A Wealthy Life

Welcome to A Wealthy Life, a podcast by author and wealth strategist Vicki Wusche. This brand new series is filled with practical tips, insights and a touch of humour covering all things wealth, money, and financial education, helping you to rethink your relationship with money and time. If you have started to realise that time is worth more than money – and even more so if you haven’t, then A Wealthy Life is the podcast for you. If you're a business owner, contractor or leader of industry – are you tired of missing out on family life? Do you wish you were the one in charge of how you spend your time? Then A Wealthy Life is the podcast for you. Do you just want to feel more comfortable around money and investments, and know that you are financially resilient no matter what this decade dreams up next? Then A Wealthy Life is DEFINITELY the podcast for you. Follow and subscribe now to never miss an episode. Connect with Vicki on LinkedIn, Facebook, Instagram and YouTube: https://linktr.ee/VickiWusche

Ep 151 - From stacking shelves to solving property problems with Jason Patterson 01/16/2025

Ep 151 - From stacking shelves to solving property problems with Jason Patterson Step into the world of property investments with Jason Patterson, the "short lease king." Jason takes us on a journey through the often complex and rewarding market of short lease flats. From the initial challenges he faced, working extra hours to save for a deposit, to mastering the intricacies of leasehold properties, Jason shares his strategic insights and experiences. Discover how he turned potential barriers in property investment into opportunities, and learn about the unique strategies that have guided his successful career in the real estate market. Explore the detailed landscape of property investment strategies and the hurdles one might face along the way. We discuss the allure of rental income and the necessity of balancing various income streams to achieve financial stability. Through personal stories, we highlight the excitement and challenges of purchasing multiple properties at a young age, offering a fresh perspective on traditional career paths versus entrepreneurial pursuits in property investment. Jason's tales of strategic buying during the property boom of the early 2000s provide valuable lessons for both novice and experienced investors. In our exploration of leasehold properties, we unveil the potential for value addition through lease extensions and the strategic reconfiguration of flats. Jason shares his expertise on navigating the complexities of short lease investments, emphasising the importance of timing in expenditure and the potential returns that can be achieved. From dealing with freeholders to creative property management, this episode offers a comprehensive look at maximising returns in the short lease market. Join us for this insightful conversation and gain a new perspective on property investments and financial growth. --------- EPISODE CHAPTERS --------- (00:10) - Investing in Short Lease Flats (08:18) - Property Investment Strategies and Challenges (18:53) - Property Reconfiguration and Leasehold Explained (24:20) - Short Lease Property Investment Strategy (33:17) - Exploring Short Lease Property Investment (38:35) - Advanced Short Lease Portfolio Strategy Connect with Jason LinkedIn: Website: Join A Wealthy Life Community: Be the first to know about my new and revised online course To watch this episode on YouTube: Follow Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/34853710

Ep 150 - Building a bridge to your property success with Guillaume Black 01/09/2025

Ep 150 - Building a bridge to your property success with Guillaume Black Welcome to a milestone episode of A Wealthy Life! In today's special episode, “Building a Bridge to Your Property Success,” we sit down with Guillaume Black, an innovative property tech entrepreneur, to unlock the secrets of successful property investment. Guillaume shares his incredible journey from an engineer building bridges to creating Property Filter, a prop-tech tool that's revolutionising how investors find the best deals. Together, we discuss: The stress and complexities of property transactions, especially those marred by probate or divorce. Why rapport-building is essential to gain critical insights about property deals. The value of building strong relationships with estate agents and how it can open doors to lucrative opportunities. The balance between working directly with vendors and leveraging agents to build a local reputation. · Through his experience, Guillaume reveals that property investment is far from straightforward. It's about negotiation, addressing sellers' issues, and always keeping people at the heart of the business. We also discuss the evolution of property investment tools and strategies: The skyrocketing property prices and market changes over the years. How new tools like Property Filter save time by identifying the most promising opportunities. The importance of quick decision-making in an ever-changing market landscape. Guillaume’s story is a testament to the potential of combining engineering precision with entrepreneurial spirit, creating a tool now trusted by over 1700 savvy investors. Grab a drink, sit back, and discover what it takes to build a bridge to your property success! For more information on Property Filter, visit the links in the comments. Join the Wealthy Life community for an exclusive interview where Guillaume explains how to use Property Filter - trust me, you won't want to miss it! --------- EPISODE CHAPTERS --------- (0:00:10) - Bridge Builder to Prop Tech Entrepreneur (0:08:34) - The Transition to Property Investment (0:19:39) - Navigating Property Investment Success (0:28:44) - Property Investment Strategy and Negotiation (0:39:38) - Evolution of Property Filter Technology (0:47:40) - Property Filter Software Connect with Guillaume LinkedIn: Website: Be the first to know about my new and revised To watch this episode on Follow Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/34756645

Ep 149 - The Resilient Woman- Shifting Mindsets from Reliance to Self-Reliance 01/02/2025

Ep 149 - The Resilient Woman- Shifting Mindsets from Reliance to Self-Reliance Can you imagine a life where financial independence empowers you to shape your own destiny? In this episode we explore this transformative journey, particularly for women. Today, we challenge cultural norms and societal expectations that often hinder financial autonomy. Through personal stories and actionable advice, I will guide you toward building a solid financial foundation. Whether you're starting out or advancing professionally, I address common fears and debunk myths about women and money, aiming to inspire a mindset shift towards self-reliance. Let's talk partnerships and the art of balancing finances within a relationship. Managing money as a couple can be complex, especially when one partner may be out of the workforce for childcare duties. I discuss strategies for structured budgeting, maintaining personal financial responsibility, and the importance of saving for both individual and shared goals. I share practical steps to master personal finance management, using tools like the Wealth Tracker Excel spreadsheet to promote conscious spending. The episode emphasises the power of financial resilience, encouraging you to take control of your financial future with confidence and clarity. --------- EPISODE CHAPTERS --------- (0:00:10) - The Resilient Woman (0:11:00) - Financial Resilience for Couples (0:20:14) - Shifting Perspectives on Financial Independence (0:34:39) - Mastering Your Personal Finances (0:45:40) - Building Financial Resilience and Empowerment (0:57:12) - Financial Empowerment for Women Recommendations for Further Listening Ep 145 - Be a better landlord - 5 tips that will save you money with Julie Ford Ep 146 - Know your responsibilities and be professional with Julie Ford Ep 107 - Elizabeth Pearson over coming hurdles women working in a male space Ep 101 – The importance of female financial security Ep 114 – Financial Resilience – Empowering Women to Empower the Future Ep 56 – Why Women Need Property Portfolios Ep 147 - Reframe, Reimagine, Reclaim - The Key To Unlocking Your Mindset for Success Ep 148 - From Surviving to Thriving - Redefining 'Enough' and Mastering Money Maths Referral Link to Raisin Bank Join the Wealthy Life Community Be the first to know more about how to become a successful property investor To watch this episode on YouTube: Visit my website to learn more Book a call - Download the free Wealth Tracker Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/34657030

Ep 148 - From Surviving to Thriving - Redefining 'Enough' and Mastering Money Maths 12/26/2024

Ep 148 - From Surviving to Thriving - Redefining 'Enough' and Mastering Money Maths Could your financial mindset be the one thing holding you back from a life of abundance and resilience? This episode promises a transformative journey into redefining wealth and mastering your money mindset. We unravel the traps of unconscious consumerism and the clever marketeers that often lead us astray. Through personal stories and experiences, we share how a shift from survival thinking to a mindset of abundance can dramatically alter your financial future. Whether you're feeling stuck, seeking to build a financial buffer, or optimising your current position, we present tools and inspiration to empower your financial choices. Transforming your relationship with money begins with understanding and leveraging mathematical principles to build financial resilience. By breaking free from scarcity thinking and avoiding the pitfalls of bad debt and unconscious consumerism, you can regain control over your finances. I share resources like the Wealth Tracker and explain crucial concepts such as inflation and interest, which are essential for protecting and growing your assets. As we wrap up the year, the power of financial resilience becomes your superpower, allowing you to live life on your terms and share these insights with others who may benefit from this empowering financial journey.. --------- EPISODE CHAPTERS --------- (0:00:12) - Redefining Wealth (0:08:12) - Shifting Mindset Towards Financial Abundance (0:15:38) - Uncovering Financial Consciousness Through Reflection (0:25:21) - Mastering Money (0:31:52) - Empowering Financial Resilience and Mastery Recommendations for Further Listening Ep 4. Wealthy v rich what does a wealthy life mean to you Ep 39. What did you learn from your parents and what’s relevant now Ep 40. What do you want for your family Ep 130 - Why you'll never double your money and get wealthy Ep 6. Conscious spending v Unconscious consumerism Ep 17. Do your payment days give you away Ep 37. What are you wasting Ep 19. Replacing your income needs to be a priority now Ep 11. Why Money maths will save your sanity Ep 16. Whooshonomics - 5 steps you can take right now Ep 135 - Is your money working hard enough for you (inflation v Investment) Join the Wealthy Life Community Be the first to know more about how to become a successful property investor To watch this episode on YouTube: Visit my website to learn more Book a call - Download the free Wealth Tracker Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/34551565

Ep 147 - Reframe, Reimagine, Reclaim: The Key to Unlocking Your Mindset for Success 12/19/2024

Ep 147 - Reframe, Reimagine, Reclaim: The Key to Unlocking Your Mindset for Success After an 18-year journey of personal transformation, I want to inspire a change in your mindset for a life of wealth and fulfilment. What if the beliefs and thoughts that guide your life aren't truly your own? Join me as I address societal roles and labels, using stories from my hypnotherapy training to showcase the mind's transformative power. Equipped with tools like writing exercises and values manuals, i confront doubts and limiting beliefs, setting the stage for personal and financial success as we look towards 2025 and beyond. Let's break free from the stereotypes that often bind us in relationships and traditional financial roles. Whether doubt lingers or confidence reigns, it's time to shift our perspectives and build empowering partnerships. Uncover the key to maintaining balance between personal needs and family responsibilities, while questioning the true value and necessity of our desires and possessions. By prioritising joy through the "happy calendar," we'll fill our lives with meaningful experiences first, before the obligations take over, ensuring a fulfilled and joyful journey. As we rethink our habits and challenge our thinking, this episode serves as a reminder that your mindset is the ultimate tool in shaping the life you envision. So join me and embark on this adventure where your mindset is the key to unlocking a life filled with wealth, happiness, and cherished memories. --------- EPISODE CHAPTERS --------- (0:00:11) - Mastering Your Mindset for Wealth (0:12:44) - Breaking Free From Stereotypes in Relationships (0:19:18) - Taking Control of Mindset and Finances (0:33:35) - Unlocking Wealth Through Mindset Shifts (0:43:06) - Prioritising Joy With the Happy Calendar (0:56:07) - Taking Ownership of Your Life Recommendations for Further Listening Ep 49. You can achieve anything you set your mind to Ep 1. Status, work and money - Is your life driven by your job title Ep 2. How clear are you about how much money is coming into your household? Ep 3. What you would do if you didn’t have to work just to pay the bills? Ep 20. Family first - the challenge Ep 7. Is time or money more valuable to you? Ep 12. Are you focused on the gaps Ep 27. Are you making excuses? Ep 31. Who is controlling your thoughts? Ep 21. What questions are you asking Ep 94. Is life meeting your expectation? Ep 42. 3 reasons why you're never going to be happy Ep 44. Isn’t it time you decided for yourself (Admit it - did you meet the exacting standards of a TV Xmas) Ep 89. What does a Wealthy Life mean to you Ep 96. The benefits of reflection Ep 34. What makes you happy and get out of bed with joy Ep 35. How adaptable are you? Ep 119 - What does it take to be successful Ep 142 - What does success look like for you Ep 18. Are you a creature of habit Join the Wealthy Life Community Be the first to know more about how to become a successful property investor To watch this episode on YouTube: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/34487175

Ep 146 - Know your responsibilities and be professional with Julie Ford 12/12/2024

Ep 146 - Know your responsibilities and be professional with Julie Ford What are the hidden pitfalls that could cost landlords thousands, and how can they be avoided? Julie Ford, an expert in landlord-tenant relations, joins me to unpack the complexities of tenant deposit management. We spotlight the pivotal legal obligations landlords face, emphasising the urgent need to protect tenant deposits within 30 days using a government-approved scheme. Julie warns of the severe financial penalties lurking for landlords who miss this crucial step, including claims of up to three times the deposit amount. Through real-life anecdotes and expert insights, we reveal how landlords can safeguard their investments and stay on the right side of the law. The conversation compares custodial and insured deposit schemes, highlighting how a custodial approach can streamline administrative duties. Julie shares insights on the risks of mishandling deposits, including the threat posed by "no win, no fee" solicitors eager to exploit any oversight. We dissect the nuances between contractual and statutory periodic tenancies, clarifying their impact on deposit protection responsibilities—all to arm landlords with the knowledge to avoid costly mistakes. The rental property landscape is fraught with legal hurdles, from gas safety certificates to legislative changes like the renter's rights bill. Julie brings attention to the critical importance of due diligence, especially when acquiring properties with existing tenants. With evolving regulations, we stress the necessity of a human-centric approach, ensuring landlords maintain professionalism while protecting both their interests and those of their tenants. As the market shifts, our discussion aims to equip landlords with the foresight and expertise needed to navigate these challenges successfully. --------- EPISODE CHAPTERS --------- (0:00:11) - Property Landlords and Deposit Protection (0:11:12) - Deposit Protection for Landlords (0:18:11) - Navigating Legal Issues in Rental Properties (0:23:08) - Landlord Responsibilities and Professionalism Connect with Julie Website: Instagram: @gothard_rowe Be the first to know about my new and revised online course To watch this episode on YouTube: Follow Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/34397485

Ep 145 - Be a better landlord – 5 tips that will save you money with Julie Ford 12/05/2024

Ep 145 - Be a better landlord – 5 tips that will save you money with Julie Ford Julie Ford, an expert in property and tenancy law, joins me to shed light on the transformative Renters' Rights Bill. We address the implications of this legislative change, particularly the transition away from assured shorthold tenancies and the concerns landlords face regarding property possession. While these changes may initially seem daunting, Julie sees them as a chance to modernise practices and enhance the renting landscape. We also discuss how the bill could affect rent collection and landlord income, highlighting the importance of staying informed as the bill is still in draft form. As we navigate the evolving rental market, the critical role of tenant referencing comes to the forefront. Julie shares insights on conducting thorough affordability checks and consulting resources like the rental price index to anticipate rent increases. We also address the emotional challenges landlords encounter, such as balancing business decisions with tenant affordability, using real-life scenarios to illustrate these complexities. Communication is key in managing successful landlord-tenant relationships. We explore strategies for fostering open and empathetic communication, emphasising the human aspect of these interactions. From effective debt management to supporting tenants during financial distress, we discuss the value of education and support systems in promoting financial resilience. Listen out for my upcoming property investment course designed to equip you with the knowledge to succeed in this dynamic industry. Stay connected for more insights and updates! --------- EPISODE CHAPTERS --------- (0:00:10) - Renters Rights Bill (0:13:51) - Tenant Referencing and Rent Increases (0:22:58) - Effective Communication in Landlord-Tenant Relationships (0:30:49) - Effective Landlord-Tenant Communication and Support (0:41:29) - Deposits and Guaranteed Rent Scheme Connect with Julie Website: Instagram: @gothard_rowe Be the first to know about my new and revised online course To watch this episode on YouTube: ollow Vicki on Intsagram: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/34284225

Ep 144 - Assisted Dying: Compassion, Controversy and Control with Dr Julia Ambler 11/28/2024

Ep 144 - Assisted Dying: Compassion, Controversy and Control with Dr Julia Ambler Today’s episode is a profound exploration into the often-taboo topic of death and end-of-life care. Joining me is Dr. Julia Ambler, a palliative care expert from South Africa, whose extensive experience brings valuable insights into the emotional, physical, and spiritual dimensions of terminal care. In this episode, we address the importance of control over one's own death, highlighting personal stories and cultural contrasts that shape our views on mortality. Dr. Ambler shares her perspective on the complexities of assisted dying, the necessity of honest communication with healthcare providers, and the significant role of palliative care in improving the quality of life for terminal patients. We delve into the ethical, legal, and emotional intricacies of end-of-life decisions, discussing how proactive conversations with loved ones and medical professionals can ensure our wishes are honoured. We'll also touch on the upcoming UK Parliament debate on assisted dying and the potential impact on healthcare funding. Whether it's about making informed decisions, the importance of patient autonomy, or the emotional journey for families, this episode invites you to consider what it truly means to live and die well. So, sit back, and join us as we confront one of life's most challenging yet enlightening topics, revealing how thoughtful planning and open discussions can lead to a Wealthy Life, right until the end. Chapters: (00:10) - Assisted Dying and Palliative Care Debate (07:27) - The Debate on Assisted Dying (13:54) - Medical Ethics in Assisted Dying (20:48) - Fear and Unfinished Business in Death (33:19) - Planning End-of-Life Care Preferences (42:05) - Navigating End-of-Life Decision Making (51:24) - Expanding Conversations on End-of-Life Care (58:07) - Conversations on End-of-Life Choices (01:07:32) - Supporting Palliative Care in South Africa Follow Umduduzi Donate to Umduduzi Join the Wealthy Life Community To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/34183525

Ep 143 - Learn, Live, Love - What you think, and who you know are fundamentals of a wealthy life 11/21/2024

Ep 143 - Learn, Live, Love - What you think, and who you know are fundamentals of a wealthy life Unlock the secrets to a fulfilling and prosperous life by understanding the critical components that contribute to true wealth. Discover the power of learning, curiosity, and the right mindset as the foundation for success. Gain insights into how education, resilience, and an inquisitive approach can transform your financial and personal journey, crafting a life of abundance and satisfaction. Explore the empowering influence of a supportive community and how it can propel you toward your dreams. We'll delve into the transformative role of mentors and allies who bring fresh perspectives and encouragement, especially during challenging times. Image a life where work becomes a choice, not a necessity, as you align your time and energy with what truly matters to you and your loved ones. Ignite your curiosity and expand life's possibilities by reimagining education and personal growth. Hear about my personal journey, from childhood dreams inspired by Jacques Cousteau to nurturing my daughters' career paths, underscoring the importance of passion, perseverance, and an open mind. Together, let's unpack the essentials of building a wealthy life, focusing on mindset, relationships, and lifestyle choices that align with your property and wealth aspirations. --------- EPISODE CHAPTERS --------- (01:13) Principles of Creating Wealthy Life (03:49) Stepping Out of Comfort Zone (10:54) Entrepreneurs' Desire to Help Others (17:59) Inspiring Stories Shape Career Paths (22:16) Mindset for Personal Growth Join the Wealthy Life Community Be the first to know more about how to become a successful property investor To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/34037122

Ep 142 - What Does Success Look Like to You? 11/14/2024

Ep 142 - What Does Success Look Like to You? Tune in to this week's episode of A Wealthy Life Dive into the art of visualising success and setting realistic, strategic goals. Whether you're looking to spend more time with family, change your career path, or boost your health, I share the tools to turn your aspirations into reality through actionable steps. Explore the world of property investment and learn how to align your investments with your personal life objectives. Discover the importance of flexibility, calculated risk-taking, and the guidance of a mentor to navigate market dynamics successfully. And that's not all! Find out how to reshape your future with empowering self-talk and deliberate choices. Transition from simply reacting to life's hurdles to actively directing your journey towards prosperity today! Seize this opportunity to synchronise your mindset, finances, and time with your personal vision of success. Hit play and embark on your journey towards a more abundant, fulfilling and wealthy life! --------- EPISODE CHAPTERS --------- ((00:10) - Visualising Success and Setting Goals (10:34) - Mapping Your Path to Success (16:53) - Effective Property Investment Techniques (31:27) - Creating Life-Changing Self Messages Join the Wealthy Life Community To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/33706887

Ep 141 - SAS Who Dares Invests – Why Mindset Matters 11/07/2024

Ep 141 - SAS Who Dares Invests – Why Mindset Matters Discover how to align your thoughts with your goals, while overcoming the mental hurdles that often accompany new experiences. What to expect: · The critical role of mindset in achieving success and how to manage the mind's resistance to change. · Building trust and confidence in yourself and your relationships. · The profound impact of self-talk on your journey to success and authenticity. Inspired by "SAS Who Dares Wins," I discuss the importance of calculated risks, conscious decision-making, and aligning your values with your beliefs. Whether you're investing in property or pursuing personal goals, this episode offers valuable tools to redefine your narrative and pursue success with renewed confidence and purpose. Tune in now to unlock your inner power and take the first step towards a Wealthy Life --------- EPISODE CHAPTERS --------- (06:48) Managing Doubt and Negative Thinking (15:51) Identifying and Overcoming Negative Self-Talk (20:01) Understanding Self-Taught Consequences of Authenticity (25:43) Supportive Mentorship for Goal Achievement (35:47) The Power of Mindful Success Join the Wealthy Life Community To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/33671357

Ep 140 - Why You Should Treat Your Tenant Like A Client 10/31/2024

Ep 140 - Why You Should Treat Your Tenant Like A Client Discover how treating tenants as valued clients can lead to long-term satisfaction and financial success. In this episode I address the negative stereotypes and redefine property management as a service-oriented business that prioritises quality and mutual respect. Explore the essential strategies for understanding market dynamics in property rentals, from buy-to-let to serviced accommodations. I share insights on identifying the right clients and crafting properties that meet diverse tenant needs, whether it's family homes or shared accommodations. Learn how demographic trends and technological demands, like Wi-Fi and accessibility, shape tenant preferences and impact property appeal. Maximising tenant value is key to enhancing your investment returns. I share practical tips on maintaining tenant satisfaction through regular inspections, prompt repairs, and innovative engagement techniques. I also discuss how improving energy efficiency can benefit both tenants and landlords, making your property stand out in a competitive market. Join our Wealthy Life community to connect, share ideas, and continue this important conversation --------- EPISODE CHAPTERS --------- (00:10) Building Strong Client Relationships (04:47) Landlords and Tenants (08:42) Renting Properties for Young Adults (11:58) Property Management for Profitable Client Service (30:15) Valuing Tenants as Clients Join the Wealthy Life Community To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/33645027

Ep 139 - How can you avoid losing £10,000’s through property investment 10/24/2024

Ep 139 - How can you avoid losing £10,000’s through property investment Is buying a property as an investment really as profitable as it seems? In this episode, I guide you through the intricate processes of property investment, highlighting how strategic decisions and effective management are key to true financial success. We'll confront the fallacy of making money at the purchase stage and explore how aligning your investment strategy with personal goals guarantees a genuinely beneficial outcome. Understanding the numbers is crucial. From contract exchanges to ceiling prices, I break down the complexities of property investment with a focus on accuracy and due diligence. I address the significance of verifying refurbishment quotes and rental estimates, while also unpacking the misleading concept of "below market value." I challenge the notion of discounted properties as a guaranteed bargain, highlighting the market realities that can impact your investment decisions. With careful consideration of risks and returns, I aim to equip you with the knowledge to make informed and strategic choices. Maximising returns is not merely about buying low and selling high. It's about comprehensive planning, understanding net returns, and managing potential risks such as repairs and void periods. I stress the importance of budgeting for unforeseen costs and utilising letting agents' expertise to navigate upcoming changes like the renter's rights bill. Join A Wealthy Life Community for more resources and guidance to help you succeed in your property investment journey. Whether you're a seasoned investor or just starting out, there's something here for everyone looking to build a wealthy life --------- EPISODE CHAPTERS --------- (0:00:10) - Property Investment Understanding realistic expectations and financial strategy in property investment. (0:07:36) - Understanding Property Investment Numbers Challenges and considerations of property investment, including lengthy contract exchanges, financial aspects, and verifying facts for accuracy. (0:16:48) - Maximising Property Investment Return Understanding net returns, risk tolerance, and budgeting for potential delays are crucial in property investment. Join the Wealthy Life Community To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/33584517

Ep 138 - Why buying a flat could put a crack in your property foundations 10/17/2024

Ep 138 - Why buying a flat could put a crack in your property foundations What if the next property investment you make could be a ticking time bomb? Inspired by the sombre lessons from the Grenfell Tower tragedy, this episode confronts the risky waters of flat ownership, especially with new builds and shared land stakes. I share my personal journey through the maze of property investments, illuminating the often overlooked distinctions between flats and houses. Owning a flat isn't just about securing four walls; it's about embracing unexpected challenges. Maintenance and repair costs can strike like a bolt from the blue, often complicating budgeting efforts for flat owners. I address the importance of understanding your insurance coverage, ensuring you’re prepared for costs that may not be immediately obvious. Whether you’re weighing up your first purchase or considering expanding your portfolio, this episode offers strategic insights into making sound property investment decisions. Learn why becoming a freeholder can provide critical leverage against service charge restrictions and how foundational investments in simple properties can pave the way for success in more complex ventures. Location remains key, especially near commuter routes, and with thoughtful planning, your property ventures can flourish amidst the ever-changing investment landscape. Tune in and make smarter choices and achieve your property investment goals. --------- EPISODE CHAPTERS --------- (0:00:11) - Investing in Flats vs Houses Investing in flats versus houses, challenges of flats, shared ownership of land, and importance of understanding before purchase. (0:13:40) - Flat Ownership Considerations and Challenges Flat ownership involves major repair costs, insurance coverage, and close proximity to neighbours, with financial challenges during unforeseen events. (0:24:08) - Considerations for Purchasing and Renovating Flats Understanding fire safety, property value, lease conditions, and complexities of owning and renting flats in a Victorian property. (0:38:04) - Maximising Returns and Minimising Risks The complexities of investing in flats vs. houses, including financial benefits and challenges, risks, and importance of location. Join the Wealthy Life Community To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/33482362

Ep 137 - What's Wrong with Vanilla Investment Techniques? 10/10/2024

Ep 137 - What's Wrong with Vanilla Investment Techniques? In today’s episode, I address why starting with foundational investments, such as vanilla buy-to-let properties, is not just a safe choice but a smart one. We often hear that buy-to-let properties yield low cash flow and slow portfolio growth. But I'll show you how these seemingly vanilla investment techniques provide a steady and reliable foundation for your property portfolio. We’ll delve into the simplicity of vanilla buy-to-let compared to complex strategies like the BRRR (Buy, Refurbish, Rent, Refinance) method, ensuring you understand the landscape well enough to make informed decisions. Whether you're eyeing two properties a year or considering alternative funding avenues like remortgaging or flipping properties, we’ll cover it all. I’ll also warn against the dangers of money laundering and stress the necessity of declaring funds’ origins to mortgage lenders. For those contemplating more complex strategies like HMOs, we’ll compare their higher cash flow potential with the increased responsibilities and legal requirements they bring. I also discuss managing utilities, wear and tear, and tenant turnover, as well as the considerable time commitment involved in both HMOs and service accommodations. If you're just starting, vanilla buy-to-let properties will be your training ground, providing slow but sure learning opportunities with lower time demands. Tune in to hear why building a cash-flowing portfolio with a strong foundation is so crucial, and how you can transition into more complex investments once you're ready. Join me as we explore these fundamental investment strategies and prepare you for a gradual, steady build towards a wealthy life. So, sit back, and let’s dive into the world of property investment with a balanced approach that matches your financial goals, personal tastes, and risk tolerance. Don't forget to leave us a review and subscribe! --------- EPISODE CHAPTERS --------- (0:00:10) - Building Wealth Through Property Investment Buy-to-let properties are a reliable foundation for building a portfolio using the BRRR model (0:07:48) - Advanced Property Investment Strategies Methods for generating money in property investment, including saving, joint ventures, and buy-to-let strategies. (0:12:55) - Property Investment Pacing and risk management in property investment, borrowing risks, and benefits and challenges of renting HMOs. (0:22:29) - Property Investment Strategies and Success Comparing buy-to-let, rent-to-rent, and serviced accommodation for property investment, considering cash flow, time management, and personal goals. (0:33:25) - Building Wealth Through Buy to Let Buy-to-let property investment serves as a training ground for property skills, allowing for growth and eventually riskier strategies. Join the Wealthy Life Community To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/33389077

Ep 136 - Beware of the sharks – Six sharks that could kill your property dreams 10/03/2024

Ep 136 - Beware of the sharks – Six sharks that could kill your property dreams Ever wonder if your property investment is a goldmine or a shark-infested trap waiting to devour your savings? This episode uncovers the murky waters of property investing, shedding light on six types of problematic entities that can sabotage your success. From vendors and estate agents who use deceptive tactics to sell properties with hidden issues to letting agents whose negligence can cost you dearly, I share the landmines and teach you how to navigate them safely. Learn how to scrutinise deals and avoid becoming a bad landlord, all while establishing an ethical and profitable property business. Discover why letting agents are the gatekeepers of your property management success or failure. Through real-life horror stories, I reveal the dire consequences of working with unethical or incompetent agents, including fraudulent safety certificates and withheld rent payments. I address the critical need for thorough vetting and share the benefits of partnering with reputable, experienced agents who can protect you from legal and financial risks. Don't let emotions cloud your judgment; gain insights on ensuring compliance with property laws and securing responsible tenants. I also discuss the treacherous world of deal sourcers and property trainers, highlighting the risks of inflated property values and unrealistic rental guarantees. Learn strategies for evaluating property deals and understand market fluctuations to ensure long-term sustainability. Tune in and learn how to navigate the property market without falling prey to the industry's "sharks. --------- EPISODE CHAPTERS --------- (0:00:11) - Avoiding Property Sharks in Investing The "sharks" in property investing: deceptive vendors and agents, scrutinising properties, avoiding bad landlords, and protecting investments. (0:12:40) - Uncovering Risks in Letting Agents Letting agents play a crucial role in property management, but due diligence is necessary to avoid legal and financial risks. (0:24:38) - Avoiding Property Investment Pitfalls Deal sourcers and property trainers may lack accountability and provide inflated values and guarantees, requiring thorough research and verification of credentials. (0:35:12) - Avoiding Property Investment Sharks Evaluating property deals, negotiating effectively, and understanding landlord responsibilities to avoid industry "sharks". Join the Wealthy Life Community To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/33279992

Ep 135 - Inflation and Investing - Is your money really working for you? 09/26/2024

Ep 135 - Inflation and Investing - Is your money really working for you? Welcome to Episode 135 of A Wealthy Life - "Inflation and Investment - Is Your Money Really Working for You? In this episode I discuss effective strategies for making your money work harder amid financial challenges like inflation and unaffordable mortgages. Discover how inflation silently erodes your savings and why investing wisely is the key to ensuring your money grows over time. I share practical tools to monitor your income and expenses, alongside steps to build a robust emergency fund that will bolster your financial resilience. By splitting funds between easy access and short-term notice accounts, I share how to optimise interest rates without sacrificing liquidity. Learn how you can also make the most of cash ISAs to enjoy tax-free interest and keep a sharp eye on your finances. Understand the real impact of inflation on your purchasing power and savings with historical insights, personal anecdotes, and investment strategies. I address the advantages of property investment and how compounding interest can significantly grow your wealth over time. Transitioning from low-risk to higher-risk investments, I talk about the importance of due diligence, particularly with volatile assets like crypto. By mastering these essential financial principles, you’ll be better prepared to build wealth for yourself and future generations, achieving the ultimate goal of financial independence. --------- EPISODE CHAPTERS --------- (0:00:10) - Making Money Work Inflation and investing impact personal finances, so monitor income and expenses and have an emergency fund. (0:13:10) - Understanding the Impact of Inflation Inflation erodes purchasing power, historical rates vary, and investments must match inflation to maintain value. (0:20:54) - Building Wealth Through Property Investment Compounding interest, inflation, stock market risks, property investment, and building wealth over time. (0:37:00) - Maximising Money Through Wise Investments Transitioning from safe to high-risk investments, understanding inflation, and achieving financial independence for future generations. Join the Wealthy Life Community To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/33171142

Ep 134 – Three steps to a successful property business 09/19/2024

Ep 134 – Three steps to a successful property business Can strategic thinking truly transform your property investments? Join me for this weeks episode as I share the three essential steps to achieving property success. I start with the acquisition phase, where understanding your strategy for buying properties sets the foundation. Then, I move to the consolidation phase, focusing on portfolio optimisation and regular evaluations. Finally, I go into developing a wealthy life by leveraging the benefits of your investments, drawing parallels to a Harvard model for deeper insights. Learn the financial mechanics behind buying, refurbishing, and remortgaging properties. For instance, purchasing a property for £100,000 and refurbishing it for £30,000 can lead to remortgaging the improved property at £130,000, pulling out a significant portion of the initial investment. I also address the pros and cons of investing in individual houses versus blocks of flats, highlighting why regular evaluations and strategic timing are crucial for maximising returns. As we progress, I discuss the consolidation phase's decision-making process, especially around the five-year mark. I also touch on transitioning to the development stage, addressing the importance of efficient portfolio management for long-term financial success. So grab a cuppa and tune in Don’t forget to join the Wealthy Life Community to access more resources and discussions! --------- EPISODE CHAPTERS --------- (0:00:10) - The Three Steps to Property Success Three crucial steps to building a successful property business: acquisition, consolidation, and developing a wealthy life. (0:10:59) - Property Investment Strategy Discussion Strategic approach to property investment: buying, refurbishing, and remortgaging to minimise initial investment, evaluating regularly, and managing portfolio. (0:21:38) - Property Portfolio Consolidation and Development Property investors consider selling or retaining properties based on market conditions, reinvestment potential, and personal goals. (0:29:52) - Property Investment Evolution and Strategies The dynamic journey of property investment, emphasising continuous improvement and strategic reassessment for effective business growth. Join the Wealthy Life Community To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/33107572

Ep 133 - Why property is the tortoise of investment classes 09/12/2024

Ep 133 - Why property is the tortoise of investment classes In this week’s episode, we begin by comparing property investment to the reliable tortoise in the classic fable of the tortoise and the hare. While fast-paced assets like crypto or stocks might offer quick returns, property investment stands out for its consistent growth and stability over time. I discuss the importance of understanding initial startup costs, the concept of amortisation, and the advantages of longer mortgage terms. I also share insights on choosing mortgage deals by considering both interest rates and fees, and highlight the general trend of rising house prices over the past two decades. This long-term approach to property investment can provide a reliable second income and valuable assets. Listen in as I address the importance of viewing property investment as a marathon rather than a sprint, emphasising the need to assess both cash flow and potential capital gains. Key strategies include evaluating net return on investment, understanding rental demand, and adjusting rent to reflect market conditions. Additionally, I discuss the financial and practical aspects of refurbishing rental properties and managing tenant-related costs, with real-life examples illustrating how a well-managed property portfolio can lead to financial independence and early retirement. Don't miss this comprehensive guide to building a successful property investment strategy. --------- EPISODE HIGHLIGHTS --------- (0:00:12) - Property Investment Property investment offers steady growth and stability over time, considering startup costs, amortisation, mortgage terms, interest rates, fees, and rising house prices. (0:13:05) - Navigating Property Investment Trends and Risks COVID-19 has shifted UK property market to houses, emphasising long-term commitment, net return, rental demand, and gradual increase in income. (0:22:14) - Long-Term Property Investment Strategy Strategic refurbishments, regular inspections, adjusting rent, and using rental income can lead to financial independence and early retirement. Join the Community Waiting List To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/33008032

Ep 132 - So you want to invest in property 09/05/2024

Ep 132 - So you want to invest in property What if you could reshape your financial future with a solid plan in property investment? In today’s episode of A Wealthy Life, I guide you through the fundamentals of property investment. We start by demystifying why property remains a top investment choice, thanks to its unique benefits of leverage, control, and financial resilience. You'll learn to distinguish between strategy and techniques, and I’ll help you uncover your personal 'why' by posing seven crucial questions that will shape your investment journey. This episode looks into adopting an investor's mindset, essential whether you're buying to live in or to let. We analyse how to evaluate property values and understand seller motivations, helping you place strategic offers for the best deals. Learn the financial intricacies of buy-to-let properties and discover the advantages of purchasing homes that need a bit of work. The focus is on strategic planning and fostering financial resilience to ensure long-term success. Imagine a future where your investments fund your children’s education or elder care needs. We explore how to make your money work harder through long-term property investment strategies. By treating your properties as a 'brick bank,' you can achieve consistent monthly cash flow and financial flexibility. We also cover five key principles of living a wealthy life, highlighting the importance of personalised mentorship and effective management systems. Whether you're new to property investment or looking to refine your strategy, this episode is a must-listen for anyone aiming to build a prosperous financial future --------- EPISODE HIGHLIGHTS --------- (0:00:13) - Property Investment Strategy Basics Property investment offers leverage, control, and resilience compared to other options. Strategy and techniques are different. Understand your "why" and ask 7 questions for a clear strategy. (0:07:34) - Property Investment Strategy Discussion Adopt an investor's mindset, remove emotion, analyse values, understand seller motivations, and consider financial resilience in property investments. (0:16:30) - Long-Term Property Investment Strategy Understanding the purpose of property investment for future needs, such as education or care, and creating financial flexibility through cash flow. (0:27:16) - Wealthy Life Control Principles Managing finances, time, knowledge, and leveraging support in the Wealthy Life Community for achieving success. Join the Community Waiting List and gain access to the Skills Gap Workbook To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/32896367

Ep 131 – What happens when it all goes wrong? 08/29/2024

Ep 131 – What happens when it all goes wrong? Can unchecked ambition in property investing lead to your downfall? In this weeks episode I reveal how to avoid the pitfalls that have trapped many investors. With over 20 years of experience, I've seen it all—from get-rich-quick schemes to the pressures of meeting arbitrary goals. Discover the three crucial questions that will guide you in aligning your investments with your lifestyle, ensuring you make informed and sound choices. Feeling pressured by the need to hit numerical milestones in your investment journey? Hear the story of a young entrepreneur who thought owning 100 HMOs was the key to success, only to realise the importance of realistic goals and solid financial foundations. Drawing from my own experiences, I share practical exercises that can help you manage your finances and align your goals with your values. Setting up these foundations early ensures that both emotional and financial challenges are tackled effectively, preparing you for sustainable success in property investment. Learn about my unique approach to mentorship, combining property investment expertise with NLP training, and understand the critical aspects of selecting the right mentor. Stay tuned for the exciting announcement of the A Wealthy Life Community launch, and be sure to join the waitlist for exclusive updates. This episode is packed with actionable advice and personal stories designed to set you on the right path in your property investment journey. --------- EPISODE HIGHLIGHTS --------- (0:00:09) - Property Investment and Avoiding Pitfalls Making clear, logical decisions in property investing with a well-structured strategy, avoiding common mistakes and aligning investments with lifestyle. (0:15:28) - Building Wealth Through Personal Finance Young entrepreneurs face pressure to align success with numerical goals, but solid financial foundations and realistic metrics can lead to success. (0:19:25) - Property Investment Mentorship and Avoiding Scams Childhood experiences shape adult financial behaviours, NLP training sets me apart as a mentor, caution against misleading property companies. (0:33:29) - Finding the Right Mentor for Success Selecting the right mentor involves understanding their background, experience, techniques, and delivery method that aligns with your learning style. (0:48:40) - Wealthy Life Community Launch Announcement Announcing A Wealthy Life Community Join the Community Waiting List To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the Wealth Tracker and other free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/32772992

Ep 130 - Why you’ll never double your money and get wealthy 08/22/2024

Ep 130 - Why you’ll never double your money and get wealthy Discover the hidden pitfalls of unconscious spending and transform your financial habits for the better. Ever wondered how those small, seemingly harmless purchases can derail your long-term financial goals? Hear personal experiences on the dangers of both conscious and unconscious spending, and understand the power of patience and persistence through a fascinating metaphor of doubling money over 21 days. This episode lays out the significant impact that everyday buying choices can have on your future financial stability, particularly in retirement. Have you ever fallen prey to the enticing discounts on online shopping platforms? I break down the psychological tactics these platforms employ to lure you into buying low-quality products. From incremental discounts to the addictive rush of decision-making, understand why shopping gives you temporary happiness and how it contrasts with the lasting satisfaction of intentional financial planning. I also explore how shopping behaviours differ between men and women and how the convenience of online shopping, especially during the evening hours, leads to impulsive spending. Take control of your financial future by recognising and changing your spending habits. Using tools like the Wealth Tracker, this episode guides you through transitioning from unconscious spending to unconscious investing. Track your expenses over a three-month period to spot patterns and make mindful choices that support your financial goals. We'll also discuss the concept of gifting with intention, valuing time over material possessions, and how personalised gifts create lasting memories. Finally, we'll explore how thoughtful, well-planned gifts can have a greater impact than expensive, last-minute purchases, fostering both generosity and financial prudence. --------- EPISODE HIGHLIGHTS --------- (0:00:11) - Beware of Wasting Money Understanding and controlling spending habits, the impact on future financial stability, and the importance of patience and persistence in financial growth. (0:09:12) - The Psychology of Shopping and Spending Online shopping platforms use discounts to encourage impulsive purchases, leading to temporary happiness and gender differences in shopping behaviour. (0:17:07) - Recognising Spending Habits for Financial Health Unconscious spending to investing journey, using conscious and unconscious competence, recognising patterns and developing strong habits. (0:27:47) - Conscious Spending for Financial Freedom Gifting with intention, valuing time over material possessions, and the importance of mindful spending and investing in experiences. (0:35:55) - Maximising Impactful Giving Use the wealth tracker to shift mindset about money, prioritise thoughtful gifts, and balance generosity and financial prudence. To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the Wealth Tracker and other free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/32669497

Ep 129 - Why you might think property is a bad idea 08/15/2024

Ep 129 - Why you might think property is a bad idea In today's episode, we're looking into the reasons why some people think investing in property is a bad idea, and how you can overcome those objections to build long-term wealth. We'll look at how government interference and legislation have impacted buy-to-let investors in recent years. But I'll also share why, despite these challenges, property remains one of the most powerful vehicles for generating a passive income and achieving financial freedom. I discuss practical strategies like purchasing multiple properties with smaller deposits to increase your rental income over time. I'll also explain the tax benefits of investing through a limited company. You'll also hear real-life examples from my own 20+ years of investing experience, including how insurance helped a client recover from £70-90,000 pounds of water damage. And we'll talk about mitigating risks through tenant screening and other safeguards. My goal is to get you to think differently about building wealth outside of traditional savings accounts and pensions. By the end of this episode, you'll be inspired to leverage property as your own personal brick bank that can weather any financial storm. So stay tuned! --------- EPISODE HIGHLIGHTS --------- (0:00:11) - Property Investment Property investment's evolution, economic benefits, and current challenges in the UK provide a balanced understanding for informed decisions. (0:16:31) - Taxation Impact on Property Investing Government interference in property investments, tax changes like MIRAS abolition and Section 24, and their impact on buy-to-let investors and tenants. (0:37:36) - Property Investment Risk Management and Benefits Managing rental properties requires thorough tenant checks, safeguards, insurance coverage, and strategic mortgage planning for long-term business success. (0:49:54) - Building Wealth Through Property Investment Property investment offers control, flexibility, tax efficiencies, and long-term financial stability, with minimal government intervention. To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the values manual and other free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/32574612

Ep 128 - Are you being the strong and silent type - How's that working for you? 08/08/2024

Ep 128 - Are you being the strong and silent type - How's that working for you? Have you ever wondered how deeply ingrained gender stereotypes shape not only our daily lives but also our financial decisions and mental well-being? In this week’s episode we look at the pressures men face due to societal expectations and shine a light on the often-overlooked struggles of men as they navigate the stereotype of the strong, silent provider. By sharing my personal insights and conversations with individuals striving for financial resilience, we explore how understanding and breaking free from these rigid norms can lead to a happier and more fulfilling life. I also also discuss the importance of open communication and mutual appreciation in relationships, challenging the narrative that men should suppress their emotions. This episode encourages us to reflect on our mindsets and work towards a supportive community where men can express themselves freely, fostering a sense of belonging and appreciation. Tune in as we explore how shifting perspectives and acknowledging the roles we play can pave the way for a wealthier, more connected life. --------- EPISODE CHAPTERS --------- (0:00:10) - Exploring Gender Stereotypes and Mindset Understanding the mindset of men, removing stress, and building financial resilience for a happier life. (0:11:09) - Unveiling Gender Expectations and Communication Traditional gender roles, emotional burdens, and societal norms contribute to men's mental health struggles and perpetuate stereotypes. (0:19:19) - Valuing Relationships and Breaking Stereotypes Valuing and appreciating societal roles, breaking stereotypes, expressing gratitude, and promoting happiness to empower individuals. To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the Values manual and other free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/32457927

Ep 127 - Do You Apologise for Being a Woman? 08/01/2024

Ep 127 - Do You Apologise for Being a Woman? Welcome back to another thought-provoking episode of A Wealthy Life! Today's episode is going to tread on some uncharted territory. This episode diverges from our usual focus on property investing. Instead, we'll delve into the profound influence of conditioning on women’s lives, touching on themes of mindset, language, and societal expectations. In this candid conversation, I invite you to reflect on the historical and cultural conditioning that shapes our values and beliefs. We'll explore how these ingrained stereotypes impact women in aspects such as self-worth, workplace treatment, and societal roles. Do your values truly reflect your desires, or have they been imposed by external conditioning? I share insights on historical figures like Cleopatra and Elizabeth I, and how their narratives reveal the complexities of women's roles throughout history. We'll also examine contemporary issues, from the struggles women face in asking for pay raises, to the ongoing effects of past discrimination, such as the witch trials. This episode aims to lift the veil on these deep-seated issues, posing questions like: Why do many women feel unvalued? How can we recognize and discard outdated stereotypes? And importantly, how can we embrace values that genuinely support our aspirations? This is an invitation to challenge and redefine your own values, paving the way for a truly #WealthyLife. Make sure to download the values manual provided in the show notes, and take the first step towards understanding your personal values and beliefs. As always, I welcome your thoughts, feedback, and stories. So, grab a cup of coffee, find a quiet space, and tune in Please leave us a review and subscribe --------- EPISODE CHAPTERS --------- (0:00:09) - Exploring Female Historical Conditioning (0:17:25) - Breaking Free From Historical Conditioning (0:23:31) - Discovering Personal Values and Self-Evaluation To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the values manual and other free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/32271787

Ep 126 – Did You Just Miss the Point? 07/25/2024

Ep 126 – Did You Just Miss the Point? What if a single decision could set you on the path to financial freedom and early retirement? Join me for this weeks episode where I discuss the fundamental pillars of success—no excuses, strategic planning, and financial literacy. Learn how adopting the right mindset and setting clear goals can propel you toward continuous improvement and open new opportunities. Get ready to explore the nuances between strategy and planning, and how understanding financial concepts can change your life. I share my own journey illustrating how a no-excuses attitude and clear goals can drive you toward continuous improvement and new opportunities. I also discuss the transformative power of 'towards motivation' and 'away from motivation' and how aligning your thoughts and mindset is key to achieving financial and personal growth. This episode is packed with valuable lessons that will inspire you to take control of your future. --------- EPISODE CHAPTERS --------- (0:00:09) - Building Success Resilience, goal-setting, and financial literacy are crucial for success in property investment and life achievements. (0:10:05) - Strategic Planning for Financial Success Strategy, values, and mindset are crucial for achieving financial independence and personal fulfillment. (0:17:15) - Achieving Success Through Strategic Planning Mindset, strategy, and planning are crucial in investment and entrepreneurship, as seen in interviews with successful individuals. To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the values manual and other free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/32271767

Ep 125 - Just Because You Can Does Not Mean You Should With Lisa Oliver 07/18/2024

Ep 125 - Just Because You Can Does Not Mean You Should With Lisa Oliver What if managing your property portfolio could save you a fortune? This week on "A Wealthy Life," I sit down with returning guest Lisa Oliver to discuss the complex decision of self- managing HMO properties versus outsourcing. Lisa's journey from managing her own diverse portfolio to overseeing properties for other investors offers a treasure trove of insights on education, legal knowledge, and the indispensable support team you need to succeed. Whether you're after rewards and cost savings or wary of the workload and emergencies, Lisa shares the ultimate guide to making an informed choice. Have you ever considered the hidden pitfalls of buying properties with existing tenants? Lisa discusses the legal entanglements, like improperly filed tenancy deposits and non-compliant agreements, that can turn your investment dream into a nightmare. We also discuss the pivotal role competent letting agents play in ensuring compliance and avoiding future liabilities. Ignoring landlord responsibilities can spell disaster, from legal fines to deteriorating property value. Lisa underscores the importance of treating tenants with respect and the severe consequences of neglecting regulatory requirements, such as deposit protection and fire safety. We also explore strategic spending to maintain property value and how not adjusting rents can impact your bottom line. Finally, we delve into crucial advice for avoiding common pitfalls, stressing the importance of proper education, experienced mentors, and a reliable power team. Tune in for a wealth of knowledge that can help you navigate the complex world of property management. --------- EPISODE CHAPTERS --------- (0:00:00) - Self-Management vs. Outsourcing Property Management Nature's pros and cons of self-managing HMO properties, including education, legal knowledge, communication skills, and mentorship. (0:10:01) - Risks and Considerations in Property Management Ensuring compliance with tenancy regulations, vetting letting agents, and maintaining expertise are crucial when buying a property with existing tenants. (0:18:40) - Property Management and Landlord Responsibilities Managing multiple rental properties with letting agents, self-management challenges, reliable support, and the consequences of neglecting maintenance. (0:27:50) - Importance of Landlord Compliance and Education Managing rental properties involves respecting tenants, addressing maintenance issues, complying with regulations, and staying informed through education. (0:35:55) - Landlord Profitability and Property Management Strategic spending, tenant turnovers, and hiring a letting agent are crucial for successful HMO property management. (0:44:50) - Avoiding Pitfalls Nature's pitfalls in property investment: education, mentors, contracts, reliable advice, conservative numbers, and being prepared to walk away. To watch this episode on YouTube: https://youtu.be/WHqsCPRGTbw Previous episodes with Lisa Oliver: Episode 120 - https://youtu.be/Lkt09Awn1xM Episode 115 - https://youtu.be/Rkkx1mHBHp4 Follow Lisa: LinkedIn - https://www.linkedin.com/in/lisajoliver Website - https://weareideal.co.uk/ https://smartmoveinvestments.co.uk/ Connect with Vicki: https://linktr.ee/vickiwusche Visit my website to learn more https://vickiwusche.com Booking calendar - https://calendly.com/vickiwusche Access the free resources: https://vickiwusche.com/resources/ Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? https://scorecard.vickiwusche.com/ The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Using Other People’s Money: How to invest in property 4th edition Make More Money from Property: From investor thinking to a business mindset 2nd Edition Property for the Next Generation: Securing your future in uncertain times 2nd Edition The New Estate: Insights from the 22nd century The Wealthy Retirement Plan: A revolutionary guide to living the rest of your in style Or read the following Ebooks on VickiWusche.com: 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/31993992

Ep 124 - Cyril Thomas – The jump to commercial properties – how you started and top tips 07/11/2024

Ep 124 - Cyril Thomas – The jump to commercial properties – how you started and top tips What happens when a seasoned HMO manager decides to conquer the world of commercial property development? Join us as Cyril Thomas returns, bringing his infectious energy and invaluable insights. He shares the riveting story of spotting a golden opportunity in an old pub and his relentless journey through tough negotiations with a determined elderly owner. With a focus on creative thinking and perseverance, Cyril's experience offers key lessons for anyone looking to thrive in property investment. We also look into the ethical complexities of business negotiations, underscoring the power of empathy and transparency. Cyril explains how understanding the vendor's circumstances can lead to mutually beneficial outcomes, even in the face of daunting challenges. From dealing with terminally ill vendors to leveraging lease options, we explore the necessity of a diverse knowledge base in property strategies. The episode wraps up with a practical look at the strategies and risks involved in commercial property investment. Cyril breaks down the benefits of a lease option strategy, the importance of meticulous documentation, and the invaluable role of mentorship. We also discuss an intriguing deal involving parking anomalies and ongoing legal battles, highlighting the critical skills needed to navigate complex property transactions. Don’t miss out on Cyril’s candid advice and the lessons learned from his dynamic entrepreneurial journey. --------- EPISODE CHAPTERS --------- (0:00:00) - Creative Thinking in Commercial Development Entrepreneur Cyril Thomas shares his journey from managing HMOs to commercial development, including his creative deal-making skills and perseverance in property investment. (0:13:24) - Ethical Business Negotiations and Strategies Understanding and empathising with vendors, transparency, diverse knowledge, and adaptability are crucial in ethical property deals. (0:17:40) - Commercial Property Investment Strategy and Risks Managing risk and thorough communication are crucial in completing a commercial property deal using a lease option strategy. (0:25:03) - Commercial Property Deal With Parking Anomalies A commercial real estate deal with title issues and a flying freehold, secured through a lease option and strategic negotiations. (0:36:22) - Property Ownership and Legal Battles Legal battle over ownership of four flats, complications with property structure, and importance of networking in resolving access issues. (0:50:38) - Importance of Mentorship and Networking Formal and informal mentoring, building relationships, access to a network, authenticity and trust in business solutions. To watch this episode on YouTube: To watch Cyril’s previous episode on YouTube: Follow Cyril on: LinkedIn: Website: https://www.pibuk.org/ Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/32079347

Ep 123 - Organic Business Development Is Part Skill and Part Opportunity 07/04/2024

Ep 123 - Organic Business Development Is Part Skill and Part Opportunity Welcome to another insightful episode of A Wealthy Life! In today’s episode, "Organic Business Development is part skill and part opportunity," I’m thrilled to introduce you to the higher-level lessons embedded within our next two episodes featuring incredible guests Cyril Thomas and Lisa Oliver. Join me, as I unpick the strategic business development and meticulous planning that has fuelled their property success. Whether you're captivated by commercial properties or fascinated by houses of multiple occupancy (HMO), this episode promises valuable insights to elevate your understanding far beyond the conventional scope of property investment. Key Takeaways: 1. Importance of Education - Discover the significance of quality education in property investment. 2. Legal Requirements - Understand the complexities of legal requirements in commercial properties and HMO’s. 3. Business Development Strategy - See how Lisa transitioned her personal investment strategy into a thriving business helping other landlords manage their properties. 4. Communication and Teamwork - Grasp the importance of clear communication with clients, tenants, and team members. 5. Role of a Mentor and Network - Learn how mentorship and a robust network can steer you through entrepreneurial challenges. 6. Financial Management - Gain insights into efficient financial management, mitigating expenses, and optimising cash flow. 7. Expansion and Scalability - Understand the concept of economies of scale in property management and business relationships. So grab your favourite drink and sit back. Remember to also tune in for the next episodes - Episode 124 Commercial Creativity with Cyril Thomas - Episode 125 Just Because You Can Does Not Mean you Should With Lisa Oliver Don’t miss out! Subscribe and follow our podcast to stay up to date with our latest episodes packed with valuable insights for living A Wealthy Life! --------- EPISODE CHAPTERS --------- (0:00:01) - Strategies for Property Investment Success Education, commercial properties, and self-managing HMOs (0:13:43) - Collective Power in Real Estate Growth Collective power in real estate, strategic expense management, sourcing skills, mentorship, and integrating professional experiences for business growth. (0:20:02) - Real Estate Growth Strategies Nature's role in property business success, leveraging skills for diverse opportunities, transitioning from employment to financial independence. To watch this episode on YouTube: Previous episodes for Russ Tulloch Episode 69 - Episode 76 - Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/31993872

Ep 122 – How You Do Holidays Is How You Do Everything 06/27/2024

Ep 122 – How You Do Holidays Is How You Do Everything Ever wondered how a holiday can teach you to live a richer, more fulfilling life? Join me as I unravel this intriguing metaphor on the Wealthy Life podcast. Discover how taking a break from your routine can spark creativity, relaxation, and introspection, essential elements for crafting a balanced and prosperous life. I discuss the strategies behind effective holiday planning, such as leveraging recommendations and conducting thorough research, and explore how these methods can be applied to your life and business decisions. In the second half of the episode, I' share personal stories about my excitement for upcoming travels to Istanbul and destinations with an "M" theme, illustrating how a positive attitude can open doors to greater enjoyment and opportunities. I also cover practical tips on financial preparation, like optimising credit card points for travel, and delve into the essence of mindfulness inspired by "The Celestine Prophecy." Through gratitude exercises, meditation, and proactive planning, learn how to focus on what truly matters and seize valuable opportunities to enrich your life. Tune in and please like and subscribe --------- EPISODE CHAPTERS --------- (0:00:01) - The Metaphor of a Wealthy Life Holidays serve as a metaphor for a wealthy life, providing rest, creativity, and a chance to plan for achieving goals. (0:10:16) - Reflections on Holiday Planning and Life A positive mindset impacts holiday experiences and planning, including gratitude, financial preparation, and using credit cards for future travel. (0:21:59) - Opportunities and Mindfulness in Life Mindful planning and awareness in finances, mindset, and goal setting, inspired by "The Celestine Prophecy" and utilising gratitude, meditation, and proactive planning. To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/31895187

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