their best selves. Angus shares his powerful story of overcoming burnout, addiction, and personal loss to build a life of balance and fulfillment. He discusses the psychology of success, emotional intelligence, and how to cultivate a wealthy life beyond just financial gains. His insights have impacted leaders in startups, Fortune 500 companies, and even celebrity circles. Join us as we dive into Angus’ transformative journey and learn how you,...
info_outline
Ep 433 I Respectfully Disagree with Justin Jones-Fosu
Richer Soul, Living A Life on Purpose!
I Respectfully Disagree In this episode of Richer Soul, we welcome Justin Jones-Fosu, an energetic business speaker, social entrepreneur, and workplace researcher. Justin is the founder and CEO of Work. Meaningful., where he helps organizations create a culture of purpose-driven work. He is also a prolific author, with books like Your WHY Matters NOW and The Inclusive Mindset. Through his unique life experiences, including growing up with contrasting financial influences and conquering one of the Seven Summits, Justin brings valuable insights on navigating challenges, finding purpose,...
info_outline
Ep 432 The Power of the Family Office with Dane Czaplicki
Richer Soul, Living A Life on Purpose!
The Power of the Family Office In this transformative episode of The Richer Soul, we are joined by Dane Czaplicki, co-founder of Members' Wealth, as he reveals the blueprint for achieving financial peace and purpose. With over 20 years of experience in financial services, Dane's path to success wasn’t a straight line—he self-educated, made early mistakes, and ultimately built a thriving business that helps others preserve their wealth. If you’ve ever wondered how to turn your financial struggles into triumphs, this episode is packed with powerful insights. Discover how Dane took...
info_outline
Ep 431 The Power Of Culture with Laura Hamill
Richer Soul, Living A Life on Purpose!
The Power Of Culture Culture is at the core of everything we do—both personally and professionally. In this episode of Richer Soul, we had the pleasure of speaking with Laura Hamill, an organizational psychologist, ex-Microsoft director, and co-founder of Limeade, an employee experience software company. Laura now leads the Paris Phoenix Group, helping organizations transform their workplace culture. She is also the host of the Happy at Work podcast and the author of The Power of Culture (coming November 12, 2024). In our conversation, we dive deep into the role of workplace...
info_outline
Ep 430 The Inner Journey with Seth Spears
Richer Soul, Living A Life on Purpose!
The Inner Journey In this episode of Richer Soul, we welcome Seth Spears, a business strategist and entrepreneur with a passion for purpose-driven ventures. Seth shares his journey growing up in a large, homeschooled family, the early money lessons that shaped his mindset, and his evolution from hard work to smart wealth creation. He delves into entrepreneurship, personal development, and the intersection of mission and business. Key Takeaways: Shifting from Hard Work to Smart Work. Seth grew up with a strong work ethic, believing money had to be earned through hard labor....
info_outline
Ep 429 Living Authentically with Brian Bogert
Richer Soul, Living A Life on Purpose!
Living Authentically In this episode of Richer Soul, we welcome Brian Bogert, a human behavior and performance coach, business strategist, and speaker. Brian’s journey is one of resilience, transformation, and intentionality. After a traumatic injury at age seven, he learned how to embrace pain to avoid suffering—a philosophy he now teaches to help others unlock their full potential. Brian challenges the traditional norms of success, pushing individuals and leaders to connect with their authentic selves rather than simply chasing external achievements. His work is about...
info_outline
Ep 428 F Happiness with Shawn Leon Nowotnik
Richer Soul, Living A Life on Purpose!
F Happiness In this episode of Richer Soul, we welcome Shawn Nowotnik, a therapist, author, artist, and filmmaker. After the devastating loss of his son to suicide, Shawn embarked on a deep exploration of mental health, addiction, and the pursuit of meaning. His insights challenge the conventional idea that happiness is the ultimate goal in life. Instead, he encourages people to focus on finding purpose and personal fulfillment. Shawn’s book, Fck Happiness: The Search for Meaning in a World Gone Mad Chasing Happiness*, delves into these themes, questioning why our culture is...
info_outline
Ep 427 Life As A Masterpiece with Cathy Christen
Richer Soul, Living A Life on Purpose!
Life As A Masterpiece In this episode of Richer Soul, we dive into the inspiring journey of Cathy Christen, a serial entrepreneur, speaker, and executive business coach who is passionate about helping others craft a "Life by Design." Cathy shares her personal growth story, how she overcame early money mindsets, and how she now empowers women through GoBundance WomenⓇ to live abundant, fulfilling lives. Key Takeaways: Overcoming Early Money Programming: Cathy grew up in a low-income household with a fear-driven attitude toward money. Through personal development,...
info_outlineBreaking Free of Your Boxes
Unlocking Freedom Through Wealth: How Betsy Pepine Built a Real Estate Empire Rooted in Debt-Free Living
What if the secret to wealth wasn’t just making more—but making smart, intentional choices with what you already have?
In this powerful episode of Richer Soul, Betsy Pepine shares the remarkable story of how she went from a frugal childhood in New Jersey to becoming a best-selling author, serial entrepreneur, and leader of one of the top real estate brokerages in the U.S. Her philosophy? Live below your means, stay out of debt, and use money as a tool for freedom—not flash.
Keep reading to discover how Betsy’s old-school money values led to next-level success.
Key Takeaways:
- Freedom Is the Ultimate Currency. Betsy doesn’t chase money for status—it’s all about freedom of choice. Whether it's the freedom to give generously, pivot professionally, or sleep soundly at night, financial independence gives her control over her destiny.
- Debt-Free Living Is a Superpower. Raised by parents who shunned debt (aside from a mortgage), Betsy never bought anything she couldn’t pay for in cash. This mindset helped her grow her wealth without compromising her peace of mind—even when financial experts told her to leverage more.
- Entrepreneurship Isn't About Money—It's About Impact. From her first childhood hustle to building Pepine Realty, Betsy always had an entrepreneurial drive. But her motivation wasn't the money—it was about creating options and helping others, especially families in housing crisis through her nonprofit, Pepine Gives.
- Lead with Intention, Not Ego. Despite her high-profile endorsements from Barbara Corcoran, Dave Ramsey, and Glenn Beck, Betsy remains grounded. Her approach to leadership, family, and business is rooted in humility, service, and vision.
Money Learnings:
Betsy learned about money by observing her parents, who lived frugally and prioritized saving over spending. They avoided debt at all costs—except for a mortgage, which they paid off quickly. Though she thought they were poor, it was a deliberate choice to live below their means and fund their children’s education debt-free. This instilled in her a deep respect for financial discipline, a preference for peace of mind over leverage, and the belief that money is best used as a tool for freedom.
About Betsy Pepine:
Betsy Pepine is a real estate powerhouse, educator, and philanthropist. As the founder and broker-owner of Pepine Realty, she has led her team to national recognition, including repeated listings on the Inc. 5000, Top 50 Florida Companies to Watch, and Florida Trend’s Best Companies to Work For.
Beyond her brokerage, Betsy runs a real estate school, a title company, and a property management firm. She’s a Wharton MBA, a Duke economics grad, and founder of Pepine Gives, a nonprofit helping at-risk families with housing.
Key Discussion Points:
- How childhood perceptions of money shape adult financial behavior.
- Why Betsy never cared about keeping up with the Joneses—even when she could.
- The misunderstood relationship between wealth and worth.
- How to build businesses aligned with your values, not just profits.
- Why mentorship from legends like Barbara Corcoran matters (and how she earned it).
- Practical tools for keeping your team aligned and inspired.
Conclusion:
In a world obsessed with appearances and fast money, Betsy Pepine is a breath of fresh air—proof that timeless principles still win. Her journey shows us that when you align your values with your financial decisions, wealth becomes not just a number—but a life of purpose, peace, and power.
Links:
Facebook: https://www.facebook.com/betsypepine
Instagram: https://www.instagram.com/betsypepine/
LinkedIn: https://www.linkedin.com/in/betsypepine
Watch the full episode on YouTube: https://www.youtube.com/@richersoul
Richer Soul Life Beyond Money. You got rich, now what? Let’s talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let’s figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It’s about personal freedom!