2449: Unlocking the Ditch: The Future of Housing Inventory and Rates with Michael Zuber
Creating Wealth Real Estate Investing with Jason Hartman
Release Date: 07/20/2026
Creating Wealth Real Estate Investing with Jason Hartman
Real estate experts Michael Zuber and Jason Hartman talk about the current state of the housing market. They characterize the industry as unhealthy and broken, noting that low inventory and high mortgage rates have caused a severe decline in transaction volume. They explain that many homeowners are reluctant to sell because they do not want to lose their low COVID-era interest rates, leading to a lack of motivated sellers. Jason identifies 5.5% as a potential "magic rate" that could eventually unlock pent-up demand and encourage families to move. Ultimately, Jason and Michael highlights a...
info_outlineCreating Wealth Real Estate Investing with Jason Hartman
This Flashback Friday is from episode 1616 published last December 15, 2020. Land, gold, and art, or stocks, bonds, and cash? Jason Hartman talks with Dan Ferris, editor of Extreme Value and host of the Stansberry Investor Hour Podcast. “You need to learn to preserve wealth outside the financial system,” Ferris said. Ferris and Hartman go in-depth discussing diversification and its importance versus playing it safe with multi-dimensional assets. Inflation; don’t predict it, prepare for it. Check It Out: Websites: ...
info_outlineCreating Wealth Real Estate Investing with Jason Hartman
Jason advocates for income property as the most reliable and tax-advantaged asset class available to investors. He emphasizes the importance of shifting one's mindset beyond traditional Wall Street options like stocks and bonds to recognize the massive government incentives provided for rental housing. By framing real estate as a legitimate business, Jason explains how individuals can achieve financial independence through various tax deductions and diverse return streams. This episode also features a success story of clients who built a fifty-unit portfolio...
info_outlineCreating Wealth Real Estate Investing with Jason Hartman
Jason and Michael Zuber criticize economic doomers like Melody Wright, who they mockingly call "Melody Wrong" for her repeated, failed predictions of a 50% housing market crash. They argue that these pundits suffer from PTSD related to the 2008 financial crisis and rely on sensationalism to generate clicks rather than analyzing current supply and demand data. They also react to YouTuber Graham Stephan’s claims that rental properties are not worth the effort, noting that his struggles stemmed from investing in landlord-unfriendly markets like...
info_outlineCreating Wealth Real Estate Investing with Jason Hartman
This Flashback Friday is from episode 396 published last August 6, 2014. Matthew Quirk is the author of the best-selling book,"The 500" and author of the new book on the Fed, "The Directive," which centers on a conspiracy plot at the Federal Reserve. Quirk joins the podcast to break down how realistic this plot could be today. Quirk spent a year working with red team security experts, hackers, lockpickers, social engineers, and sources inside the Fed to map out what a true-to-life 21st century heist would look like at the most powerful bank in capitalism. He shares the loopholes within the...
info_outlineCreating Wealth Real Estate Investing with Jason Hartman
Jason discusses the critical role of decisiveness and the hidden dangers of opportunity cost. He introduces Home Equity Investments (HEI) and 1031 exchanges as powerful tools to leverage existing property value into larger portfolios without increasing immediate debt. He highlights how lower interest rates and favorable mortgage spreads may soon create a highly advantageous market for investors. Throughout the recording, Jason encourages listeners to utilize his company’s professional consulting services and tracking software...
info_outlineCreating Wealth Real Estate Investing with Jason Hartman
This Flashback Friday is from episode 1605 published last November 30, 2020. Jason Hartman shares evidence of bullish signs for the real estate market. Also, let's take a look at the S&P500 movement for the last 12 months; it's good to know where your investment sits in comparison to the market. Andrew Cushman joins Jason to talk about rental scarcity. Andrew shares graphs and figures to paint a picture of real estate movement and migration in the US. Websites: 1-800-HARTMAN _______________________________________________________________ Follow...
info_outlineCreating Wealth Real Estate Investing with Jason Hartman
Jason Hartman discusses the enduring stability of income property as a premier asset class. He highlights updates to his Property Tracker software, which now integrates real-time inflation data and calculates suggested cash reserves to help investors manage risk. He critiques the reliability of official CPI figures, arguing that higher actual inflation creates significant wealth through inflation-induced debt destruction. Jason also shares a personal anecdote about shutting down his Bitcoin miners due to unprofitability, using...
info_outlineCreating Wealth Real Estate Investing with Jason Hartman
FICO scores have hit a record high, but is a perfect FICO score the best situation? Jason Hartman discusses FICO scores along with vacancy rates. What looks the best may not be the best. Rick Sharga, Executive Vice President of Marketing at RealtyTrac, talks with Jason Hartman about forbearances and foreclosures. Does one lead to the other, and how will this differ from the great recession? How has COVID-19 changed how millennials approach renting vs. buying? _______________________________________________________________ Follow Jason on TWITTER, INSTAGRAM...
info_outlineCreating Wealth Real Estate Investing with Jason Hartman
In this 10th episode interview, Jason Hartman speaks with Jim Huling about the second edition of his book, The Four Disciplines of Execution. The conversation centers on a framework designed to help individuals and organizations move past the "whirlwind" of daily tasks to achieve wildly important goals. Huling explains that success requires a narrow focus on specific objectives and the use of lead measures to track predictive behaviors. He also emphasizes the importance of engagement through visual scoreboards and maintaining a cadence of accountability among teammates. By shifting from...
info_outlineReal estate experts Michael Zuber and Jason Hartman talk about the current state of the housing market. They characterize the industry as unhealthy and broken, noting that low inventory and high mortgage rates have caused a severe decline in transaction volume. They explain that many homeowners are reluctant to sell because they do not want to lose their low COVID-era interest rates, leading to a lack of motivated sellers. Jason identifies 5.5% as a potential "magic rate" that could eventually unlock pent-up demand and encourage families to move. Ultimately, Jason and Michael highlights a unique economic environment where home prices remain high despite low affordability, largely due to a massive constriction in supply.
#HousingMarket #MortgageRates #MagicRate #HousingInventory #RealEstate2026 #Affordability #MoveUpBuyers #NewHomePrices #AccidentalLandlords #PentUpDemand #HousingDitch #MarketVelocity #WageGrowth #LockInEffect #RealEstateInvesting
Key Takeaways:
0:00 Getting out of the ditch
7:05 The magic interest rate
11:50 Not the spring season type of buyers
14:35 Chart: Buying power and sensitivity
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