Banking the brave new world of college athletics
ABA Banking Journal Podcast
The ability to pay college athletes has led to dramatic upheaval in banking college sports. Revenue-sharing with athletes has required big increases in spending that colleges may not have been counting on, just to be competitive. Meanwhile, the revenue shares and is putting big money in the hands of athletes who need extra support to handle it. On the latest episode of the ABA Banking Journal Podcast — sponsored by — Charles Frazier, head of the entertainment and sports banking unit at City National Bank, talks about how his team supports both colleges and athletes amid these changes. He...
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Tactics for meaningful strategic planning
ABA Banking Journal Podcast
Virtually all banks engage in strategic planning, but how do they ensure the strategic plan actually drives performance and doesn’t just get left in a binder on the shelf? On the latest episode of the ABA Banking Journal Podcast — sponsored by — Exchange Bank’s Kevin Bender discusses tactics for making strategic planning a process that engages employees and board members in the future of the bank, drives prioritization of scarce resources and identifies each bank’s biggest opportunities. Bender will join Joseph Cady to discuss six components for every bank’s strategic plan at...
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Why it might be time to revisit a key FDIC ratio
ABA Banking Journal Podcast
What kind of difference can a single ratio make? In a new , ABA’s Patrick Mitchell and Brittany Kleinpaste discuss the FDIC’s 2% Designated Reserve Ratio target for the Deposit Insurance Fund. This target — established by statute but set at the FDIC’s discretion — is a level higher than the DIF’s Minimum Reserve Ratio of 1.35%, and it has been 2% since it was first established in 2010. On the latest episode of the ABA Banking Journal Podcast — sponsored by — Mitchell and Kleinpaste discuss the simulations that were used to set the ratio 16 years ago and why it might be time...
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Understanding the 2025 Home Mortgage Disclosure Act data
ABA Banking Journal Podcast
On the latest episode of the ABA Banking Journal Podcast — sponsored by — ABA economist Dan Brown discusses the recent release of Home Mortgage Disclosure Act (HMDA) data for 2025. He examines several trends, including the varying composition of bank mortgage loans in different regions, where banks face the stiffest nonbank competition in the mortgage market, a recent rebound in refinancings and a growing generation gap in homebuying activity.
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Financing America's independence
ABA Banking Journal Podcast
To mark the 250th anniversary of Independence Day this week, this classic replay episode of the ABA Banking Journal — sponsored by — explores the role of banking and finance in the American Revolution and the founding era. John Steele Gordon is an acclaimed economic historian whose books include Hamilton’s Blessing, The Great Game and An Empire of Wealth; he is also the ABA Banking Journal’s “” columnist. In this episode, Gordon discusses: How not having any chartered banks prior to 1782 put the United States at a disadvantage during the Revolution. Conversely, how the...
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Talent and innovation in community banking
ABA Banking Journal Podcast
Adam Metz, the newly appointed president and CEO of Central Pennsylvania-based Orrstown Bank, joins the ABA Banking Journal Podcast to discuss the bank’s strategy and growth, its dedicated innovation group, how the bank is using AI and the bank’s client-focused talent strategy.
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Understanding bank regulators’ guidance on illegal immigration
ABA Banking Journal Podcast
On the latest episode of the ABA Banking Journal Podcast, ABA’s Heather Trew breaks down recent news about the president’s on illegal immigration and the financial system and the from the Financial Crimes Enforcement Network, the OCC, the FDIC and others on red flags associated with illegal immigration. Trew covers: An overview of the executive order and advisory Financial typologies of suspicious activity linked to illegal immigration that FinCEN has identified — for individual consumers, small businesses and large businesses Scrutiny on the use of individual taxpayer identification...
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Creating a feeling of welcome . . . for customers and new bankers
ABA Banking Journal Podcast
On the latest episode of the ABA Banking Journal Podcast — presented by — Texas banker Ryan Coaxum joins the show to discuss how he was welcomed into the banking community as an employee, and how he tries to bring that same feeling of welcome to the people he serves in his job as head of community development and external affairs at Moody Bank. “You want to feel wanted, you want to feel like what you are doing, no matter what scale you’re on, that it is important to them. And that’s what I’m trying to get out, specifically in communities that are underserved or underbanked,”...
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How consumer deposits drive full relationship banking
ABA Banking Journal Podcast
In an environment with higher-yielding options, how can banks compete for effectively for deposits? On the latest episode of the ABA Banking Journal Podcast — presented by — Marc Womack, who leads the U.S. consumer deposits franchise at TD Bank, discusses his approach to maximizing data, customizing deposit offerings, developing valuable product bundles and using both physical and digital touchpoints to meet consumer needs. “There is a lot of money in movement and people are looking to optimize yield, but they’re balancing that with their overall financial goals and are not just...
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How an Ohio banker talks with policymakers about stablecoin issues
ABA Banking Journal Podcast
As a community bank president and past chair of the Ohio Bankers League, Jenny Saunders has been part of many conversations with top policymakers on bank issues. On the latest episode of the ABA Banking Journal Podcast — presented by — Saunders, who recently retired as president of FCBank, discusses how she discussed stablecoin and cryptocurrency issues with members of Congress. “If there’s something that you don’t necessarily agree with, then what’s the solution?” Saunders encourages bankers to think through how to describe alternatives, as well as unintentional consequences of...
info_outlineThe big story of check fraud is not only its vast cost to the country and to individual victims, but simply the remarkable rate at which it is increasing. On this episode of the ABA Banking Journal Podcast — presented by nCino — we bring you a conversation from the ABA Fraudcast with ABA’s Paul Benda and Caitlin Piasecki of the United States Postal Inspection Service the enormous scale and challenge of addressing mail theft, a common venue for criminals to access paper checks.
Piasecki describes how the internet serves as a perfect sharing and recruiting platform for criminals aiming to get their hands on as many paper checks as possible. Encrypted platforms are where criminal organizations in New Jersey can easily connect with those operating in Los Angeles, she notes. “We have seen a huge influx in the complex nature these investigations have taken, where previously it was a local group in a local area,” she says.