How Changing Interest Rates and New Laws Are Shaping the California Real Estate Market
Release Date: 09/15/2025
Real Estate Jerky
In this episode, host Ed Parcaut is joined by Mike Kelly, Realtor at ReMax Executive, for a lively, transparent discussion on today’s real estate market in California and across the nation. They break down weekly inventory numbers, explore why homebuyers are walking away from deals at record rates, and dig into the pros and cons of waiting to buy. The duo also unpacks the realities of local housing shortages, developer fees, and new home sales struggles. Together, Ed Parcaut and Mike Kelly share personal anecdotes, insider tips, and candid advice about choosing the right realtor, getting...
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Broadcasting from the Smokehouse studio in Modesto, your expert hosts break down why inventory is tight nationwide, the real story behind California’s dropping home listings, and how controversial new legislation could impact buyers and sellers. Curious about the proposed 10% cap on credit card rates or the latest trends in homeownership? They’ve got you covered. Plus, you’ll hear straight talk on the challenges facing local communities—like major employers shutting down, high taxes driving people (and billionaires!) away, and why the middle class is feeling the squeeze. Ed Parcaut and...
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Join Ed Parcaut, MBA veteran and president of Lending for Living, broadcasting straight from the heart of Modesto alongside seasoned ReMax executive realtor Mike Kelly. In this week’s episode, Ed and Mike dive deep into the latest trends shaping the real estate world—both locally and nationwide. Get candid updates on rising and falling home inventories, the ongoing battle with mortgage rates, and what shifts in the market mean for homebuyers and sellers. The duo discusses the impact of insurance rate hikes in California, the role of inflation, challenges with affordability, and why expert...
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Join Ed Parcaut, MBA, veteran, and president of Lending for Living, as he returns to the Real Estate Jerky studio alongside Mike Kelly, ReMax executive realtor. In this lively episode, they dive into the latest local, state, and national real estate numbers, sharing insights on low housing inventory, market trends, and buyer activity. You'll get their candid thoughts on the challenges facing veterans using VA loans, tips for navigating probate and estate sales, and crucial info about new laws impacting cash buyers and drone surveillance in real estate. Plus, they swap stories about home...
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Kick off the holiday season with Ed Parcaut, MBA veteran and president of Lending for Living, and Mike Kelly, REMAX executive realtor, in this special "Best Of" episode recorded at the Smokehouse studio in Modesto. The hosts take a moment to recap the biggest real estate trends of the year, dive into updates on local and national housing inventory, and dissect what's happening with price cuts in today's market. They share timely insights for veterans looking to buy a home, unpack myths about VA loans, and offer actionable advice for anyone interested in real estate investing. From short...
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Join host Ed Parcaut, MBA, veteran, and president of Lending for Living, as he teams up with local REMAX Realtor Mike Kelly to deliver expert insights and the latest updates on the ever-changing real estate market. Broadcasting from Modesto, this episode dives deep into housing inventory trends—nationwide and statewide—examining why December sees a surprising amount of real estate activity and how high pending home sales are shaping the market. Ed Parcaut and Mike Kelly break down the ongoing challenges in California’s housing shortage, discuss quirky changes in home buying (remember...
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Welcome to Real Estate Jerky with hosts Ed Parcaut and Mike Kelly, broadcasting from Modesto and powered by iHeartMedia and KFIV. Each week, we bring you the freshest updates and insights on the real estate market, both local and nationwide, with a healthy dose of community conversation and a little holiday spirit! In this episode, Ed Parcaut and Mike Kelly dive into current housing inventory trends, share tips for getting your home sold, discuss the impact of recent Federal Reserve rate changes, and break down what’s really happening with affordable housing plans in California. From fast VA...
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Join host Ed Parcaut, MBA veteran and president of Lending for Living, alongside guest Manju Aggarwal, as they break down the latest updates in the real estate market from their Modesto studio. In this lively episode, you’ll get candid insights on everything from nationwide inventory trends and the challenges of low housing supply in California to the real implications of rezoning efforts in Modesto and Clovis. The conversation touches on the effects of local and national policies—including Governor Newsom’s housing mandates—and offers practical advice on navigating changing mortgage...
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Welcome to Real Estate Jerky, where host Ed Parcaut, MBA veteran and president of Lending for Living, gives you something to chew on with insider updates and practical advice about the real estate market and local community. Broadcasting from Modesto, CA alongside longtime ReMax Executive Realtor Mike Kelly, each episode dives into timely market numbers, unique housing trends, tips for navigating low inventory, and honest conversations about buying, selling, refinancing, and living in Central California. Whether you’re a first-time buyer or seasoned investor, you’ll hear candid banter,...
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Join hosts Ed Parcaut (MBA, veteran, and president of Lending for Living) and Mike Kelly (REMAX Executive Realtor) as they dig into the latest news, numbers, and stories shaping the real estate and mortgage world—right from their Modesto studio. In this episode, Ed and Mike tackle everything from the recent government shutdown’s impact (or lack thereof) on the housing market to the ongoing California housing shortage and what those conflicting reports really mean. They break down national and local housing inventory and rates, explain why some numbers may seem “scarier” than they...
info_outlineWelcome to Real Estate Jerky, hosted by Ed Parcaut, MBA, veteran, and president of Lending for Living—your go-to source for up-to-date insights on the real estate market in California and beyond. Each episode, Ed teams up with industry pros like Mike Kelly, REMAX executive Realtor, to break down the latest trends, market numbers, and everything you need to know whether you're buying, selling, refinancing, or just interested in what's happening in real estate.
On this episode, Ed and Mike dive into national and California housing stats, the impact of fluctuating interest rates, what changing inventory means for buyers and sellers, new laws affecting homeowners in California, and what to expect from upcoming legislation. They don't shy away from hot topics like affordable housing, VA loans, or the challenges of today's market—plus, learn about backup offers, foreclosure updates, and tips for staying ahead as a homeowner or investor.
Subscribe and tune in for honest conversations, actionable advice, a dose of humor, and answers to your real estate questions. Whether you're a homeowner, first-time buyer, or just love learning about real estate, Ed Parcaut and his guests always give you something to chew on!
New episodes Saturdays at noon and Sundays at 3pm on PowerTalk 1360 KFIV—and available wherever you get your favorite podcasts.
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