5 Important Reasons to Shift Your Limiting Beliefs to See Success
City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women
Release Date: 09/22/2025
City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women
Can you believe this is the final episode of 2025? It feels surreal to be closing out another year of the City Girl Savings Podcast—211 episodes of financial education, mindset shifts, and real conversations about building the life you want through better money management. If you've been tuning in all year…whether this is your very first episode or you've listened to all 50+ episodes released in 2025…I just want to say thank you from the bottom of my heart. Truly. Your support, your listens, your shares, your reviews, your messages about how an episode changed your perspective... they...
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As the year winds down, I always find myself in reflection mode—looking back at the goals I set at the beginning of 2025, evaluating what went well, what didn't pan out, and most importantly, what I learned along the way that will make me better at goal-setting moving forward. And let me tell you, goal setting is one of my absolute favorite things to do. I love the process of dreaming big, planning strategically, and mapping out what's next for my life and business. But if I've learned anything over the years of setting and tracking goals, it's that how you set your goals (and how you track...
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Wow, how is it that another year is almost behind us? The older I get, the more I feel like time is just flying by, and if you're not intentional about making the most of your time, you'll get left behind chasing goals you never quite reach. This reality feels even more true as I reflect on 2025 and look ahead to what I want to accomplish in 2026. In the spirit of making the most of my time and staying intentional with my progress, I'm a firm believer in the power of planning, setting, and reflecting on goals…both personal goals for my life and business goals for City Girl Savings. But...
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We're officially in the final stretch of the year, and you know what that means: holiday parties, family gatherings, and probably a little too much spending on gifts, decorations, and celebrations. But before we get caught up in all the festivities and lose sight of our financial goals, I want to remind you of something important: it's not too late to make some powerful moves with your money before the year ends. Here's the thing so many people get wrong: you don't have to wait until January 1st to start improving your finances. In fact, the last few weeks of the year are actually the perfect...
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I tell my money coaching clients all the time that if their health isn't right, it doesn't matter how great their money is—they won't be able to make the most of it. You could have a six-figure salary and a robust investment portfolio, but if you're mentally and emotionally depleted from constantly putting everyone else first, none of it brings you peace or fulfillment. Mental health is something that doesn't get anywhere near enough attention, especially for women who are taught from a young age to be caregivers, nurturers, and people-pleasers. It impacts so many areas of our lives…our...
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November is such a wonderful month, not just because of the cozy weather or fall vibes (although those are great), but because it's a season where we naturally slow down and reflect on what we're grateful for. But when it comes to money, I've noticed something troubling: so many of us focus exclusively on what we don't have: the bigger salary, the dream home, the overflowing savings account…and we completely overlook the financial blessings that are already right in front of us. This scarcity mindset keeps us stuck in a cycle of never feeling like we have enough, even when we're making...
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Before you're ready to make more money, you must master the money you currently have, and I will die on this hill. Here's the truth many people don't want to hear: a lot of us convince ourselves we need more income when, in reality, we need to control our spending habits first. It's either an income problem (you truly don't make enough to cover basic needs) or a behavioral problem (you spend too much, leading you to believe you don't make enough). And here's why this distinction matters: if you have a behavioral spending problem and don't fix it before earning more, those bad habits will scale...
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Feeling stuck between where you are and where you want to be? You're not alone. Many high-achievers experience this 'in-between' phase…not quite burned out, but lacking the excitement and motivation that once drove them forward. It's that uncomfortable space where you're functioning at a higher level than before, yet still far from your ultimate goals. The spark is gone, but so is the clarity about what to do next. This life transition and career plateau is completely normal, but you don't have to stay stuck in the fog. A year ago, I found myself in this exact place: consumed by content,...
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Building multiple income streams is no longer optional…it's essential for financial freedom. The average millionaire has 7 income streams, and side hustles are one of the most accessible ways to diversify your earnings. Whether you want to pay off debt faster, save for big goals, or create passive income, starting a side hustle can transform your financial situation. Learn proven strategies from coach Latasha Peterson on how to launch and grow a profitable side business. Get ready to succeed in your side hustle era! Here’s What You’ll Learn in This Episode: How to identify the...
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Chronic stress and burnout are epidemic among entrepreneurs and high-achievers. In 2025, prioritizing nervous system regulation isn't just wellness - it's essential for sustainable business success and mental health. After experiencing the physical toll of chronic stress and high cortisol, I'm sharing my journey to healing and the practical steps that are transforming my health. I’ve made it my mission to regulate my nervous system. I want to feel better. I took the first step in this mission by scheduling an appointment with a naturopathic doctor. She did a deep dive into my bloodwork and,...
info_outlineWhat if the only thing standing between you and success is what you believe about yourself?
Wouldn’t you shift that belief so that you and success were no longer separated?
Of course you would! I know I would!
Here’s a hard truth: there are self-imposed beliefs that are keeping you from success. These limiting beliefs are holding you back from the things that can bring you the most joy.
In this episode, I’m sharing 5 ways to shift your limiting beliefs and why your future self’s happiness relies on it.
Here's a glance at this episode:
- [01:30] Raya breaks down what limiting beliefs are. They are negative thoughts we have that are untrue, but we believe them to be true.
- [05:08] Identifying the thoughts that are posing as untrue beliefs is the first step to shifting your mind to reach success.
- [09:10] Especially in the beginning, it’s going to take time to reframe your state of mind. It will be worth the work and get easier over time.
- [12:41] Audit your environment. Make sure the people and things you surround yourself with aren’t reinforcing your limiting beliefs.
- [15:32] Raya shares a few examples of small actions that can be implemented to prove a limiting belief wrong.
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Resources mentioned in this episode:
Free 5-Day Money Mindset & Manifestation Challenge
Learn about Raya’s Financial Focus Coaching Program
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