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Best of Financial Sanity Episode 47 - Is the American Dream Attainable?

Best of Financial Sanity with Patrick Ayers

Today, we’re talking about the American dream. We don’t mean lavish wealth and incredible luxury. We're talking about the things that we all grow up wanting in our lives – a house, a couple of kids, a new car, a vacation once a year. It’s what you think of when you think of the good life in our country. Many of us grew up with parents who had a life a lot like that. However, in 2024, just how attainable is it?

Best of Financial Sanity Episode 46 - Mailbag Questions: Part-time Work and Social Security

Best of Financial Sanity with Patrick Ayers

Patrick gets questions each and every week about all things retirement. Let’s open our Financial Sanity mailbag and go over some common retirement questions.

Best of Financial Sanity Episode 45 - 2024 Election Reaction

Best of Financial Sanity with Patrick Ayers

We’ve finally reached the finish line of another marathon election cycle that was filled with more twists and turns than any political analyst could have predicted. So now that we have some answers, where do we go from here?

Best of Financial Sanity Episode 44 - Mistake with IRAs

Best of Financial Sanity with Patrick Ayers

Today, we’re talking about a mistake that so many Americans make when it comes to their IRAs. Rolling over an employer-sponsored 401(k) into an IRA can be a great choice for so many of us – but, according to Vanguard, there’s one simple mistake that more than 1-in-4 investors make during that process – and that mistake costs investors a total of more than $170 billion dollars each year in lost retirement wealth.

Best of Financial Sanity Episode 43 - Are Younger Generations Worse off for Retirement?

Best of Financial Sanity with Patrick Ayers

If you’re a parent, you know firsthand – we want even better for our children in life than we want for ourselves. We want them to feel more confident, more stable, more prepared for the future. But, let me ask you this: compared to your parents, how are you feeling about your financial position? If you’re like most Americans, you may feel like you have it tougher, not easier.

Best of Financial Sanity Episode 42 - Mailbag Questions

Best of Financial Sanity with Patrick Ayers

Patrick gets questions each and every week about all things retirement. Let’s open our Financial Sanity mailbag and go over some common retirement questions.

Best of Financial Sanity Episode 41 - Inheritance and Probate

Best of Financial Sanity with Patrick Ayers

How much do you know about inheritance? I don’t just mean your decisions on what to leave behind to who. I mean the legal process of inheritance and what factors go into it – specifically, probate. If you’re like most Americans, you might be in the dark about a lot of the process – and maybe you’ve never even thought about it at all.

Best of Financial Sanity Episode 40 - Retirement Preparedness Manual

Best of Financial Sanity with Patrick Ayers

It’s important to prepare for financial risks that might threaten your confidence in retirement. Volatility and economic downturns, periods of recession, and high inflation are financial risks that we can’t prevent but we can certainly prepare for. In our “retirement preparedness manual” we’ll help you prepare for these risks.

Best of Financial Sanity Episode 39 - Behavioral Finance and You

Best of Financial Sanity with Patrick Ayers

You know how we sometimes do things that even we can’t explain? Well, it turns out, this also happens when it comes to our money. Have you ever been so scared of losing money that you didn't take a financial risk? Or maybe you've found yourself buying something just because everyone else is? These are just a couple examples of how our behavior plays a big role in our financial decisions.

Best of Financial Sanity Episode 38 - How Confident Do You Feel About Social Security

Best of Financial Sanity with Patrick Ayers

No matter what your retirement plan looks like, if you’re like most people, it’s very likely that Social Security is an important part of it – but do you feel confident about Social Security going into retirement? Do you think you’ll be able to rely on it? According to a new survey, most Americans don’t.

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