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Ep 76: The World Is Not Ending

Retire With Peace

Release Date: 01/02/2024

Ep 150: Don't Wait for the Housing Drop show art Ep 150: Don't Wait for the Housing Drop

Retire With Peace

In this episode of the Retire with Peace podcast, host David Zaegel discusses the current housing market dynamics, emphasizing that potential buyers should not wait for housing prices or interest rates to drop before making a purchase. He explains that significant declines in housing prices are rare and often tied to economic crises. Zaegel also highlights the importance of understanding interest rates and the potential for refinancing in the future, encouraging listeners to focus on their budget and the overall cost of homeownership rather than waiting for ideal market conditions.  

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Ep 149: Working with the Government show art Ep 149: Working with the Government

Retire With Peace

In this episode of the Retire with Peace podcast, host David Zaegel discusses the importance of understanding and navigating government interactions, especially as one approaches retirement. He emphasizes the necessity of setting up online accounts with government entities like the IRS and Social Security to streamline communication and access to important information. Zaegel provides insights into the challenges of dealing with government agencies and offers practical advice for ensuring a smoother experience when managing retirement benefits and tax obligations.  

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Ep 148: Phased-In Retirement show art Ep 148: Phased-In Retirement

Retire With Peace

Summary In this episode, Dave Zaegel discusses the evolving concept of retirement, emphasizing the importance of flexibility and mental preparation in the transition. He explores various scenarios where individuals phase into retirement rather than making a sudden shift, highlighting the need to consider what one is retiring to, not just from. The conversation encourages listeners to think broadly about their retirement options, including part-time work, new roles, or even starting a business, to maintain engagement and fulfillment in their post-career lives.  

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Ep 147: Municipal Bonds show art Ep 147: Municipal Bonds

Retire With Peace

Summary In this episode, Dave Zaegel discusses the benefits of municipal bonds, particularly their tax advantages for retirement planning. He explains how municipal bonds are issued by state and local governments, the tax exemptions they offer, and the importance of considering one's tax bracket when investing. The conversation also touches on the quality of bonds and the risks associated with them, emphasizing the need for high-quality investments in retirement.  

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Ep 146: Retirement Planning with AI show art Ep 146: Retirement Planning with AI

Retire With Peace

In this episode, Dave Zaegel discusses the implications of artificial intelligence (AI) on financial planning and tax preparation. He emphasizes that while AI will enhance efficiency and provide valuable tools for financial planners, it will not replace the human element essential in understanding personal experiences and emotions. Zaegel believes that AI will significantly impact the industry, making processes quicker and more efficient, but the need for human interaction will remain vital.  

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Ep 145: Large Funds Play a Different Game show art Ep 145: Large Funds Play a Different Game

Retire With Peace

In this episode, Dave Zaegel discusses the differences between investment strategies of large funds and individual investors, particularly in the context of retirement planning. He emphasizes the importance of understanding one's own financial goals and risk profile rather than blindly following the actions of big investors. The conversation highlights the need for long-term planning and the significance of setting up a proper investment structure to ensure financial security in retirement.  

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Ep 144: Why do a Roth IRA Conversion Now? show art Ep 144: Why do a Roth IRA Conversion Now?

Retire With Peace

In this episode of the Retire with Peace podcast, host Dave Zaegel discusses the intricacies of Roth IRA conversions, emphasizing the importance of timing and strategic planning. He explains why most conversions are typically done towards the end of the year, but also highlights scenarios where early conversions may be beneficial, particularly during market downturns. The conversation covers the necessity of taking required minimum distributions (RMDs) before conversions and the potential advantages of partial conversions to maximize tax efficiency and investment growth.

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Ep 143: Gold Rush show art Ep 143: Gold Rush

Retire With Peace

In this episode of the Retire with Peace podcast, host Dave Zaegel discusses the current trends in gold and Bitcoin investments, emphasizing the importance of risk management and balanced investment strategies. He shares his personal struggles with investing in non-producing assets like gold and digital currencies, advocating for a cautious approach to investing in these alternatives. The conversation highlights the need for diversification and the potential for growth while maintaining a focus on risk management in retirement planning.   Takeaways: Investing in gold and Bitcoin is...

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Ep 142: Tug of War show art Ep 142: Tug of War

Retire With Peace

In this episode of the Retire with Peace podcast, host Dave Zaegel discusses the current market uncertainties and the mental tug of war faced by investors, particularly those nearing or in retirement. He emphasizes the importance of balancing the need for safety with the necessity for long-term growth in investment strategies. Zaegel provides insights on how to manage these concerns by setting up a safety net of income for at least five years, allowing investors to weather market fluctuations while still focusing on growth opportunities.   Takeaways: Investors are experiencing...

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Ep 141: IRA Beneficiary Selection show art Ep 141: IRA Beneficiary Selection

Retire With Peace

In this episode, Dave Zaegel discusses the critical aspects of beneficiary selection for inherited IRAs, emphasizing the importance of keeping beneficiary designations updated, the implications of naming trusts versus individuals, and the benefits of charitable contributions from IRAs. He provides practical advice on estate planning to ensure that assets are distributed according to the individual's wishes, avoiding complications and unnecessary tax burdens.

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More Episodes
In this episode, Dave Zaegel discusses the importance of maintaining a positive outlook and focusing on the good things in life, especially when it comes to planning and investing. He highlights the tendency to focus on negativity and fear, particularly in relation to the stock market.
 
Dave emphasizes the need to recognize that things often go right more often than they go wrong. He encourages listeners to stay positive, plan for potential risks, and take advantage of buying opportunities in the stock market. Ultimately, he reminds us that the world is not ending and that a long-term perspective is crucial.
 
This episode is sponsored by CWOs for Hire.
 
Takeaways:
  • Maintain a positive outlook and focus on the good things in life.
  • Recognize that things often go right more often than they go wrong.
  • Plan for potential risks and take advantage of buying opportunities in the stock market.
  • Maintain a long-term perspective and stay constructive in planning and investing.
Chapters:
 
01:14 Negativity and Positivity in the Stock Market
02:45 The Challenge of Focusing on What Could Go Wrong
03:42 Recognizing the Good Things in Life
06:30 Long-Term Perspective and Mitigating Risks