The Fed Is Keeping Rates The Same... Episode 265
Black Hole Of Real Estate Podcast
Release Date: 01/28/2026
Black Hole Of Real Estate Podcast
The Most Effective Curb Appeal Strategies... ...are not as expensive as you think there are a number of things that you are recommended to do I think we all know the basics, right? one of the areas that is often overlooked is the way the home looks in the photos and if you don't want buyers to swipe past your homes marketing you really need to nail the 1st photo ideally its an elevated aerial photo that pulls in the buyers interest which means that the yard looks amazing move the garbage cans out of site get all the toys put away hide all the tools and equipment put down mulch...
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There Is A Real Chance You Are Getting Bad Information About Interest Rates... ...rates have actually gone down the last 3 weeks and very few have noticed The Fed is about to hold the last meeting with Jerome Powell as its leader April 28-29 They have not changed the federal funding rate since December of 2025 and no one is expecting any changes being made at this weeks meeting so how is that rates have come down recently? back in February rates at 6% were available in the market the government shut down the Iran war started and rates floated upward to the 6.5% range it wasn't due to any...
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The Questions 1st Time Home Buyers Are Forgetting To Ask... ...and the answers that may be game changing for them 1st Question - Do I need to put 20% down on a mortgage? Answer - No !!! Many people wait to purchase a home, thinking that they need to save 20% and while it may be a good idea for some, it simply isn't required for most 2nd Question - Are there closing costs and do I have to pay for them? Answer is yes, and then no There are definitely closing costs to purchase a home and...
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Short Term Rentals Heating Up... ...Just in time for Summer ! I get a lot of questions about short term rentals how do they work how do you make $ what do you look for when you want to buy one how do I set them up how do I market them and with the end of the school year coming up quickly a lot of people will be searching online for vacation homes to rent its the perfect testing and training ground to purchase your own searching for the right property to rent is going to help you begin to answer a lot of your questions what makes you click on one ad and swipe past another one? I...
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Some Surpising Real Estate Sales Data... ...The National Association Of Realtors (NAR) Has reported that home sales increased by 2.2% when comparing the 1st quarter of 2026 to 2025 a lot of people were suprised when the data came out and it comes with the caveat that sales in March 2026 are down more than 3% when compared to March sales in 2025 here is what may have caused these results 1Q 2025 New President takes office The Fed stops lowering rates which hover around 6.75% a lot of change an uncertainty in financial markets 1Q 2026 Interest rates are in the 6% range in...
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Pent Up Demand Movement... ...it seems like its happening on both sides right now There a number of reasons that buyers and sellers alike have put their plans on hold interest rates went up inflation government shutdown war in Iran and interestingly enough those things will fade away with time but none of them are the real reason that pent up demand will cause people to take action market sales will increase soon simply because people are ready to move and here's why tax season is over tax refunds ready to deploy the end of the school year is coming up fast...
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Signing A Contract On Behalf Of Someone Else... ...I am not an attorney, contact one before you do anything There are a number of reasons where it makes senses for someone to sign a contract for another person using a power of attorney (POA) they may be out of town they may be out of the country they may lack the competency the may not be physically able to sign there are cases that are sensitive to talk about but its important to discuss end stages of life here as well when a person is alive a power of attorney can be sufficient to get the sale completed...
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Property Info Not Showing Up In Your Email... ...We have a solution to a problem you may not know that you have one of the biggest and most common mistakes that home buyers and agents are making is not adding each other as approved contacts in their email system go ahead and laugh it sounds trivial for sure and yet there are home buyers missing out on properties that were sent to them by their agents that are sitting in their spam folder and there are agents that think their clients are ghosting them for the very same reason the simple solves the complex agents need to...
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The 2nd Quarter of 2026 Will Go Like This... ...slow and then a little faster the year started off with great optimism for sure interest rates were coming down homes going on the market was increasing buyers were active Unfortunately, that momentum was derailed by any number of things so what needs to take place for the market to pick up end the government shutdown end the war in Iran interest rates to drop back down below 6% and while all of this won't happen overnight it seems very likely to happen at this very moment there is a lot of chatter...
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The 1st Quarter of 2026 Wasn't... ...as predictable we predicted It sure looked like: interest rates were going to steadily decline the number of homes for sale would increase a lot the number of home sales would increase a lot and while those things may very happen in the 2nd quarter of 2026 they didn't happen to the extent that we thought it would what didn't we see coming? another lengthy government shutdown a war with Iran interest rates increasing but here is where it gets interesting over the next 30-45 days we will most likely see: the government...
info_outlineThe Fed Is Keeping Rates The Same...
...and its not at all shocking to me
The Fed has lowered rates by .25% 3 meetings in a row
for a total of .75% recent interest rate reductions
The President recently authorized $2 Billion in bond purchases
to add liquidity to the market and encourage more lending by banks
it makes sense for the Fed to pause
and examine the economy before making more moves
There are 2 more meetings before the end of Fed Chair Jerome Powells' term
my suspicion is that we will see a rate reduction at 1 of those 2 meetings
The real moves will most likely happen once the new Fed Chair is named
and we could very well see a more aggressive strategy over the summer months
tune in to todays show for more details