loader from loading.io

Ep 42: The Costs of Mold & How We Are Handling Financially

Money On My Mind

Release Date: 12/31/2024

Ep 65: Building Budgetdog show art Ep 65: Building Budgetdog

Money On My Mind

In this special episode, I’m sharing a powerful conversation I had as a guest on the Two Comma Club podcast with Jonathan Marsh. We got real about what it means to break free from the traditional 9-to-5, the mindset shifts that changed my financial future, and how I turned my personal finance struggles into a mission-driven business helping thousands of others.   You’ll hear my full journey—from crushing $300K of debt to building Budgetdog Academy into a thriving brand. We also dive into the practical tools that helped me, the challenges I faced leaving corporate life, and the...

info_outline
Ep 64: Why You Sabotage Your Own Financial Goals (And How to Stop) show art Ep 64: Why You Sabotage Your Own Financial Goals (And How to Stop)

Money On My Mind

Welcome back to Money on My Mind! Today’s episode is one of the most personal and powerful I’ve ever recorded. Despite battling a heavy heart and a tough cold, I felt compelled to sit down and share something deeply important: why we so often sabotage our own financial goals—and more importantly, how to break the cycle.   I open up about recent personal loss and the emotional struggles that come with it, tying it all back to how our mindset and subconscious beliefs can quietly but forcefully derail our money journey. We dive deep into childhood money scripts, upper limit...

info_outline
Ep 63: The $300K Mistake That Taught Me the Value of Health Over Wealth show art Ep 63: The $300K Mistake That Taught Me the Value of Health Over Wealth

Money On My Mind

In this deeply personal episode of Money on My Mind, I walk you through the emotional and financial rollercoaster that followed what seemed like the perfect move for our family. We left everything behind to relocate for our daughter’s specialized medical care—only to discover our dream home was poisoning her. A hidden mold and mycotoxin issue triggered severe health setbacks and cost us nearly $300,000 in recovery expenses.   From dealing with a rare epilepsy diagnosis to losing almost all our possessions and scrambling to relocate again, this episode is a raw, transparent look...

info_outline
Ep 62: Why I Started This Podcast show art Ep 62: Why I Started This Podcast

Money On My Mind

In this episode, I dive deep into the heart of why I created this podcast—and why I believe it’s about so much more than money. From humble beginnings and life-altering challenges to building a thriving community focused on purpose-driven financial freedom, I open up about the real reason this show exists.   You’ll hear my journey of going from a negative net worth to building a life of freedom, and why sharing not just the “how” but the “why” behind financial success is critical. This podcast isn’t just about spreadsheets and Roth IRAs—it’s about values, mindset, and...

info_outline
Ep 61: How I used Fear to become a CPA and Leave my 9 5 show art Ep 61: How I used Fear to become a CPA and Leave my 9 5

Money On My Mind

I’m showing up raw and real in this episode—white tee, unfiltered, and straight from the heart. I take you behind the scenes of my journey from fear-filled moments to life-altering breakthroughs. From failing multiple CPA exams to quitting a secure job at Deloitte, from launching Budget Dog to facing my daughter’s rare medical condition—every leap was powered by fear. But not the kind that paralyzes; the kind that fuels you when there’s no other choice but to rise.   In this episode, I share how fear can either break you or build you. I recount how I used fear to pass the CPA...

info_outline
Ep 60: How My Student is Now Making $500k per Year show art Ep 60: How My Student is Now Making $500k per Year

Money On My Mind

What if the only thing standing between you and a massive income jump was your mindset? In this episode, I walk you through the real-life transformation of one of my students, who went from juggling multiple part-time jobs and drowning in debt to landing a $500,000 per year position. Her story is more than just about money—it’s about reclaiming confidence, cutting loose the things that held her back, and stepping boldly into a new season of life.   We explore the three core shifts that led to her breakthrough: investing in herself, releasing dead weight (financial and emotional), and...

info_outline
Ep 59: Against All odds & Defying the Impossible show art Ep 59: Against All odds & Defying the Impossible

Money On My Mind

We all love a good comeback story—but what happens when the setbacks keep coming? In this episode, I’m getting raw and real about the most challenging season of our lives, and how we pushed through against all odds. From leaving a stable W-2 job and facing an unexpected diagnosis with our daughter, to losing our home and rebuilding from scratch—not once, but twice—this episode is a front-row seat to what resilience really looks like.   If you’ve ever felt like life keeps hitting harder just when you think you’re catching your breath, this one’s for you. I’m sharing not...

info_outline
Ep 58: The Secret to Winning show art Ep 58: The Secret to Winning

Money On My Mind

In this week’s episode of Money on My Mind, I dive into a real-life experience that had me reflecting deeply on the power of accountability—and why it’s absolutely critical if you want to win in life. I share the messy (and at times frustrating) story of how a simple car accident turned into a lesson on ownership, responsibility, and the hard truths many people avoid. This episode is a wake-up call for anyone who’s tired of playing the blame game and is ready to step into true leadership in their finances—and their life.   Tune in to hear my take on how personal...

info_outline
Ep 57: The Attitude You Need to Adopt Today to Win Financially show art Ep 57: The Attitude You Need to Adopt Today to Win Financially

Money On My Mind

In today’s episode, I’m diving into the critical attitude shift you need to make if you want to win financially—and in life. Inspired by a shoutout to Nick Foles and Pat O’Donnell, we talk about how aggression, not passivity, is the real game-changer. I’ll walk you through personal stories from my college days, a career-defining moment at Deloitte, and lessons I’ve learned about how being passive can cost you big time.   If you’ve ever felt like success is just out of reach, this episode will show you why your mindset might be the missing piece—and how you can turn...

info_outline
Ep 56: How to Master Money With Your Spouse show art Ep 56: How to Master Money With Your Spouse

Money On My Mind

In this deeply personal and unfiltered episode, I’m walking you through one of the most important money topics out there—how to master finances with your spouse. But here’s the catch: your money issues aren’t really about money. They’re about communication, subconscious beliefs, and emotional disconnect.   I’ll break down the real reason couples fight over Target spending, how to identify the root cause of financial friction, and the exact approach my wife and I used to go from misaligned to financially free and emotionally in sync. I also share some very real moments from our...

info_outline
 
More Episodes

In this heartfelt and powerful episode of Money on My Mind, I’m sharing with you a life-changing ordeal involving mold toxicity that has left my family without a home and facing significant financial challenges. I share the emotional and financial impact of this event, detailing how we’re managing over $300,000 in unexpected expenses while caring for our immunocompromised daughter. 

 

This episode dives deep into the importance of financial preparedness, resilience in the face of adversity, and the mindset needed to overcome life’s toughest challenges. Packed with raw honesty and actionable insights, my goal is to provide a wake-up call to take control of your finances before disaster strikes.

 

Key Talking Points of the Episode

 

00:00 Introduction

01:11 What do you value the most in life?

02:44 Managing financial and emotional stress 

05:31 The two routes when facing adversity: Fight or flight

07:59 What the mold crisis really looked like for us

12:12 How much this situation cost us

13:48 The importance of financial preparedness and living below your means

20:11 The impact of having sustainable and automated systems

22:44 Developing a mindset that can weather every storm

 

Quotables

 

“You can only lose if you give up. Resilience is the key to overcoming any adversity.”

 

“Life isn’t fair, but sitting in excuses won’t fix anything. You have to act.”

 

“Financial freedom isn’t about luxury; it’s about having the muscle to handle life’s hardest moments.”

 

Links

 

Budgetdog

https://budgetdog.com