Ep 27: Dividend ETF Examples
Retire With Confidence
We are often asked for examples of ETFs that would be good to use for retiring with confidence. While there is no one size fits all answer, this episode provides a few ETF examples. Please note that these funds to not represent investment advice specific to your investing. A proper plan is needed to determine appropriate investments and funds to use.
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Ep 26: Accelerating Taxable Income
Retire With Confidence
Conventional wisdom is often to defer taxes as long as possible. In many cases, that is the correct course of action. But did you know that sometimes it makes sense to accelerate taxable income and pay taxes sooner? Listen to learn more!
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Ep 25: Ignoring Short-Term Fluctuations - An Intro to Guardrails
Retire With Confidence
It can be easy to get caught up in short-term investment moves, both good and bad, with all of the news headlines constantly shining a spotlight on them. However, it's an unnecessary use of energy to focus too much on these fluctuations without having a proper context around what it means for your retirement planning. Retirement guardrails are here to help! This episode is an introduction to retirement guardrails. We talk about the basic function and how it interacts with other topics we have covered, such as income buckets and buffered ETF.
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EP 24: Don't Fear Recession
Retire With Confidence
Recession can be scary. Investments amounts going down can be scary. It is normal and human to have these feelings. To retire with confidence, we mitigate those fears by properly structuring and planning retirement, and by being ready to make adjustments as we have discussed in many previous episodes. In fact, when we have properly planned and structured retirement, not only do we not need to fear recessions, we can look forward to them for the opportunities they provide. Remember, over the course of retirement, we will likely experience multiple recessions. Let's...
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Ep 23: Don't Forecast the Stock Market
Retire With Confidence
Stock market and economic forecasts are well intended. However, they typically don't matter after we have properly structured and planned for retirement. With proper structures and strategies, we can stay consistent in good times and in bad, while also controlling the things that we can control to take advantage long-term of whatever the economy and stock market throws at us in the short-term.
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EP 22: Harvesting Losses and Wash Sale Rules
Retire With Confidence
We are always looking for planning opportunities, even in years where the stock market is down. Did you know that you can harvest losses to receive tax benefits in the current year, and also potentially future years? Listen to learn more, and also to understand the rules to do so properly.
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Ep 21: Rolling over after-tax 401(k) contributions to a Roth IRAs
Retire With Confidence
In some situations, an employee can make after-tax (but not Roth) contributions to a 401(k) plan. The important piece of the puzzle to know is how to properly handle transfers to IRA accounts once you leave that company. This episode addresses that to make sure you get the maximum tax benefit out of these transactions.
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Ep 20: Charitable Giving with Cindy Blake
Retire With Confidence
In this episode, we are joined by Cindy Blake, Business Development Officer with YouthBridge Community Foundation. She discusses her own background that led her to helping donors plan their charitable giving, some of her favorite stories from working with donors, how donors can utilize vehicles such as Donor Advised Funds for the charitable giving and tax planning, and how YouthBridge can help in those charitable giving efforts. Cindy Blake - LindedIn Profile:
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Ep 19: Tax Impact of Buffer ETFs and Structured Investments
Retire With Confidence
In our previous episodes, we discussed buffer ETFs and structured investments, and why we like to use them for a portion of retirement investments. We received some questions on the tax impacts of these investments, and are addressing those questions in this episode.
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Ep 18: Structured Investments
Retire With Confidence
In episode 16, we explained how we break retirement money into three buckets. The third bucket was meant for investment growth over the long-term. Using structured investments for a portion of this allows us to keep the investment accounts steadier for clients, thereby making it easier for them to stay invested for that longer-term growth, even during periods of stock market declines. This episode discusses what those structured investments are and why we like to use them for a portion of the retirement investments.
info_outlineIn this episode, we are joined by Cindy Blake, Business Development Officer with YouthBridge Community Foundation. She discusses her own background that led her to helping donors plan their charitable giving, some of her favorite stories from working with donors, how donors can utilize vehicles such as Donor Advised Funds for the charitable giving and tax planning, and how YouthBridge can help in those charitable giving efforts.
Cindy Blake - LindedIn Profile:
https://www.linkedin.com/in/cindyblake/