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RRSP/RRIF Meltdown Strategies Explained (Canadian Financial Summit 2025)

Unconventional Wisdom

Release Date: 01/22/2026

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Ever wondered how you can get the money out of your RRSP with a minimum of tax? RRSP/RRIF Meltdown Strategies can allow you to withdraw from your RRSP or RRIF with little or no tax. However, there are some tricky complications, several options, and these strategies are not for everyone. In my latest video for the Canadian Financial Summit you’ll learn: How does the RRSP/RRIF meltdown strategy help you withdraw from your RRSP with minimum tax? What does the traditional RRSP/RRIF Meltdown Strategy look like? Why should it be called the RRIF Meltdown Strategy, not the RRSP Meltdown...

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More Episodes

Ever wondered how you can get the money out of your RRSP with a minimum of tax?

RRSP/RRIF Meltdown Strategies can allow you to withdraw from your RRSP or RRIF with little or no tax.

However, there are some tricky complications, several options, and these strategies are not for everyone.

In my latest video for the Canadian Financial Summit you’ll learn:

  • How does the RRSP/RRIF meltdown strategy help you withdraw from your RRSP with minimum tax?

  • What does the traditional RRSP/RRIF Meltdown Strategy look like?

  • Why should it be called the RRIF Meltdown Strategy, not the RRSP Meltdown Strategy?

  • Why are self-made dividends the secret to an effective RRIF Meltdown Strategy?

  • What are the 4 tricky complications?

  • Why does the traditional RRIF Meltdown not melt your RRIF down?

  • What is the problem with starting it before you retire?

  • What is the problem with starting it when you retire?

  • What are the 3 main RRIF Meltdown Strategies?

  • What are the 4 issues for implementing the RRSP/RRIF Meltdown Strategy effectively?

  • What are the 6 steps to implementing the RRSP/RRIF Meltdown Strategy effectively?