Let's Talk About Taxes And The Big Beautiful Bill
The Art And Science Of Retirement
Release Date: 07/14/2025
401(k) to IRA Before Retirement? The Pros, Cons, and Mistakes to Avoid
The Art And Science Of Retirement
401(k) to IRA Before Retirement? The Pros /Cons/ and Mistakes to Avoid Work with me: https://ellisretirement.com/get-started/ In this episode, I want to clear up one of the biggest misconceptions I hear from people who are in the pre-retirement stage. If you’re over 59½ and still working, you may have been told, or assumed, that you’re stuck in your 401(k) until you officially retire. I hear this all the time, and the truth is: that’s not always the case. In this video, I walk through what’s called an in-service distribution, an IRS rule that may allow you to move part or even all of...
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5 Things You MUST Do Before You Retire
The Art And Science Of Retirement
Work with me: https://ellisretirement.com/get-started/ If you’re between 50 and 65 and starting to think seriously about retirement, you’ve probably realized something: it’s overwhelming. I hear it from people every single day. There are so many moving parts, investments, estate planning, taxes, and income planning, that it’s hard to even know where to begin. In this episode, I’m walking you through the 5 key pieces of your financial planning puzzle (plus a bonus 6th piece specifically for retirees). This is the exact framework I use with families across the country as they prepare...
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My 5-Step Financial Planning Process You Need to Know
The Art And Science Of Retirement
If you want help building a plan tailored to your goals, you can book a call with me here: , so we can walk through your situation together. Today I’m breaking down the exact 5-step financial planning process I use with my clients so you know what real financial planning looks like and how to make smarter decisions for your money, retirement, investments, and long-term goals. In this episode, I’ll walk you through the core stages of a complete financial plan: 1. Organize and Dream We gather every detail of your financial life, investments, retirement accounts, insurance, cash flow,...
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Roth or Pre-Tax? My Simple Guide to Making the Right Choice
The Art And Science Of Retirement
Choosing between Roth vs. Pre-Tax contributions is one of the questions I get asked the most at Ellis Retirement Services. And I completely understand why it can feel confusing, and there’s a lot of misinformation online. In this video, I break down the difference between Roth and Pre-Tax accounts in the simplest way possible so you can finally understand what they mean, how they work, and which one might make the most sense for your situation. 👉 Here’s what I’ll walk you through: ✔ What “pre-tax” actually means ✔ What a “Roth” account really is (and what it isn’t) ✔...
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Investment Accounts Explained: The Simple Breakdown Everyone Needs
The Art And Science Of Retirement
I simplify the confusing world of investment accounts, custodians, and tax rules so you can make better financial decisions and feel confident about your retirement plan. If you’re feeling overwhelmed and want personalized guidance, you can schedule a FREE call with me at 👉 ellisretirement.com I’ll help you map out your financial puzzle, from taxes, investments, and estate planning, all the way to your long-term retirement goals. 📌 Why This Matters - Your investment account structure affects: - Your tax burden - How money transfers to your beneficiaries - How you withdraw funds in...
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End-of-Year Tax Tips to Save You Money (5 Essential Checkups)
The Art And Science Of Retirement
The end of the year is quickly approaching, and if you haven’t started thinking about your taxes yet, now’s the time to act! Taxes play a crucial role in your overall wealth management and retirement plan. In this episode, Grant Ellis, founder of Ellis Retirement Services, breaks down 5 important tax checkups you should review before the year ends. Whether you're planning for retirement or just managing your finances, these tips can help you avoid unnecessary tax penalties and optimize your financial situation for the next year. Topics covered include: Retirement Account Contributions –...
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What Do Financial Advisors Actually Do? | Understanding Financial Advisory Services
The Art And Science Of Retirement
Confused about what financial advisors actually do? You're not alone. The term "financial advisor" has no legal definition, and ten different advisors could offer completely different services. In this video, I break down everything you need to know about the financial advisory industry so you can make an informed decision about who to work with. What You'll Learn: ✅ Why the term "financial advisor" is so confusing (and what it really means) ✅ The 3 primary services financial advisors provide: Investment Management, Financial Planning, and Access to Financial Tools/Products ✅ The...
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The Widow’s Tax Penalty: The Cost No One Warns You About
The Art And Science Of Retirement
If you spent your whole life saving and planning for your family’s future… only to find out your spouse could be hit with a massive tax bill after you’re gone — wouldn’t that frustrate you? In this video, I break down a hidden tax trap that catches thousands of retirees off guard: the Widow’s Penalty. You’ll learn what it is, why it happens, and how to reduce the impact before it’s too late. Here’s what you’ll learn: ✅ What happens to your IRA and 401(k) distributions when one spouse passes away ✅ Why “married filing jointly” suddenly changes everything ✅ How your...
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Buy Bitcoin In Your 401k? Learn About Trump's Executive Order
The Art And Science Of Retirement
President Donald Trump recently signed an executive order that could change the future of 401(k) retirement plans. Most people haven’t heard about it — but it could open the door to alternative investments like crypto, private equity, and real estate inside your retirement account. What you’ll learn in this episode: What Trump’s executive order on 401(k) plans actually says Why it’s unusual for a president to step directly into retirement plan rules What “alternative investments” are and why they’ve been restricted until now How this could affect your 401(k) in the future (and...
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Retirement Jobs & Hobbies: How to Stay Fulfilled
The Art And Science Of Retirement
Get the free 32 point retirement checklist here: Retirement isn’t just about money. It’s about how you spend your time. After decades of working, many retirees find themselves asking: What now? In this episode, Grant Ellis, founder of Ellis Retirement Services, shares how to build purpose and fulfillment in retirement—plus some fun ideas from his personal “retirement jobs list” to get you dreaming about what life after work could look like. ✅ Why planning your time matters as much as planning your money ✅ How “optional work” can add purpose (and maybe a paycheck) ✅...
info_outlineThere’s a new tax bill making headlines, and while most people are busy enjoying summer, we’re breaking down what actually matters for your financial life.
We’ll cover:
✅ Why most people aren’t thinking about this (and why that’s fine)
✅ What the bigger standard deduction could mean for your taxes
✅ New tax breaks for retirees and families
✅ How the bill could impact your estate, charitable giving, and student loans
✅ Why your financial team matters more than ever for tax planning
It’s not tax advice, just clear, practical insights to help you stay informed without losing your summer vibe.
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If you have questions or want help navigating these financial conversations, don’t hesitate to reach out:
📧 EllisTeam@LPL.com
👋 Visit us at EllisRetirement.com
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