Debt is a Clutter Problem - Episode 495
Crushing Debt Podcast
Merry Christmas from The Crushing Debt Podcast !! How much "stuff" does the average American home have? How many people utilize off-site storage for their stuff? Are you able to park your car in your garage? How long do you take searching for "missing" items? How much does the average American family spend on non-essential goods. This week, Shawn & George talk to Beth Ruck with Conquering Clutter () about Statistics regarding the average amount of possessions of U.S. households Mindset regarding shopping and managing your possessions Paper management and how it can save you money...
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Moving Forward, Looking Back - Episode 494
Crushing Debt Podcast
What are your 2026 Resolutions? What are your 2026 Goals? What is the difference between a Resolution and a Goal? In this week's episode, Shawn & George flip the script on last week's episode and instead of looking back on 2025, they look forward to 2026, talking about things like: One Word for 2026 Goals for 2026, personally and professionally Trends for 2026, like Housing Interest Student Loans AI Homeowner & Condo Associations. And more! Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon...
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Looking Back, Moving Forward - Episode 493
Crushing Debt Podcast
As we near the end of 2025, how was this year for you? Personally? Professionally? What was some of the biggest financial news in 2025? What are you looking forward to in 2026? As the year comes to an end, Shawn & George take a look back, and a small look forward at 2025 and 2026, including topics like: Mortgage / Interest Rates Grocery and Utility costs Government Shut Down Student Loan Adjustments Credit Card Debt Personal Guarantees Housing Market Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting...
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Santa's Real Budget - Episode 492
Crushing Debt Podcast
What can you learn about budgeting from Santa's Holiday preparation? What lessons do the holiday bring? On this week's episode of The Crushing Debt Podcast, Shawn & George talk about: Overhead costs Supply chain issues Labor force issues North Pole budgeting Budgeting among multiple celebrations Gift-giving expectations Holiday season cash-flow We hope you had an amazing Thanksgiving break and a great holiday season. For Thanksgiving, it would mean a lot to us for you to please share this episode with your friends! Or, you can support the show by visiting our Patreon page:...
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Gravy, Gratitude & Getting Out of Debt! - Episode 491
Crushing Debt Podcast
What Thanksgiving traditions do you have? Do you eat a big meal surrounded by family, a smaller meal with less people, or Thanksgiving is not really your thing? In this week's episode of The Crushing Debt Podcast, we wish everyone a Happy Thanksgiving. As has become our tradition, because we release the show every Thursday, Shawn & George talk about: Black Friday and Sales / Shopping Financial Advice around the dinner table What business owners can be thankful for this year Gratitude mindset Using Thanksgiving to air out financial dirty laundry Using Thanksgiving as a time to...
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IRS Wins Again? - Episode 490
Crushing Debt Podcast
Do you know what taxes are dischargeable in bankruptcy and which are not? Do you owe Trust Fund Tax? What if you cannot pay it? On this week's episode of the Crushing Debt Podcast, Shawn & George talk to Tax Attorney Alena Miles. Alena has an L.L.M. in taxation, and is a CPA. She is the founder of Attorney Legal and focuses her practice on federal tax law and international tax matters. She provides services in business tax planning, tax transactions, tax consulting, and tax controversy for a wide range of clients, including businesses, partnerships, corporations, LLCs, private...
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FORE! Ways Golf Can Teach You About Debt! - Episode 489
Crushing Debt Podcast
What lessons can you learn about selling from your kids? What lessons can you learn about debt from your kids? While we didn't get to participate in this year's community garage sale, my son did collect, clean and sell golf balls at a golf tournament recently. Some of the lessons he learned: Timing - know your market and their needs Networking - with other kids selling other items (like lemonade) Preparation - collecting, cleaning, sorting, labelling and pricing Investors - (dad, Shawn) to help buy supplies, provide the table for selling, etc. Using Revenue to Grow the Business (listen for...
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Who's More In Debt, You or Your Landlord - Episode 488
Crushing Debt Podcast
Who's in more debt, Landlord or Tenant? How can landlords reduce costs and increase the profitability of their rentals? How can a property manager increase your profits and save you money? In today's episode, I interview Mark Sorokurs of Central Pinellas Realty and Collman Properties. I've known Mark about seven years and he's been in real estate for about eight years now after "retiring" from IT in 2012. You can also hear Mark in Episode 245 - You can reach Mark at or ., or 727-738-RENT (7368). Let us know if you enjoy this episode and, if so, please share it with your friends, like and...
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Financial Vampires - Episode 487
Crushing Debt Podcast
Happy Halloween! On October 31, do you give out candy? Do you turn your lights off and pretend not to be home? Do you go to Halloween parties? What "vampires" are out there sucking your wallet dry? On this week's episode, Shawn & George take a funny look at those "vampires" that you should avoid, like Subscription Vampires Convenience Fee Vampires Tipping Vampires Lifestyle Vampires Tax Debt Vampires Buy Now, Pay Later Vampires Friend / Family Vampires Overdraft Vampires Store Credit / BOGO Vampires Interest Vampires And more ... You can also listen to other Halloween-themed shows...
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Mom, Dad & My Credit Card Bill! - Episode 486
Crushing Debt Podcast
How are you handling the rising cost of health care for your parents? How can you talk to your mother & father about the rising costs of health care and senior living? Should your parents age at home or in an assisted living facility? This week, Shawn & George talk to Rachel Aguanno, owner of Home Care Assistance Tampa Bay. Rachel's company assists seniors to live at home. Rachel was a HUGE help to Shawn when his wife was in hospice at home at the end of 2023. Specifically, we talk about: Care-giving as a side job; What a home care assistance company can or cannot do; Any tax...
info_outlineWith a reverse mortgage, can you retain title to your home?
Are reverse mortgages insured or guaranteed?
Do reverse mortgagaes have a maturity date?
This week's guest on the Crushing Debt Podcast is Gary Guarino, Vice President with Senior Lending, focusing on the HECM (Home Equity Conversion Mortgage), better known as a reverse mortgage.
Gary has been a VP of Senior Lending for the last 26 years and is a Home Equity Retirement Specialist. He is regarded as a leading expert on every aspect of the FHA-Insured HECM Credit Line as well as the proprietary Jumbo Reverse Credit Line.
You can reach Gary at GaryG@senior-lending.com, or visit his website at www.senior-lending.com.
Shawn, George & Gary talk about
- Myths (and facts) surrounding reverse mortgages
- Title theory v. lien theory
- FHA Insured products
- Recourse v. Non-Recourse loans
- What is required to borrow under a reverse mortgage
- And other questions regarding HECM loans.
Let us know if you enjoy this episode and, if so, please share it with your friends!
Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt
To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach
To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.