A Wealthy Life

Welcome to A Wealthy Life, a podcast by author and wealth strategist Vicki Wusche. This brand new series is filled with practical tips, insights and a touch of humour covering all things wealth, money, and financial education, helping you to rethink your relationship with money and time. If you have started to realise that time is worth more than money – and even more so if you haven’t, then A Wealthy Life is the podcast for you. If you're a business owner, contractor or leader of industry – are you tired of missing out on family life? Do you wish you were the one in charge of how you spend your time? Then A Wealthy Life is the podcast for you. Do you just want to feel more comfortable around money and investments, and know that you are financially resilient no matter what this decade dreams up next? Then A Wealthy Life is DEFINITELY the podcast for you. Follow and subscribe now to never miss an episode. Connect with Vicki on LinkedIn, Facebook, Instagram and YouTube: https://linktr.ee/VickiWusche

Ep 182 - Do you need permission to reinvent your life - with Jessica McGregor Johnson 08/21/2025

Ep 182 - Do you need permission to reinvent your life - with Jessica McGregor Johnson Retirement doesn't have to be a period of uncertainty or loss. Imagine discovering a newfound freedom and an exciting array of possibilities as you step away from your career-driven identity. This episode I am joined by the insightful Jessica McGregor-Johnson as we promise to transform your understanding of this life transition. Together, we explore the emotional shifts and opportunities for reinvention and fulfilment that come with retirement. Jessica brings her wealth of experience from guiding transformative retreats to the conversation, addressing the importance of finding balance and joy in this new chapter of life. Leaving behind a demanding job doesn't mean leaving purpose behind. Financial security can pave the way to a life driven by passion rather than necessity. We discuss how revisiting past interests can unlock creativity and joy, turning what was once "work" into play. Whether it's through meaningful work or exploring new creative outlets, retirement is your gateway to designing a life filled with intentional and passionate activities. We reflect on societal expectations and how they often confine individuals into predefined roles. Through self-discovery and a shift in mindset, retirement becomes an opportunity to pursue sidelined passions and explore new paths. With references to inspiring resources like TED talks and Bonnie Ware's book on regrets, we guide you in recognising your value and pursuing passions with newfound freedom Episode Chapters (00:00) - Redefining Retirement (12:51) - Exploring Purpose and Passion in Retirement (19:02) - Choosing Purpose in Retirement (29:14) - Embracing Freedom in Retirement (36:24) - Reinventing Purpose in Retirement Grab your copy of Retire Inspire 2 and start designing your future. Jessica McGregor Johnson Jessica is an international coach and retreat facilitator. Jessica's signature programmes are her individual and couple retreats - Retire Happily - ensure your retirement is meaningful fulfilling and fun and Get Unstuck - reset the course of your life. In her 22 years of working in this field she has seen how important planning is for retirement and so created a retreat specifically for it to make sure that retirement is the cherry on the top. Living in southern Spain where she offers her retreats, she has been described as “way more than a coach, a wise voice that guides you to clarity to create the best scenario possible.” As well as Co-authoring Retire Inspire, and Retire Inspire 2, she has also written two books: ‘Remembering Perfection, Reconnect to the Perfection of your Soul’ and “The Right T-Shirt - write your own rules and live the life you want’. Book a Discovery Call with Jessica Resources mentioned: Dr Riley Moynes TED talk Bronnie Ware - Regrets Of The Dying To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/37860625

Ep 181 - Fun Doesn’t End At Retirement - I Ask If Not Now, When with Anne Taylor 08/14/2025

Ep 181 - Fun Doesn’t End At Retirement - I Ask If Not Now, When with Anne Taylor What if retirement wasn’t about slowing down, but instead, a new beginning filled with joy and independence. In this episode, Anne Taylor – co-author of Retire Inspire 2 and an experienced leadership coach – shares her personal journey through the loss of her parents, and how it shaped her thinking on both the financial and emotional sides of preparing for retirement. We challenge outdated views and consider the empowering idea that it is never too late – or too early – to prepare for a secure and purposeful future. Anne’s “60 for 60” challenge offers inspiration for anyone keen to redefine what retirement can mean. The discussion touches on the often-overlooked realities of moving from corporate life to self-employment, highlighting the importance of having a financial safety net in place. Reflections include lessons passed down through family about financial independence, the value of learning about money early in life, and the need to balance self-reliance with the ability to seek support when required. The conversation also considers how certain personal traits can be both an advantage and a difficulty when it comes to making financial decisions. Money can be a sensitive subject in relationships, particularly when spending habits differ. Through stories and examples, the conversation examines how honest discussions about money can turn these differences into shared strengths. Anne speaks openly about breaking the taboos around financial literacy – especially for women – and encourages creating space for candid conversations. The episode closes with a fresh outlook on retirement: a time for personal growth, rich experiences and deliberate choices, rather than a simple financial milestone. Grab your copy of Retire Inspire 2 and start designing your future. Episode Chapters: (00:00) - Planning for Retirement (11:52) - Financial Security and Emotional Influence (20:00) - Overcoming Financial Fear and Taboos (28:50) - Navigating Financial Balance and Retirement Goals (32:19) - Personalised Life Calendar and Goal Setting (45:56) - Creating Financial Freedom Through Clarity To watch this episode on YouTube: Anne Taylor believes real success isn’t just what you achieve – it’s how you live. After more than 25 years in senior leadership roles with global Fortune 500 companies across North America and Europe, Anne made a deliberate shift from corporate life to coaching, helping high-achieving leaders grow beyond technical expertise into confident, people-focused leadership. Now an ICF-certified executive and leadership coach, speaker, and award-winning author of Soft Skills HARD RESULTS, Anne blends sharp business insight with emotional intelligence. Her book reflects her own journey – learning to lead with both head and heart. In Retire Inspire 2, Anne shares powerful financial lessons shaped by her father’s wisdom and her own life experience. Her story goes beyond money – it’s about freedom, fulfilment, and living intentionally. Anne now helps others navigate their next chapter with clarity and courage. She lives by the ninth principle of her book: Live a Life of No Regrets. Connect with Anne Buy Anne’s Book Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/37756880

Ep 180 - Be curious and ask questions - Top tips for the life you want to lead - with Andrew Priestley 08/07/2025

Ep 180 - Be curious and ask questions - Top tips for the life you want to lead - with Andrew Priestley What if retirement isn’t the end- but just the beginning of something better? In this rich and honest conversation, psychologist and award-winning coach Andrew Priestley challenges the conventional script around retirement. Far from a full stop, retirement can be a vibrant new chapter - one you get to design, not one you're handed. Drawing on insights from Retire Inspire 2, a collection of powerful personal stories and practical reflections, Andrew and Vicki dive deep into the emotional and financial realities many of us face. Whether you're in your 20s or 60s, this episode unpacks why it's never too early - or too late to think about life after work. We explore: Why “retirement” is a loaded word and what to replace it with How shifting identity, purpose, and autonomy impacts our choices Why financial planning isn't just about pensions - it’s about power The danger of passive living and how to reimagine a life of adventure, contribution, and freedom Practical tools for getting started now, even if you're feeling stuck or resistant There’s no one-size-fits-all route to a meaningful life beyond the 9–5. Whether you want to travel, build a business, volunteer, or spend more time with family, this episode gives you the mindset and motivation to start shaping your next chapter - on your own terms. Ready to be inspired? Grab your copy of Retire Inspire 2 and start designing your future. To watch this episode on YouTube: Connect with Andrew: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/37636940

Ep 179 - The Perils of Political Pandering in the Property Sector - Russell Quirk Part 2 07/31/2025

Ep 179 - The Perils of Political Pandering in the Property Sector - Russell Quirk Part 2 This week, Vicki continues her frank and insightful conversation with Russell Quirk, political commentator and property expert. After the buzz around Part 1, Russell returns to dig even deeper into why Britain’s housing crisis shows no signs of being fixed – no matter which party is in charge. The discussion explores how short-term political thinking is fundamentally at odds with long-term housing solutions, and why governments consistently fail to follow through on their promises. Russell explains how big housebuilders operate within a system that actively disincentivises the rapid delivery of new homes, particularly when shareholder interests take priority over national need. There’s a revealing look at the issue of land banking and how planning obstacles – both at local and national level – frustrate progress. The conversation also brings attention to the vital role of SME builders, who are nimble, efficient and not burdened by shareholders, yet receive little support or recognition. Russell shares his ideas on how the government could incentivise these small and mid-sized developers to help ease the housing shortfall. The episode doesn’t shy away from controversial ground, either. There’s a candid conversation around the demonisation of landlords, growing entitlement in society, and the reality that population growth – both from net migration and an ageing population – is putting strain on an already overstretched housing market. Whether you’re a property investor, housing campaigner or simply curious about how we got into such a mess, this episode delivers a sharp and unapologetic take on the future of the UK housing market. Russell and Vicki call out the headlines, the excuses, and the avoidable mistakes – and ask what it would really take to turn things around. Key takeaway: If nothing changes, the housing shortage will only deepen – but with the right vision and long-term thinking, there are real solutions. The question is: who’s brave enough to implement them? To watch this episode on YouTube: Connect with Russell: Website: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/37575995

Ep 178 - Let's Be Honest Boring Is Best 07/24/2025

Ep 178 - Let's Be Honest Boring Is Best The Honest Property Sisters, Ruth and Becky, return for their second episode, continuing their inspiring story of building a property business from the ground up. If their journey is new to you, episode 175 shares how it all began – it’s well worth a listen before diving into this next chapter. Starting out in 2012 with limited resources and the expectation of rejection, Ruth and Becky focused on Houses in Multiple Occupation (HMOs) in Bristol, creating a successful portfolio through determination and smart strategy. They reflect on the early challenges, surprising wins in securing finance, and the importance of strong relationships with estate agents. This episode explores the realities of managing HMOs, from rising energy costs to the shift towards joint tenancy agreements. Advertising has evolved from targeting individuals to appealing to groups who value communal living, improving both efficiency and safety. Their candid insights offer valuable lessons for anyone considering a similar path. The conversation also looks at broader property strategies, including the transition from HMOs to serviced accommodation and rent-to-rent models. Ruth and Becky share how aligning personal values with professional goals, staying connected to the community, and exercising patience have been key to sustainable growth. It’s an honest and heartfelt discussion that highlights what it truly takes to build a life of wealth and purpose. Follow The Honest Property Sisters: Instagram: Podcast: Website: Join A Wealthy Life Community: Access my free course - The Smart Woman's Ultimate guide to Money and Investing- Book a Call: To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/37505275

Ep 177 – What’s Wrong With Education (And What You Really Need to Learn) 07/17/2025

Ep 177 – What’s Wrong With Education (And What You Really Need to Learn) Most of us spent years in school, yet left without any real understanding of how to manage money, build wealth, or even define what success truly means for ourselves. This episode explores the crucial lessons that were missing from the education system and reveals what really needs to be learned in order to create a wealthy and fulfilled life. After more than a decade teaching at university and helping students transition into careers and businesses, it became clear that education shapes – and often limits – the way we think about money and success. In this conversation, the myths about budgeting are challenged, the truth about financial security is explained, and the steps to move towards financial autonomy and a healthier money mindset are shared. The episode covers why traditional education never prepared you for financial freedom and explains the difference between budgeting, financial security, and true autonomy. It reveals how fear and mindset keep so many people stuck in survival mode and shows what it really takes to create income that doesn’t rely on trading your time. Most importantly, it explores why defining what is truly “enough” for you is the first step towards genuine wealth. This isn’t about working harder or chasing more just for the sake of it. It’s about understanding the beliefs that shape your financial decisions, shifting your mindset so you feel safe with money, and creating a strategy that works for your version of success. There is also a quiz linked below to help you discover what you still need to learn in order to feel financially secure and in control. Download the Quiz Join A Wealthy Life Community: Access my free course - The Smart Woman's Ultimate guide to Money and Investing- Book a Call: To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/37416395

Ep 176 - What matters to you most - and what are you prepared to do about it? 07/10/2025

Ep 176 - What matters to you most - and what are you prepared to do about it? What truly defines a wealthy life, and are you prioritising what genuinely matters in yours? This episode explores what it genuinely means to live a wealthy life -one that extends far beyond financial success. Modern routines often demand more than they give, leaving little room for reflection on what truly matters. We explore how daily choices reflect our core values and how frequently, our demanding work schedules overshadow our personal happiness. The tension between societal pressures and personal priorities takes centre stage. Common assumptions about success are examined - particularly the idea that constant activity or financial accumulation must come at the cost of time, energy, and peace of mind. The blurred boundaries between achievement and self-worth in the digital age also come under scrutiny. The conversation also looks at how traditional gender roles shape expectations around work, status, and family life. Whether the focus is on climbing the career ladder or nurturing personal fulfilment, the episode raises essential questions about where value is truly found. As the episode draws to a close, listeners are encouraged to take stock of their own values - particularly in the context of ageing or approaching retirement. Rather than striving for external recognition, there’s an invitation to shift towards internal satisfaction and self-acceptance. For those caught in a cycle of constant busyness, now may be the right moment to reconsider what a truly fulfilling life means. Download the free Smart Choices Quiz Join A Wealthy Life Community: Access my free course - The Smart Woman's Ultimate guide to Money and Investing- Book a Call: To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/37284020

Ep 175 - The Honest Property Conversation – Why do you want to invest? 07/03/2025

Ep 175 - The Honest Property Conversation – Why do you want to invest? What happens when your entire family income disappears overnight? For Becky and Ruth, it was less of a setback and more of a wake-up call. At just 19, the sisters found themselves questioning everything they’d been told about careers, money, and success. What followed was an unexpected journey into property investing – while juggling university lectures, part-time jobs, and a lot of raised eyebrows. This episode unpacks how a single book – Rich Dad Poor Dad – lit a fire under their ambitions, why they chose property over the corporate ladder, and how they managed to build a business in an industry that rarely makes space for young women. The conversation digs into more than just bricks and mortar. There’s an honest look at the education system, university debt, and the way we steer young people towards ‘safe’ options that may not serve them. Questions get raised around who education really serves – and what it fails to teach. Also in this episode: The surprising truth about credit scores Why looking the part doesn’t always win investors And how being underestimated turned out to be an advantage All wrapped up in a story of resilience, values, and a bit of sisterly stubbornness. This isn’t a property podcast. It’s a rethink-everything-you’ve-been-told-about-money podcast. Follow The Honest Property Sisters: Instagram: Podcast: Website: Join A Wealthy Life Community: Access my free course - The Smart Woman's Ultimate guide to Money and Investing- Book a Call: To watch this episode on YouTube: Connect with Vicki: Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/37257830

Ep 174 - The Wealthy Woman’s Roadmap: What to Prioritise in Your 40s, 50s & Beyond 06/26/2025

Ep 174 - The Wealthy Woman’s Roadmap: What to Prioritise in Your 40s, 50s & Beyond This episode of A Wealthy Life offers practical, thoughtful insight into why midlife can be the perfect moment to reshape your relationship with money. With life experience and a more stable income, women in their 40s and 50s are in a stronger position than they may realise. Five essential priorities are explored, starting with a clear understanding of income, outgoings, assets, and liabilities. These form the foundation of any financial plan. Alongside financial structure comes a call to value personal needs - not just those of family or partners. The discussion covers strategies for building a resilience fund, exploring investment options, and reducing reliance on a single income. Challenges specific to women are addressed, including the emotional and practical impact of delayed planning, and ways to regain control without overwhelm. Thought is also given to the vision of a future that balances financial freedom with meaningful use of time. A life of choice and calm is not out of reach. This episode sets out how to begin creating it - step by step. Join A Wealthy Life Community: Access my free course - The Smart Woman's Ultimate guide to Money and Investing- Book a Call: To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/37147325

Episode 173 – Don’t Just Own Property - Make It Work For You 06/19/2025

Episode 173 – Don’t Just Own Property - Make It Work For You Property investment isn’t a passive income fantasy or a get-rich-quick scheme - it’s a strategic business move that can create real, long-term wealth. This episode cuts through the hype and dives into how property can be used as a powerful tool to leverage time, money, and skills, especially when aligned with your personal goals. Far beyond the old "how many properties do you own" mindset, this conversation explores the why and how of building a sustainable, profitable property portfolio. From the surprising modern history of buy-to-let in the UK to understanding the three phases of a property business, this episode offers both foundational insights and hard-earned truths from years in the field. Discover why a clear plan beats speed and scale, how emotional buying ruins your ROI, and why property only works when you work it like a business. Whether you already own property or are still property-curious, the episode challenges assumptions and lays out what it really takes to make property work for you - not the other way around. 🎧 What You’ll Learn: · - Why property is still one of the most powerful wealth-building tools in 2025 and beyond · - How leverage, inflation protection, and consistent demand make property unique among investments · - What actually makes a strategy vs. just picking a property type (hint: it's not about HMOs or Airbnb) · - The biggest mistakes property investors make and how to avoid them · - What it means to define your buying criteria - and why your spreadsheet should always come before photos · - How to future-proof your investment with a clear exit plan (without necessarily selling) · - The mindset shift that turns property from a stressful side hustle into a stable, scalable business 📌 Additional Resources: · - Access the Smart Woman’s Ultimate Guide to Money & Investing · - Join the Wealthy Life Community to explore mentoring and support · - Listen to the referenced episode on the Three Phases of a Property Business · - Book a 1:1 call to create your own tailored property strategy [Links will be included below] Key Takeaway: Property is not a trophy. It’s not about owning more - it’s about owning better. A simple, clear strategy, executed well, beats complexity and chaos every time. Three Phases of a Property Business Podcast: Spotify - Apple - Book a Call: Join A Wealthy Life Community: Access my free course - The Smart Woman's Ultimate guide to Money and Investing- To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/37025095

Ep 172 - The Truly Wealthy Don’t Budget - They Make a Strategic Financial Plan 06/12/2025

Ep 172 - The Truly Wealthy Don’t Budget - They Make a Strategic Financial Plan Discover how to create money systems that give you freedom, clarity, and calm control - without obsessing over the pennies. What if money wasn’t a source of stress, but a powerful tool for creating joy, freedom, and purpose? This episode of A Wealthy Life flips the script on traditional financial advice. Forget rigid budgets and spreadsheets - explore a more empowering, values-driven approach to money that supports the life you actually want. Expect a fresh take on financial planning that goes beyond numbers, diving into strategies that align with personal goals, reduce anxiety, and build long-term confidence. Women’s financial empowerment takes center stage, revealing how taking control of money can lead to wider societal shifts and a more equitable future. From automating your finances to mastering key data points without drowning in detail, discover smarter ways to manage money that work with real life - not against it. Mortgage rates and debt don’t have to be a mystery. Get practical insights into staying ahead of financial surprises and making informed decisions that protect your future. This isn’t just about money - it’s about designing a life of freedom, balance, and joy. Don’t forget to subscribe, leave a review, and share this episode with someone who’s ready to take charge of their financial future. Ready to go deeper? Access my free course: The Smart Woman’s Ultimate Guide to Money and Investing - your first step toward clarity, confidence, and true financial independence. Book a Call: Join A Wealthy Life Community: To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/36939170

Ep 171 - Financial Resilience - How to Protect Yourself Without Shrinking Your Life 06/05/2025

Ep 171 - Financial Resilience - How to Protect Yourself Without Shrinking Your Life What if financial resilience wasn’t about cutting back and sacrificing, but about creating confidence, freedom, and choice? This episode of A Wealthy Life challenges the common myths around financial resilience and reframes it as a form of personal empowerment. Instead of approaching money with fear, the focus shifts to building a mindset rooted in readiness and long-term security. The conversation explores how savings that outpace inflation can support a life filled with joy, adventure, and meaningful choices. Whether managing a business, navigating senior roles, or running a household, financial resilience becomes the key to greater flexibility and peace of mind. A practical five-point plan lays the foundation, using tools such as the Wealth Tracker spreadsheet and strategies for diversifying income. Understanding the difference between essential and variable expenses is vital for tailoring emergency funds that genuinely work. Knowing your numbers - and your vulnerabilities - leads to smarter, more confident decisions, especially in uncertain times. Long-term planning is highlighted as a powerful way to reduce financial stress. With practical actions like setting boundaries, finding mentors, and connecting with supportive communities, a proactive mindset begins to take shape. This episode encourages looking at money without fear, staying calm, and building a framework where finances enable freedom - not restrict it. By taking small but meaningful steps, such as reviewing spending patterns and reassessing monthly outgoings, the path to true financial resilience becomes clear. This is more than just financial advice - it’s an invitation to lead a life where money supports your goals, your joy, and your peace of mind. (00:10) - Building Financial Resilience and Freedom (13:49) - Foundations of Financial Resilience (25:18) - Creating a Long-Term Financial Plan (31:53) - Building Financial Confidence and Resilience Book a Call: Join A Wealthy Life Community: Access my free course - The Smart Woman's Ultimate guide to Money and Investing- To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/36848510

Ep 170 - The Hidden Beliefs Keeping You Broke (Even When You Earn Well) 05/29/2025

Ep 170 - The Hidden Beliefs Keeping You Broke (Even When You Earn Well) Have you ever wondered why even high-earning women can feel financially anxious? Tune into Episode 170 - The Hidden Beliefs Keeping You Broke (Even When You Earn Well) as we tackle this compelling question, shedding light on a persistent issue many of us face. This episode uncovers how societal norms and inherited money stories mould our financial mindset, often leaving us feeling insecure despite our substantial incomes. We delve into the importance of recognising these deep-seated beliefs and the necessity of rewriting our money narratives to support financial empowerment. We explore unhelpful money beliefs and how they're constructed, often unknowingly, from childhood experiences. It's like playing a game of Jenga, where negative beliefs stack up and impact adult behaviour. By identifying and replacing these beliefs, we open the door to positive change. The episode moves beyond the notion that working harder guarantees financial security, advocating instead for smart decision-making and strategic thinking. Financial education is a key component for building a stable, secure future, encouraging listeners to take a proactive stance toward their financial wellbeing. Empowerment is the cornerstone of our discussion as we highlight aligning financial strategies with personal values and goals. Practical tools like a bills-only bank account and setting aside dedicated planning time are crucial steps toward managing finances effectively. The goal is to shift from a scarcity mindset to one of abundance and control. Tune in to discover actionable insights and take control of your financial future. Book a Call: Join A Wealthy Life Community: Access my free course - The Smart Woman's Ultimate guide to Money and Investing- To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/36744760

Ep 169 - Should You Start Property Investing in 2025 – Here’s the Truth 05/22/2025

Ep 169 - Should You Start Property Investing in 2025 – Here’s the Truth Is the UK property market ready for your next big investment, or is caution the smarter move? Explore the evolving landscape of UK property in 2025, where stabilising interest rates and gently softening house prices present both opportunities and risks. Discover strategic openings for savvy buyers willing to make informed decisions amid market fluctuations. Key topics include recent regulatory changes, the ongoing supply-demand imbalance, and rising rents - factors that are creating space for new professional investors as traditional landlords begin to exit. Learn why keeping emotions out of investment decisions is essential, and how to stay grounded with a solid, strategic plan. Gain insight into the importance of setting financial boundaries and building a robust mathematical model before committing capital. Find out how in-depth research into local markets, tenant preferences, and relevant legislation - such as the Rent Reform Act - can shape smarter, more sustainable investments. Understand why prioritising cash flow over surface-level property appeal is crucial for long-term success. Plus, see how tapping into the expertise of seasoned professionals can help you navigate this complex environment with greater confidence. Book a Call: To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/36638410

Ep 168 - MAGA, Money and Mayhem - How to Stay Wealthy When the World Gets Loud 05/15/2025

Ep 168 - MAGA, Money and Mayhem - How to Stay Wealthy When the World Gets Loud What if you could navigate financial chaos with a sense of clarity and confidence? In this episode we unravel the complexities of today's global market turbulence and uncover the real impact it has on your personal wealth. From tariffs and isolationist policies to economic downturns, we explore how these factors can influence your investments, pensions, and property values. With a focus on creating clarity amidst the noise, I share practical steps to help you protect- and even grow -your wealth during these uncertain times. Discover the cyclical nature of market chaos and learn how to strategically navigate these challenges with poise. Explore how to seize opportunities even when the economy seems uncertain. This episode offers insights on thriving amid market volatility and highlights potential avenues in property investment. We discuss the importance of leveraging your personal skills as a means of securing financial stability. Reflect on your life choices and financial goals, and gain actionable advice on job stability, income diversification, and proactive financial management. Embrace the opportunity to rethink your work-life balance and build long-term security in a turbulent world. Tune in to gain insights that will help you create a resilient and strategic approach to your financial future. Access my free course - To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/36561680

Ep 167 - Property Rich or Property Risky? What UK Investors Need to Know Now 05/08/2025

Ep 167 - Property Rich or Property Risky? What UK Investors Need to Know Now Is your property portfolio ready to withstand the unpredictable UK property market? Discover how strategic decision-making can secure your investments amid economic shifts and geopolitical tensions. In this episode we examine how to reassess and rebalance your portfolio during a consolidation phase, ensuring each property aligns with your long-term financial goals. With insights into the impact of inflation, interest rate changes, and trade wars, you'll discover why proactive adaptation is crucial to maintaining control over cash flow and achieving sustained success. Explore how sustainable innovations like solar panels can not only cut costs but also boost tenant retention. We discuss the importance of strong landlord-tenant relationships, the benefits of seizing opportunities from distressed sellers, and strategies to mitigate risks in a challenging market. Whether it's through strategic refinancing or thoughtful responses to tenant affordability issues, we offer a roadmap to balance risk with sustainable growth. With an emphasis on long-term viability over short-term gains, you'll learn how staying informed about local market conditions and tenant needs can fortify your investment strategy for the future. Access my free course - The Smart Woman's Ultimate guide to Money and Investing To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/36455240

Ep 166 - Strong, Smart and Secure: The Financial Game Plan Every Woman Needs in 2025 05/01/2025

Ep 166 - Strong, Smart and Secure: The Financial Game Plan Every Woman Needs in 2025 Is your financial future secure in the face of global upheavals and market volatility? With Trump's return to the presidency shaking the financial landscape, navigating these uncertain times requires strategic thinking, especially for women aiming to control their financial destiny. In this episode we uncover how women can transform their personal skills into wealth and break free from the work-to-pay-bills cycle by diversifying income streams. Discover valuable insights on spotting opportunities in repriced assets like property and stocks, and learn why understanding the value of your time is crucial. Together, we’ll explore actionable steps to shift from financial worry to wealth and build a future of financial independence. Inflation is a relentless force, eating away at savings if not properly managed. We'll discuss effective strategies to combat inflation by moving money into high-rate savings accounts and making informed investment choices. Highlighting the importance of financial independence, particularly for women, we'll explore the necessity of creating an emergency fund and taking cautious steps in investing, such as in the property market. It's time to prioritise your financial security over housework, even if just for a week, and focus on building a network that supports your financial empowerment. Spread the word, share this journey with your friends and family, and let's work together to create a community of financially savvy women ready to achieve a wealthy life. Access my free course - To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/36356980

Ep 165 - The Confidence Gap - Why Women Hesitate with Money and How to Fix 04/24/2025

Ep 165 - The Confidence Gap - Why Women Hesitate with Money and How to Fix Could a fear of maths be quietly limiting women’s potential - in careers, decision-making, and financial independence? This episode explores the confidence gap many women experience around money, and how it impacts everything from career choices to family life. Societal norms that discourage open conversations about finances are challenged, shedding light on why so many capable women still struggle with financial confidence -despite often achieving stronger investment returns than men. Economic inequalities, including the well-known “pink tax”, are examined in depth, along with the ways these disparities shape spending habits and limit financial freedom. Insights drawn from both history and personal experience help to highlight the importance of feeling valued in the workplace. Key challenges such as the gender pay gap, costly childcare, and the career setbacks caused by breaks from the workforce are all addressed - showing how they contribute to long-standing financial imbalances. This episode offers practical steps to help build financial resilience - from keeping savings ahead of inflation to opening an investment account. Resources like my free course are shared to support women at every stage of their financial journey. Financial management can become a source of empowerment rather than stress. This episode aims to inspire a mindset shift - one that creates momentum, confidence, and a lasting sense of freedom. Access my free course - To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/36278260

Ep 164 - How to overcome your fear of investing 04/17/2025

Ep 164 - How to overcome your fear of investing Ever wondered why investing feels like a minefield to some, yet a pathway to financial freedom for others? This episode dives deep into the fears that often surround investing, offering clarity drawn from over two decades of property investment experience. Discover the real risk of letting money sit idle in a bank account, slowly losing value to inflation. Through personal stories and practical insights, this discussion explores why property often feels more secure than the sometimes elusive stock market. Understanding and education emerge as powerful tools for confidently navigating the investment landscape, with mindset shifts playing a key role in starting the journey. Playing it safe might just be the riskiest move of all. Using the analogy of planting a tree, this episode breaks down how to assess risk tolerance and align financial goals with personal values. Learn about the hidden cost of inaction and the importance of growing savings faster than inflation. Whether property investment sparks interest or the stock market seems appealing, valuable tips are shared on using tax-free options like ISAs for smaller investments, and platforms like Raisin to boost savings. The goal? To move past fear and into informed, empowered financial decisions. Access my free course - To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/36152785

Ep 163 - Why You Must Take Control of Your Money NOW 04/10/2025

Ep 163 - Why You Must Take Control of Your Money NOW What if you could take control of your financial future today - no waiting, no delays? If you're a woman ready to embrace financial independence, consider this your call to action. I’ll be sharing powerful insights from the Smart Woman's Ultimate Guide to Money and Investing, a must-have resource that will boost your financial confidence, unlock wealth-building opportunities, and give you the resilience needed to achieve lasting security. Ever thought about diving into property investment but didn’t know where to start? This episode breaks down why having a solid financial plan is key - and why taking that first step right now is critical. Whether you're just beginning your financial journey or looking to level up your investment game, you’ll find both inspiration and actionable advice to help you claim the financial freedom you deserve. Tune in and learn how to turn uncertainty into confidence and opportunity, setting the stage for a secure and prosperous future. Access my free course - To watch this episode on YouTube: Previous episodes for recommended listening Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/36055440

Ep 162 - The myth of gender equality 04/03/2025

Ep 162 - The myth of gender equality Welcome to another episode of A Wealthy Life! Today’s episode dives into “The Myth of Gender Equality” and uncovers the persistent financial inequalities that exist between genders. The conversation opens with an exploration of how these disparities impact both women and men - touching on everything from wages and working hours to pensions and long-term financial security. We take a closer look at the belief that gender equality has already been achieved, and unpack the societal structures that continue to drive financial imbalance. This episode challenges the assumption that equal opportunity naturally leads to equal pay, shedding light on how systemic inequalities reveal themselves - through caregiving responsibilities, reduced working hours, and cultural taboos surrounding money, especially for women. The discussion also extends to the global scale of gender pay gaps and what they mean for women’s financial stability, particularly in retirement years. You’ll hear striking statistics and projections that underscore the urgency of this issue - not just for women, but for society as a whole. No matter your gender, the insights shared in this episode can help you navigate your financial journey and support a more equitable future for all. Let’s open the dialogue for change and rethink the way we approach financial equality - both personally and collectively. Don’t forget to subscribe, leave a review, and share your thoughts with us! --------- EPISODE CHAPTERS --------- 00:00 Gender Equality Funding Challenges 04:13 Addressing Caregiving and Work Disparities 07:58 Gender Pay Gap Worsens Pension Gap 12:27 Pension Inequality and Women's Challenges 14:49 Divorce, Finances, and Inequality To watch this episode on YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them Join A Wealthy Life Community: Access my free course - /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/35933145

Ep 161 - Build Wealth that lasts and Family Finances Stronger - Why Property Investment is the Smart Move 03/27/2025

Ep 161 - Build Wealth that lasts and Family Finances Stronger - Why Property Investment is the Smart Move Ever wondered how property investment can serve as your shield against inflation? Tune in as Katie Vye from Better With Money turns the spotlight on me to unravel the mysteries of property investing. We discuss the mechanics of finance, stripping away the intimidating jargon to reveal how inflation, interest, leverage, and compounding can become your allies in the quest for wealth. Our mission is to empower women to overcome barriers such as doubt and misinformation, providing the clarity needed to ensure investments consistently outpace inflation. Our conversation ventures into the heart of strategic money management, drawing from personal experiences that range from managing student grants to mastering the art of property investment. Learn how to treat rental properties as a business, and grasp the significance of tax-efficient strategies when investing through a limited company. We explore the impact of regulatory changes like Section 24 on mortgage interest tax treatment and the benefits of aligning investment strategies with personal financial goals. By offering practical insights and reflecting on real-life experiences, we aim to inspire listeners to make informed and confident financial decisions. We also delve into the potential risks associated with property investment and how to mitigate them. From conducting thorough tenant due diligence to understanding the unpredictability of government regulations, we discuss the tools available to safeguard your investments. We highlight the importance of fact-checking financial advice and seeking guidance from professionals, steering clear of uninformed opinions that could jeopardise your financial future. Whether you're a seasoned investor or simply curious, our discussion arms you with knowledge and confidence to explore property investment as a rewarding financial avenue. --------- EPISODE CHAPTERS --------- (0:00:10) - Property Investing and Beating Inflation (0:12:25) - Maximising Money With Smart Investments (0:18:50) - Leverage and Compounding in Property (0:31:36) - Tax Implications and Investment Strategies (0:35:50) - Strategic Property Investment for Tax Efficiency (0:44:20) - Building Wealth Through Strategic Property Investment (0:52:28) - Mitigating Risks in Property Investment (1:01:58) - Avoiding Financial Risks With Informed Choices To watch this episode on YouTube: Follow Katie: LinkedIn: Instagram: YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them Access my free course - /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/35856985

Ep 160 - Money Made Simple - Is the Language of Finance Leaving Women Behind? 03/20/2025

Ep 160 - Money Made Simple - Is the Language of Finance Leaving Women Behind? Financial confidence takes centre stage in this compelling conversation with Katie Vye from Better With Money. Katie shares her expertise on the gender confidence gap in financial literacy, exploring why women often feel less assured than men about their financial acumen despite having similar educational backgrounds. This gap doesn't just stop at money matters - it extends to areas like job applications and salary negotiations, further fueling the gender pay gap. Katie passionately discusses strategies to empower women, bridging these confidence disparities by enhancing their financial literacy and self-assurance. We pull back the curtain on the complex relationship between fear, courage, and financial knowledge. Fear, often rooted in a lack of understanding, creates barriers that can stifle sound financial decision-making. Through demystifying financial language, we highlight how individuals, particularly women, can break free from these constraints. Personal anecdotes illuminate the shifting dynamics in household financial decisions, fostering discussions that challenge traditional gender roles and build confidence through open financial dialogue. The episode extends into the realm of financial equality, addressing the disparities that emerge from a young age in financial education and treatment. With insights from recent talks with women's employee groups, we shine a light on common themes of financial insecurity and the critical need for investment knowledge. Resources like Money Helper and Better With Money serve as vital tools to simplify financial education. We conclude with a look ahead, where achieving financial literacy and confidence paves the way for exploring property investment and securing family finances. --------- EPISODE CHAPTERS --------- (0:00:11) - The Confidence Gap in Financial Literacy (0:12:12) - Overcoming Fear and Building Confidence (0:22:13) - Equal Treatment and Financial Literacy (0:27:23) - Confidence and Courage in Financial Literacy (0:34:15) - Empowering Women Through Financial Education To watch this episode on YouTube: Follow Katie: LinkedIn: Instagram: YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/35743795

Ep 159 - Live Life on Your Terms - Build Wealth your Way 03/13/2025

Ep 159 - Live Life on Your Terms - Build Wealth your Way What if the pressure to keep up with social media's picture-perfect lives is quietly eroding your financial confidence? oin us for this second episode of a four part series as we tackle the challenges of living life on your own terms in today's fast-paced, social media-driven world. Together with our guest, Katie Vye from Better With Money, we explore how the pressure to keep up with curated online images can erode our financial confidence and decision-making. Discover how shifting your focus from external validation to personal fulfilment can transform your financial life. Katie shares valuable insights on aligning financial decisions with personal values and sheds light on the pressures of raising children amidst competitive social expectations, like extravagant birthday parties. We discuss the importance of having open money conversations with children, equipping them to navigate the "want it now" culture spurred by online shopping. Through personal anecdotes, we highlight the generational shift in money management and how digital transactions have diminished our awareness of spending. By involving children in financial discussions and focusing on the value of memories over material possessions, we aim to establish healthy financial habits and awareness from an early age. In the latter part of the episode, we uncover the pitfalls of online shopping and discuss strategies to regain control over impulsive spending. Through practical tips like the "bank statement challenge" and tracking expenses, we encourage you to build financial awareness and stability. Don't miss this chance to enhance your money mindset and confidence as we inspire you to pave your own path to financial empowerment. --------- EPISODE CHAPTERS --------- (00:10) - Living Life on Your Terms (14:06) - Navigating Money Conversations With Children (22:15) - Tracking Expenses for Financial Awareness (33:31) - Online Shopping Pitfalls and Budgeting (43:48) - Choosing Financial Empowerment Through Awareness To watch this episode on YouTube: Follow Katie: LinkedIn: Instagram: YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/35630565

Ep 158 - Closing the Wealth Gap: Why Women Must Take Charge of Their Financial Future 03/06/2025

Ep 158 - Closing the Wealth Gap: Why Women Must Take Charge of Their Financial Future Is the 9-5 workday undermining women’s financial security? Together with Katie Vye from Better With Money, we challenge outdated norms and dissect the gender pay gap that limits women's financial independence. Our conversation sheds light on the reality of caregiving roles and societal expectations, revealing how they hinder career progression and pension contributions. Katie brings her expertise from Better With Money to highlight the urgent need for women to take control of their financial futures and offers practical advice to navigate these systemic barriers. In a world where women earn significantly less than their male counterparts, particularly in high-profile sectors, we address the invisible burdens of balancing work with family life, such as the overwhelming costs associated with childcare. This episode serves as a call to action for structural changes and encourages open dialogues with employers about flexible working conditions. Our discussion explores how societal stereotypes about gender roles in finances are gradually evolving. The episode addresses critical issues like pension entitlements during divorce and the impact of menopause on women’s careers. By advocating for open financial discussions in relationships, we aim to foster financial confidence and independence, empowering women and enriching their partnerships. --------- EPISODE CHAPTERS --------- 00:10) - Empowering Women Through Financial Education (07:53) - Navigating Financial Challenges for Women (16:30) - Breaking Down Gender Financial Stereotypes (24:08) - Building Confidence Through Financial Conversations (38:24) - Empowering Financial Knowledge and Confidence To watch this episode on YouTube: Follow Katie: LinkedIn: Instagram: YouTube: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/35531130

Ep 157 - Panto Villains, Bad Legislation, and a Touch of Controversy with Russell Quirk - Part 1 02/27/2025

Ep 157 - Panto Villains, Bad Legislation, and a Touch of Controversy with Russell Quirk - Part 1 Tune in as we take a provocative look at the realities of private landlordship with Russell Quirk, a seasoned expert in the property industry. We challenge the often negative stereotypes of landlords portrayed in the media and explore the crucial role they play in the housing sector. Discover how private landlords help fill the gap created by the shortage of affordable housing and the decline in homeownership rates. Russell shares insights into the real experiences of being a landlord, highlighting their empathy and contribution to providing housing solutions. We explore the factors driving UK house prices and question whether housing is truly unaffordable. We examine the lack of supply in relation to demand from a growing population and consider the impact of interest rates on affordability calculations. Cultural influences, including the pressures of social media to project success through homeownership, also play a role. This chapter provides valuable insights into how these elements interact, shaping both the housing market and individuals' perceptions of affordability. Reflect on the impact of materialism on millennials and how shifting perceptions of luxury and necessity influence spending habits and expectations. We discuss the decline in the durability of consumer goods and the resulting pressure to purchase new items, drawing parallels to challenges in the housing market. As we conclude, consider whether it's easier for first-time buyers to purchase property today compared to decades ago, encouraging critical thinking about the effectiveness of governmental decisions in serving the long-term needs of the country. Subscribe and make sure to join us for part two --------- EPISODE HIGHLIGHTS --------- (0:00:09) - The Realities of Private Landlordship (0:12:57) - Factors Driving UK House Prices (0:27:54) - The Impact of Materialism on Millennials (0:38:15) - The Impact of Consumerism on Housing (0:45:24) - The Future of Property Ownership To watch this episode on YouTube: Connect with Russell: Website: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/35411795

Ep 156 - An Accountants approach to consolidation and business development with Craig Hopkins 02/20/2025

Ep 156 - An Accountants approach to consolidation and business development with Craig Hopkins What happens when an experienced accountant takes on the world of property investment? Tune in for this insightful conversation with Craig Hopkins from Property Accounts as he shares his expert knowledge on the accountant's perspective to property management. Craig walks us through the crucial phases of a property investment journey, focusing not just on the buying process but also the significance of maintaining and optimising your portfolio for lasting financial success. Regular reflection on your property investments can make all the difference in aligning them with your personal goals and risk tolerance. Craig and I discuss the need for setting aside funds to prepare for economic fluctuations, like interest rate hikes, while maintaining financial stability. We equip you with practical strategies for creating a financial war chest to navigate downturns, ensuring you’re always ready to seize opportunities in undervalued markets. This episode is packed with insights on mortgage management tactics, highlighting the importance of strategic debt repayment and the necessity of regular reviews to keep your financial plans adaptable and robust. Personal finance and property investment go hand in hand, and Craig helps us explore how small lifestyle changes can fuel substantial investment goals. We also delve into the nuances of mortgage strategies, from short-term loans to targeted repayment plans, and the importance of working with a competent team to optimise your investments. Craig’s wealth of experience, both as an accountant and investor, adds layers of depth to our discussion, offering listeners a roadmap for successful property investment. Be sure to have your pen and paper ready to capture these invaluable insights, and subscribe so you don’t miss future episodes. --------- EPISODE HIGHLIGHTS --------- (0:00:10) - Accountant's Approach to Property Investment (0:09:22) - Property Investment Planning and Review (0:14:49) - Strategic Financial Planning for Property Investment (0:24:43) - Personal Finance and Risk Management (0:30:30) - Property Mortgage Management Strategies (0:38:01) - Loan Repayment and Property Investment (0:46:45) - Value of Team Experience in Property To watch this episode on YouTube: Recommended listening : Episode 117 - Craig Hopkins – Taking Care of Your Money is Key to Success Episode 121 - Craig Hopkins PT2 – Property Horror Stories – Buddleia, Bodies and Banks Follow Craig on: Website: Connect with Vicki: Visit my website to learn more Booking calendar - Access the free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/35331595

Ep 155 - Don’t get left behind - the NRLA providing education and a voice for landlords with Alex Nolan 02/13/2025

Ep 155 - Don’t get left behind - the NRLA providing education and a voice for landlords with Alex Nolan Welcome to another valuable episode of A Wealthy Life where I am joined by Alex Nolan from the NRLA (National Residential Landlords Association) to discuss the latest changes affecting landlords, including the Renters Rights Bill and the critical role the NRLA plays as a collective voice for landlords. Learn about the benefits of joining the NRLA, from the training and accreditation offered to ensure you maintain a professional standard and stay ahead of legislative changes, to the extensive library of resources and the hotline support available when challenges arise. Discover how being an accredited landlord not only helps you succeed in managing your property investments but also contributes to providing quality homes to tenants, thereby influencing a positive shift in public perception. We explore the challenges landlords face, the motivations behind property investments, and how the NRLA is working hard to not only represent landlords but also safeguard the interests of tenants. This is an essential listen for anyone involved in the property market aiming for long-term success! In this insightful episode we address the vital need for landlord unity and advocacy, offering hope and guidance to navigate the changes in legislation impacting the property rental sector. Make sure to check below for for links to join the NRLA, the upcoming Renters Rights Bill course, and additional resources to empower you as a landlord. Please leave us a review and subscribe to stay informed with A Wealthy Life! --------- EPISODE CHAPTERS --------- (0:00:11) - Challenges Faced by Landlords NRLA discusses challenges faced by landlords, including legislative changes and the need for education and support in managing property. (0:13:18) - Landlord Education and Safety Concerns Landlords must turn policy into practice, prioritise tenant safety, and understand the 'why' behind regulations. (0:21:44) - Lobbying for Landlord Rights The challenges of removing Section 21, reliance on Section 8, court strain, mediation, and landlord support. (0:28:46) - Landlord Accreditation and Advocacy NRLA advocates for landlords' needs, encourages member feedback, and offers accreditation for quality homes. (0:32:20) - Accreditation and Training Requirements The accreditation process, benefits, and CPD points, including upcoming changes and future training offerings by NRLA. (0:44:32) - Importance of NRLA Accreditation for Landlords Join the NRLA to counter negative stereotypes, gain knowledge, and advocate for landlords on social media and in legislation. Follow Alex LinkedIn: NRLA accreditation: NRLA training academy: Join A Wealthy Life Community: Be the first to know about my new and revised online course To watch this episode on YouTube: Follow Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/35253290

Ep 154 - Why Empires Fail and Lifestyles Thrive with Susannah Cole 02/06/2025

Ep 154 - Why Empires Fail and Lifestyles Thrive with Susannah Cole Have you ever wondered if building a property empire is right for you, or if a lifestyle business better aligns with your goals? Join us for another insightful episode as I sit down again with returning guest Susannah Cole, a leading force in the property industry, who has sourced deals worth £45 million since 2009. Together, we discuss the intricacies of choosing between an empire and a lifestyle business. Susannah shares her experiences, offering invaluable advice on aligning business ambitions with personal aspirations and avoiding the potential pitfalls of over-trading and unsustainable growth. Our conversation shines a light on the distinct paths in the property sector, from maintaining small-scale operations with minimal staff to managing large organisations with extensive teams. We address the challenges women face in a predominantly male industry, enriching the discussion with personal insights. Throughout the episode, the significance of reflective practices and continuous learning is highlighted, illustrating how these strategies can enhance decision-making and lead to success in property investing. From sharing cautionary tales to discussing the risks of rapid scaling, we provide a comprehensive guide for those looking to navigate the property business landscape effectively. In addition to business strategies, we explore the importance of balancing personal life with professional goals, drawing from experiences of transitioning from corporate environments to property investment. As we wrap up, we delve into the complexities of empire building, underscoring the value of strong teams and systems, and the importance of understanding one's motivations in investing. Whether you're attracted to a fast-paced or relaxed lifestyle, this episode is packed with insights to help your path in the property industry. --------- EPISODE CHAPTERS --------- (0:00:11) - Building a Property Empire vs. Lifestyle (0:04:23) - Navigating Property Business Growth Successfully (0:15:38) - Lessons of Reflection in Property Investing (0:19:52) - Beginning a Property Portfolio Journey (0:28:18) - Scaling Property Business (0:35:10) - Property Investing and Lifestyle Balance (0:42:17) - Transitioning From Lifestyle to Empire Builder (0:53:21) - Managing Tech and Business Systems (1:03:32) - Balancing Business and Personal Life To find out more about Susannah Cole and her company, The Good Property Company. Website: YouTube: Insta: Facebook: LinkedIn: Join A Wealthy Life Community: Be the first to know about my new and revised online course To watch this episode on YouTube: Follow Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/35161455

Ep 153 - A Journey Of Learning From 27 Year Veteran Investor Hanif Khan 01/30/2025

Ep 153 - A Journey Of Learning From 27 Year Veteran Investor Hanif Khan Join me for an inspiring and information-packed conversation with the remarkable Hanif Khan, a seasoned investor with over 27 years of experience. From his first repossession deal in Birmingham to achieving financial freedom, Hanif shares his inspiring journey of transitioning from an IT career to becoming a property investment veteran. Learn how he navigated the challenges of investing with minimal capital and gained insights from innovative practices in the US, ultimately leading to a fulfilling lifestyle that balances wealth-building with family time. Journey through time as we reflect on how learning has evolved, contrasting the tactile engagement with physical books to today's digital information era. We explore the strategic shift into the care home business, shedding light on how Hanif leveraged his property expertise to venture into new opportunities. This episode highlights the value of building successful partnerships, adapting to industry changes, and the continuous learning necessary to scale operations effectively. The conversation concludes by discussing the importance of aligning personal and professional life to create a fulfilling lifestyle, underscoring the significance of building wealth and community through meaningful connections. For more information on Property Filter, visit the links in the comments. Join the Wealthy Life community to access an exclusive interview with Hanif Join A Wealthy Life Community: Join Property Filter --------- EPISODE CHAPTERS --------- (0:00:11) - Long-Term Property Investment Strategies (0:10:10) - Book Learning vs Modern Methods (0:16:06) - Transitioning to Care Home Business (0:21:29) - Scaling Business Through Property Investments (0:32:01) - Parental Influence on Business Success (0:43:30) - Less Transactional, More Beneficial (0:47:01) - Building Successful Partnerships in Business Connect with Hanif LinkedIn: https://www.linkedin.com/in/hanif-khan-7a180813/ Be the first to know about my new and revised online course To watch this episode on YouTube: Follow Vicki: Visit my website to learn more Book a call - Access free resources: Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons. Browse Books by Vicki: Or read the following Ebooks on 9 Critical Property Principles The De-Job Yourself Manual: Break your reliance on a monthly wage The Values Manual: Understand what your values are and how they can be key to a successful business The Goal Setting Manual: Create meaningful and practical goals then achieve them /episode/index/show/a487427e-c2bc-4712-887d-537009eed510/id/35050210

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