Banks don’t chase returns — they control the flow of money.
What if you did the same?
In this episode of Bankless by Design, Tricia Miller and her son Jonathan continue the Becoming Your Own Banker® series by walking through the second half of the book’s introduction. Together, they dismantle some of the most common misunderstandings about Infinite Banking — and reveal why thinking like a banker, is the real key to long-term financial freedom.
You’ll learn:
✔️ Why Infinite Banking is not an investment
✔️ Why focusing on rates of return misses the point
✔️ How banks actually make money — especially in low-interest environments
✔️ Why Infinite Banking is a process, not a get-rich-quick scheme
✔️ How dividend-paying whole life insurance functions as a personal banking system
✔️ Why long-range, intergenerational thinking matters more than short-term gains
This episode is especially important if you’ve ever asked:
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“What’s the rate of return on an IBC policy?”
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“Is Infinite Banking basically a pension or retirement plan?”
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“Why do banks thrive even when interest rates are low?”
If you’re ready to stop swimming upstream in the traditional financial system and start reclaiming control of your capital, this conversation will challenge — and change — the way you think about money.
📘 Referenced Book: Becoming Your Own Banker by R. Nelson Nash
🎙️ Series: Becoming Your Own Banker® (Episode 4)
