Ep. 72 - Prepare in Good Times: Ranchers, High Beef Prices & Cash Flow
Release Date: 10/02/2025
Ep. 79 - Starting the Change: Food, Finances, and Building a Stronger Future for Agriculture
WinEH! Podcast
and Lacy sit down on the first snowy day of 2025 to talk about something stirring up emotion across the ag community: cloned meat hitting the Canadian marketplace. They share their own reactions, the concerns they’re hearing from families, and the very real question—what can we actually do about it? This heartfelt conversation moves from fear and frustration to empowerment, highlighting the role of financial self-reliance, small daily choices, and supporting local producers. The girls also discuss raising the next generation, overcoming comparison, and why Infinite Banking is helping...
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Ep. 78 - The Biggest Mistake People Make with Life Insurance (and How It Costs Families Millions)
WinEH! Podcast
In this episode of Ranch Your Way, Winnie and Lacy open up about the truth behind life insurance—why it’s so misunderstood, and what happens when you wait too long to apply. Lacy shares her own story of being diagnosed with cancer and how having coverage before that diagnosis gave her peace of mind and financial stability. Together, they unpack why insurability isn’t guaranteed, what “qualifying” really means, and how families can use Infinite Banking to protect and grow wealth across generations. Whether you’ve been skeptical about insurance or just never had it...
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Ep. 77 - Smarten Up: Simple Ways to Strengthen Your Cybersecurity and Stop Scammers
WinEH! Podcast
Your money works hard—don’t let hackers steal it. In this episode, Winnie and Lacy reveal how digital thieves target everyday Canadians, share practical cybersecurity habits you can start today, and explain how life insurance companies protect your information. Tune in for real examples, relatable insights, and a healthy dose of “choose your hard” motivation to take your online safety seriously. Follow Ranch Your Way Instagram: YouTube: Facebook: ► Learn more: ► Get the books:
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Ep. 76 - $270/Month Could Have Saved a Ranch: Smarter Coverage 101
WinEH! Podcast
One ranch family thought $270/month was too expensive—until an accident changed everything. Instead of income protection, overhead coverage, and funds for an accessible home, they faced selling half their herd, unexpected medical bills, and years of financial strain. In this episode, we unpack how small, affordable policies could have replaced lost income, covered business expenses, and kept their operation afloat. Learn how to protect your ranch without breaking your cash flow. Follow Ranch Your Way Instagram: YouTube: Facebook: ► Learn more: ► Get the books:
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Ep. 75 - From Imagination to Action: Review of Part 1 – Becoming Your Own Banker
WinEH! Podcast
In this Ranch Your Way episode, Winnie and Lacy review Page 27 of Becoming Your Own Banker—the summary of Part 1 of Nelson Nash’s classic. Together they revisit the key principles that built the Infinite Banking Concept: the importance of imagination, avoiding the “grocery store trap,” understanding the “money problem,” and practicing capitalization with patience and discipline. They connect these lessons to real ranch life—harvest paydays, dream boards, and family cash-flow decisions—showing how Infinite Banking isn’t an investment product but a system of...
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Ep. 74 - Make the Bank Plan B: Real Talk with Mary Jo Irmen
WinEH! Podcast
A straight-shooting conversation about money, control, and how to stop letting the bank call the shots. n this episode, Winnie & Lacy sit down with Mary Jo Irmen, creator of Farming Without the Bank and author of Life Without the Bank, for a down-to-earth conversation about money, control, and legacy. Together, they talk about why farmers and ranchers need to make the bank Plan B, not Plan A, and how the Infinite Banking Concept gives families a way to finance their operations differently. Mary Jo also shares how the idea for the Canadian edition of Farming Without the Bank came to life,...
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Ep. 73 - Liquidity, Control, and Growth
WinEH! Podcast
Summer check-ins turn into a candid talk on focus, boundaries, and better money decisions. Winnie and Lacy share why ditching constant notifications (goodbye, smartwatch in meetings and phone in the bedroom) boosts clarity—then connect that clarity to Infinite Banking basics from Becoming Your Own Banker (Page 26): You finance everything you buy—cash, borrowing, leasing, or the IBC “fourth way.” Control vs. convenience: store cash at the bank or in your own entity (policy) and keep liquidity while your money keeps...
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Ep. 72 - Prepare in Good Times: Ranchers, High Beef Prices & Cash Flow
WinEH! Podcast
Ranchers across North America are celebrating record-high cattle prices—but as history shows, good times don’t last forever. In this episode, Winnie and Lacy dive into the realities of today’s beef market and how ranching families can capitalize on opportunities while preparing for inevitable downturns. You’ll hear: Why record cattle prices can feel like a double-edged sword How to pivot and protect your operation when markets swing The importance of cash flow control and Infinite Banking in ranching Real rancher stories about beef prices, lifestyle choices, and financial...
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Ep. 71 - From Uncertainty to Clarity: How Infinite Banking Transformed our Family's Finances with Billie Heggie
WinEH! Podcast
In this episode, Lacy sits down with her longtime friend and now client, Billie Heggie to share her inspiring journey as a wife, mom, and entrepreneur in the network marketing world. She opens up about how her family discovered Infinite Banking, the peace and freedom they now feel after implementing it, and the impact it’s had on both their finances and their family life. We also dive into their financial mindset today, showing how they're passing down confidence, independence, and a solid foundation of money values to their kids. If you’ve ever wondered how to build wealth while raising a...
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Ep. 70 - BYOB (Book Study): Creating Your Own Banking System
WinEH! Podcast
In this episode of our Becoming Your Own Banker book study, we dive into pages 21–25 and explore how dividend-paying life insurance allows you to create your own banking system. Nelson Nash reminds us that you finance everything you buy — the question is, who will benefit from that flow of money: the banks, or your family? We’ll unpack how these pages connect the principles of opportunity cost, conservative engineering, efficiency over time, and disciplined repayment to the real-world challenges of today. Think of Infinite Banking as building your own financial lighthouse....
info_outlineRanchers across North America are celebrating record-high cattle prices—but as history shows, good times don’t last forever. In this episode, Winnie and Lacy dive into the realities of today’s beef market and how ranching families can capitalize on opportunities while preparing for inevitable downturns.
You’ll hear:
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Why record cattle prices can feel like a double-edged sword
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How to pivot and protect your operation when markets swing
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The importance of cash flow control and Infinite Banking in ranching
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Real rancher stories about beef prices, lifestyle choices, and financial resilience
Whether you’re selling calves, buying yearlings, or just trying to make sense of market volatility, this conversation will give you tools and perspective to weather both the highs and the lows.
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► Learn more: https://www.ranchyourway.com
► Get the books: https://www.ranchyourway.com