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362: How Shanice Paid Off Over $40k Of Student Loan And Credit Card Debt!

The Clever Girls Know Podcast With Bola Sokunbi

Release Date: 03/18/2025

389: How A 20-Outfit Wardrobe Can Save You Time, Money, And Stress show art 389: How A 20-Outfit Wardrobe Can Save You Time, Money, And Stress

The Clever Girls Know Podcast With Bola Sokunbi

❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation!    On this episode of the podcast, we’re joined by Lauren Morley, creator of The 20 Outfit Wardrobe, a simple and effective system designed to help women streamline their closets, feel confident in their personal style, and stop the cycle of overspending on clothes they never wear. Lauren shares how her own journey of wardrobe overwhelm and emotional shopping led her to develop a system that prioritizes intentionality, confidence, and financial clarity. Whether you're tired of staring at a full closet with...

info_outline 388: Break the All-or-Nothing Money Mindset: Try All-or-Something Instead! show art 388: Break the All-or-Nothing Money Mindset: Try All-or-Something Instead!

The Clever Girls Know Podcast With Bola Sokunbi

❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation!  It's time to shift away from all-or-nothing thinking! Do you ever think, “If I can’t save $500, what’s the point of saving anything at all?” Or “If I messed up my budget once, I might as well give up”? That, my friend, is all-or-nothing thinking, and it’s quietly sabotaging your financial progress. So in this episode, I’m sharing how to break free from the perfection trap and finally make progress with your money (and your mindset). Because truthfully? Small, consistent steps matter more than...

info_outline 387: No Savings. No Investments. Here's Exactly What I'd Do To Start Over! show art 387: No Savings. No Investments. Here's Exactly What I'd Do To Start Over!

The Clever Girls Know Podcast With Bola Sokunbi

❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! No Savings. No Investments. Here's Exactly What I'd Do To Start Over! What would I do if I had to start over, with $0 in savings, no investments, and no financial cushion? On this episode, I’m walking you through the exact money plan I’d follow to rebuild my finances from scratch.  Whether you’re starting over after a setback or just beginning your financial journey, this step-by-step plan will help you move from survival mode to stability, and then to success.  What you’ll learn:  How to assess...

info_outline 386: Reinvent Yourself At 40 (Or Any Age!) Design Your Next Chapter with Purpose and Financial Confidence show art 386: Reinvent Yourself At 40 (Or Any Age!) Design Your Next Chapter with Purpose and Financial Confidence

The Clever Girls Know Podcast With Bola Sokunbi

On this episode of the podcast, we’re joined by Deon Stokes, MBA—entrepreneur, speaker, strategist, and founder of The Ambition Brand—for a powerful conversation about what it really takes to reinvent yourself at 40 (or any age). Deon shares her own journey from political campaigns to building successful businesses in media, strategy, and tech, and now dedicates her platform to helping ambitious women design lives and careers that align with their purpose and financial goals. With nearly two decades of experience, Deon breaks down the mindset shifts, planning tools, and practical...

info_outline 385: My Realistic Monthly Budgeting Routine (Step-by-Step Breakdown) show art 385: My Realistic Monthly Budgeting Routine (Step-by-Step Breakdown)

The Clever Girls Know Podcast With Bola Sokunbi

Tired of complicated budgeting systems that never stick? On this podcast eisode, I’m sharing my exact monthly budgeting routine; from reviewing last month’s numbers to planning for irregular expenses and closing out the month with reflection. This is a realistic, flexible approach to budgeting that actually works. Whether you’re just getting started or want to refresh your process, these steps will help you stay consistent without feeling overwhelmed.   What you’ll learn:  How I start with a financial reflection, not shame  My method for planning income (even with...

info_outline 384: So Called “Normal” Money Habits That Are Sabotaging Your Goals (Fix These Fast!) show art 384: So Called “Normal” Money Habits That Are Sabotaging Your Goals (Fix These Fast!)

The Clever Girls Know Podcast With Bola Sokunbi

On this episode of the podcast, I’m breaking down 7 everyday financial habits that seem harmless—but are quietly draining your bank account, delaying your progress, and keeping you stuck in stress mode. From only saving what’s left over, to using credit cards like income, to ignoring your actual numbers, these habits might be the reason you’re not hitting your financial goals. No judgment, just real talk and practical fixes to turn things around. You'll Learn: Why paying yourself first is a game changer How minimum payments are costing you thousands What to do instead of...

info_outline 383: From Rock Bottom to $1B: Mindset, Leadership, and Intentional Money Moves show art 383: From Rock Bottom to $1B: Mindset, Leadership, and Intentional Money Moves

The Clever Girls Know Podcast With Bola Sokunbi

On this episode of the podcast, we’re joined by powerhouse entrepreneur and Fortune 500 sales veteran Mara Dorne to talk about going From Rock Bottom to $1B. Mara shares her incredible journey from financial struggle to building a billion-dollar sales career and becoming a self-made millionaire by 35. She opens up about the mindset shifts, intentional money moves, and fearless leadership strategies that helped her rise in a male-dominated industry. As the founder of the BILF (Boss I’d Like to Follow) podcast and leader of a nationwide team of over 1,500 health insurance agents, Mara is on...

info_outline Reflections On Losing My Dad show art Reflections On Losing My Dad

The Clever Girls Know Podcast With Bola Sokunbi

In this episode, I open up about losing my dad and how I’m navigating grief, reflection, and healing. He lived a long, full life - married to my mom for 55 years, and in his final days, he told us his time was near and even called to say goodbye. While the pain of loss is real, I find peace in the chance I had to say goodbye and in the words my dad told me often: “Bola, be happy! Nothing is that serious.” Right now, I’m giving myself grace, taking breaks as needed, and choosing to honor his legacy by holding onto joy. I hope this episode reminds anyone going through loss that it’s...

info_outline 382: How I Stay Disciplined With Money (Without Being Perfect or Deprived!) show art 382: How I Stay Disciplined With Money (Without Being Perfect or Deprived!)

The Clever Girls Know Podcast With Bola Sokunbi

 Struggling to stay consistent with your money? You’re not alone—and you don’t need to be perfect to build wealth. I’m sharing the real self-discipline tips that help me stay on track with my finances—without guilt, burnout, or unrealistic expectations. These habits have helped me grow my savings, stay focused, and still enjoy my life. If you’re ready to finally follow through on your money goals, this video is your starting point.  Here’s what you’ll learn on this episode: The importance of knowing your why and how it fuels financial consistency Why automation is...

info_outline 381: Powerful Financial Lessons That Changed My Life (& Can Transform Yours Too) show art 381: Powerful Financial Lessons That Changed My Life (& Can Transform Yours Too)

The Clever Girls Know Podcast With Bola Sokunbi

Ready to take control of your finances and build real wealth? I’m sharing the 7 key financial lessons that completely transformed my money mindset, helped me save six figures, and set me on the path to financial freedom. These aren’t just tips—they’re real strategies you can start using today, no matter where you’re starting from. Here’s what you’ll learn on this episode: Why systems matter more than goals when it comes to your finances How to avoid lifestyle inflation even as your income grows The power of delayed gratification (and how it saves you thousands) Why retirement...

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On this podcast episode, Shanice Pereira shares how she paid off over $40,000 of student loan and credit card debt.

Shanice is a content creator who is passionate about inspiring others to embrace life through her beauty and lifestyle content.

Professionally, she serves as the Senior Director for Enrollment at Year Up United, a national non-profit empowering young adults. With a background in higher education, she has worked at HBCUs like Lincoln University and Morgan State University to enhance student access.

Outside of her career, Shanice enjoys traveling, reading, and trying new restaurants. She earned her bachelor’s degree in Mass Communications from Lincoln University in Pennsylvania and a master’s in Professional Studies from Towson University.

 

WHAT SHANICE DISCUSSED:

  • Her commitment to becoming debt-free, sparked by the turning point that led her to pay off over $40,000 in debt.
  • Her debt payoff strategy, including the methods that worked best for her, details about her income, and the timeline for achieving debt freedom.
  • Balancing financial goals with enjoying life, addressing the common fear of sacrificing one’s lifestyle while paying off debt.
  • The role of content creation and sharing her journey as a means of staying accountable.
  • Financial advice for students and young professionals who are just starting their careers.
  • The challenges she encountered on her debt-free journey and how she overcame them.
  • The intersection of personal finance with self-care and wellness, especially as it relates to creating beauty and lifestyle content.
  • How becoming debt-free has positively impacted her financial confidence and long-term goals.
  • Practical advice for anyone feeling overwhelmed by their debt and unsure of where to begin.

AND MUCH MORE

HOW TO KEEP UP WITH SHANICE:

 

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