What if science could show you how long and how well you’ll live? [Heather Holmes]
Release Date: 01/12/2026
It's Never About Money
Sleep shapes every part of my life, yet I used to think about it only when it stopped working. This week, I had the chance to sit down with Associate Professor Simon Joosten, one of Australia’s leading clinician scientists in respiratory and sleep medicine, to explore why sleep matters so much and what we can all do to protect it. Simon combines deep clinical experience with world class research, and our conversation opened my eyes to just how interconnected sleep is with memory, mood, attention and long-term health. We talked about why consistent timing can matter even more than total...
info_outlineIt's Never About Money
What if science could show you how long and how well you’ll live? In this conversation, Joe Stephan speaks with Heather Holmes, Co-Founder and CEO of Halo, a longevity and healthspan assessment tool helping people understand how genetics, lifestyle, and environment shape their future wellbeing. They explore how Halo combines data with human insight - turning family health history, lifestyle habits and environmental influences into practical knowledge that can improve both health outcomes and financial decisions. Heather shares the personal experiences that inspired her to create Halo,...
info_outlineIt's Never About Money
Stop saying “I’m not a runner.” Use this reframe instead: “I’m a Grade 1 runner.” This changes it from being an all-or-nothing proposition. It is also redefining what success looks like. For a Grade 1 runner, simply getting outside once or twice a week without hurting themselves is a success. That simple reframe can be enough to change behaviour, and build confidence and momentum. Bevan James Eyles, in my latest conversation for It’s Never About Money, struck me as someone full of practical advice like this. Having wrestled with the question of willpower his whole career, I...
info_outlineIt's Never About Money
At the 2025 FAAA Congress, I walked the floor with one question in mind. How does money influence health? What followed was a series of thoughtful, honest and sometimes surprising conversations with advisers from across Australia. In this roaming special, you will hear from nine advisers who work at the intersection of finance, behaviour and wellbeing. Together, they reveal how financial stress quietly erodes health, how clarity changes the way people live, and why good advice often becomes a health intervention long before clients realise it. We talk about avoidance, overwork, life...
info_outlineIt's Never About Money
Hormones influence every system in the body. So why are they so often overlooked in mainstream healthcare? In this episode, Dr Ceri Cashell joins Joe Stephan to bust myths, explore why hormone health is decades behind, and share practical steps for protecting your wellbeing. We cover: Why “sex hormones” is a misleading term The mental health conditions that may be hormone-related How poor hormonal balance can derail your work and relationships Environmental factors quietly disrupting your health What to ask your GP if you suspect hormone issues FIND OUT MORE: Healthy...
info_outlineIt's Never About Money
In this episode of It’s Never About Money, Joe speaks with neuroscience strategist and executive coach Hannah Conkey, Founder & CEO of Mind Pilot. Hannah works with CEOs and executive teams to rewire the way they think, feel, and lead — helping them optimise decision making, improve wellbeing, and unlock new levels of performance. Together, they explore: Why most of our thoughts are just old processes on autopilot, and how to rewire them The hidden influence of environment and biology on financial and life decisions Breaking the “hustle first” mindset with practical daily...
info_outlineIt's Never About Money
Over the years, It’s Never About Money has quietly become one of the most meaningful things I do. Not because of how often I publish or how many people listen, but because of what it allows me to explore: curiosity, health, purpose, legacy, and how money fits into all of it. This episode is a little different. In this opening episode, I talk about how the podcast started, what I have learned through the mic, and why this season, focused on health, feels especially important. I also share a few personal reflections, including being named a finalist for the FAAA Professional Adviser of...
info_outlineIt's Never About Money
On this episode of It’s Never About Money, I am joined by Daron K. Roberts, a former NFL coach and award-winning college professor. Named as a “Top 20 Global Speaker” in 2024, Daron’s clients range from professional sports teams to Fortune 100 companies. Join us as Daron shares his inspiring journey from law student, to NFL coach, to being a “Top 20 Global Speaker”. This episode explores the challenges of major life transitions, the value of genuine support, and the importance of aligning professional pursuits with personal passions. Daron’s reflections on family,...
info_outlineIt's Never About Money
On this episode of It’s Never About Money, I am joined by Philip Pryor, CEO and founder of Family Business Central. With over 28 years of experience advising family businesses across New Zealand, Australia, London, and New York, Phil blends his expertise in family psychology, change management, and business strategy to help families thrive personally and professionally. In our conversation, Phil discusses how family harmony and strong relationships are crucial to both business success and personal well-being. We explore themes like the interplay between money and family dynamics, the...
info_outlineIt's Never About Money
On this episode of It’s Never About Money, I am joined by Rachael McLennan, the CEO and co-founder of People for Purpose. For over a decade, People for Purpose has championed outstanding leadership and governance in Australian charities—a cause close to Rachael’s heart. In our conversation, Rachael shares her inspiring journey into philanthropy, her experiences as the founding CEO of Australian Philanthropic Services, and her insights on how strong leadership can transform charitable organisations. We delve into the significance of governance, the role of mentorship in empowering young...
info_outlineWhat if science could show you how long and how well you’ll live?
In this conversation, Joe Stephan speaks with Heather Holmes, Co-Founder and CEO of Halo, a longevity and healthspan assessment tool helping people understand how genetics, lifestyle, and environment shape their future wellbeing.
They explore how Halo combines data with human insight - turning family health history, lifestyle habits and environmental influences into practical knowledge that can improve both health outcomes and financial decisions.
Heather shares the personal experiences that inspired her to create Halo, including the loss of a patient during her time in healthcare and her father’s declining health and financial decision-making. Together, they discuss the link between health and money, why genes aren’t destiny, and how understanding your “healthspan” can transform how you plan for the years ahead.
FIND OUT MORE:
Halo: https://www.halohealthspan.com/
ABOUT IT'S NEVER ABOUT MONEY:
Joe Stephan is a Financial Planner with Stephan Independent Advisory, based in Melbourne, Australia: https://siadvisory.com.au/
It’s Never About Money is powered by Stephan Independent Advisory: https://itsneveraboutmoney.com.au
It’s Never About Money is a proud supporter of Cufa: https://www.cufa.org.au/