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362: How Shanice Paid Off Over $40k Of Student Loan And Credit Card Debt!

The Clever Girls Know Podcast With Bola Sokunbi

Release Date: 03/18/2025

Reflections On Losing My Dad show art Reflections On Losing My Dad

The Clever Girls Know Podcast With Bola Sokunbi

In this episode, I open up about losing my dad and how I’m navigating grief, reflection, and healing. He lived a long, full life - married to my mom for 55 years, and in his final days, he told us his time was near and even called to say goodbye. While the pain of loss is real, I find peace in the chance I had to say goodbye and in the words my dad told me often: “Bola, be happy! Nothing is that serious.” Right now, I’m giving myself grace, taking breaks as needed, and choosing to honor his legacy by holding onto joy. I hope this episode reminds anyone going through loss that it’s...

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The Clever Girls Know Podcast With Bola Sokunbi

 Struggling to stay consistent with your money? You’re not alone—and you don’t need to be perfect to build wealth. I’m sharing the real self-discipline tips that help me stay on track with my finances—without guilt, burnout, or unrealistic expectations. These habits have helped me grow my savings, stay focused, and still enjoy my life. If you’re ready to finally follow through on your money goals, this video is your starting point.  Here’s what you’ll learn on this episode: The importance of knowing your why and how it fuels financial consistency Why automation is...

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The Clever Girls Know Podcast With Bola Sokunbi

Ready to take control of your finances and build real wealth? I’m sharing the 7 key financial lessons that completely transformed my money mindset, helped me save six figures, and set me on the path to financial freedom. These aren’t just tips—they’re real strategies you can start using today, no matter where you’re starting from. Here’s what you’ll learn on this episode: Why systems matter more than goals when it comes to your finances How to avoid lifestyle inflation even as your income grows The power of delayed gratification (and how it saves you thousands) Why retirement...

info_outline 380: Why As Women We Are Better At Investing Than We Think! show art 380: Why As Women We Are Better At Investing Than We Think!

The Clever Girls Know Podcast With Bola Sokunbi

On today’s episode, we’re joined by financial journalist and fintech insider Gemma Boothroyd to explore why women are better at investing than we think. With a background in product and marketing at top UK fintech firms, Gemma saw firsthand the stark differences in how men and women approach investing—and how the industry often misinterprets those differences. That experience inspired her upcoming book, Hidden Risk Economy, which challenges the outdated belief that women are too risk-averse to succeed as investors. Instead, she reframes women’s approach to risk as a strength and a...

info_outline 379: 10 Things To Stop Buying If You Want To Hit Your Financial Goals (Avoid These Budget Killers!) show art 379: 10 Things To Stop Buying If You Want To Hit Your Financial Goals (Avoid These Budget Killers!)

The Clever Girls Know Podcast With Bola Sokunbi

Wondering where your money keeps going—even though you're trying to save? On this podcast episode, I’m sharing 10 everyday things to stop buying if you're serious about hitting your financial goals. These are the sneaky spending habits—like fantasy lifestyle shopping, takeout overload, and unused subscriptions—that quietly sabotage your progress. But this isn’t about deprivation—it’s about alignment. If your spending doesn’t reflect your values or goals, it’s time to hit pause and reset. Let’s break the cycle together and start making purchases that truly support your...

info_outline 378: Fix What’s Broken, Build What’s Next: Financial Resilience, Empowerment, & Rebuilding With Rocío Salceda show art 378: Fix What’s Broken, Build What’s Next: Financial Resilience, Empowerment, & Rebuilding With Rocío Salceda

The Clever Girls Know Podcast With Bola Sokunbi

On today’s episode, we’re joined by Rocío Salceda, founder of Repair Café El Barrio, for a powerful conversation about what it means to fix what’s broken and build what’s next. Rocío shares her journey of developing financial resilience, finding empowerment, and repairing more than just things—both in her own life and through her work in East Harlem. At Repair Café El Barrio, neighbors come together once a month to learn how to fix broken items with the help of volunteer repairers, all offered for free or by donation. It’s a space rooted in sustainability,...

info_outline 377: Flipping The Script & Navigating Marriage As The Female Breadwinner With Jessica Norwood show art 377: Flipping The Script & Navigating Marriage As The Female Breadwinner With Jessica Norwood

The Clever Girls Know Podcast With Bola Sokunbi

On this podcast episode, Jessica Norwood shares how she's flipped the script and is navigating marriage as the female breadwinner. Jessica is co-host and "the better half" of the dynamic duo behind The Sugar Daddy Podcast, a financial literacy podcast dedicated to helping millennials build wealth and break the stigma around money conversations. As an elder-millennial, she is on a mission is to empower you to take control of your finances so you can live the life you've always dreamed of. Jessica brings a unique perspective to the podcast as Strategic Consultant in the tech space, working with...

info_outline 376: 7 Essential Things To Do When You Get Paid show art 376: 7 Essential Things To Do When You Get Paid

The Clever Girls Know Podcast With Bola Sokunbi

Tired of getting paid and still wondering where your money went two weeks later? On this podcast episode, learn the 7 essential things you should do as soon as you get paid to take control of your finances, stop the cycle of paycheck-to-paycheck stress, and start building real wealth. Whether you're new to budgeting or ready to level up your money game, this episode is packed with practical, actionable steps to help you win financially.   You'll Learn:  Why pausing before you spend is powerful How to automate your savings like a wealth-builder Why reviewing trends in your bills can...

info_outline 375: Financial Infidelity: How to Spot It, Heal From It, And Reclaim Your Financial Power show art 375: Financial Infidelity: How to Spot It, Heal From It, And Reclaim Your Financial Power

The Clever Girls Know Podcast With Bola Sokunbi

On this episode, Dr. Barbara Provost and Maggie Nielsen dive into the topic of financial infidelity—how to recognize the signs, begin the healing process, and reclaim your financial power, whether you’ve been affected by it or have been the one who committed it. Dr. Barbara Provost and Maggie Nielsen are a dynamic mother-daughter duo committed to empowering women with the tools they need to make confident financial decisions. As a consultant, educator, and entrepreneur, Barbara connects women with trusted financial professionals to help them plan for a future full of choices. Maggie, with...

info_outline 374: Why $10K in Savings Is a Game-Changer for Women and Their Wealth Journey show art 374: Why $10K in Savings Is a Game-Changer for Women and Their Wealth Journey

The Clever Girls Know Podcast With Bola Sokunbi

On this podcast episode, Lissa Lumutenga joins us to discuss the importance of aiming to save your first $10,000. Lissa Lumutenga, CFP®, AFC®, is a personal finance expert, content creator, and founder of Wealth for Women of Color. After a decade working at Google and YouTube, she now focuses on making financial education more accessible and empowering women of color to build wealth. Her approachable, inclusive way of talking about money has built a strong and engaged community online. Lissa was raised in Salinas, California, by her Filipino immigrant parents and currently resides in Los...

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On this podcast episode, Shanice Pereira shares how she paid off over $40,000 of student loan and credit card debt.

Shanice is a content creator who is passionate about inspiring others to embrace life through her beauty and lifestyle content.

Professionally, she serves as the Senior Director for Enrollment at Year Up United, a national non-profit empowering young adults. With a background in higher education, she has worked at HBCUs like Lincoln University and Morgan State University to enhance student access.

Outside of her career, Shanice enjoys traveling, reading, and trying new restaurants. She earned her bachelor’s degree in Mass Communications from Lincoln University in Pennsylvania and a master’s in Professional Studies from Towson University.

 

WHAT SHANICE DISCUSSED:

  • Her commitment to becoming debt-free, sparked by the turning point that led her to pay off over $40,000 in debt.
  • Her debt payoff strategy, including the methods that worked best for her, details about her income, and the timeline for achieving debt freedom.
  • Balancing financial goals with enjoying life, addressing the common fear of sacrificing one’s lifestyle while paying off debt.
  • The role of content creation and sharing her journey as a means of staying accountable.
  • Financial advice for students and young professionals who are just starting their careers.
  • The challenges she encountered on her debt-free journey and how she overcame them.
  • The intersection of personal finance with self-care and wellness, especially as it relates to creating beauty and lifestyle content.
  • How becoming debt-free has positively impacted her financial confidence and long-term goals.
  • Practical advice for anyone feeling overwhelmed by their debt and unsure of where to begin.

AND MUCH MORE

HOW TO KEEP UP WITH SHANICE:

 

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance