Peace Luv Biz
As the year comes to a close, we’re wrapping up the season by slowing down and looking back. In this episode, we share the lessons learned over the past year and walk through a few practical checklists to help you reflect, reset, and move forward with clarity. Whether you’re closing out your books, planning for the year ahead, or simply taking a moment to pause, this conversation is designed to help you finish the year feeling grounded, prepared, and confident about what’s next.
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In this week’s episode of Peace Luv Biz, Steve and Mary dive into the end-of-year pivot — the essential period where entrepreneurs assess what actually happened this year and prepare intentionally for the year ahead. They break down how to evaluate your financials, revisit your goals, tighten your systems, and walk into 2026 with clarity, confidence, and a plan that supports real growth. Whether you hit big wins or ran into chaos this year, this episode helps you reset, refocus, and build the foundation for a more peaceful and profitable 2026. Key Takeaways: ✅ How to honestly review...
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In this episode of Peace Luv Biz, Steve and Mary dive into a topic too many business owners ignore until it’s too late: government enforcement is increasing — and the penalties are very real. The IRS is stepping up audits, states are cracking down on licensing and sales tax, and AI- driven compliance tools mean your numbers must be clean, accurate, and defensible. Steve and Mary break down what’s changing, why it matters, and how business owners can protect themselves from unnecessary penalties, fees, and legal trouble. This episode is full of the real talk entrepreneurs need: you...
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In this week’s episode of Peace Luv Biz, Steve and Mary dig into a topic every entrepreneur needs to face head-on — accountability and repercussions. Business owners often talk about goals and growth, but rarely about what happens when obligations are ignored — taxes left unfiled, invoices unpaid, deadlines missed, and commitments broken. This episode shines a light on the real costs of avoidance — from IRS penalties to damaged business relationships — and how accountability can become your greatest strength instead of your biggest fear.
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In this flavorful two-part episode of Peace Luv Biz, Steve and Mary sit down with Matt Coltrin, founder and CEO of Roll Cajun Food Truck, to talk about passion, purpose, and the financial journey behind turning a dream into a thriving business on wheels. From his Louisiana roots to bringing Cajun comfort food to the streets of Birmingham, Matt shares how his love for food and community evolved into a full-fledged business. But it wasn’t all smooth rolling — funding challenges, permits, and cash flow hurdles tested his drive early on. That’s when partnering with Mary changed...
info_outlinePeace Luv Biz
In this flavorful two-part episode of Peace Luv Biz, Steve and Mary sit down with Matt Coltrin, founder and CEO of Roll Cajun Food Truck, to talk about passion, purpose, and the financial journey behind turning a dream into a thriving business on wheels. From his Louisiana roots to bringing Cajun comfort food to the streets of Birmingham, Matt shares how his love for food and community evolved into a full-fledged business. But it wasn’t all smooth rolling — funding challenges, permits, and cash flow hurdles tested his drive early on. That’s when partnering with Mary changed everything....
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In this heartfelt episode of Peace Luv Biz, hosts Steve, the business growth guy, and Mary, the accounting guru, sit down with Sonia Dominguez — powerhouse entrepreneur and owner of SOID Towing and PMI Hillsborough. Sonia opens up about her journey from running a successful tow truck business without an accounting system to launching a new startup with structure, clarity, and confidence. Together, they unpack the hard truths of entrepreneurship — what happens when success outpaces your systems, the emotional toll of financial disorganization, and the peace that comes from finally having a...
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Some business owners spend more time avoiding reality than facing it — but the truth is, business doesn’t care about your feelings. Numbers don’t lie. And pretending problems don’t exist doesn’t make them go away. In this episode of Peace Luv Biz, Steve and Mary sit down to talk about the hard truths every entrepreneur needs to hear: the reality behind cash flow struggles, accountability, discipline, and the difference between a business that’s thriving and one that’s just surviving. They’ll share candid stories from their client work, break down how denial leads to chaos, and...
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Most business owners think of health and life insurance as just protection for themselves and their families. But the truth is insurance can also be a powerful tax planning tool that reduces liability and creates long-term financial security. In this episode of Peace Luv Biz, Steve and Mary break down how entrepreneurs can strategically use insurance in their business and personal finances, not just as a safety net, but as a smart tax strategy. From deductions and credits to reducing taxable income and protecting your legacy, this is a candid look at how insurance fits into your overall...
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In this heartfelt episode of Peace Luv Biz, Steve and Mary share the origin story behind their business, and why it’s so much deeper than numbers, strategy, or tax planning. Mary opens up about her powerful life journey, filled with struggle, strength, and reinvention, and how every chapter led to a mission: helping business owners find peace in their purpose and structure in their chaos. Steve, with his own perspective as the younger counterpart, offers insight on what it’s like to work beside someone whose life experience is not only unmatched, but transformational. This isn’t just...
info_outlineIn this episode of Peace Luv Biz, Steve and Mary dive into a topic too many business owners
ignore until it’s too late: government enforcement is increasing — and the penalties
are very real.
The IRS is stepping up audits, states are cracking down on licensing and sales tax, and AI-
driven compliance tools mean your numbers must be clean, accurate, and defensible. Steve
and Mary break down what’s changing, why it matters, and how business owners can
protect themselves from unnecessary penalties, fees, and legal trouble.
This episode is full of the real talk entrepreneurs need: you can’t operate on hope, and you
can’t outrun compliance. But with clean books, proper structure, and the right financial
team, you can stay safe, stay stress-free, and keep your business thriving.
Key Takeaways:
✅ Governments are enforcing more aggressively — small businesses are the target.
✅ Most penalties come from avoidable mistakes, not bad intentions.
✅ Compliance isn’t optional — it’s protection.
✅ Clean books + proper payroll + timely filing = long-term peace.
For tools, support, and expert guidance, visit www.peaceluvbiz.com to book your
consultation.