#489: Can You Get a HELOC on a Rental? (Here's the Real Answer)
Real Estate Investing with Coach Carson
Release Date: 05/25/2026
Real Estate Investing with Coach Carson
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⭐ Get my coaching & community to achieve financial freedom → ⚒️Get my best investor tools for FREE → ▶️Next Episode: How to Become Financially Free with 5 Small & Simple Rentals Apple: Spotify: -------------------------- 🎬 Topics Covered: (0:00) - Is Putting 40% Down Actually Smarter? (1:03) - Why Interest Rates Change Everything Right Now (2:05) - Why “Boring” Rentals Still Win (6:00) - When Leverage Helps… and When It Hurts (8:27) - The Smarter Way to Compare Deals and Financing (9:22) - The Hidden Problems That Can...
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📃 Get a Landlord Quote with Steadily → ⭐ Get my coaching & community to achieve financial freedom → ▶️Next Episode: How Much Tax Will You Owe Selling a Rental? (Real Numbers Inside) -------------------------- 🎬 Topics Covered: (0:00) - Story 1: The Rental I Should’ve Sold Years Earlier (5:25) - How to Prevent a Devastating Loss (6:10) - Story 2: This 5-Unit Was Bleeding Money. Should He Sell? (10:59) - Story 3: This “Turnkey” Became a Nightmare (13:35) - My Framework for Bad Deals That Go Wrong (13:58) - Lesson 1:...
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⭐ Get my coaching & community to achieve financial freedom → ⚒️Get my best investor tools for FREE → ▶️Next Episode: How Many Rentals Do You ACTUALLY Need to Retire? (The Real Number) Apple: Spotify: -------------------------- 🎬 Topics Covered: (0:00) - What Comes After Real Estate Success? (0:35) - How David Got Started From Scratch (3:36) - The Fear That Stops Most Investors (6:53) - Why David Switched to Short-Term Rentals (14:41) - The Unexpected Challenges of STR Investing (20:39) - Tech that ALL STRs Need to Run (22:27) - The Real Profits...
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🗓️ Schedule an Appointment with Bryan → 👥 Appointment with Bryan’s team (fastest) → ▶️Next Episode: DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns Apple: Spotify: -------------------------- EPISODE NOTES: 🎬 Topics Covered: (0:00) - Can You Get a HELOC on a Rental Property? (1:26) - What a HELOC Actually Is (1:59) - HELOCs vs. Home Equity Loans (4:22) - Why Rental HELOCs Are Different (7:22) - When a HELOC Makes Sense (15:14) - When a Cash-Out Refinance Beats a HELOC (22:13) - What DSCR Means for...
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⭐ Get my coaching & community to achieve financial freedom → ⚒️Get my best investor tools for FREE → ▶️ Next Episode: How to Structure a Win-Win Partnership for Rental Properties with John Schaub Apple: Spotify: -------------------------- EPISODE NOTES: 🎬 Topics Covered: (00:00) - The "Unemployed by Design" Philosophy (03:17) - The 10-Year Blueprint for Long-Term Wealth (06:40) - How to Craft Offers That Actually Get Accepted (12:36) - Turning Trust into an Endless Referral Engine (19:51) - Why Your Word Is More Valuable Than Cash...
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https://www.coachcarson.com/coast2coastmortgage-pod-489
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▶️Next Episode: DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns
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EPISODE NOTES:
🎬 Topics Covered:
- (0:00) - Can You Get a HELOC on a Rental Property?
- (1:26) - What a HELOC Actually Is
- (1:59) - HELOCs vs. Home Equity Loans
- (4:22) - Why Rental HELOCs Are Different
- (7:22) - When a HELOC Makes Sense
- (15:14) - When a Cash-Out Refinance Beats a HELOC
- (22:13) - What DSCR Means for Investors
- (23:21) - Financing Options for Self-Employed Borrowers
- (28:41) - Why Broker Access Can Save Money
- (30:02) - Creative Ways to Improve Cash Flow
- (33:14) - FHA Loans for Multi-Family Properties
- (35:34) - Best Financial Strategy for a Build-To-Rent Property
- (40:00) - How to Prepare Your Credit and Reserves
- (44:39) - Why Brokers Often Beat Direct Lenders
- (46:38) - Schedule a Meeting to Discuss your Loan Options
- (47:40) - DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns
🎙️ Episode #489 - Can you get a HELOC on a rental property? Yes, but it’s not that simple.
Here’s when it works, when it doesn’t, and what to watch out for.
📄 Show Notes: https://www.coachcarson.com/heloconrentals/
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