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092 - Demystifying Health Coverage: What Your Monthly Insurance Premium Actually Buys You

W.O.W. MD - Your Wellness Optimizing Warrior

Release Date: 06/06/2025

105 - Beyond the Numbers: Understanding the Complexities of Hormone Therapy Surveillance show art 105 - Beyond the Numbers: Understanding the Complexities of Hormone Therapy Surveillance

W.O.W. MD - Your Wellness Optimizing Warrior

Most women don’t really understand how hormones like estrogen fluctuate during their cycle. If you were to test a woman’s estrogen, the level you would get would vary greatly depending on which part of her cycle she was in. Ovulation marks the peak of estrogen levels during the entire cycle. At the same time, the level of estrogen at ovulation is dependent on the quality of egg that is released during her cycle. Further to this, normal levels of estrogen don’t always reflect the optimal levels. This highlights the importance of data interpretation when your levels are being tested,...

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104 - Unveiling the Overlooked: Testosterone's Role in Women's Health show art 104 - Unveiling the Overlooked: Testosterone's Role in Women's Health

W.O.W. MD - Your Wellness Optimizing Warrior

Why don’t we know more about optimal testosterone levels, especially since it can be so beneficial for women? Part of the problem is that research into women’s health is significantly underfunded. Testosterone is an estrogen antagonist, so it could help with estrogen-dominant conditions like endometriosis. Yet, it isn’t put forth as a possible treatment. Many women have excellent tolerance levels for the right amount of testosterone so long as their health professionals consider their physiology and reason for treatment. Menopause is another hormone-related issue many women struggle...

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103 - Decoding Hormone Testing: Testosterone Levels for Women: Myths Versus Science Part 2 show art 103 - Decoding Hormone Testing: Testosterone Levels for Women: Myths Versus Science Part 2

W.O.W. MD - Your Wellness Optimizing Warrior

In today’s episode we’re continuing our conversation about testosterone therapy, including its benefits and the importance of monitoring testosterone levels. Understanding the testosterone levels you should strive for and measuring your physiological responses is key to using it beneficially. Testosterone is the main anabolic hormone in the body. It repairs, restores, and regrows damaged tissue. The problem is that the normal range established by labs—a guide most doctors will use to identify if your testosterone is low—is not always the best baseline to use.  In an ideal world,...

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102 - Decoding Hormone Testing: Testosterone Levels for Women: Myths Versus Science Part 1 show art 102 - Decoding Hormone Testing: Testosterone Levels for Women: Myths Versus Science Part 1

W.O.W. MD - Your Wellness Optimizing Warrior

This episode is for all the women who have left the doctor disappointed—turned away and told their hormone levels were fine even when they didn’t feel right. Hormone level testing isn’t given much thought by the majority of medical professionals, yet it’s crucial to providing adequate patient health. Right now, there is a complete lack of standardization in this area. A part of this is due to the fact that hormones impact men and women differently, and we don’t know how introductions of hormones will impact any specific individual. There is also a difference between testing for...

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101 - Botox for All Ages: Understanding Its Impact and Benefits with Meghan Morrissette show art 101 - Botox for All Ages: Understanding Its Impact and Benefits with Meghan Morrissette

W.O.W. MD - Your Wellness Optimizing Warrior

We’re welcoming Meghan Morrissette, my aesthetics nurse, again today to bring our conversation about Botox and other types of neurotoxin treatments to a close. We’ll be addressing more common questions in this episode. When is the best time to get Botox? Is there a better age to start? Patients in their 20s typically seek neurotoxin treatment for facial balancing, as they haven’t largely experienced the signs of aging. By relaxing some of the facial muscles, you can also reduce the appearance of static wrinkles later in life, which are caused by repetitive muscle movements. Social media...

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100 - Botox Uncovered: Essential Knowledge for Aesthetic Treatments with Meghan Morrissette show art 100 - Botox Uncovered: Essential Knowledge for Aesthetic Treatments with Meghan Morrissette

W.O.W. MD - Your Wellness Optimizing Warrior

We are continuing our conversation about Botox with Meghan, my aesthetics nurse. Is all Botox the same? Actually, they can vary in some ways. If you don’t feel ecstatic about the results a few weeks later, you can experiment with different types of neuromodulators. For example, instead of the Botox brand name you can try Dysport, Daxxify, Xeomin, and more. If your treatment is going well and you’re happy with it, you don’t need to change anything. Typically, injectors don’t carry all the different brands. The dosing discussion can be challenging for patients and injectors, so it’s...

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099 - The Botox Breakdown with Meghan Morrissette: Science, Art, and Results show art 099 - The Botox Breakdown with Meghan Morrissette: Science, Art, and Results

W.O.W. MD - Your Wellness Optimizing Warrior

This week’s episode is all about Botox as we welcome my aesthetics nurse Meghan Morrissette. As a holistically-minded person, the idea of injecting myself with a toxic chemical just to look better did not appeal to me for many years. However, now that I have a deeper understanding about what Botox can really do, I think it’s worth exploring, which I recently did myself. I had a great experience trying Botox for the first time with Meghan. She has a soft, delicate touch, and the needles are tiny, so I felt no pain at all. She’s passionate about giving natural results and long-lasting...

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098 - Beyond Insurance: Taking Full Control of Your Health show art 098 - Beyond Insurance: Taking Full Control of Your Health

W.O.W. MD - Your Wellness Optimizing Warrior

Today we’re concluding our conversation about being independently healthy. This time, we’re focusing on preventative care and maintaining your health. Most patients believe their health insurance plan is there to keep them healthy, but this is not true. The medical insurance industry is designed only to cover catastrophically high expenses in serious health situations. It’s important to remember that your health insurance does not guarantee you access to a wide array of services with your medical care provider. If you want services outside of what’s covered by your insurance, you may...

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097 - Understanding Your Medical Insurance: Beyond the Basics show art 097 - Understanding Your Medical Insurance: Beyond the Basics

W.O.W. MD - Your Wellness Optimizing Warrior

In this episode we’re continuing our conversation about being independently healthy, focusing on covered medical expenses. Medical insurance premiums have skyrocketed—they are extremely expensive, and therefore unaffordable for many people. If possible, it’s important to prioritize having your deductible on hand in case you ever need it. You may also need a contingency plan for specific medical expenses which are not covered. If it’s a therapy focused on maintaining wellness, balancing hormones, or anti-aging, it will likely not be a covered expense.  The medical insurance...

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096 - Independence Day Special: Becoming Independently Healthy show art 096 - Independence Day Special: Becoming Independently Healthy

W.O.W. MD - Your Wellness Optimizing Warrior

Many of us are familiar with the idea of being independently wealthy, but what does it mean to be independently healthy? Health independence is the ability to maintain your physical and mental wellbeing without relying on external support. If you want to be independently healthy, you need to eat well, exercise often, sleep soundly, and manage your stress. Having this knowledge is one thing, but using it is another. The reality is that 40% of Americans suffer from two or more chronic illnesses, and 3 out of 4 Americans are overweight or obese. It’s also much easier to be independently healthy...

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More Episodes

We’re continuing our conversation about insurance coverage today, specifically how it impacts your access to wellness procedures and therapies. All insurance companies are positioned in a particularly advantageous position. People tend to have unrealistic expectations about what they’re being offered, and this usually comes to light when they get denied.

Oftentimes, insurance is a lose-win situation, and only becomes a win-win for you when something unfortunate happens and you need high-cost medical care. Each medical insurance company has their own version of a formulary, which is an approved list of cheapest medications they are willing to pay for—only with proven medical necessity.

Our bodies are complex machines, and issues can arise even when you’re seemingly in good health. Doing what it takes to maintain your health can give you the additional support you might need and wish you’d had when illness strikes. If you value your health, you must pay attention to what you eat, how you exercise, and the nutrients you provide yourself with.

Many men and women fail to value their health and demand other people—like their doctors or their insurance company—to carry the responsibility for it. But in reality, we should call health insurance “medical insurance,” because that’s what it actually is. Your insurance is designed to help you get back to baseline, but not to restore optimal health.

Remember when visiting your doctor that they do not know the specifics of your insurance plan. It is your responsibility to understand your insurance plan and what is actually covered. No matter your budget looks like, your medical professionals should be able to provide some options to help you move forward.

 

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