Money On My Mind
From negative $8,000 to $5 million net worth, what's the real blueprint? 💰 It's not what most people think. The path to wealth isn't paved with higher income or perfect spreadsheets. It's built on requirements most people ignore completely. In this episode, I share the exact framework I used to build generational wealth from scratch. We dive into the non-negotiables: the mindset shifts, the environment changes, and the automated systems that separate the wealthy from everyone else. This isn't motivational fluff—it's the practical roadmap I've personally executed and taught to thousands of...
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Episode Description What does leadership really mean when you're running both a household and a business? The truth is, I'm not just the CEO and founder of a growing brand I'm also the CEO of my household. I'm leading my team at work and my daughters at home, and while the stakes look different at the office versus the dinner table, the responsibility is equally high on both sides. In this episode, I dive deep into the traits, values, and daily behaviors that help me lead effectively in both spaces without sacrificing who I am as a person. I share the weight of dual leadership,...
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If you think you’re using money the same way your parents did, you’re already behind. If your entire view of Bitcoin is based on headlines, you’re missing the point. And if you think this “crypto stuff” is just a fad, then today’s episode will shake your perspective. Because what we’re living through isn’t just a tech revolution; it’s the early stage of a complete financial reset. The system you were taught to trust is showing its cracks, and a new one is quietly being built in real time. In this episode, I’ll walk you through what’s really happening beneath the surface...
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Episode Description "I'd love to join the Academy, but I'm already in debt. I can't justify spending more money right now." This is one of the biggest objections I hear, and I get it, I've been there too. But if you're in a tough financial position, this episode is going to completely flip your mindset and show you why being in a hole isn't a reason to freeze, it's the exact reason to move. Most people wait until they feel financially safe to invest in themselves, but that feeling may never come if you're drowning financially. You're not lazy, you're scared. And that fear keeps you stuck in...
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Episode Description I've been quietly working on something behind the scenes that I'm finally ready to share with Budget Dog Academy students, exclusive access to private real estate deals that were previously only available to wealthy, accredited investors. This isn't just another investment opportunity; it's a game-changer that removes the traditional barriers that keep everyday people locked out of these high-return deals. In this episode, I break down exactly what this new real estate business is, why I built it, and how it benefits Academy students. I'll explain what "accredited...
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Episode Description Investing $72,000 in yourself might sound crazy, but it was one of the best business decisions I've ever made. In this episode, I break down why I joined an exclusive mastermind of 225 highly successful entrepreneurs and how it's already paying dividends in ways I never imagined. This wasn't an impulsive purchase or ego play. This was about proximity, getting access to the right people in the right rooms who could collapse my timeline to success. Within just five days of joining, I've already received deal flow worth more than my investment, access to 32 SOPs from $100...
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Ryan made $3 million, lived in a Chicago penthouse, and had only been to three of his daughter's soccer games in 16 years. That moment on his rooftop changed everything for me. In this raw conversation with Rayn Bakke, I share why we both walked away from Big Four careers to build something that actually matters. From getting mocked by Deloitte leadership for pursuing my dream to proving I could replace my salary in just 10 months, this is the real story of leaving corporate America's golden handcuffs. I'll take you inside the moment HR gave me an ultimatum, why I paid off my house the same...
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Hustle culture nearly destroyed my health, my marriage, and my ability to be present for my daughters. In this deeply personal episode, I share why I stopped glorifying the grind and learned that working smarter not harder is the real path to sustainable success. From leaving Deloitte to build BudgetDog while caring for my daughter with Dravet syndrome, to discovering toxic mold that threatened our entire family's health, this is the raw truth about what endless hustle really costs. I'll walk you through the moments that forced me to choose between proving my worth through output...
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Investing can feel overwhelming with all the strategies, opinions, and noise out there. That’s why in this episode, I break down eight simple, time-tested rules of thumb that will help you cut through the confusion and make smarter decisions with your money. These aren’t rigid formulas—they’re practical guidelines to keep you on track whether you’re just getting started or fine-tuning your portfolio. From understanding how long it takes your money to double, to calculating your “freedom number,” to knowing whether to prioritize retirement or college savings, these rules will help...
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In this episode of Money on My Mind, I dive into 17 powerful budgeting rules of thumb that will give you a clear roadmap for managing your money—whether you’re just getting started or looking to refine your financial game. From how much of your income should go toward a mortgage or rent, to the 50/30/20 rule, emergency funds, cars, student loans, and even how to handle windfalls, these are the guidelines that will keep you on track without overcomplicating things. I also share how these rules evolve as you build real wealth and why financial freedom often changes the “game”...
info_outlineI used to think financial freedom was a number. Then I became a dad—and everything changed. In this episode, I share my personal journey from the hustle-and-grind definition of success to a more meaningful, family-centered vision of financial freedom. You’ll hear how my daughter Logan’s health challenges made financial freedom not just a goal, but an urgent mission. I dive into the emotional shifts, the mindset changes, and the practical steps that helped my wife and me build a life that gives us the time and presence our family needs—right now.
If you’re a parent who wants more than just a big bank account—and you’re ready to start living life on your own terms today—this episode is for you.
Timeline Summary:
[0:00] - How fatherhood shattered my old definition of financial freedom.
[2:18] - Our path from $304,000 in debt to millionaires by age 30.
[3:19] - The hustle mindset: working nonstop, chasing an arbitrary number.
[5:22] - The moment my daughter Logan was born and how it redefined everything.
[7:02] - Logan’s first seizures and her Dravet syndrome diagnosis; the life-altering shift it caused.
[9:09] - The emotional punch of realizing time is more valuable than money.
[10:55] - How extreme sensitivity to noise and light made caring for Logan a full-time job.
[13:46] - Retiring my wife 363 days after committing to do it—despite the obstacles.
[14:13] - Moving across the country for Logan’s care and redefining priorities.
[18:19] - Why you shouldn’t wait for “someday” to start living your version of financial freedom.
[22:16] - Tactical steps: building emergency funds, investing for time freedom, and recurring revenue.
[24:21] - Redefining “rich” as the ability to live life on your own terms.
3 Key Takeaways:
1. Time over numbers – Financial freedom isn’t about hitting a dollar amount, it’s about having time with those who matter most.
2. Start before you’re ready – You don’t need millions to design a life aligned with your values; you just need a plan.
3. Your “why” matters most – A deep, emotional reason will drive you further than any financial goal alone.
Quotables:
“Financial freedom is the ability to do whatever, whenever, with whoever.”
“Money buys time, and time with your kids is priceless.”
“Stop waiting for someday. Start building your freedom now.”
Links & Resources
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Book a call with my team – Ready to map your path to financial freedom? Let’s build your custom plan: https://www.budgetdog.com/
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Join my free three-day financial freedom event – Learn practical steps to take control of your money now: https://www.budgetdog.com/
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Follow me on social media for daily tips and resources:
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Instagram: https://www.instagram.com/budgetdog/
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Facebook: https://www.facebook.com/budgetdog
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If you found this episode valuable, please rate, follow, and share Money on My Mind. It helps other parents discover the tools they need to create the life they deserve. Stay intentional—and I’ll see you next week!