Libsyn Directory

Celebrating 200 Episodes – Raya’s Favorite Episode Roundup

City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women

Release Date: 10/13/2025

5 Money Lessons 2025 Taught Us and How to Apply Them in 2026

City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women

Can you believe this is the final episode of 2025? It feels surreal to be closing out another year of the City Girl Savings Podcast—211 episodes of financial education, mindset shifts, and real conversations about building the life you want through better money management. If you've been tuning in all year…whether this is your very first episode or you've listened to all 50+ episodes released in 2025…I just want to say thank you from the bottom of my heart. Truly. Your support, your listens, your shares, your reviews, your messages about how an episode changed your perspective... they...

6 Ways to Assess Your Goal Progress and Set Better Goals

City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women

As the year winds down, I always find myself in reflection mode—looking back at the goals I set at the beginning of 2025, evaluating what went well, what didn't pan out, and most importantly, what I learned along the way that will make me better at goal-setting moving forward. And let me tell you, goal setting is one of my absolute favorite things to do. I love the process of dreaming big, planning strategically, and mapping out what's next for my life and business. But if I've learned anything over the years of setting and tracking goals, it's that how you set your goals (and how you track...

My Personal and Business Goals for 2026

City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women

Wow, how is it that another year is almost behind us? The older I get, the more I feel like time is just flying by, and if you're not intentional about making the most of your time, you'll get left behind chasing goals you never quite reach. This reality feels even more true as I reflect on 2025 and look ahead to what I want to accomplish in 2026. In the spirit of making the most of my time and staying intentional with my progress, I'm a firm believer in the power of planning, setting, and reflecting on goals…both personal goals for my life and business goals for City Girl Savings. But...

10 Quick Financial Wins to Achieve Before the Year Ends

City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women

We're officially in the final stretch of the year, and you know what that means: holiday parties, family gatherings, and probably a little too much spending on gifts, decorations, and celebrations. But before we get caught up in all the festivities and lose sight of our financial goals, I want to remind you of something important: it's not too late to make some powerful moves with your money before the year ends. Here's the thing so many people get wrong: you don't have to wait until January 1st to start improving your finances. In fact, the last few weeks of the year are actually the perfect...

Pleasing Yourself Instead of Others with Therapist Jamila Holcomb

City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women

I tell my money coaching clients all the time that if their health isn't right, it doesn't matter how great their money is—they won't be able to make the most of it. You could have a six-figure salary and a robust investment portfolio, but if you're mentally and emotionally depleted from constantly putting everyone else first, none of it brings you peace or fulfillment. Mental health is something that doesn't get anywhere near enough attention, especially for women who are taught from a young age to be caregivers, nurturers, and people-pleasers. It impacts so many areas of our lives…our...

5 Financial Blessings You May Be Overlooking

City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women

November is such a wonderful month, not just because of the cozy weather or fall vibes (although those are great), but because it's a season where we naturally slow down and reflect on what we're grateful for. But when it comes to money, I've noticed something troubling: so many of us focus exclusively on what we don't have: the bigger salary, the dream home, the overflowing savings account…and we completely overlook the financial blessings that are already right in front of us. This scarcity mindset keeps us stuck in a cycle of never feeling like we have enough, even when we're making...

6 Strategies to Maximize Every Dollar You Make

City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women

Before you're ready to make more money, you must master the money you currently have, and I will die on this hill. Here's the truth many people don't want to hear: a lot of us convince ourselves we need more income when, in reality, we need to control our spending habits first. It's either an income problem (you truly don't make enough to cover basic needs) or a behavioral problem (you spend too much, leading you to believe you don't make enough). And here's why this distinction matters: if you have a behavioral spending problem and don't fix it before earning more, those bad habits will scale...

Not Burned Out, But Not Excited? How to Move Through the In-Between

City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women

Feeling stuck between where you are and where you want to be? You're not alone. Many high-achievers experience this 'in-between' phase…not quite burned out, but lacking the excitement and motivation that once drove them forward. It's that uncomfortable space where you're functioning at a higher level than before, yet still far from your ultimate goals. The spark is gone, but so is the clarity about what to do next. This life transition and career plateau is completely normal, but you don't have to stay stuck in the fog. A year ago, I found myself in this exact place: consumed by content,...

How to Start a Profitable Side Hustle with Coach Latasha Peterson

City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women

Building multiple income streams is no longer optional…it's essential for financial freedom. The average millionaire has 7 income streams, and side hustles are one of the most accessible ways to diversify your earnings. Whether you want to pay off debt faster, save for big goals, or create passive income, starting a side hustle can transform your financial situation. Learn proven strategies from coach Latasha Peterson on how to launch and grow a profitable side business. Get ready to succeed in your side hustle era! Here’s What You’ll Learn in This Episode: How to identify the...

My Journey to a Regulated Nervous System

City Girl Savings | Budgeting, Money Management, and Goal Setting Tips for Women

Chronic stress and burnout are epidemic among entrepreneurs and high-achievers. In 2025, prioritizing nervous system regulation isn't just wellness - it's essential for sustainable business success and mental health. After experiencing the physical toll of chronic stress and high cortisol, I'm sharing my journey to healing and the practical steps that are transforming my health. I’ve made it my mission to regulate my nervous system. I want to feel better. I took the first step in this mission by scheduling an appointment with a naturopathic doctor. She did a deep dive into my bloodwork and,...

More Episodes

Celebrating 200 episodes of personal finance education and money management tips!

Since launching in January 2022, the City Girl Savings Podcast has helped thousands of women improve their financial literacy and build wealth.

Wow. Time flies!

Back in November 2023, the City Girl Savings Podcast had reached 100 episodes and I couldn’t quite believe it.

Fast forward to now and I’m still in awe of how far we’ve come, but also how quickly time seems to move.

Not to get on my soapbox, but if there’s a goal, investment, purchase or dream you’ve been putting off, TAKE ACTION NOW!

Time will only keep going and you’ll regret constantly pushing out the things that really matter to you. I launched this podcast in January of 2022 and I’m so glad I did.

It’s been such a wonderful journey and experience and knowing that people are encouraged and motivated from these episodes makes it all worth it.

To celebrate 200 episodes of the City Girl Savings Podcast, I’m sharing my 10 all-time favorite episodes.

These top 10 City Girl Savings Podcast episodes featured:

Mindset shift strategies from overspending to saving
Investment advice and building wealth for beginners
Financial confidence and money management psychology
Setting financial boundaries and eliminating money anxiety
Business lessons and entrepreneurship insights
Daily habits for financial success and productivity

After 200 episodes covering everything from budgeting basics to advanced investment strategies, these 10 episodes represent the most transformative money lessons for building lasting wealth and financial freedom.

Here's a glance at this episode:

[02:42] Money Mindset Transformation: Making the Mindset Shift from Spender to Saver made this list due to the true mindset shift that needs to happen to take someone from an overspender to an avid saver.
[06:45] Investing in Financial Education: Do you struggle with investing in yourself to improve? Why You Need to Pay to Get Better with Money helps shift that mindset.
[10:28] 10 Years of Business Lessons: Hear all Raya has learned after 10 years in business with a celebration of City Girl Savings reaching a decade.
[14:27] Financial Confidence Building: Being a better steward of money has increased Raya’s self-confidence tenfold and she shares just how in this episode.
[17:00] Financial Boundaries That Work: Give yourself money to enjoy life with. This can be a financial boundary you set that ends up being a helpful tool.

Rate, Review, & Follow:

Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show!

This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life!

To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode!

Also, please make sure you’re subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube!

Resources mentioned in this episode:

Listen to Episode #149: Making the Mindset Shift from Spender to Saver

Listen to Episode #3: Breaking Through the Stigma of Budgeting

Listen to Episode #84: Why You Need to Pay to Get Better with Money

Listen to Episode #159: 10 Years in Business: Growth, Lessons and More

Listen to Episode #164: Plan, Prepare and Organize Your Finances with Alaina Fingal

Listen to Episode #58: My Daily Morning Routine for Boosting Productivity

Listen to Episode #141: How Managing My Money Has Boosted My Confidence

Listen to Episode #62: 9 Ways to Manifest More Money Into Your Life

Listen to Episode #182: 6 Ways to Set Financial Boundaries and Stick to Them

Listen to Episode #178: Finding Peace in Your Finances: 5 Steps to Eliminate Money Anxiety