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How Payments Firms Secure AI While Meeting Regulatory Demands - with Debjit Saha of MoneyGram

AI in Financial Services Podcast

Release Date: 01/12/2026

How AI Is Reshaping Regulated Professional Workflows - with Steve Hasker of Thomson Reuters show art How AI Is Reshaping Regulated Professional Workflows - with Steve Hasker of Thomson Reuters

AI in Financial Services Podcast

Regulated industries are facing mounting pressure to adopt AI while maintaining absolute accuracy, data protection, and clear human accountability. In this episode, Steve Hasker, CEO at Thomson Reuters, joins Emerj’s Matthew DeMello to examine how these demands are reshaping expectations for model reliability, data isolation, and the future of high‑stakes regulatory work. The discussion highlights the need for transparent guardrails, expert‑trained systems, and new approaches to handling large‑scale filings without compromising oversight. Want to share your AI adoption story with...

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Defending Bank Onboarding Against Evolving Risk with Mary Ann Miller of Prove show art Defending Bank Onboarding Against Evolving Risk with Mary Ann Miller of Prove

AI in Financial Services Podcast

Modern enterprise leaders face a critical strategic challenge in balancing seamless digital onboarding with the increasing threat of sophisticated, AI-driven fraud. In this episode, Mary Ann Miller, VP of Client Experience and Fraud Advisor at Prove, unpacks why a robust "welcome mat" strategy centered on high-assurance identity verification enables the safe scaling of high-value services and drives institutional ROI. The conversation examines the implementation of endpoint bot protection to counter agentic AI attacks, the transition to intelligent data pre-fill to reduce abandonment, and the...

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From Pilots to Production in The New Era of Tokenized Finance with Tal Elyashiv of SPiCE VC show art From Pilots to Production in The New Era of Tokenized Finance with Tal Elyashiv of SPiCE VC

AI in Financial Services Podcast

Today’s guest is Tal Elyashiv, Co-founder and Managing Partner at SPiCE VC. Tal joins Emerj’s Nick Gertsch to explore how tokenization is moving from pilot programs into institutional-scale deployment — and what that means for settlement infrastructure, governance, and enterprise AI strategy in regulated financial systems. They discuss the real signals of production readiness, where AI is generating measurable ROI today (from compliance monitoring to customer operations), and why identity verification and human-in-the-loop controls are becoming mission-critical as AI-driven fraud...

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Scaling Trust in the Next Era of Insurance - with Kiruba Eswaran of Eleos Life show art Scaling Trust in the Next Era of Insurance - with Kiruba Eswaran of Eleos Life

AI in Financial Services Podcast

Today’s guest is Kiruba Eswaran, CEO at Eleos Life. Eleos Life provides a fully digital platform for life and disability insurance. The platform offers 24/7 AI-guided assistance to help users navigate the application process, compare options, and manage coverage. It also includes optional wellness-related perks available to eligible customers. Kiruba joins Emerj Client Narrative & Content Strategy Lead,  Nick Gertsch, to discuss how data and AI are reshaping insurance distribution, from improving customer education at scale to embedding protection at the right moments inside modern...

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Why Siloed Fraud and AML Systems Are Failing Financial Institutions - with Debjit Saha of MoneyGram show art Why Siloed Fraud and AML Systems Are Failing Financial Institutions - with Debjit Saha of MoneyGram

AI in Financial Services Podcast

Today’s guest is Debjit Saha, VP of Engineering & Product for Risk & Compliance at MoneyGram. Debjit focuses on building data- and AI-driven controls for fraud, compliance, and payments decisioning. Debjit joins Emerj Editorial Director Matthew DeMello to explore how financial institutions can unify fraud, AML, and sanctions data amid rising costs, regulatory scrutiny, and sophisticated threats. Debjit also highlights practical steps for enterprise leaders: standardize tooling to bridge silos, shift to model-based detection to reduce false positives, and implement tiered...

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How Payments Firms Secure AI While Meeting Regulatory Demands - with Debjit Saha of MoneyGram show art How Payments Firms Secure AI While Meeting Regulatory Demands - with Debjit Saha of MoneyGram

AI in Financial Services Podcast

Today’s guest is Debjit Saha, VP of Engineering & Product for Risk & Compliance at MoneyGram. Debjit focuses on building data- and AI-driven controls for fraud, compliance, and payments decisioning. Debjit joins Emerj Editorial Director Matthew DeMello to explore how payments teams can modernize risk and compliance as fraud grows more sophisticated, customer tolerance for friction shrinks, and regulators demand stronger explainability. Debjit also highlights pragmatic steps leaders can take to build credibility quickly—starting with high-impact use cases, designing for...

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Reducing Friction and Fraud in Financial Services Onboarding – with Mary Ann Miller of Prove show art Reducing Friction and Fraud in Financial Services Onboarding – with Mary Ann Miller of Prove

AI in Financial Services Podcast

Today’s guest is Mary Ann Miller, VP and Fraud Executive Advisor at Prove. Mary Ann brings extensive experience in fraud prevention, identity risk, and digital onboarding across financial services. Mary Ann joins Emerj Senior Editor, Marilie Fouchè, to discuss how financial institutions are applying data and AI to modernize customer onboarding while managing fraud, risk, and regulatory requirements. Mary Ann also breaks down how AI-driven identity verification can automate manual checks, safely support data pre-fill, and flag suspicious or non-human activity earlier in the onboarding...

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Driving Trust and Community Through Technology in Credit Unions – with Nicole Haverly at nCino show art Driving Trust and Community Through Technology in Credit Unions – with Nicole Haverly at nCino

AI in Financial Services Podcast

Today’s guest is Nicole Haverly, Vice President of Credit Unions at nCino. nCino is a provider of intelligent banking solutions. Headquartered in Wilmington, North Carolina, the company helps banks and credit unions modernize and streamline core banking tasks, empowering financial institutions of all sizes globally to deliver faster, more intelligent, and customer-friendly banking experiences. Nicole joins Emerj Senior Editor, Marilie Fouché, to discuss how credit unions can balance community-focused member experiences with the growing demand for digital-first engagement. Nicole also...

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Balancing Personalization and Trust in AI-Driven Customer Experience - with Kyle Hathorn of FNBO show art Balancing Personalization and Trust in AI-Driven Customer Experience - with Kyle Hathorn of FNBO

AI in Financial Services Podcast

Today’s guest is Kyle Hathorn, Director of Customer Experience and Strategy at the First National Bank of Omaha. FNBO is a regional bank founded in 1857 that provides retail and commercial banking services across eight states. Kyle brings extensive experience in designing customer journeys and integrating technology to meet evolving expectations. Kyle joins Emerj Editorial Director Matthew DeMello to discuss how financial services leaders can leverage data and AI to create seamless, personalized, and human-centered customer experiences. He also shares practical strategies for measuring...

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Balancing Friction and Growth in Digital Fraud Strategy - with Karan Gandhi at Best Egg show art Balancing Friction and Growth in Digital Fraud Strategy - with Karan Gandhi at Best Egg

AI in Financial Services Podcast

Today’s guest is Karan Gandhi, Senior Director for Verification and Fraud at Best Egg. Best Egg is a consumer lending platform focused on responsible, data-driven credit access. Karan joins Emerj Editorial Director Matthew DeMello to explore how deepfakes, synthetic identities, bot attacks, and agentic systems are reshaping the fraud landscape and what these shifts mean for data and AI strategy in financial services. Karan also breaks down the practical steps enterprises can take to strengthen verification workflows, leverage metadata and OCR analysis more effectively, and frame...

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More Episodes

Today’s guest is Debjit Saha, VP of Engineering & Product for Risk & Compliance at MoneyGram. Debjit focuses on building data- and AI-driven controls for fraud, compliance, and payments decisioning. Debjit joins Emerj Editorial Director Matthew DeMello to explore how payments teams can modernize risk and compliance as fraud grows more sophisticated, customer tolerance for friction shrinks, and regulators demand stronger explainability. Debjit also highlights pragmatic steps leaders can take to build credibility quickly—starting with high-impact use cases, designing for auditability, and placing human oversight where it matters most. Want to share your AI adoption story with executive peers? Click emerj.com/e2 for more information and to be a potential future guest on Emerj’s flagship ‘AI in Business’ podcast! If you’re interested in unlocking our AI best practice guides, frameworks for AI ROI, and specific resources for AI consultants, visit emerj.com/p1.