Back To School Retirement Planning Quiz
Mind Your Money with Bradshaw Rogers Financial Partners
Release Date: 09/18/2025
Financial Lessons from 2025: Headlines That Affected Your Plan
Mind Your Money with Bradshaw Rogers Financial Partners
2025 was relentless, bursting with financial headlines that just wouldn’t let up. But how many truly deserved your attention? In this episode, we push aside the endless, attention-grabbing noise to zero in on the stories that really moved the needle for real financial plans. Spoiler: some of the most hyped headlines turned out to be far less important than you were led to believe. In 2026, don’t let the news cycle distract you from what truly matters for your money. Here’s some of what we discuss in this episode: 🌍 Tariffs – April trade policy sparked market volatility 📈...
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The First Year of Retirement: 5 Must-Do Steps for a Strong Start
Mind Your Money with Bradshaw Rogers Financial Partners
Kick off your retirement with confidence! In this episode, we reveal the powerful “first year rule” and the five must-do steps to creating healthy habits with your finances, lifestyle, and well-being. Discover why these areas set the stage for lasting fulfillment, and what most retirees overlook. If you want to thrive from day one, click play! Here’s some of what we discuss in this episode: 🕰️ First-Year Rule: Why year one matters most 💸 Financial Adjustment: Shifting from saving to spending 🌱 Purpose & Routine: Creating meaning beyond work 🏥 Health Focus:...
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Understanding IRMAA: How Your Income Impacts Medicare Premiums
Mind Your Money with Bradshaw Rogers Financial Partners
Many retirees are surprised to learn that Medicare isn’t always as “set it and forget it” as they expected. In this episode, we demystify IRMAA, the income-related surcharge that can quietly reduce your Social Security check if your income crosses certain thresholds. What planning strategies can help reduce or avoid IRMAA altogether? Tune in to find out. Here’s some of what we discuss in this episode: 🧾 IRMAA Defined: why higher income triggers Medicare surcharges 🎯 Who’s Impacted: retirees, business owners, and high earners 💵 Premium Impact: how IRMAA reduces...
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The Real Cost of Lending Someone Money
Mind Your Money with Bradshaw Rogers Financial Partners
It’s one of the toughest financial moments you’ll ever face: someone you care about needs help, and you feel torn between wanting to support them and protecting your own financial future. In this episode, we talk openly about the emotional pressure of lending money to friends and family, and the real consequences most people don’t think about until it’s too late. You’ll hear a balanced look at boundaries, alternatives, and healthy ways to navigate these situations without damaging relationships or your retirement plans. Here’s some of what we discuss in this episode: 🤝 Lending...
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The Five People You Meet Before Retirement
Mind Your Money with Bradshaw Rogers Financial Partners
In the book The Five People You Meet in Heaven, each person the main character meets helps him understand his life in a new way. So who are the five people you should meet before retirement? People who can guide your next chapter and help you retire with clarity, confidence, and purpose. After all, retirement isn’t just about money, it’s about people, preparation, and purpose. You’ll hear why each person on the list plays a key role, from building a solid financial plan to protecting your legacy and staying healthy. Trent and Brandon break down the timing, the “why,” and the...
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The Lazy Way to Retire? Let’s Talk Target-Date Funds
Mind Your Money with Bradshaw Rogers Financial Partners
Target-date funds just passed $4 trillion in assets. They’re now the default investment in many 401(k)s, and millions of Americans are using them without really understanding how they work. So, are they a smart choice… or just the easiest one? Let’s look closer at the rising popularity of target-date funds and explain what you really need to know if your 401(k) is riding on one. These “set it and forget it” options offer built-in diversification and automatic rebalancing, but they’re not a one-size-fits-all solution. You’ll learn how target-date funds work, why they became the...
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Legacy vs. Living Gift: Finding the Right Time to Give
Mind Your Money with Bradshaw Rogers Financial Partners
You’ve worked hard, saved well, and now you’re thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait and pass that wealth on later, or give while you’re still around to enjoy the impact? Let’s talk about how to make that decision with confidence. Today, Trent and Brandon break down the practical and emotional aspects of gifting during your lifetime versus leaving a legacy. They discuss how to prioritize your own financial security first and the risks to avoid before handing over large sums. You’ll also learn the ins and outs...
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The 4% Rule Gets a Makeover
Mind Your Money with Bradshaw Rogers Financial Partners
The 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So, does that mean your retirement paycheck just got a raise, or is this just another headline that oversimplifies a complex decision? Today we’ll break down what the 4.7% update really means for your retirement strategy. We’ll explore how the original rule came to be, why it might be evolving, and—most importantly—why this number isn’t a free pass to spend more. Find out which real-life...
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Back To School Retirement Planning Quiz
Mind Your Money with Bradshaw Rogers Financial Partners
Back-to-school season isn’t just for kids; it’s a good reminder for pre-retirees and retirees to sharpen their financial knowledge, too. In this episode, Trent and Brandon put listeners through a “retirement planning pop quiz” covering Social Security, IRA contributions, RMDs, and more. Think of it as a back-to-school refresher course designed to test what you know and teach you what you don’t. They break down how Social Security rules have shifted over the years, why Roth accounts can be such a powerful tool, and how changes to contribution limits could impact your retirement...
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Mailbag: One Big Beautiful Bill Edition
Mind Your Money with Bradshaw Rogers Financial Partners
You’ve heard about the “One Big Beautiful Bill,” but let’s get to what really matters: your questions. In this listener mailbag episode, Trent and Brandon tackle real concerns from clients and pre-retirees trying to make sense of what this tax overhaul actually changes. They’ve read all the fine print, so you don’t have to. Should you still consider moving to a no-income-tax state like Florida? Can your part-time tips or church donations finally earn you a break on your tax bill? The guys break it all down with their usual clarity, humor, and no-nonsense advice. If you’re...
info_outlineBack-to-school season isn’t just for kids; it’s a good reminder for pre-retirees and retirees to sharpen their financial knowledge, too. In this episode, Trent and Brandon put listeners through a “retirement planning pop quiz” covering Social Security, IRA contributions, RMDs, and more. Think of it as a back-to-school refresher course designed to test what you know and teach you what you don’t.
They break down how Social Security rules have shifted over the years, why Roth accounts can be such a powerful tool, and how changes to contribution limits could impact your retirement savings strategy. The conversation also highlights some of the biggest financial risks retirees face, from healthcare costs to market downturns, and why having a complete, customized plan makes all the difference. Tune in to see how your “retirement report card” stacks up and why brushing up now could keep you financially confident in the years ahead.
Here’s some of what we discuss in this episode:
🧾 At what age can you receive full Social Security benefits if you were born after 1960?
💰 What’s the maximum annual IRA contribution for individuals age 50 and older in 2025?
📉 Which retirement accounts require you to take RMDs?
📊 What does the 4% rule refer to in retirement planning?
🛡️ What financial risks do retirees face?
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260