Investment Accounts Explained: The Simple Breakdown Everyone Needs
The Art And Science Of Retirement
Release Date: 12/01/2025
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info_outlineI simplify the confusing world of investment accounts, custodians, and tax rules so you can make better financial decisions and feel confident about your retirement plan.
If you’re feeling overwhelmed and want personalized guidance, you can schedule a FREE call with me at 👉 ellisretirement.com
I’ll help you map out your financial puzzle, from taxes, investments, and estate planning, all the way to your long-term retirement goals.
📌 Why This Matters
- Your investment account structure affects:
- Your tax burden
- How money transfers to your beneficiaries
- How you withdraw funds in retirement
- Your overall financial strategy
Understanding your accounts is one of the most powerful steps toward a secure retirement.
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🔥 What You’ll Learn in This Episode:
- The two major categories of investment accounts
→ Retirement vs. Non-Retirement Accounts
- Why account titling matters (ownership, control, beneficiaries)
- What custodians are and how they affect your accounts
- How investment accounts impact your taxes now and in retirement
- When to consider working with a financial advisor or family wealth planner.
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💬 Have Questions?
Drop them in the comments! I love hearing your stories and helping you get the answers you need.