Financial Healing, Credit, and Closing the Wealth Gap with Tierrá Bonds
Release Date: 11/21/2025
The Jason Cavness Experience
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In this episode of The Jason Cavness Experience, Jason sits down with Shonta Riles, CEO and founder of Poppin Notary, to talk about building a trusted local service business, expanding beyond traditional notary work, and staying deeply connected to the community. Shonta shares how he launched Poppin Notary in 2016, what it took to earn trust in an industry built on accuracy and reliability, and why customer service is the real differentiator for small businesses. He explains how his background hosting the Deprogram Talk Radio Show sharpened his communication skills and helped him connect with...
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In this episode of The Jason Cavness Experience, Jason sits down with Taylor Black for a wide-ranging conversation that spans AI, startups, big tech, and family life. Taylor shares his experience working at Microsoft, where he’s been close to how AI is being built, adopted, and misunderstood inside large organizations. He talks about how startups and founders should think about AI realistically not as hype, but as a tool that rewards clarity, discipline, and execution. Beyond tech, Taylor opens up about his family’s journey through fostering and adoption, what it’s taught him about...
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In this episode of The Jason Cavness Experience, Jason sits down with Scott Strong, founder of Strong Fiber Systems, to talk about building a service-first business in the telecom industry and why sales discipline and customer service still matter in a world obsessed with automation. Scott shares his journey into entrepreneurship, how he built Strong Fiber Systems by focusing on relationships and trust, and why doing the unscalable work, personal outreach, follow-ups, and real conversations creates a lasting competitive advantage. He explains the difference between motivation and discipline in...
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In this episode of The Jason Cavness Experience, Jason sits down with Brandie Henry. A communication coach, consultant, educator and community advocate whose work bridges personal development, professional leadership, youth services and creative expression. Brandie runs S4S Management, where she coaches leaders on communication, clarity and emotional intelligence, while also serving the community through her work with Southwest Youth and Family Services (SWYFS). Brandie shares how her early foundation in dance shaped her understanding of expression, confidence and presence long...
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In this episode of The Jason Cavness Experience, Jason sits down with Liz Galloway a global brand strategist, PR pro, experiential marketer, storyteller, TEDx curator, wellness advocate, and adventure-driven entrepreneur. Liz’s work spans luxury hospitality, wellness retreats, publishing, consulting, media production and high-impact brand development across Central America, Europe and the U.S. Liz shares how she built a life and career around curiosity, creativity and courage blending strategy with soul to help brands cut through noise and connect with people on a deeper level. She and Jason...
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In this solo livestream episode, Jason Cavness walks small business owners through the HR laws you must follow when you have 49 or fewer employees. Jason draws from more than 30 years of HR experience, 25 years as a retired U.S. Army officer, and over a decade working with startups to explain complicated HR rules in a simple, practical way. Jason covers what federal government actually requires, why most HR mistakes come from confusion rather than bad intent, and how ignoring even one rule can lead to fines, audits, lawsuits, and massive headaches for small business owners. Using...
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In this episode of The Jason Cavness Experience, Jason sits down with Nicholas White. A Seattle-based marketing strategist, startup advisor, entrepreneur, and operator with experience at Amazon, Microsoft, and multiple early-stage ventures. Nick has led digital marketing programs for major B2B/B2C brands, driven pipeline expansion, advised early-stage founders, and built systems that blend creativity, data, and practical execution. His approach to modern marketing is shaped by curiosity, experimentation, and a deep understanding of customer psychology. Jason and Nick dive into how marketing is...
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In this solo episode of The Jason Cavness Experience, Jason goes live to break down everything he’s building across CavnessHR, the Wefunder campaign, HR law education, livestreaming strategy, and the behind-the-scenes founder grind people rarely talk about. Jason talks through his work on the HR Laws Livestream Deck, what small businesses keep getting wrong about HR compliance and why he’s pushing hard to create accessible education for founders who can’t afford expensive consultants. He also gives an update on the CavnessHR Wefunder campaign, the ebooks rollout, the Builders Club,...
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In this episode of The Jason Cavness Experience, Jason sits down with Kate Edwards. An award-winning 30+ year leader in the global game industry, culturalization pioneer, former Executive Director of the IGDA, former head of the Global Game Jam, CEO of Geogrify, and CXO/Co-Founder of SetJetters. Kate has worked on more than 306 games across genres including RTS, FPS, racing, horror, and AAA franchises like Age of Empires, Battlefield, Mad Max, Jade Empire, and Indiana Jones. She is widely known for establishing the discipline of game culturalization, helping studios navigate geography,...
info_outlineIn this episode of The Jason Cavness Experience, Jason sits down with Tierrá Bonds, Founder & CEO of Take Charge Credit Consulting. To dig into the financial realities so many people quietly struggle with credit, debt, generational trauma, and why the racial wealth gap continues to grow in the U.S.
Tierrá breaks down her journey from her early struggles with credit to becoming one of the leading trauma-informed financial coaches working with individuals, nonprofits, and government agencies across Washington State.
She shares how childhood experiences shape our relationship with money, why credit systems are designed the way they are, and the truth behind predatory lending, payday loans, rent reporting, and how the system keeps people stuck.
The conversation dives deep into motherhood, entrepreneurship, financial trauma, the psychology of money, the realities of poverty vs. “American poverty,” building wealth later in life, and how Tierrá helps people repair credit, rebuild confidence, and create generational change. If you’ve ever dealt with financial stress, avoided looking at your credit report, or felt like you were “behind,” this episode will hit home.
Topics Discussed:
• Motherhood, entrepreneurship, and finding life balance
• Travel stories, cultural experiences, and exploring the world
• Trauma-informed financial coaching and why money triggers people
• Generational wealth gaps and the racial credit gap
• Credit myths, credit utilization, and how the system really works
• Payday loans and predatory financial structures
• Rent vs. homeownership and the importance of education
• Why many families avoid talking about money
• Business credit vs personal credit and TikTok myths
• Working with nonprofits, cities, and the Department of Commerce
• Why many entrepreneurs aren’t ready to be business owners
• Funding disparities for Black women founders
• Mental health, financial shame, and asking for help
• Tierrá’s long-term vision: entrepreneurship, investment, and social impact
• Advice for anyone trying to finally get their financial life in order Support CavnessHR
Help Fix HR for Small Businesses CavnessHR is building an AI-native HR system for small businesses with 49 or fewer employees. Automation + a dedicated HR Business Partner built to save small businesses time, money, and stress.
Here’s how you can support the mission:
💸 Invest in CavnessHR on Wefunder Be early. Own equity. Help us rebuild the future of small business HR. https://wefunder.com/cavnesshr
📚 Download 7 Free eBooks based on The Jason Cavness Experience Leadership, startups, AI, growth, and more. https://www.buildcavnesshr.com/ebooks
🤝 Join the CavnessHR Builders Club Exclusive updates, early access, community, and product influence. https://www.buildcavnesshr.com/
Connect with Tierrá Bonds & Take Charge Text for a free credit game plan: 206-971-1269 (text “Jason”)
Email: tierrabonds@takechargecc.com
Website: https://www.takechargecc.com South Seattle Emerald Article: https://www.southseattleemerald.com (search her name)
B.O.B.E Symposium info: https://bobewa.org