Money Matters 334- The Man Behind the 4% Rule W/ Bill Bengen
MONEY MATTERS with Christopher Hensley
Release Date: 09/05/2025
Money Matters Episode 350: I Met a Humanoid Robotâand It Knew Doctor Strange w/ Brendan Ahern & Joseph Dube
MONEY MATTERS with Christopher Hensley
What happens when artificial intelligence steps off the screen and into the physical world? At Future Proof, Christopher Hensley stopped at the KraneShares booth after spotting KOID, a humanoid robot. KOID noticed Christopherâs Doctor Strange shirt and responded with an unexpected lesson about the characterâturning a quick convention encounter into this conversation. In Money Matters Episode 350, Christopher is joined by Brendan Ahern, Chief Investment Officer at KraneShares, and Joseph Dubeâalong with KOIDâto explore physical AI and the rapidly evolving world of humanoid robotics....
info_outline
Money Matters Episode 349: The Battle for Cancer Research Funding w/ Dr. Fumiko Chino
MONEY MATTERS with Christopher Hensley
Could cuts to federal cancer research funding slow new treatments, disrupt clinical trials, and affect the care patients receive years from now? In Money Matters Episode 349, Christopher Hensley speaks with Dr. Fumiko Chino, MD, FASCO, Associate Professor in Breast Radiation Oncology at The University of Texas MD Anderson Cancer Center. Dr. Chino explains how federally funded research reaches patients, why sustained investment through the NIH and National Cancer Institute matters, and how interruptions today could affect tomorrowâs breakthroughs. In this episode, they discuss: ⢠How...
info_outline
Money Matters Episode 348-The Widow's Medicare Penalty: What Every Couple Needs to Plan For W/ Mark Annese
MONEY MATTERS with Christopher Hensley
A surviving spouse may retain much of the household incomeâbut suddenly face higher Medicare premiums and tax brackets. In Money Matters Episode 348, Christopher Hensley speaks with IRMAA Certified Planner Mark Annese about the widow's Medicare penalty and other retirement decisions that can trigger IRMAA. IRMAAâthe Income-Related Monthly Adjustment Amountâis an additional charge applied to Medicare Part B and Part D premiums based on income reported two years earlier. Roth conversions, required minimum distributions, investment sales, and other seemingly reasonable financial decisions...
info_outline
Money Matters Episode 347-Brain Fog, Weight Gain, and Mood Changes? It Could Be Perimenopause W/ Dr. Susan Hardwick-Smith
MONEY MATTERS with Christopher Hensley
Brain fog, weight gain, mood changes, disrupted sleep, and a fading sense of feeling like yourself can all become part of the perimenopause experience. But why do these changes happenâand why are so many women still struggling to find informed care? In Episode 347 of Money Matters, Christopher Hensley, RICP, CES, speaks with Dr. Susan Hardwick-Smith, a nationally recognized OB-GYN, certified menopause practitioner, author, and founder of Complete Midlife Wellness Center. Dr. Hardwick-Smith explains the hormonal transition from the fertile years through perimenopause and menopause, including...
info_outline
Money Matters Episode 346- The Working Budget: Budgeting, Kaizen, and Better Money Habits W/Jabez Roberts
MONEY MATTERS with Christopher Hensley
In this episode of Money Matters, Chris Hensley welcomes Jabez Roberts, host of The Working Budget and The Boardroom Podcast. Jabez shares the story behind launching The Working Budget, a new podcast focused on practical financial education, money management, and helping everyday people understand how money moves through their personal economy. Chris and Jabez discuss the connection between Kaizen and compound interest, showing how small, consistent improvements can create meaningful long-term growth. They also explore why budgeting is often misunderstood, why money decisions are emotional,...
info_outline
Money Matters Episode 345- Books4Guys: Saving Critical Thinking in a Distracted World W/ Chris Clinard
MONEY MATTERS with Christopher Hensley
Episode Description In this episode of Money Matters, Chris Hensley welcomes Chris Clinard, host of the Books4Guys podcast and founder of the Books4Guys community. Chris shares the story behind Books4Guys, a platform built to encourage more men and young people to read, explore new ideas, and build lifelong learning habits. The conversation covers why men are reading less, how books can shape critical thinking, the surprising value of fiction, and why reading is more than just a hobby â it is a tool for personal growth, leadership, and better decision-making. Chris also discusses the...
info_outline
Money Matters Episode 344- Slow Down to Go Faster with Ralph Simone
MONEY MATTERS with Christopher Hensley
What if the reason you feel exhausted, overwhelmed, and constantly behind is because youâve been taught that faster always means better? In this episode of Money Matters, Christopher Hensley sits down with executive coach and author Ralph Simone to discuss the ideas behind his book Slow Down to Go Faster. Together, they explore burnout, hustle culture, leadership, productivity, and the importance of intentional pauses in both business and life. Ralph shares lessons from decades of coaching leaders and entrepreneurs, explaining why many high achievers struggle to disconnect, recharge, and...
info_outline
Money Matters Episode 343-Why Men Get Perimenopause Completely Wrong (And What to Do Instead) w/ Sam Anderson
MONEY MATTERS with Christopher Hensley
Most men get perimenopause completely wrong. Not because they donât careâ âŚbut because no one ever taught them whatâs actually happening. On the latest episode of the Money Matters Podcast, I sat down with Sam Anderson (tag him here), author of Perimenopause: The AâZ Guide for Us Idiotsâand one thing stood out: đ The biggest mistake men make? They try to fix it. When in reality⌠âď¸ Itâs not something to fix âď¸ Itâs something to understand âď¸ And something couples need to navigate together We talked about: ⢠Why men take symptoms personally (and why that...
info_outline
Money Matters Episode 342-Back Office Burnout & AI: What Advisors Must Know W/ Ryan George
MONEY MATTERS with Christopher Hensley
What if the real reason advisory firms struggle to scale⌠isnât growth? Itâs what happens after the client says yes. In this episode, Christopher Hensley sits down with Ryan George (CMO at Docupace) to talk about the unsung âback office heroesâ who keep advisory firms runningâand why burnout, invisible operations, and misunderstood AI adoption can quietly become your biggest growth bottleneck This isnât another âAI will write your blog postsâ conversation. Ryan breaks down the difference between automation vs. intelligent automation, why financial services is an...
info_outline
Money Matters Episode 341-Public Radio, AI, and the Future of Audio Storytelling W/ Ernesto Aguilar
MONEY MATTERS with Christopher Hensley
Public radio helped define trust in audio. Now AI is reshaping how audio gets made. In this episode, I sit down with Ernesto Aguilar â public radio executive, author, and the person who gave me my first big break at KPFT in Houston more than a decade ago. That opportunity launched what has now become one of the longest-running financial planning podcasts in the space. We talk about how public radio built credibility over decades, why audiences still turn to trusted voices for deeper context, and how AI is changing production without replacing the human responsibility behind the microphone....
info_outlineđď¸ Episode #334 â The Man Behind the 4% Rule: Bill Bengen on Inflation, Flexibility, and a Richer Retirement
What if the greatest risk to your retirement portfolio isn't a market crashâbut inflation?
In this episode of Money Matters, Christopher Hensley, RICPÂŽ, sits down with Bill Bengen, the creator of the legendary 4% Rule for safe withdrawal rates. Now, 30 years later, Bengen reflects on what still holds up, whatâs changed, and how retirees and advisors can adapt withdrawal strategies in a world of sticky inflation, volatile markets, and longer life expectancies.
Whether you're planning your own retirement or advising clients on income strategies, this conversation delivers clarity, context, and practical insights from one of the most influential figures in modern financial planning.
đĄ Topics Covered:
-
Why inflation is the true enemy of retirement
-
How Bengenâs thinking on the 4% Rule has evolved in 2025
-
The importance of flexibility in withdrawal rates
-
Guardrails, gifting, and building a more human retirement
-
Why diversification now includes 7 asset classes
-
A behind-the-scenes look at how the 4% Rule research went viral
đ Get the Book:
A Richer Retirement by Bill Bengen â available now on Amazon and major booksellers.
đ§ Host: Christopher Hensley, RICPÂŽ, CESÂŽ