What Should You Do With Your Old 401(k)s After You Change Jobs?
Clear Money Talk
What should you do with your old 401(k)s after you change jobs? It sounds like a simple question, but the wrong move can create unnecessary taxes, missed opportunities, or added complexity. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, unpack the bigger picture behind old retirement accounts and why this decision deserves more attention than it often gets. From understanding your available options to recognizing some of the most common missteps, this conversation is designed to help listeners slow down and think...
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Just The Answer: What Should You Do With Your Old 401(k)s After You Change jobs?
Clear Money Talk
What should you do with your old 401(k)s after you change jobs? It sounds like a simple question, but the wrong move can create unnecessary taxes, missed opportunities, or added complexity. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, unpack the bigger picture behind old retirement accounts and why this decision deserves more attention than it often gets. From understanding your available options to recognizing some of the most common missteps, this conversation is designed to help listeners slow down and think...
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Should You Stop Using Your Debit Card?
Clear Money Talk
Should you stop using your debit card? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, break down the pros and cons of debit cards versus credit cards and explain why this everyday money decision may matter more than most people realize. From fraud protection and frozen bank funds to credit-building opportunities, rewards programs, and spending discipline, this episode explores the real-world tradeoffs behind how you pay. Tim and Tyler also share when a debit card may still be appropriate, why credit cards can be a...
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Just The Answer: Should You Stop Using Your Debit Card?
Clear Money Talk
Should you stop using your debit card? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, break down the pros and cons of debit cards versus credit cards and explain why this everyday money decision may matter more than most people realize. From fraud protection and frozen bank funds to credit-building opportunities, rewards programs, and spending discipline, this episode explores the real-world tradeoffs behind how you pay. Tim and Tyler also share when a debit card may still be appropriate, why credit cards can be a...
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Just The Answer: How Do Wars Impact the Economy, Markets, and Your Portfolio?
Clear Money Talk
When global conflict dominates the headlines, uncertainty can spread through financial markets and the broader economy. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, explore how war and geopolitical conflict can influence the economy, market volatility, inflation, energy prices, and investor behavior. They discuss why markets often react during periods of uncertainty, what history has shown about economic conditions during wartime, and how investors can think about maintaining discipline when headlines...
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How Do Wars Impact the Economy, Markets, and Your Portfolio?
Clear Money Talk
When global conflict dominates the headlines, uncertainty can spread through financial markets and the broader economy. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, explore how war and geopolitical conflict can influence the economy, market volatility, inflation, energy prices, and investor behavior. They discuss why markets often react during periods of uncertainty, what history has shown about economic conditions during wartime, and how investors can think about maintaining discipline when headlines...
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Your Life Changes Fast. Is Your Financial Plan Keeping Up?
Clear Money Talk
Life naturally evolves over time. Careers progress. Families grow. Priorities shift. The question is not whether change happens. It is whether your financial plan reflects where you are today. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, CFS®, CIS™, CAS®, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor discuss why financial planning is not a one-time event. They explore how plans can quietly drift out of alignment and why intentional, recurring Strategy Sessions help ensure clarity over time. They also revisit the Five Principles of Financial Planning and...
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Just The Answer: Your Life Changes Fast. Is Your Financial Plan Keeping Up?
Clear Money Talk
Life naturally evolves over time. Careers progress. Families grow. Priorities shift. The question is not whether change happens. It is whether your financial plan reflects where you are today. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, CFS®, CIS™, CAS®, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor discuss why financial planning is not a one-time event. They explore how plans can quietly drift out of alignment and why intentional, recurring Strategy Sessions help ensure clarity over time. They also revisit the Five Principles of Financial Planning and...
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Are You Chasing Returns or Building Real Wealth?
Clear Money Talk
t’s easy to get caught up in investment returns, market headlines, and performance scorecards. But is focusing on returns alone really the best way to build long-term wealth? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor explore the difference between chasing performance and building a thoughtful financial plan designed to support your life over decades, not just one market cycle. They discuss why trying to beat the market can become a distraction, how emotional decision-making often works...
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Just The Answer: Are You Chasing Returns or Building Real Wealth?
Clear Money Talk
It’s easy to get caught up in investment returns, market headlines, and performance scorecards. But is focusing on returns alone really the best way to build long-term wealth? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor explore the difference between chasing performance and building a thoughtful financial plan designed to support your life over decades, not just one market cycle. They discuss why trying to beat the market can become a distraction, how emotional decision-making often...
info_outlineArtificial intelligence is rapidly changing how people research, plan, and make financial decisions. But can AI really help you invest smarter, or does it introduce new risks?
In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor and Tyler Andrews, CFP®, Wealth Advisor explore how AI is already influencing investing and financial planning, and where human judgment still matters most.
You will learn:
- How artificial intelligence is changing investing and financial decision-making
- Where AI can be helpful for investors, including education, research, and organizing financial questions
- The risks of relying on AI for investment decisions, including bias, missing context, and overconfidence
- Why asking the right questions is critical when using AI tools
- How working with a financial advisor adds perspective AI cannot replicate
Tim and Tyler also discuss generational differences in how people use technology, the concept of AI “hallucinations,” and why AI works best as a supporting tool rather than a replacement for personalized financial planning.
If you are curious about how AI fits into investing, retirement planning, and long-term financial strategy, this episode provides a balanced and practical perspective on how to use AI wisely without letting it drive your decisions