5 Money Lessons 2025 Taught Us and How to Apply Them in 2026
City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women
Release Date: 12/29/2025
5 Money Lessons 2025 Taught Us and How to Apply Them in 2026
City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women
Can you believe this is the final episode of 2025? It feels surreal to be closing out another year of the City Girl Savings Podcast—211 episodes of financial education, mindset shifts, and real conversations about building the life you want through better money management. If you've been tuning in all year…whether this is your very first episode or you've listened to all 50+ episodes released in 2025…I just want to say thank you from the bottom of my heart. Truly. Your support, your listens, your shares, your reviews, your messages about how an episode changed your perspective... they...
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6 Ways to Assess Your Goal Progress and Set Better Goals
City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women
As the year winds down, I always find myself in reflection mode—looking back at the goals I set at the beginning of 2025, evaluating what went well, what didn't pan out, and most importantly, what I learned along the way that will make me better at goal-setting moving forward. And let me tell you, goal setting is one of my absolute favorite things to do. I love the process of dreaming big, planning strategically, and mapping out what's next for my life and business. But if I've learned anything over the years of setting and tracking goals, it's that how you set your goals (and how you track...
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My Personal and Business Goals for 2026
City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women
Wow, how is it that another year is almost behind us? The older I get, the more I feel like time is just flying by, and if you're not intentional about making the most of your time, you'll get left behind chasing goals you never quite reach. This reality feels even more true as I reflect on 2025 and look ahead to what I want to accomplish in 2026. In the spirit of making the most of my time and staying intentional with my progress, I'm a firm believer in the power of planning, setting, and reflecting on goals…both personal goals for my life and business goals for City Girl Savings. But...
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City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women
We're officially in the final stretch of the year, and you know what that means: holiday parties, family gatherings, and probably a little too much spending on gifts, decorations, and celebrations. But before we get caught up in all the festivities and lose sight of our financial goals, I want to remind you of something important: it's not too late to make some powerful moves with your money before the year ends. Here's the thing so many people get wrong: you don't have to wait until January 1st to start improving your finances. In fact, the last few weeks of the year are actually the perfect...
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City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women
I tell my money coaching clients all the time that if their health isn't right, it doesn't matter how great their money is—they won't be able to make the most of it. You could have a six-figure salary and a robust investment portfolio, but if you're mentally and emotionally depleted from constantly putting everyone else first, none of it brings you peace or fulfillment. Mental health is something that doesn't get anywhere near enough attention, especially for women who are taught from a young age to be caregivers, nurturers, and people-pleasers. It impacts so many areas of our lives…our...
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City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women
November is such a wonderful month, not just because of the cozy weather or fall vibes (although those are great), but because it's a season where we naturally slow down and reflect on what we're grateful for. But when it comes to money, I've noticed something troubling: so many of us focus exclusively on what we don't have: the bigger salary, the dream home, the overflowing savings account…and we completely overlook the financial blessings that are already right in front of us. This scarcity mindset keeps us stuck in a cycle of never feeling like we have enough, even when we're making...
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City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women
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City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women
Feeling stuck between where you are and where you want to be? You're not alone. Many high-achievers experience this 'in-between' phase…not quite burned out, but lacking the excitement and motivation that once drove them forward. It's that uncomfortable space where you're functioning at a higher level than before, yet still far from your ultimate goals. The spark is gone, but so is the clarity about what to do next. This life transition and career plateau is completely normal, but you don't have to stay stuck in the fog. A year ago, I found myself in this exact place: consumed by content,...
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How to Start a Profitable Side Hustle with Coach Latasha Peterson
City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women
Building multiple income streams is no longer optional…it's essential for financial freedom. The average millionaire has 7 income streams, and side hustles are one of the most accessible ways to diversify your earnings. Whether you want to pay off debt faster, save for big goals, or create passive income, starting a side hustle can transform your financial situation. Learn proven strategies from coach Latasha Peterson on how to launch and grow a profitable side business. Get ready to succeed in your side hustle era! Here’s What You’ll Learn in This Episode: How to identify the...
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My Journey to a Regulated Nervous System
City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women
Chronic stress and burnout are epidemic among entrepreneurs and high-achievers. In 2025, prioritizing nervous system regulation isn't just wellness - it's essential for sustainable business success and mental health. After experiencing the physical toll of chronic stress and high cortisol, I'm sharing my journey to healing and the practical steps that are transforming my health. I’ve made it my mission to regulate my nervous system. I want to feel better. I took the first step in this mission by scheduling an appointment with a naturopathic doctor. She did a deep dive into my bloodwork and,...
info_outlineCan you believe this is the final episode of 2025? It feels surreal to be closing out another year of the City Girl Savings Podcast—211 episodes of financial education, mindset shifts, and real conversations about building the life you want through better money management.
If you've been tuning in all year…whether this is your very first episode or you've listened to all 50+ episodes released in 2025…I just want to say thank you from the bottom of my heart. Truly. Your support, your listens, your shares, your reviews, your messages about how an episode changed your perspective... they all mean the world to me and the entire CGS team.
This podcast started back in January 2022 as a way for me to share what I've learned about money, mindset, goal-setting, and creating the life you want on your own terms. Over the past four years, it's grown into such a powerful space for women to learn, grow, take ownership of their financial futures, and realize they're not alone in their money struggles.
As we close out another incredible year, I've been reflecting deeply on what 2025 has taught me—not just as a money coach working with clients every week, but as a woman navigating her own financial journey, personal growth, health challenges, business evolution, and life transitions.
So in today's final episode of the year, I'm sharing five powerful money lessons that 2025 taught us, along with practical ways to apply each one in 2026 so you can reach brand-new levels in your financial journey. And because I'm passionate about the transformation that happens when you have support and guidance, I'm also sharing how working with a money coach can help you implement these lessons with clarity and confidence.
Grab a notebook, open your Notes app, or get ready to screenshot some key takeaways, because these five lessons are the perfect foundation for the new year ahead.
Here’s What You’ll Learn in This Episode:
Why discipline beats motivation for lasting financial results
The role of mindset in determining your money success or struggles
How financial systems create freedom instead of restriction
Building accountability through money coaching and support systems
Real client success stories: credit score increases, debt payoff, mindset shifts
The power of imperfect action over waiting for perfect conditions
The Perfect Year-End Reflection:
After 211 episodes and countless client transformations, these five lessons represent the most powerful shifts that create lasting financial change. Whether you crushed 2025 or struggled through it, these insights will help you enter 2026 with clarity, confidence, and a concrete plan for growth.
Here's a glance at this episode:
- [02:29] Discipline Over Motivation: Why the hard days make the biggest difference in your financial progress.
- [05:10] Mindset Transformation: How money coaching rewires your relationship with money, confidence, and self-worth.
- [09:27] Systems Create Freedom: How financial organization eliminates stress and creates lasting peace with money.
- [11:56] Progress Over Perfection: Why waiting for the "perfect time" keeps you stuck and how to take imperfect action.
- [14:40] Q1 2026 Podcast Break: What to expect during the break and exciting updates coming in April 2026.
🎉 City Girl Savings 20% Off Sale - January 1-15, 2026! Start the new year strong with 20% off custom budget plans, the Personal Finance Portfolio, 1-on-1 money coaching, and DIY worksheets. This is our biggest sale of the year and only happens once—mark your calendar!
Podcast Q1 2026 Break Announcement: After releasing weekly episodes since January 2022, the City Girl Savings Podcast is taking a well-deserved Q1 break (January-March 2026). We'll share favorite past episodes weekly to keep you inspired while preparing an incredible new season. Brand-new episodes return the first Monday in April 2026!
Thank You for an Amazing 2025: Thank you for being part of the CGS family this year. Your support has made this podcast's growth possible, and I'm so proud of the progress you've made toward your financial goals. Here's to the lessons learned, the progress made, and the amazing transformations waiting in 2026!
Rate, Review, & Follow:
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This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life!
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Resources mentioned in this episode:
Grab your CGS Personal Finance Portfolio
Listen to Episode #21 – Setting Up Your Own Financial Filing System
Get started on a custom budget plan today
Learn about Raya’s Financial Focus Coaching Program
Follow City Girl Savings on Instagram, YouTube, and TikTok
Join the City Girl Savings Facebook Group
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