Beyond the Buzz: What Instant Payments Really Mean for Banks
Banking Bytes
In this episode of Banking Bytes, host Matt Williamson is joined by Michael Knetsch of Deutsche Bank and Cristian Cengher of Erste Group to unpack the true impact of the instant payments mandate and what it really means for banks navigating rapid regulatory change. Recorded live at MoneyLive, this conversation dives into the operational, regulatory and infrastructure challenges of implementing instant payments across Europe and why the October compliance deadline is only part of the story. Key highlights: The hidden risks of the 10-second rule – why...
info_outline
Breaking the Bank: How Innovation is Reshaping Payments & Technology
Banking Bytes
In this episode of Banking Bytes, hosts Fred Fuller and Matt Williamson sit down with Steve Mallet, former CIO at HSBC, to discuss how banking technology is evolving—and why the simplest innovations often have the biggest impact. From the rise of instant payments to the role of AI in financial services, this episode explores how banks and fintechs are navigating the challenges of modernisation while maintaining security, resilience, and customer trust. Key highlights: What innovation in banking really...
info_outline
Simplify to Succeed: Cracking the Code of Customer Centricity
Banking Bytes
In this episode of Banking Bytes, hosts Fred Fuller and Matt Williamson are joined by special guest Piet Mallekoote, former CEO of the Dutch Payments Association, to explore the power of customer-centricity in payments innovation. Discover how simple ideas—like making payments as fast as emails—have led to groundbreaking innovations such as instant payments and how really tuning into what the customer needs can spark industry transformation. Key highlights from the episode: Why customer feedback is the foundation of meaningful innovation. The impact of instant payments on seamless...
info_outline
Matt and Fred get their teeth into Banking Bytes
Banking Bytes
Welcome to the premiere of Banking Bytes, Endava’s brand-new podcast series where Fred Fuller and Matthew Williamson dive deep into the world of banking innovation and core modernisation. In this inaugural episode, we tackle some of the most pressing themes shaping the banking industry today: Core modernisation Why customer-centricity is at the heart of every successful transformation. (I think you should take out simplicity as core mod is really complex) Global perspectives: How advancements in regions like Singapore influence banking trends across the globe....
info_outlineIn this episode of Banking Bytes, host Matt Williamson is joined by Michael Knetsch of Deutsche Bank and Cristian Cengher of Erste Group to unpack the true impact of the instant payments mandate and what it really means for banks navigating rapid regulatory change.
Recorded live at MoneyLive, this conversation dives into the operational, regulatory and infrastructure challenges of implementing instant payments across Europe and why the October compliance deadline is only part of the story.
Key highlights:
- The hidden risks of the 10-second rule – why milliseconds matter
- How verification of payee (VOP) is shaping the fight against fraud
- Why customer experience is at stake in the rush to comply
- The reality of 24/7 settlement – why most banks aren’t there yet
- What needs to happen before truly seamless cross-border payments become a reality
Michael, Cristian and Matt explore what it takes to move from compliance to competitive advantage and how banks can meet expectations without compromising trust or stability.
Tune in to hear expert views on the future of payments, infrastructure readiness and what’s next for the European banking ecosystem.