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Episode 20 - VA Benefits: Homebuying for Our Service Members

Be Real: The Maryland Real Estate Podcast

Release Date: 05/31/2023

Episode 24 - Well and Septic: What Homebuyers and Sellers Should Know show art Episode 24 - Well and Septic: What Homebuyers and Sellers Should Know

Be Real: The Maryland Real Estate Podcast

Episode 24 (Well and Septic: What Homebuyers and Sellers Should Know):   In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending.    In The Scoop, we're joined by a special guest - Tim Shotzberger of Homeland Environmental. We discuss the ins and outs of buying, selling, and owning a property with well and septic. It's a deep subject, but...

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Episode 23 - Insuring Your Home: Top Insider Tips show art Episode 23 - Insuring Your Home: Top Insider Tips

Be Real: The Maryland Real Estate Podcast

Episode 23 (Insuring Your Home: Top Insider Tips):   In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending.    In The Scoop, we're joined by a special guest and insurance broker - Jeff Nengel of Baystate Insurance Group. We discuss the importance of having the proper coverage when buying a home, and some tips on what to consider when...

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Episode 22 - Behind the Curtain: The Role of Title Companies in Homebuying show art Episode 22 - Behind the Curtain: The Role of Title Companies in Homebuying

Be Real: The Maryland Real Estate Podcast

Episode 22 (Behind the Curtain: The Role of Title Companies in Homebuying):   In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending.    In The Scoop, we're joined by a special guest and title attorney - Tom Drechsler of Sage Title Group. We discuss the work title companies do to ensure buyers can legally buy and sellers can legally sell...

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Episode 21 - Dollars and Sense: Financial Planning for Homebuying show art Episode 21 - Dollars and Sense: Financial Planning for Homebuying

Be Real: The Maryland Real Estate Podcast

Episode 21 (Dollars and Sense: Financial Planning for Homebuying):   In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending.    In The Scoop, we're joined by a special guest and financial planner - Jason Piebes of Edward Jones. We discuss common sense financial planning to get ready for homebuying and for setting yourself up for...

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Episode 20 - VA Benefits: Homebuying for Our Service Members show art Episode 20 - VA Benefits: Homebuying for Our Service Members

Be Real: The Maryland Real Estate Podcast

Episode 20 (VA Benefits: Homebuying for Our Service Members):   In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending.    In The Scoop, we talk about the benefits afforded to our armed forces members and veterans through the VA loan program.    In this week's The Unreal, we talk about a recent home price appreciation...

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Episode 19 - Winning the House: Top 10 Tips to Make Your Offer Stand Out from the Crowd show art Episode 19 - Winning the House: Top 10 Tips to Make Your Offer Stand Out from the Crowd

Be Real: The Maryland Real Estate Podcast

Episode 19 (How to Make Your Offer Stand Out from the Crowd):   In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending.    In The Scoop, we talk about the challenges of the current market and the necessity for buyers to find ways to make their offers stand out from the crowd.   In this week's The Unreal, we talk about an...

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Episode 18 - To Buy, or Not to Buy: That Is the First-Time Homebuyer Question show art Episode 18 - To Buy, or Not to Buy: That Is the First-Time Homebuyer Question

Be Real: The Maryland Real Estate Podcast

Episode 18 (Renting versus Buying a Home):   In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending.    In The Scoop, we talk about the decision facing all first-time homebuyers - should you buy or rent? We go over the pros and cons of both owning and renting and help explain when it may make sense to go one way or the other based on...

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Episode 17 - Planning Your Move: Insider Tips for a Successful Moving Experience show art Episode 17 - Planning Your Move: Insider Tips for a Successful Moving Experience

Be Real: The Maryland Real Estate Podcast

Episode 17 (Planning Your Move, with Special Guest - Sam Perry, ):   In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending.    In The Scoop, we talk about some insider tips that will help your move go smoother when working with a moving company.   In this week's The Unreal, we talk about (again!) the loan level price...

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Episode 16 - Juggling Chainsaws: How to Buy and Sell a Home at the Same Time show art Episode 16 - Juggling Chainsaws: How to Buy and Sell a Home at the Same Time

Be Real: The Maryland Real Estate Podcast

Episode 16 (How 'bout dem O's!):   In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending.    In The Scoop, we talk about the concerns and strategies for buying and selling a home at the same time.   In this week's The Unreal, we talk about the extraordinary flight of deposits from the regional banks.   In The...

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Episode 15 - Lemonade from Lemons: Renovating Your Home Before Selling show art Episode 15 - Lemonade from Lemons: Renovating Your Home Before Selling

Be Real: The Maryland Real Estate Podcast

Episode 15 (just a skunch over an hour - we're trying!):   In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending.    In The Scoop, we talk about renovating your home before selling, including updates that can provide the best return on investment (ROI), as well as options for funding the renovations (including one you may not have heard...

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More Episodes
Episode 20 (VA Benefits: Homebuying for Our Service Members):
 
In The Rundown, Michael and Brad highlight the latest mortgage news and real estate market stats. Michael makes his next prediction for where interest rates are headed. Brad reviews the March year-over-year plus the last 7 days of real estate market activity and how the market is trending. 
 
In The Scoop, we talk about the benefits afforded to our armed forces members and veterans through the VA loan program. 
 
In this week's The Unreal, we talk about a recent home price appreciation outlook from a Zillow economist.
 
In The Spotlight we feature RockSalt Grille in Westminster! Seafood, steak, raw bar, and tavern - all rolled into one. If you have a picky eater in your group, they'll almost certainly find something they will enjoy at RockSalt Grille. They're on Instagram at @RockSaltGrille_, or call them at (410) 861-6400, or find them on the web at www.rocksaltgrille.com. Check them out!
 
Episode Highlights
  • Remembering those who serve, have served, or made the ultimate sacrifice - thank you for your service!
  • [00:04:20] THE RUNDOWN (Mortgages)
  • [00:09:00] THE RUNDOWN (Real Estate)
  • [00:14:04] THE SCOOP (VA Benefits: Homebuying for Our Service Members)
  • [00:16:09] Benefit #1 - down payment
  • [00:17:30] Benefit #2 - mortgage insurance
  • [00:19:51] Benefit #3 - interest rates
  • [00:22:08] Benefit #4 - credit requirements
  • [00:25:41] Benefit #5 - closing costs
  • [00:31:38] Benefit #6 - lifetime benefit
  • [00:34:40] Benefit #7 - prepayment penalty
  • [00:35:13] Benefit #8 - foreclosure avoidance
  • [00:36:06] Benefit #9 - VA appraisal
  • [00:38:41] Benefit #10 - acceptable income
  • [00:41:04] Benefit #11 - variety of loan types
  • [00:43:41] Benefit #12 - loan limits
  • [00:45:35] Benefit #13 - funding fees
  • [00:47:25] Benefit #14 - assumability
  • [00:52:00] THE UNREAL
  • Zillow economist's forecast for property values
  • [00:56:17] THE SPOTLIGHT
  • RockSalt Grille in Westminster!
  • [00:58:30] Final thoughts
  • Next episode - Preparing to Buy: Financial Planning for Homebuyers 

Hosts

Michael Becker, Sierra Pacific Mortgage
NMLS #200085
[email protected]
(443) 310-0012 (m) / (410) 252-9000 (office)
https://lo.sierrapacificmortgage.com/michael-becker 

Brad Cox, The Vesta Group of Long & Foster Real Estate
MD Lic #652795
[email protected]
(410) 375-7550 (m) / (410) 583-5700 (office)
https://www.bradcox.realtor/ 

Links

Michael Becker, Sierra Pacific Mortgage
Brad Cox, The Vesta Group of Long & Foster Real Estate
@berealmdpod

Zillow housing market prediction: https://archive.ph/2023.05.23-192316/https://fortune.com/2023/05/23/housing-market-home-price-prediction-by-zillow-2024-real-estate/#selection-479.118-479.164

VA entitlement calculator: https://whatsmypayment.com/va-entitlement-calculator/