What If the Money in Your Account Isn't Real Wealth? with Paul Musson
Wealth B-Hers
What if the money in your account is not the same thing as real wealth? That’s where this conversation starts. Dr. Felecia Froe sits down with Paul Musson, former professional investor, founder of the Paulitical Economy blog, and author of Capital Offence: Why Some Benefit at Your Expense. After decades inside the investment world, Paul began studying economics more deeply after seeing how the housing bubble, the financial crisis, and policy decisions reshaped the relationship between money, capital, and everyday people’s ability to build wealth. They talk about the difference between...
info_outline
Fear, not Debt with Barry Levine
Wealth B-Hers
What if the thing keeping people stuck financially is not the debt itself, but the fear of facing it? That’s where this conversation starts. Dr. Felecia sits down with Barry Levine, a Massachusetts-based bankruptcy attorney with more than 45 years of experience helping individuals and small business owners navigate serious financial strain. Barry has seen people walk into his office scared, ashamed, overwhelmed, and convinced they are out of options. What he has learned is that the legal process often has structure, but fear can keep people frozen long before they ever ask for help. They...
info_outline
Foundations #8: What I've Learned From Women With More Money Than Peace
Wealth B-Hers
Some women reach the number they thought would make them feel safe and still feel anxious, vigilant, exhausted, or like there will never be enough. The problem is not that something went wrong. Sometimes, it is that everything went right, but the stories beneath the money never changed. In this episode, Dr. Felecia Froe shares what she has learned from women who have more money than peace. Wealth can fund a different life, but it cannot rewrite fear, guilt of a scarcity mindset. True financial peace comes from knowing what your money is for and building toward a life that feels clear,...
info_outline
Protect Before You Build with Mark Pierce
Wealth B-Hers
Building wealth is only half the work. Protecting it is the part most people forget. That’s where this conversation starts. Dr. Felecia Froe sits down with Mark Pierce, a trust and LLC attorney with more than 42 years of experience in asset protection, complex tax planning, and state law strategies. Mark brings a unique perspective because he once worked on the other side, examining trusts and asset structures in bankruptcy court to see where they failed, so creditors could get to the money in them. Now, he uses that experience to help people build structures designed to withstand real...
info_outline
Make Your Money Do More: Become Your Own Bank with Erica Neal
Wealth B-Hers
What if the rules you were taught about money were never the whole game? That’s where this conversation starts. Dr. Felecia sits down with Erica Neal, co-founder of Infinity Investment Strategies, wealth strategist, authorized IBC practitioner, investor, and bestselling author of Mind of Gold: A Girlfriend’s Guide to Financial Freedom. Erica shares how her early money lessons came from seeing what not to do, why she moved from pre-med into finance, and how working inside traditional financial planning opened her eyes to what many people are never taught about cash flow, retirement income,...
info_outline
Foundations #7: Purpose Before Portfolio
Wealth B-Hers
Before you invest a dollar, there’s one question that matters more than the return, the structure, or the opportunity itself: What do you want this money to do for you? Not what did someone else earn. Not how much can this grow. What is this money meant to create in your life? In this episode, Dr. Felecia Froe explains why investing without purpose can leave you wealthy on paper but misaligned in reality. Money is a tool, and tools only make sense when you know what you are building. When your purpose is clear, the question changes from “Is this a good deal?” to “Does this move me...
info_outline
Boring Money, The Steady Kind with Fred Moskowitz
Wealth B-Hers
What if real estate investing didn’t have to mean owning the property, managing tenants, or taking repair calls? That’s where this conversation starts. Dr. Felecia Froe sits down with Fred Moskowitz, educator, bestselling author, fund manager, and industry veteran in note investing. Fred explains how he first learned the power of income-producing assets from an unlikely mentor, why relying on a paycheck alone can be risky, and how mortgage notes allow investors to step into the role of the lender. They talk about what note investing actually is, how it differs from owning rental...
info_outline
Pushing Got Me the Number, Pull Gets Me Peace with Dr. Abigail Aiyepola
Wealth B-Hers
Who you’re becoming requires you to leave behind the version of yourself you already know. That’s where this conversation starts. Dr. Felecia Froe sits down with Dr. Abigail Aiyepola for a different kind of Wealth B-Hers conversation, one centered on alignment, transformation, purpose, and the many ways we give birth to new versions of ourselves. Dr. Abigail shares how moving to Cabo became part of a deeper season of rebirth for her, how life often moves in cycles rather than straight lines, and why the darkness of transition holds both difficulty and development. They talk about cocoon...
info_outline
Foundations #6: Why Avoiding Money Decisions is More Common than You Think
Wealth B-Hers
There is a quiet kind of money stress many of us carry: the bank statement we don’t open. The investment decision we delay. The financial advisor appointment we don’t make. It looks like procrastination, but often it is something deeper. Money decisions can be emotional, feel risky, unfamiliar, and very high-stakes. In this episode, Dr. Felecia Froe lets you know it’s not just you. Avoiding money decisions is more common than you think. Avoidance does not mean you are irresponsible or bad with money. It often means you do not feel clear, informed, or supported enough to move forward....
info_outline
Your Money Team: Why the Wealthy Never Go It Alone with Tyler Osborne
Wealth B-Hers
What if money's real job is to give you choices? That’s where this conversation starts. Dr. Felecia Froe sits down with Tyler Osborne, financial educator, public speaker, host of the Money Master Podcast, and owner of a financial firm focused on helping people build wealth through structure, retirement planning, and legacy strategies. With experience at JPMorgan, a background in psychology, time spent in Bible college, and the discipline of a former college football player, Tyler brings a grounded approach to money that integrates mindset, faith, family, and long-term financial planning. Dr....
info_outlineWhat if real estate investing didn’t have to mean owning the property, managing tenants, or taking repair calls?
That’s where this conversation starts. Dr. Felecia Froe sits down with Fred Moskowitz, educator, bestselling author, fund manager, and industry veteran in note investing. Fred explains how he first learned the power of income-producing assets from an unlikely mentor, why relying on a paycheck alone can be risky, and how mortgage notes allow investors to step into the role of the lender.
They talk about what note investing actually is, how it differs from owning rental properties, and why it can be a powerful way to build cash flow without being as hands-on as traditional real estate. Dr. Felecia also asks the practical questions many listeners may be wondering: What is a note? What is a lien? Can individual investors buy notes? How do note funds work? And how can retirement accounts or health savings accounts be used to invest in this asset class? This conversation is a reminder that the more you understand, the better questions you can ask before putting your money anywhere.
00:04 – Fred’s Money Story and the Entrepreneurial Bug
07:20 – Why a “Stable Job” Wasn’t Really Stable
10:10 – The Mentor Who Changed How Fred Saw Wealth
13:20 – Learning From the Right Rooms
15:45 – Why Fred Shifted From Rental Properties to Notes
18:05 – What Is a Mortgage Note?
21:22 – Understanding Liens and Clear Title
26:16 – Can Individual Investors Buy Notes?
30:41 – How Investors Can Participate in Note Investing
34:27 – How Note Funds Pay Investors
36:36 – Using Retirement Accounts and HSAs for Note Investing
40:10 – Fred’s Book “ The Little Green Book of Note Investing”
Ready to take the next step?
Connect with us today:
Website: moneywithmission.com
LinkedIn: https://www.linkedin.com/in/moneywithmission/
Connect with Fred Moskowitz!
LinkedIn: https://www.linkedin.com/in/thefredmoskowitz
Instagram: https://www.instagram.com/thefredmoskowitz/
Book: The Little Green Book of Note Investing
Gift: giftfromfred.com
Key Quotes:
“Relying on the paycheck from my job as my only source of income, I was taking on this huge risk.” - Fred Moskowitz
“The work you do from your job, it kinda supports your life, but when you get involved in investing, investing in assets that generate income for you and appreciate over time, that's what really generates wealth.” - Fred Moskowitz