From Comfort to Control: Rethinking How You Build Wealth
Perennial Pride
Summary In this episode of Perennial Pride, discover the power of urgency over comfort in building wealth and success. Using the inspiring story of a high school football team's championship journey, explore the vital role of intentional effort, proactive planning, and facing challenges to achieve financial freedom and a richer life beyond money. Perfect for anyone ready to transform their approach to wealth and life.. Episode Highlights 00:01:20 - Reflection on success through hard work. 00:02:05 - Urgency and comfort: insight on excellence and regret. 00:03:33 - Overcoming resistance...
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Compilation Episode: Best of 2025
Perennial Pride
EPISODE SUMMARY This episode revisits key conversations that challenge traditional financial thinking. From protecting family legacies through trusts, to using infinite banking as a personal financial system, to leveraging private equity for passive income and tax efficiency, this episode emphasizes intentional wealth-building through structure and education. LINKS MENTIONED KEYWORDS / SEO Perennial Pride Podcast, Best of 2025 podcast, Trust administration, Estate planning trusts, Generational wealth, Infinite banking concept, Whole life insurance banking, Private equity...
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The Hidden Power of Liquidity in Wealth Building
Perennial Pride
Today's episode of the Perennial Pride podcast, Tom dives into one of the most overlooked but essential concepts in wealth building: liquidity. With markets showing volatility and assets potentially overvalued, he breaks down why having access to capital—not just investments—is key to confidence, preparedness, and opportunity. Tom shares practical strategies he’s personally used over the last year, including reassessing investments, unlocking equity, trimming expenses, and planning taxes proactively. Whether it's handling emergencies or striking when opportunities appear, this episode...
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The 50-Year Mortgage: Lifeline or Long-Term Trap? with Kira Nyland
Perennial Pride
In this episode of The Perennial Pride Podcast, Tom and Kira break down one of the hottest—and most controversial—financial headlines: the potential introduction of a 50-year mortgage. They unpack what this could mean for first-time homebuyers, investors, affordability, long-term debt, and the already-strained housing market. From rising interest rates and distorted market forces to cash-flow strategies and real estate investment implications, this conversation cuts through the noise to help you understand the good, the bad, and the ugly behind ultra-long mortgages. If you're trying to...
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Learn to Lead In Your Own Style with Brandon Jenkins: Part 4
Perennial Pride
Continuing on this final episode with Brandon Jenkins, Tom and Brandon explore the multifaceted nature of leadership, emphasizing the importance of self-leadership, trust, and humility. They discuss the challenges leaders face when transitioning from individual contributors to team leaders, the significance of fostering a collaborative team culture, and the necessity of connecting individual values to team goals. They highlight the role of accountability and the need for leaders to create an environment where open communication and feedback are encouraged. Ultimately, the conversation serves...
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Learn to Lead In Your Own Style with Brandon Jenkins: Part 3
Perennial Pride
Continuing in this four part series, Tom and Brandon talk about the impact of beliefs and assumptions on personal behavior and potential. He emphasizes how these ingrained beliefs, often formed from early life experiences, can unconsciously dictate actions and hinder personal growth. By becoming aware of these underlying assumptions, individuals can unlock their true potential and make more intentional choices in their lives. Tune in next week for part four! Episode Highlights 05:36 - Golden Path fallacy. 07:58 - Self-awareness unlocks fulfillment. 10:35 - Embracing unique leadership. 13:31...
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Learn to Lead In Your Own Style with Brandon Jenkins: Part 2
Perennial Pride
In part two of this series with Brandon Jenkins, Tom and Brandon explore the concept of resilience, its importance in personal and professional growth, and practical strategies to cultivate it. They discuss the significance of understanding one's purpose, the cycle of aligning actions with that purpose, and the mindset required to navigate challenges. Things such as community, preparation, and mindfulness help building resilience and achieving success. Stay tuned for part three! Episode Highlights 01:20 - Building resilience in life. 05:57 - Align, Act, Assess, Adjust framework. 07:11 - The...
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Learn to Lead In Your Own Style with Brandon Jenkins: Part 1
Perennial Pride
In this first episode of a four part series, Tom Suvansri and Brandon Jenkins explore the concept of purpose and fulfillment in life. They discuss the importance of understanding one's personal purpose, the pitfalls of following societal expectations (the golden path fallacy), and the significance of introspection and mindset shifts. Brandon shares insights on creating a blueprint for clarity in one's life and the value of conducting an energy audit to identify what truly energizes and fulfills individuals. They emphasize the ongoing journey of self-discovery and the importance of aligning...
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Navigating Business Challenges with Deb Snyder
Perennial Pride
In today's episode, Tom Suvansri and Deb Snyder discuss the challenges faced by small business owners and the importance of effective planning for future success. Deb shares insights from her experience at Cultivate Advisors, emphasizing the need for a mindset shift towards enterprise value and strategic planning. They explore the significance of setting SMART goals, the role of team buy-in, and the necessity of having a clear vision for the business. Tune in to hear more about this and the common myths about business planning and the importance of preparing for unexpected events. Episode...
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The Power of Infinite Banking Explained with Mark Hutchinson
Perennial Pride
In this conversation, Tom Suvansri and Mark Hutchinson delve into the concept of Infinite Banking, exploring its principles, misconceptions, and practical applications for both personal and business finance. Mark shares his journey to discovering Infinite Banking, emphasizing the importance of financial education and stewardship. The discussion highlights how Infinite Banking can serve as a powerful tool for cash flow management, legacy planning, and investment strategies, ultimately leading to financial freedom and control over one's wealth. Episode Highlights 04:43 - Explaining the...
info_outlineIn today's episode of the Perennial Pride podcast, Tom discusses different options for leveraging assets without liquidating them. He explores the use of personal credit cards, home equity lines of credit, margin accounts, and cash value life insurance as sources of capital. Tom highlights the pros and cons of each option and emphasizes the importance of being disciplined and responsible when using debt as leverage. He also emphasizes the need to be prepared and have access to cash in order to take advantage of opportunities that may arise. Tune in to hear more!
Highlights
03:00 - Building an Opportunity Fund.
03:21 - No Magic Bullet in Financial Strategies.
03:57 - Leveraging Assets Without Liquidation.
05:05 - Pros and Cons of Credit Card Use.
06:46 - Home Equity Line of Credit: A Viable Option.
09:50 - Margin Accounts: Accessing Cash Through Brokerage.
13:08 - Infinite Banking: Leveraging Life Insurance.
18:31 - Benefits of Cash and Preparedness.
Episode Resources
- Connect with Tom Suvansri
- https://perennialpride.com/
- https://www.facebook.com/perennialpride/
- https://twitter.com/perennialpride
- https://www.youtube.com/channel/UC6N7YVoDx7BSRdiYRRb1BiA
Call to Action
Schedule a Call with Tom
How to Listen:
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