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Ep 30: SECURE ACTs - Catch-up Contributions, QCDs and QLACs

Retire With Confidence

Release Date: 02/14/2023

Ep 45: Keeping Your Accounting Clean for Business Transitions - with Dennis Fry show art Ep 45: Keeping Your Accounting Clean for Business Transitions - with Dennis Fry

Retire With Confidence

Business owners get to retire too!  But the transition can be different and difficult when you own a business.  One of the most important pieces to transitioning / selling a business is to have your accounting function and the business accounting itself clean.  Messy financial statements are an immediate red-flag to anyone looking to acquire your business. In this episode, we are joined by Dennis Fry, founder of CPAs for Hire, to learn about why it is critical to have your accounting clean when trying to sell a business, and how CPAs for Hire itself helps business owners not...

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Ep 44: Retirement Dos and Don'ts for 2023 - Article by Suzie Orman show art Ep 44: Retirement Dos and Don'ts for 2023 - Article by Suzie Orman

Retire With Confidence

In this episode, we discuss an article by Suzie Orman about the 6 retirement dos and donts for 2023.  Some are spot-on, and some it depends on your situation.

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Ep 43: I Bought a House in 2009 show art Ep 43: I Bought a House in 2009

Retire With Confidence

Who buys a house in 2009 during a global financial crisis?  It may seem scary, but that's exactly what we did. Often, when things are going poorly, we worry and then back-off plans that we had already made.  But it may be better to accelerate plans we've already made to take advantage of an opportunity.  This is often the case in retirement planning.

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Ep 42: Retirement Longevity show art Ep 42: Retirement Longevity

Retire With Confidence

In this episode, we review an article by CNBC regarding the impacts of longevity in retirement planning.  We run our retirement plans out to age 95 for both spouses, and often get questions about why we are assuming such a long-retirement for both spouses.  We want to make absolutely certain that clients don't run out of money in retirement.  That involves not only assuming a longer life, but also using many of the strategies and tactics that we've covered in prior episodes: Roth IRA conversions, buckets for investment income and growth, retirement income guardrails, etc.

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Ep 41: Contributing to Traditional vs Roth Accounts show art Ep 41: Contributing to Traditional vs Roth Accounts

Retire With Confidence

We often get asked, "should I contribute to Traditional or Roth?".  The answer is it depends.  Listen to learn more about the reasons to use one versus the other.

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Ep 40: Retirement Income Guardrails - with Matthew Jarvis show art Ep 40: Retirement Income Guardrails - with Matthew Jarvis

Retire With Confidence

How do you know for sure what amount you can take out of your retirement accounts?  And how do you know when an adjustment is needed or allowed?  Listen to this episode with Matthew Jarvis to learn about retirement income guardrails and dynamic distributions from your invesment accounts in retirement.  That way, you know how much income you can take without running out of money in retirement.

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EP 39: Tax Impact of Spouse Dying show art EP 39: Tax Impact of Spouse Dying

Retire With Confidence

When one spouse dies, then in the following calendar year your tax filing changes from married filing jointly to filing single (most likely).  That can be a big problem if you haven't planned accordingly.  In this episode, we discuss why this is important and what you can do to put yourself in a better position for this "what if".

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Ep 38: What Amount Do I Need To Retire show art Ep 38: What Amount Do I Need To Retire

Retire With Confidence

What amount do I need to retire?  It's a question we hear often.  Let's dive into why that is different for each person, especially depending on your living expenses, how you structure your investments, and how all of your income will be taxed.

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Ep 37: Roth IRA 5-Year Rule show art Ep 37: Roth IRA 5-Year Rule

Retire With Confidence

Learn about the Roth IRA 5-year rule to avoid tax on the earnings of the account, and why you might want to open a Roth IRA now to get the clock started on the 5-year period.

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Ep 36: Have Fun in Retirement show art Ep 36: Have Fun in Retirement

Retire With Confidence

Transitioning into retirement can be challenging mentally.  Don't forget to have fun!!

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More Episodes

The SECURE ACT was passed a couple years ago and SECURE ACT 2.0 was passed more recently.  Both have significant implications for retirement and tax planning.

In this episode, we will discuss to catch-up contributions, Qualified Charitable Distributions, and Qualified Longevity Annuity Contracts.