Turning Super Into Income
A Bite from The Money Sandwich podcast
Are you confident your super will actually deliver a reliable income in retirement? In Episode 61 of A Bite From The Money Sandwich, Marc Bineham builds on the conversation from Episode 59, shifting the focus from saving for retirement to creating income from it. In this episode, Marc is joined by Andrew Lowe, Head of Technical Services at Challenger, to unpack the behavioural side of retirement planning and the role lifetime income products can play. Drawing on insights from the whitepaper, Andrew explains why simplifying advice matters, how behavioural biases influence decision-making, and...
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Could Financial Advice Be the Best Gift You Give Yourself?
A Bite from The Money Sandwich podcast
Is financial advice a luxury, or could it be one of the most powerful gifts you give yourself? In Episode 60 of A Bite From The Money Sandwich, Marc Bineham speaks with Annika Bradley, Head of Advice Strategy at UniSuper, about why access to financial advice can play such an important role in improving women’s financial futures. With International Women’s Day 2026 focused on the theme “Give to Gain,” Marc and Annika explore how giving yourself time, attention and guidance around your finances today can lead to greater confidence and security later in life. Annika explains why many...
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Is Your Super Ready to Pay You in Retirement?
A Bite from The Money Sandwich podcast
Is your super really set up to pay you an income in retirement, or is it just sitting there as a savings account? In Episode 59 of A Bite From The Money Sandwich, Marc Bineham speaks with Adrian Gervasoni, Executive Manager of Advice Services at Industry Fund Services (IFS), about how Australians approaching retirement should be thinking differently about their super. Adrian explains why super needs to shift from simply growing savings to delivering a reliable income, and how making retirement choices clearer and simpler can help people feel more confident about their future. Marc and Adrian...
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The New Rules for First Home Buyers
A Bite from The Money Sandwich podcast
Getting into your first home has always been a dream for many Australians, but with major changes now in effect, that dream might be more achievable than ever. In Episode 58 of A Bite From The Money Sandwich, Marc Bineham is joined by Chaice Paterson, the founder of Low Deposit Homes. Based on the Gold Coast, Chaice has made it his mission to help first-home-buyers navigate the entire process of getting into their first property, from savings plans to securing land and home packages. Marc and Chaice talk through the huge changes that came into effect on October 1st with the expansion of the...
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The Keys to a Happier Retirement
A Bite from The Money Sandwich podcast
What truly makes for a happy retirement — is it money, purpose, or something more? In Episode 57 of A Bite From The Money Sandwich, Marc Bineham speaks to Amanda Gardner, who is Head of Platform Partnerships at Challenger. Amanda shares insights from Challenger’s Retirement Happiness Index, revealing how financial security, community, and a sense of purpose are all critical to enjoying retirement. She highlights that while 76% of pre-retirees fear their money won’t last, those who seek financial advice feel far more confident and prepared. Amanda also explores why so many Australians...
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Feng Shui for Your Money and Mindset
A Bite from The Money Sandwich podcast
How can your home or office layout shape your energy, mindset, and even your money? In Episode 56 of A Bite From The Money Sandwich, Marc Bineham speaks to Jane Langof, who is a multi-award-winning Feng Shui Master, and speaker and founder of Feng Shui Concepts. Jane shares how the flow of energy in your environment can influence your mental, physical and financial wellbeing. She offers practical tips like decluttering your entrance to invite opportunity, positioning your desk to feel empowered at work, and incorporating plants and colours to boost prosperity and harmony. Jane also explains...
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Retirement Is More Than Just Money
A Bite from The Money Sandwich podcast
Worried about what retirement will really look like? In Episode 55 of A Bite From The Money Sandwich, Marc Bineham speaks to Katrina McPhee, Group Executive, Advocacy and Communication and Chief of Staff at Aware Super. Katrina shares insights from Aware Super’s latest State of Retirement report, revealing that 63% of Australians over 45 feel anxious about their retirement, with Gen X leading the concern. She explores how understanding your super, maximising tax-free opportunities, and leaving money invested longer can all contribute to greater financial peace of mind. But retirement...
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Unlock Your Home's Value Without Selling It
A Bite from The Money Sandwich podcast
Ever wondered how to access the wealth tied up in your home without selling it? In Episode 54 of A Bite From The Money Sandwich, Marc Bineham speaks to Andre Karney and Kevin Wunsh, Co-Founders and Joint CEOs of Inviva. Andre and Kevin share how reverse mortgages can give retirees financial flexibility by unlocking home equity without monthly repayments. They explain how borrowers can access up to 20% of their property’s value at age 60, with no risk of owing more than the home’s value. They also discuss market trends, government alternatives, and why financial education is key to...
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Save More on Your Mortgage, Bills, and Debt
A Bite from The Money Sandwich podcast
Ever wondered how to get the best deal on your mortgage, bills, and financial products? In Episode 53 of A Bite From The Money Sandwich, Marc Bineham speaks to Sally Tindall, who is the Data Insights Director and Chief Spokesperson at Canstar Australia. Sally shares insights from Canstar’s 2024 Consumer Pulse Report, highlighting how rising economic pressures have led more Australians to use comparison sites to find better financial deals. She explains why reading the fine print is crucial, how negotiating with lenders can save you money, and the best ways to manage personal debt. Sally...
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Best Bites of 2024
A Bite from The Money Sandwich podcast
I can’t believe we’re already kicking off 2025! But before we dive into new conversations and guests, let’s take a moment to reflect on the highlights of 2024. Over the past year, we’ve had incredible guests who shared their expertise across a wide range of topics. And as always, Marc asked each of them for their best piece of advice. In today’s episode, we’ve compiled those standout moments—the lessons, insights, and wisdom that shaped their journeys and contributed to their success. These aren’t just money tips, but life advice that we can all learn from as we step into the...
info_outline I can’t believe we’re already kicking off 2025! But before we dive into new conversations and guests, let’s take a moment to reflect on the highlights of 2024. Over the past year, we’ve had incredible guests who shared their expertise across a wide range of topics. And as always, Marc asked each of them for their best piece of advice.
In today’s episode, we’ve compiled those standout moments—the lessons, insights, and wisdom that shaped their journeys and contributed to their success. These aren’t just money tips, but life advice that we can all learn from as we step into the new year. Get ready for some golden nuggets to inspire and guide you in 2025!