The $1 Trillion Problem Nobody Talks About in Healthcare

Guest: Fawad, Founder & CEO, Penguin AI (former CDO/data leader across major payer/provider organizations)

Healthcare isn’t broke because we lack innovation. It’s broke because we spend a staggering amount of money moving paper, arguing over rules, and chasing “documentation” instead of outcomes.

From the HC1 booth at Health 2025 in Vegas, Bradley sits down with Fawad—a veteran healthcare data operator turned founder—to talk about the real enemy: administrative waste at trillion-dollar scale… and why slapping GPT on top of messy systems just gives us a confident-sounding parrot.

Penguin AI is building an AI-first healthcare platform designed to run workflows end-to-end across payers and providers—prior auth, revenue cycle, claims, coding, and more—without forcing teams to become AI engineers.

What you’ll hear in this episode

• Why “AI in healthcare” is mostly theater if your data is fragmented, dirty, and politically guarded

• The uncomfortable truth: administration is the cost center eating the system alive

• Why GPT can sound brilliant and still be dangerously wrong (“a very smart fairy”)

• The case for healthcare-specific platforms (not generic clouds + hope)

• Why “payer vs provider” is an outdated segmentation—and processes prove it

• Founder reality: leaving big-title comfort for the zero-to-one grind

• The Penguin story: branding that grabs attention and signals how hard healthcare change really is

Key takeaways

1) If your AI strategy starts with a chatbot, you’re already late.
Start with the workflow. Start with the administrative bottlenecks. Then decide what intelligence belongs inside.

2) “Dr. GPT” is confident, not accountable.
Fawad’s warning is simple: models generate plausible language from what they’ve seen. In healthcare, plausible can still be wrong—and wrong has consequences.

3) The real prize isn’t automating tasks. It’s removing friction across the payer–provider boundary.
Prior auth doesn’t “belong” to one side. Neither does claims. Neither does adjudication. The process crosses the membrane—so the platform has to, too.

4) Healthcare doesn’t need more AI demos. It needs clean, longitudinal records and execution.
Better models require better inputs—and partnerships that unlock high-quality, de-identified, longitudinal patient data for real learning (not internet noise).

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Notable moments (timestamps)

• 00:00 — Live from Health 2025 in Vegas: meet Fawad, founder of Penguin AI

• 00:26 — From big-company data leadership to startup founder

• 01:48 — The brand: why “Penguin” (and why most tech names are nonsense)

• 04:34 — The core problem: admin work at massive scale (prior auth, claims, RCM, scheduling)

• 06:00 — “Dr. GPT”: why it sounds right even when it’s wrong

• 07:31 — Funding + momentum: Penguin’s Series A and growth

• 08:00 — Building better clinical intelligence requires real healthcare-grade data

• 09:28 — Operator-to-founder: why more insiders need to jump into the arena

• 11:50 — What Penguin actually does: agents, customization, and “platform-level” scale

• 14:05 — Why payer vs provider is a false divide

Who this episode is for

• Health system and payer leaders drowning in prior auth, claims, RCM, coding, and operational drag

• Operators skeptical of hype who want real automation + measurable cost reduction

• Founders building AI in healthcare who are ready to confront the data + workflow reality

• Investors looking for platforms that can win beyond “pilot purgatory”

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Call to action

If your team is “doing AI” but still living inside manual workflows, this is your wake-up call:
Stop demo-chasing. Start workflow-owning.

🎧 Watch/listen to the full episode: https://youtu.be/j_Fsuy-BfTM
📌 Learn more about Penguin AI: https://www.penguinai.co