Ep 32: Getting and Staying Healthy - with Chelsea Theodoropoulos
Release Date: 02/28/2023
Ep 137: US News Article Review - Still Plan for 95?
Retire With Peace
In this episode of the Retire with Peace podcast, host Dave Zaegel discusses the importance of planning for retirement, particularly the debate around whether retirees should plan to live until age 95. He emphasizes the need for a conservative approach to retirement planning, considering potential medical advances and the risk of outliving one's savings. Additionally, he encourages retirees to spend more in their early years to enjoy life while they are still active, balancing the need for financial security with the desire for enjoyment in retirement. Takeaways Most financial advisors...
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Ep 136: Nerdwallet Article Review - 5 Steps to Retirement Planning
Retire With Peace
Summary In this episode of the Retire with Peace podcast, host Dave Zaegel discusses an article from NerdWallet titled 'Five Steps to Retirement Planning in 2025.' He emphasizes the importance of starting retirement planning early, understanding income needs, prioritizing financial goals, choosing the right retirement plan, and selecting appropriate investments. Zaegel provides insights and personal thoughts on each step, encouraging listeners to take a proactive approach to their retirement planning. Takeaways Start retirement planning as early as possible, ideally five years before...
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Ep 135: Forbes Article Review - 6 Essential Items
Retire With Peace
In this episode of the Retire with Peace Podcast, host Dave Zaegel reviews a Forbes article by Joel Johnson that outlines six essential items for a retirement planning checklist. He emphasizes the importance of having a financial game plan, planning for healthcare and long-term costs, understanding social security benefits, creating a tax-efficient income strategy, and diversifying income sources. Each point is discussed in detail, providing listeners with valuable insights into effective retirement planning. Takeaways Having a financial game plan is crucial for retirement. Planning...
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Ep 134: Deepseek and Tariffs
Retire With Peace
In this episode of the Retire with Peace podcast, host Dave Zaegel discusses recent market fluctuations triggered by events such as the announcement of a new AI model by DeepSeek and tariffs imposed by the government. He emphasizes the importance of maintaining a long-term investment strategy and having a solid financial plan in place to weather market volatility. Zaegel reassures listeners that with proper planning, they can avoid panic during market downturns and focus on their long-term financial goals. Takeaways Recent market fluctuations can be unsettling but are often temporary....
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Ep 133: Can I Buy the Boat?
Retire With Peace
In this episode of the Retire with Peace podcast, host Dave Zaegel discusses the common question retirees face regarding large purchases, using the metaphor of buying a boat. He introduces the concept of retirement income guardrails as a tool to help retirees make informed financial decisions without extensive analysis. The episode emphasizes the importance of having simple tools to quickly assess financial situations and gain confidence in making significant purchases during retirement. Takeaways Retirees often question if they can afford big purchases. The metaphor of 'buying a boat'...
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Ep 132: What Tax Cuts Are Set to Expire?
Retire With Peace
In this episode of the Retire with Peace podcast, host Dave Zaegel discusses the implications of the Tax Cuts and Jobs Act, which is set to expire at the end of 2025. He emphasizes the uncertainty surrounding potential tax changes and highlights key provisions that could impact retirement planning, including changes to tax rates, standard deductions, and various tax credits. The conversation aims to prepare listeners for the upcoming tax landscape and its effects on retirement strategies. Takeaways The Tax Cuts and Jobs Act is set to expire at the end of 2025. There is uncertainty...
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Ep 131: Consistency Is Key
Retire With Peace
In this episode, we uncover the hidden truth about long-term wealth building that the financial elite don’t want you to know. Forget chasing big wins and market timing—success comes from consistency, discipline, and strategic planning. Key Takeaways: ✔️ Consistency beats volatility – Slow and steady wins the wealth race. ✔️ Bigger wins come over time – Patience and strategy are key. ✔️ Have 5 years of income saved – Security is crucial for weathering downturns. ✔️ Stop trying to time the market – It’s a losing game in the long run. ✔️ Stay the course...
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Ep 130: Rule of 72
Retire With Peace
In this episode of the Retire with Peace podcast, host Dave Zaegel discusses the Rule of 72, a simple mathematical formula that helps investors understand how long it will take to double their money based on a given rate of return. He emphasizes the importance of considering volatility and the average rate of return when planning for retirement. Zaegel also explains how to apply the Rule of 72 in retirement planning, advocating for a strategy that includes a mix of income-generating investments and growth-focused investments to ensure financial stability and growth over time. Takeaways ...
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Ep 129: Tax Benefits Come from Planning
Retire With Peace
In this episode of the Retire with Peace podcast, host Dave Zaegel discusses the critical importance of long-term tax planning. He emphasizes that effective tax savings come from a broader perspective rather than focusing solely on the current year's tax situation. Through real-life examples, Zaegel illustrates how overlooking future tax implications can lead to missed opportunities and potential financial pitfalls. He encourages listeners to adopt a long-term view in their tax strategies to optimize their financial outcomes. Takeaways Tax planning should focus on long-term benefits,...
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Ep 128: Take Action in 2025
Retire With Peace
In this episode, host Dave Zaegel reflects on the key themes of 2024 and encourages listeners to focus on two crucial areas as they prepare for 2025: health and financial planning. Dave highlights the importance of maintaining physical well-being to fully enjoy retirement and offers guidance on seeking help for financial strategies. Key Topics Discussed: The importance of health alongside financial planning. Recap of the nine-episode health series covering: Sleep Eating more protein Strength training Supplements Flexibility and mobility Encouragement to revisit these...
info_outlineA happy retirement involves much more than just having enough money. Your good health is a critical component to retiring with confidence. Sometimes, that health is out of our control. But often times, it's is our actions (or inactions) that determine how healthy we are physically and mentally.
In this episode, we are joined by Chelsea Theodoropoulos, owner of Burn Bootcamp St. Louis, to learn more about her journey, Burn Bootcamp, and how to stay healthy as we get older. You can find more information about Chelsea at www.chelseatheo.com.