Ep 146 - Know your responsibilities and be professional with Julie Ford
Release Date: 12/12/2024
Ep 165 - The Confidence Gap - Why Women Hesitate with Money and How to Fix
A Wealthy Life
Could a fear of maths be quietly limiting women’s potential - in careers, decision-making, and financial independence? This episode explores the confidence gap many women experience around money, and how it impacts everything from career choices to family life. Societal norms that discourage open conversations about finances are challenged, shedding light on why so many capable women still struggle with financial confidence -despite often achieving stronger investment returns than men. Economic inequalities, including the well-known “pink tax”, are examined in...
info_outline
Ep 164 - How to overcome your fear of investing
A Wealthy Life
Ever wondered why investing feels like a minefield to some, yet a pathway to financial freedom for others? This episode dives deep into the fears that often surround investing, offering clarity drawn from over two decades of property investment experience. Discover the real risk of letting money sit idle in a bank account, slowly losing value to inflation. Through personal stories and practical insights, this discussion explores why property often feels more secure than the sometimes elusive stock market. Understanding and education emerge as...
info_outline
Ep 163 - Why You Must Take Control of Your Money NOW
A Wealthy Life
What if you could take control of your financial future today - no waiting, no delays? If you're a woman ready to embrace financial independence, consider this your call to action. I’ll be sharing powerful insights from the Smart Woman's Ultimate Guide to Money and Investing, a must-have resource that will boost your financial confidence, unlock wealth-building opportunities, and give you the resilience needed to achieve lasting security. Ever thought about diving into property investment but didn’t know where to start? This episode...
info_outline
Ep 162 - The myth of gender equality
A Wealthy Life
Welcome to another episode of A Wealthy Life! Today’s episode dives into “The Myth of Gender Equality” and uncovers the persistent financial inequalities that exist between genders. The conversation opens with an exploration of how these disparities impact both women and men - touching on everything from wages and working hours to pensions and long-term financial security. We take a closer look at the belief that gender equality has already been achieved, and unpack the societal structures that continue to drive financial imbalance. This episode...
info_outline
Ep 161 - Build Wealth that lasts and Family Finances Stronger - Why Property Investment is the Smart Move
A Wealthy Life
Ever wondered how property investment can serve as your shield against inflation? Tune in as Katie Vye from Better With Money turns the spotlight on me to unravel the mysteries of property investing. We discuss the mechanics of finance, stripping away the intimidating jargon to reveal how inflation, interest, leverage, and compounding can become your allies in the quest for wealth. Our mission is to empower women to overcome barriers such as doubt and misinformation, providing the clarity needed to ensure investments consistently outpace inflation. ...
info_outline
Ep 160 - Money Made Simple - Is the Language of Finance Leaving Women Behind?
A Wealthy Life
Financial confidence takes centre stage in this compelling conversation with Katie Vye from Better With Money. Katie shares her expertise on the gender confidence gap in financial literacy, exploring why women often feel less assured than men about their financial acumen despite having similar educational backgrounds. This gap doesn't just stop at money matters - it extends to areas like job applications and salary negotiations, further fueling the gender pay gap. Katie passionately discusses strategies to empower women, bridging these confidence disparities by enhancing their...
info_outline
Ep 159 - Live Life on Your Terms - Build Wealth your Way
A Wealthy Life
What if the pressure to keep up with social media's picture-perfect lives is quietly eroding your financial confidence? oin us for this second episode of a four part series as we tackle the challenges of living life on your own terms in today's fast-paced, social media-driven world. Together with our guest, Katie Vye from Better With Money, we explore how the pressure to keep up with curated online images can erode our financial confidence and decision-making. Discover how shifting your focus from external validation to personal fulfilment can transform...
info_outline
Ep 158 - Closing the Wealth Gap: Why Women Must Take Charge of Their Financial Future
A Wealthy Life
Is the 9-5 workday undermining women’s financial security? Together with Katie Vye from Better With Money, we challenge outdated norms and dissect the gender pay gap that limits women's financial independence. Our conversation sheds light on the reality of caregiving roles and societal expectations, revealing how they hinder career progression and pension contributions. Katie brings her expertise from Better With Money to highlight the urgent need for women to take control of their financial futures and offers practical advice to navigate these systemic barriers. In...
info_outline
Ep 157 - Panto Villains, Bad Legislation, and a Touch of Controversy with Russell Quirk - Part 1
A Wealthy Life
Tune in as we take a provocative look at the realities of private landlordship with Russell Quirk, a seasoned expert in the property industry. We challenge the often negative stereotypes of landlords portrayed in the media and explore the crucial role they play in the housing sector. Discover how private landlords help fill the gap created by the shortage of affordable housing and the decline in homeownership rates. Russell shares insights into the real experiences of being a landlord, highlighting their empathy and contribution to providing housing solutions. ...
info_outline
Ep 156 - An Accountants approach to consolidation and business development with Craig Hopkins
A Wealthy Life
What happens when an experienced accountant takes on the world of property investment? Tune in for this insightful conversation with Craig Hopkins from Property Accounts as he shares his expert knowledge on the accountant's perspective to property management. Craig walks us through the crucial phases of a property investment journey, focusing not just on the buying process but also the significance of maintaining and optimising your portfolio for lasting financial success. Regular reflection on your property investments can make all the difference in...
info_outlineWhat are the hidden pitfalls that could cost landlords thousands, and how can they be avoided?
Julie Ford, an expert in landlord-tenant relations, joins me to unpack the complexities of tenant deposit management.
We spotlight the pivotal legal obligations landlords face, emphasising the urgent need to protect tenant deposits within 30 days using a government-approved scheme.
Julie warns of the severe financial penalties lurking for landlords who miss this crucial step, including claims of up to three times the deposit amount. Through real-life anecdotes and expert insights, we reveal how landlords can safeguard their investments and stay on the right side of the law.
The conversation compares custodial and insured deposit schemes, highlighting how a custodial approach can streamline administrative duties. Julie shares insights on the risks of mishandling deposits, including the threat posed by "no win, no fee" solicitors eager to exploit any oversight.
We dissect the nuances between contractual and statutory periodic tenancies, clarifying their impact on deposit protection responsibilities—all to arm landlords with the knowledge to avoid costly mistakes.
The rental property landscape is fraught with legal hurdles, from gas safety certificates to legislative changes like the renter's rights bill.
Julie brings attention to the critical importance of due diligence, especially when acquiring properties with existing tenants. With evolving regulations, we stress the necessity of a human-centric approach, ensuring landlords maintain professionalism while protecting both their interests and those of their tenants.
As the market shifts, our discussion aims to equip landlords with the foresight and expertise needed to navigate these challenges successfully.
--------- EPISODE CHAPTERS ---------
(0:00:11) - Property Landlords and Deposit Protection
(0:11:12) - Deposit Protection for Landlords
(0:18:11) - Navigating Legal Issues in Rental Properties
(0:23:08) - Landlord Responsibilities and Professionalism
Connect with Julie
Website: www.gothardrowe.com
Instagram: @gothard_rowe
Be the first to know about my new and revised online course
To watch this episode on YouTube:
Follow Vicki:
https://www.instagram.com/vicki_wusche
Visit my website to learn more
Book a call - https://calendly.com/vickiwusche
Access free resources:
https://vickiwusche.com/resources/
Has this podcast started you thinking about what A Wealthy Life might look and feel like for you?
Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast?
https://scorecard.vickiwusche.com/
The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons.
Browse Books by Vicki:
Using Other People’s Money: How to invest in property 4th edition
Make More Money from Property: From investor thinking to a business mindset 2nd Edition
Property for the Next Generation: Securing your future in uncertain times 2nd Edition
The New Estate: Insights from the 22nd century
The Wealthy Retirement Plan: A revolutionary guide to living the rest of your in style
Or read the following Ebooks on VickiWusche.com:
9 Critical Property Principles
The De-Job Yourself Manual: Break your reliance on a monthly wage
The Values Manual: Understand what your values are and how they can be key to a successful business
The Goal Setting Manual: Create meaningful and practical goals then achieve them