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What Is a Merchant Account? - What Firearms Businesses Need To Know

Firearm Payments 101

Release Date: 05/28/2025

If you’re accepting credit card payments, you need more than just a payment terminal—you need a merchant account. But what exactly is it, and how is it different from services like PayPal or Square? Learn why this often-misunderstood account is essential for FFLs and all types of firearm businesses.