S2 E4: Your 2026 Financial Playbook
Peace Luv Biz
In this episode of Peace Luv Biz, Mary walks business owners through building a 2026 financial playbook that actually works. They break down the key numbers every business needs, how to create a sustainable monthly rhythm, and why quarterly reviews are essential for staying aligned with goals. This episode helps entrepreneurs stop drifting and start leading — with a plan that supports growth, confidence, and freedom. Key Takeaways: ✅ A plan prevents drift ✅ Key numbers create clarity ✅ Monthly rhythm builds consistency ✅ Quarterly reviews drive strategy ✅...
info_outline
S2 E3 - Cash vs Accrual Explained Simply
Peace Luv Biz
In this episode of Peace Luv Biz, Steve and Mary break down cash vs accrual accounting in a way business owners can finally understand. They explain how each method works, when it matters, and why choosing the wrong one can distort profitability, cash planning, and growth decisions. This episode helps entrepreneurs move past confusion and into confident financial leadership — with reporting that actually supports scale. Key Takeaways: ✅ Cash tracks movement — accrual tracks performance ✅ Accrual provides clearer insight for growing businesses ✅ The wrong method distorts decisions...
info_outline
S2E2 - Bookkeeping Is Self‑Care
Peace Luv Biz
Episode Overview In this episode of Peace Luv Biz, Steve and Mary tackle one of the most common — and costly — habits among entrepreneurs: avoiding their books. They break down why messy bookkeeping creates unnecessary stress, how simple weekly habits can restore calm, and when it’s time to delegate instead of white-knuckling it alone. This episode reframes bookkeeping as self-care — not punishment — and gives business owners permission to stop chasing perfection and start building clarity. Key Takeaways: ✅ Avoidance creates more stress than bad numbers ✅ Clean books reduce...
info_outline
S2E1 - Government Crackdowns: Protecting Yourself & Your Business
Peace Luv Biz
This week on Peace Luv Biz, we’re talking about something every entrepreneur needs to take seriously — government enforcement and how to protect your business from legal and financial fallout. The IRS is increasing audits. States are tightening regulations. Penalties are rising. And the days of “I didn’t know” are long gone. So today, we’re breaking down what’s changing, what the government is cracking down on, and most importantly — how to protect yourself, your money, and your business with structure, compliance, and accountability.
info_outline
Episode 30 - The Year We Chose Ourselves
Peace Luv Biz
As the year comes to a close, we’re wrapping up the season by slowing down and looking back. In this episode, we share the lessons learned over the past year and walk through a few practical checklists to help you reflect, reset, and move forward with clarity. Whether you’re closing out your books, planning for the year ahead, or simply taking a moment to pause, this conversation is designed to help you finish the year feeling grounded, prepared, and confident about what’s next.
info_outline
Episode 29 - The End of Year Pivot
Peace Luv Biz
In this week’s episode of Peace Luv Biz, Steve and Mary dive into the end-of-year pivot — the essential period where entrepreneurs assess what actually happened this year and prepare intentionally for the year ahead. They break down how to evaluate your financials, revisit your goals, tighten your systems, and walk into 2026 with clarity, confidence, and a plan that supports real growth. Whether you hit big wins or ran into chaos this year, this episode helps you reset, refocus, and build the foundation for a more peaceful and profitable 2026. Key Takeaways: ✅ How to honestly review...
info_outline
Episode 28 - Government Crackdowns: Protecting Yourself & Your Business
Peace Luv Biz
In this episode of Peace Luv Biz, Steve and Mary dive into a topic too many business owners ignore until it’s too late: government enforcement is increasing — and the penalties are very real. The IRS is stepping up audits, states are cracking down on licensing and sales tax, and AI- driven compliance tools mean your numbers must be clean, accurate, and defensible. Steve and Mary break down what’s changing, why it matters, and how business owners can protect themselves from unnecessary penalties, fees, and legal trouble. This episode is full of the real talk entrepreneurs need: you...
info_outline
Episode 27 - Actions Have Consequences – Accountability in Business and Beyond
Peace Luv Biz
In this week’s episode of Peace Luv Biz, Steve and Mary dig into a topic every entrepreneur needs to face head-on — accountability and repercussions. Business owners often talk about goals and growth, but rarely about what happens when obligations are ignored — taxes left unfiled, invoices unpaid, deadlines missed, and commitments broken. This episode shines a light on the real costs of avoidance — from IRS penalties to damaged business relationships — and how accountability can become your greatest strength instead of your biggest fear.
info_outline
Episode 26 – Scaling the Spice: The Roll Cajun Growth Story
Peace Luv Biz
In this flavorful two-part episode of Peace Luv Biz, Steve and Mary sit down with Matt Coltrin, founder and CEO of Roll Cajun Food Truck, to talk about passion, purpose, and the financial journey behind turning a dream into a thriving business on wheels. From his Louisiana roots to bringing Cajun comfort food to the streets of Birmingham, Matt shares how his love for food and community evolved into a full-fledged business. But it wasn’t all smooth rolling — funding challenges, permits, and cash flow hurdles tested his drive early on. That’s when partnering with Mary changed...
info_outline
Episode 25 – Rolling Into Purpose: How a Cajun Dream Hit the Road
Peace Luv Biz
In this flavorful two-part episode of Peace Luv Biz, Steve and Mary sit down with Matt Coltrin, founder and CEO of Roll Cajun Food Truck, to talk about passion, purpose, and the financial journey behind turning a dream into a thriving business on wheels. From his Louisiana roots to bringing Cajun comfort food to the streets of Birmingham, Matt shares how his love for food and community evolved into a full-fledged business. But it wasn’t all smooth rolling — funding challenges, permits, and cash flow hurdles tested his drive early on. That’s when partnering with Mary changed everything....
info_outlineSome business owners spend more time avoiding reality than facing it — but the truth is, business doesn’t care about your feelings. Numbers don’t lie. And pretending problems don’t exist doesn’t make them go away.
In this episode of Peace Luv Biz, Steve and Mary sit down to talk about the hard truths every entrepreneur needs to hear: the reality behind cash flow struggles, accountability, discipline, and the difference between a business that’s thriving and one that’s just surviving.
They’ll share candid stories from their client work, break down how denial leads to chaos, and remind listeners that facing your financial reality is the only way to find real peace in business.
Key takeaways:
✅ Ignoring financial red flags doesn’t make them disappear — it makes them grow.
✅ Accountability and consistency always beat avoidance and excuses.
✅ Facing your numbers = facing your truth = gaining control.
✅ Peace in business starts with accepting reality.
Subscribe and visit www.peaceluvbiz.com for resources, financial strategy guides, and free consultations to help you build a stronger, smarter business.